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☆ Tex-Mex recipes that are cheesy and delicious
▼ + stars: | 2024-11-07 | by ( Leah Scalzadonna For Food Network | ) edition.cnn.com time to read: +2 min

In the United States, Tex-Mex can often get confused with authentic Mexican recipes. However, Tex-Mex cuisine has evolved into its own category, and can be distinguished by heartier ingredients like cheese, beef, powdered spices and flour tortillas. Whether you’re serving up a plate of sizzling fajitas or a pile of cheesy nachos, Tex-Mex is always welcome on the table. Air Fryer Taquitos and Charred SalsaTaquitos are the ultimate finger food—mini rolled tacos that are warm, cheesy and super crunchy! Matt Armendariz/Food NetworkGet the Recipe

Persons: you’re, Fryer, fryer, melty Colby Jack, chiles, Renee Comet, Matt Armendariz Organizations: Food Locations: United States, Southwestern, Tex, Chile, Mexico

☆ 4 ways Brian Niccol can use his Chipotle playbook to reinvigorate Starbucks
▼ + stars: | 2024-10-19 | by ( Paulina Likos | ) www.cnbc.com time to read: +15 min

At Starbucks, Niccol inherits a company that under previous leadership consistently disappointed investors with weakening sales, including back-to-back periods of negative same-store sales growth this year. Operations Upon taking over Chipotle, Niccol's focus was on improving operations after the rise of digital orders complicated execution and increased wait times. The addition of shelves alone accelerated the use of Chipotle's second "make line," where digital orders are prepared in the back of the store. To rebuild consumer trust at Chipotle, Chipotle launched the "Behind the Foil" campaign to showcase transparency in food preparation. His marketing approach "brought new news in a positive way toward Chipotle," Silberman said.

Persons: Brian Niccol's, Brian Niccol, Jim Cramer, Laxman Narasimhan, Niccol, Chipotle, Howard Schultz, Narasimhan, Schultz, Jefferies, Andy Barish, Barish, Lauren Silberman, Silberman, Rachel Ruggeri, there's, It's, Carne Asada, Queso Blanco, Chipotle's, Deutsche Bank's Silberman, hasn't, Tressie Lieberman, Lieberman, Jim Cramer's, Jim, Adam Jeffery Organizations: Starbucks, CNBC, Street, North America, Deutsche Bank ., Deutsche, Taco, Yum Brands, Yahoo, LinkedIn, Starbucks Workers Locations: Chipotle, Niccol, China, U.S, Denver, Michigan, Maine

Listeria monocytogenes is a type of bacteria that can contaminate food and cause serious complications for certain groups of individuals. Even though cooking the meat kills any listeria that may be present, deli meat can be contaminated afterward during packaging or slicing. Similarly, the ready-to-eat meat products involved in the ongoing BrucePac recall are precooked, although the source of contamination hasn’t yet been determined. Listeria infection early in pregnancy can cause premature labor, a baby with a low birth weight and loss of the pregnancy. According to the Centers for Disease Control and Prevention, around 1,600 people are infected and 260 people die from listeria infection in the United States every year.

Persons: BrucePac, Camembert, they’re, listeria, It’s Organizations: Agriculture Department, Centers for Disease Control Locations: brie, United States

☆ Starbucks is struggling. So it hired fast food’s Mr. Fix-It
▼ + stars: | 2024-08-14 | by ( Nathaniel Meyersohn | ) edition.cnn.com time to read: +4 min

Brandon Bell/Getty ImagesSo, starting next month, fast food’s fix-it man will work to turn around Starbucks as its new CEO, the company announced on Tuesday. Starbucks’ sales have fallen for two straight quarters. Mobile app and drive-thru orders make up more than 70% of Starbucks’ sales at its approximately 9,500 company-operated stores in the United States. Restaurant analysts say that Starbucks, which has historically done less television advertising than rivals, will use marketing to try to improve customers’ perceptions of Starbucks’ brand and prices. Niccol succeeded adding new menu items to Chipotle, and he will “enable Starbucks to better succeed with menu innovation,” says Charles.

Persons: Chipotle, Brian Niccol, Niccol, carne asada, pollo, Brandon Bell, ” RJ Hottovy, they’re, Bebeto Matthews, ”, Tom Cook, Casey, Mark Lennihan, Cowen, Andrew Charles, Charles Organizations: New, New York CNN, Taco Bell, Starbucks, Investors, CNN Locations: New York, Taco, Chipotle, Mobile, United States

☆ There’s History in These Cheese Pulls
▼ + stars: | 2024-04-25 | by ( Christina Morales | ) www.nytimes.com time to read: 1 min

Queso fundido is a staple at many Mexican and Tex-Mex restaurants, but it has deeper roots as an essential appetizer during carne asadas. Credit... Kelly Marshall for The New York Times. Food Stylist: Samantha Seneviratne.

Persons: carne asadas, Kelly Marshall, Samantha Seneviratne Organizations: The New York Times Locations: carne asadas .

☆ We're DINKs who make $190k a year and work from home. Here's what our typical Costco haul looks like.
▼ + stars: | 2024-02-20 | by ( Jacqueline Gualtieri | ) www.businessinsider.com time to read: +9 min

Here's what my partner and I usually get for $350 in our high-cost-of-living California city. AdvertisementWe usually pick up variety packs of Poppi, which contain prebiotics for gut health and have fewer calories and added sugars than most sodas. There are few places to grab bagels around my home now, so the bagels at Costco are a decent replacement. Instead of using cream cheese, I put Laughing Cow spreadable cheese on my bagel, preferably the light option if Costco has it. It's a good substitute for unhealthier snacks, and a pack of 60 only costs us about $10 at Costco.

Persons: —, we're DINKs, Jacqueline Gualtieri, we're, Ade kombucha, Costco's, Caesar, Costco Jacqueline Gualtieri, Gualtieri, We've, Kirkland Organizations: Service, Area, Business, Costco, Del Real Foods, Kirkland Locations: Central Coast, Monterey, California, Del Real, Italian

☆ Cheese, yogurt and dairy recall: Here’s a list of items linked to Listeria outbreak
▼ + stars: | 2024-02-12 | by ( Mira Cheng | ) edition.cnn.com time to read: +5 min

CNN —Multiple large retailers, including Costco and Trader Joe’s, have recalled items containing dairy products from Rizo-López Foods Inc. due to possible Listeria contamination. Since then, the recall has expanded to include additional products made with the recalled yogurt, sour cream and cheese, such as dressings, sandwiches and salad kits. Brands and the products they have recalled in the past week include:• Sprouts Farmers Market: No Brand Chicken Street Taco Kit• SaveMart: Chicken Street Taco Kit• The Perfect Bite Co: Mexican Style Street Corn Bites• Stater Bros: Chicken Street Taco Kit• Fresh Express: Fresh Express Salsa! They can contact Rizo-López Foods Inc. directly with questions at 1-833-296-2233, and report adverse events to the FDA. This is not the first recall of Rizo-López Foods Inc. products related to Listeria, according to the CDC investigation.

Persons: Joe’s, •, Kit •, Tom Thumb, • Dole, Jack, Olive, • Marketside, Bacon, • Rojo’s, Don Pancho, Poblano Caesar, Tio Francisco, Don Francisco, Rizo, Campesino, Dos, Casa, Dr, Sanjay Gupta Organizations: CNN, Costco, López Foods Inc, Brands, • Albertsons, Safeway, Eagle, Star, HEB, Express, FDA, Rizo Bros, US Centers for Disease Control, CDC, Get CNN, CNN Health, Foods Locations: Vons, Marketside, Rio Grande , Food City, El, San Carlos, Santa Maria, Casa Cardenas, California, Texas, Hawaii

☆ Listeria outbreak: What to know and how to protect yourself
▼ + stars: | 2024-02-08 | by ( Sandee Lamotte | ) edition.cnn.com time to read: +7 min

Pregnant people are about 10 times more likely to become sick from listeria, and the illness can be fatal to the fetus. Foods made with raw milk are 50 to 160 times more likely to contain listeria, the agency said. Always carefully wash your hands after touching any type of hot dog, lunch or deli meat, the agency said. Toss opened packages of deli meats or any sliced by a deli after three to five days, and hot dogs after one week. Shelf-stable foods, such as canned tuna, sardines and salmon, will not increase the risk of listeria.

Persons: queso blanco, “, ‘, CNN’s Mira Cheng Organizations: CNN, US Centers for Disease Control, Prevention, CDC, US Food and Drug Administration, FDA, Foods, •, . Locations: United States, listeria, California, Texas, brie, bologna

☆ I made Guy Fieri's legendary Trash Can Nachos, and they're the perfect Super Bowl snack
▼ + stars: | 2024-02-08 | by ( Chelsea Davis | ) www.businessinsider.com time to read: +9 min

Chelsea Davis for InsiderI started by making the marinade for my carne asada, which is typically made with grilled and sliced beef. Chelsea Davis for InsiderThis simmering process took about an hour and a half, which gave me time to do everything else. Chelsea Davis for InsiderOn the side, I had sliced avocado and radish slices for garnish and serving with the nachos. Chelsea Davis for InsiderI was worried the tower would just collapse, but it actually held together quite well. Chelsea Davis for InsiderIt didn't look like the prettiest dish in the world, but the toppings seemed evenly distributed throughout the chips.

Persons: —, Guy Fieri, Read, Chelsea Davis, carne, queso blanco, pico de gallo, carne asada, oregano Organizations: Service, Business, SMC Locations: Mexican, oregano, Oaxaca, Asadero, Monterey Jack

☆ Dairy Products Are Linked to Listeria Outbreak
▼ + stars: | 2024-02-07 | by ( Lola Fadulu | More About Lola Fadulu | ) www.nytimes.com time to read: +1 min

Listeria infection is the third leading cause of death from food-borne illness in the United States, according to the C.D.C. Two of the people sickened in the outbreak were pregnant, and one lost the pregnancy, according to the investigation. Two others who fell ill were newborns. The median age of those who fell ill was 52. “In addition, recent illnesses may not yet be reported as it usually takes three to four weeks to determine if a sick person is part of an outbreak.”

Persons: “ Organizations: López Locations: United States

A California cheese and dairy company is the source of a decade-long outbreak of listeria food poisoning that killed two people and sickened more than two dozen, federal health officials said Tuesday. They include a person who died in California in 2017 and one who died in Texas in 2020, CDC officials said. The strain of listeria linked to the outbreak was found in a cheese sample from Rizo-Lopez Foods. Federal officials confirmed that queso fresco and cojita made by the company were making people sick. ___The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Science and Educational Media Group.

Persons: Tio Francisco, Don Francisco, Rizo, Campesino, Dos, Casa, cojita Organizations: Rizo, Foods of, Centers for Disease Control, Prevention, Rizo Bros, CDC, Foods, Federal, El Super, Cardenas, Northgate, Numero Uno, Associated Press Health, Science Department, Howard Hughes Medical Institute’s Science, Educational Media Group, AP Locations: California, Foods of Modesto , California, Texas, Rio Grande , Food City, El, San Carlos, Santa Maria, Casa Cardenas, Cardenas Market, Northgate Gonzalez, Superior, El Rancho, Vallarta, Food City, La

☆ Chipotle earnings crush estimates as restaurant traffic grows 7.4%
▼ + stars: | 2024-02-06 | by ( Amelia Lucas | ) www.cnbc.com time to read: +1 min

Shares of the company rose more than 1% in extended trading. The company's same-store sales rose 8.4%, beating StreetAccount estimates of 7.1%. Chipotle said foot traffic rose 7.4% in the quarter, bucking an industry-wide trend of declining visits. Restaurant giants McDonald's and Starbucks both reported traffic declines for the last three months of the year. Looking to 2024, Chipotle is forecasting full-year same-store sales growth in the mid-single-digit range and plans to open between 285 and 315 new locations.

Persons: Chipotle Organizations: LSEG, burrito, Starbucks

☆ I tried 28 of Trader Joe's popular dips, and I'd buy at least half of them again
▼ + stars: | 2024-02-05 | by ( Savanna Swain-Wilson | ) www.businessinsider.com time to read: +40 min

I tried 28 dips and spreads from Trader Joe's to see which would be the best for a Super Bowl party. As a regular connoisseur of Trader Joe's salsas and spreads, I decided to try some of the chain's most popular dips. AdvertisementThe pimento cheese dip basically was comfort food in a containerTrader Joe's pimento cheese dip was soft and flavorful. VERDICT: I may not be an expert on Southern dips, but Trader Joe's pimento cheese option tasted like a winner. So it was unsurprising that Trader Joe's upgraded version of this familiar favorite turned out to be one of the standout dips I tried.

Persons: Joe's, —, Wilson, I'm, I'd, could've, Savanna, pico de gallo, Wilson I'm, jalapeño hummus, hummus, it's, Wilson It's, tzatziki, Wilson I've, Joe's tzatziki, Margherita, I've, pico, gallo, It's, Wilson Chunky, you've Organizations: Super Bowl, Service, Wilson, Joe's Locations: Buffalo, Savanna, Southern, dill, Joe's Buffalo, Monterey Jack, cayenne

☆ We've made 165 recipes from celebrity chefs to find the best ones. Here are the winners in each category.
▼ + stars: | 2024-01-26 | by ( Business Insider | ) www.businessinsider.com time to read: +39 min

Read previewBusiness Insider put the best recipes from celebrity chefs head-to-head to find the most delicious salads, desserts, bread, beverages, and more. AdvertisementRead more about the winning recipe and full battle here: I tried 3 celebrity chefs' recipes for blueberry pancakes, and the best used whipped egg whites. Read more about the winning recipe and full battle here: I made 4 celebrity chefs' recipes for overnight oats, and the best was served in a cantaloupe. This celebrity chef's garlic bread was buttery, spicy, and not at all soggyThe texture of Guy Fieri's garlic bread was spot-on. AdvertisementRead more about the winning recipe and full battle here: I tried 3 celebrity chefs' recipes for white sangria, and the best was also the prettiest.

Persons: —, Paige Bennett, Tiffany Leigh, Bennett's, Bennett, Carla Hall's microwaved, Bobby Deen's, Nancy, Nancy Fuller, Ina Garten's, Read, Ree Drummond, Alton Brown, Curtis Stone, Flay's, Paige Bennett Bobby Flay's, Guy, Guy Fieri's, Tiffany Leigh Fieri's, pico de gallo, Leigh, roja, Gordon Ramsay's, Paige Bennett Bennett, Giada De Laurentiis, Trisha Yearwood, Aarón Sánchez, Fieri's, Alex Guarnaschelli's, Alex Guarnaschelli, Rachel Ray, Paula Deen, Carla Hall's cornbread, Alton Brown's, dill, Sunny, Paige Bennett Garten, Anderson's coleslaw, Guy Fieri, Ina Garten, Sunny Anderson, Lucien Formichella, Brown, Bobby Flay, Keller's, Thomas Keller, Daniel Boulud, skillet, Rachael Ray's, Alfredo, Katie Lee Biegel's fettuccine, Chelsea Davis, Ree Drummond's, Giada de, Chelsea Davis Davis, Drummond, De Laurentiis, Laurentiis, Davis, Duff, Bobby Flay's, Gordon, Bobby, Flay, papayas, pecans, caramelized pecans, we've, Sandra, Sandra Lee's boozy, milkshake, minty, Geoffrey Zakarian's margarita, Geoffrey, Rachael Ray's negroni, Ina Garten's mulled, Bobby Flay's Bloody Mary, Geoffrey Zakarian's, Ina, Gina Neely, Rachael Ray, Guarnaschelli, Ray Organizations: Service, Business, Insider Hall, Garten, kiwis, Alton, cranberries Locations: scone, Worcestershire, Garten, mayo, cayenne, Buffalo, Swiss chard, Ree, Moscow

AdvertisementEarlier this week, Iman Jalali, a real estate investor in the greater Chicago area, had business in Bolingbrook, Illinois, and decided to take a detour to visit McDonald's new spinoff concept: CosMc's. AdvertisementA menu board in front of an CosMc's restaurant Iman Jalali"It's surprising. There's a spicy queso sandwich and classic McDonald's breakfast options like the Egg McMuffin and Sausage McMuffin with Egg. Joe CiolliA close-up shot of the drone Joe CiolliFrom his car, Jalali asked someone near the drive-through: "Hey, are you open?" The chain did not respond to Business Insider's request for comment on CosMc's menu.

Persons: McDonald's, —, Iman Jalali, Jalali, Iman, Joe Ciolli, Ciolli Organizations: Service, Business Locations: Chicago, Bolingbrook , Illinois, Boston, Dutch, Oregon, CosMc's, Illinois

☆ I used the DoorDash app to see how much more I'm spending on takeout than I was 3 years ago. It was price of queso that broke my heart.
▼ + stars: | 2023-11-11 | by ( Cork Gaines | ) www.businessinsider.com time to read: +4 min

NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . My family of four recently ordered dinner from our favorite local taco shop in Austin, Texas, through the DoorDash app. AdvertisementAdvertisementOverall, food inflation is currently in line with the overall number of 3.7%. Ultimately, that extra $0.65 we are paying for the side of rice from our favorite taco shop doesn't feel like much.

Persons: —, Cork Gaines Organizations: Service, Cork Gaines Inflation, Federal Reserve Locations: Austin , Texas, DoorDash, Cork

☆ Chipotle Mexican Grill easily tops earnings estimates, as price hikes help offset higher food prices
▼ + stars: | 2023-10-26 | by ( Amelia Lucas | ) www.cnbc.com time to read: +1 min

Chipotle Mexican Grill on Thursday reported quarterly earnings that beat expectations, helped by higher menu prices for its burritos and bowls. Shares of the company rose more than 5% in extended trading. Earlier this month, Chipotle raised menu prices for the first time in more than a year, citing inflation. Same-store sales rose 5%, beating StreetAccount estimates of 4.6%. The company credited higher transactions and menu prices for the quarter's same-store sales growth.

Persons: Chipotle, Brian Niccol Organizations: LSEG Locations: Chicago , Illinois

☆ Restaurants owners are using AI to make new menu items, like the 'Chat GPTaco' from a Dallas chain that became a hit with customers
▼ + stars: | 2023-10-12 | by ( Helaine Krysik | ) www.businessinsider.com time to read: +7 min

More restaurants, from local spots to national chains, are using AI to create new menu items. Velvet Taco recently featured the "Chat GPTaco" as part of the restaurant's "weekly taco feature," or "wtf," to huge success. Velvet Taco, a Dallas-based taco chain featured a ChatGPT Taco as part of the restaurant's "weekly taco feature," or "wtf." He got the recipe from AI by using standard pizza ingredients, then plugged ideas like "Mexican street-corn pizza" into the AI. "AI will be another tool to help restaurants improve operations, troubleshoot, and look for efficiencies," Tierney said.

Persons: —, Clay Dover, Velvet Taco, Dover, It's, Greg Tierney, Tierney Organizations: Service, Velvet, taco, Motor Locations: Texas, Dallas, Detroit, Lewisville , Texas

☆ Chipotle is raising prices for the 4th time in 2 years
▼ + stars: | 2023-10-10 | by ( Jordan Hart | ) www.businessinsider.com time to read: +2 min

It's the fourth time Chipotle has raised prices in the last two years. The increase meant some customers would pay more than $1 more for their entrees once the price increase took effect in August of the same year. Months before that, in the first quarter of 2022, Chipotle raised its prices by 4%. And Chipotle lovers sounded off in the comment section of a viral TikTok on "the downfall of Chipotle" in July. They recalled a time when their chicken burrito bowl only cost $7.99 — and longed for a taste of a Chipotle burrito from 2011.

Persons: It's, Chipotle, —, Laurie Schalow Organizations: Service, US Bureau of Labor Statistics, Bell Locations: Brooklyn

☆ I bought meals from Chipotle, Chick-fil-A, and McDonald's in-store and online. I was shocked by menu markups as high as 38% for the delivered food.
▼ + stars: | 2023-09-09 | by ( Nancy Luna | ) www.businessinsider.com time to read: +11 min

At a McDonald's in Orange, California, Insider found that a Quarter Pounder with Cheese meal cost $10.19. DoorDash said it encourages restaurants to "maintain delivery menu prices that more closely reflect in-store menu prices." "There is a premium associated with the delivery channel," Chipotle told Insider, adding that its delivery prices are about 30% above in-store and order-ahead menu prices. ChipotleInsider food correspondent Nancy Luna found delivery prices about 30% higher at Chipotle compared to in-store prices. "This is one reason – among many – why DoorDash encourages restaurant partners to maintain delivery menu prices that more closely reflect in-store menu prices."

Persons: DoorDash, Chipotle, Uber, Nancy Luna, queso blanco, Shouldn't, It's, McDonald's, Ashwin Kamlani, Kamlani Organizations: Service, Chipotle, Chapman University in, Wall Street Locations: Wall, Silicon, Chipotle, Orange , California, Chapman, Chapman University in Orange, queso, McDelivery, That's

☆ He’s Worked a Lot of Odd Jobs, and Has the Poems to Prove It
▼ + stars: | 2023-08-29 | by ( Jeff Gordinier | ) www.nytimes.com time to read: +4 min

You can pick up the echo in “Fixer," the haunting second collection of poems from Edgar Kunz. The narrator of these poems bounces from one side hustle to another, each more absurd than the last. In “Model,” he’s paid to pose in jeans at a gas station. In “Shoulder Season,” he’s paid to slice window panes out of massive sheets of glass. I am notany of those things, but I amnot comfortedNo one will accuse Edgar Kunz of being out of step with the zeitgeist.

Persons: Edgar Kunz, Herman Melville, noncompliant scrivener, ”, Charles Bukowski’s, Edgar Kunz ., ” he’s, Kunz, —, you’re, WillRobotsTakeMyJob.Com, Edgar Kunz of, Raymond Carver, Kunz doesn’t flinch, “ Organizations: “ Locations: American

☆ For a Chile Con Queso Like No Other, Head to Southern New Mexico
▼ + stars: | 2023-05-26 | by ( Maggie Hennessy | ) www.nytimes.com time to read: 1 min

Martinez, Ms. Martinez’s son and a fourth-generation manager with his brother Michael Martinez, said he feels as duty bound to safeguard his grandmother’s recipe, as he does Chope’s thick-battered chiles rellenos and sturdy enchiladas. “Do you know what sazón means?” Mr. Martinez said. “Sazón means, like, the culture, the tradition, and the style of cooking all come together and create the flavor. That’s kind of what it means; that’s why it tastes so good.”An El Paso native, the chef John Lewis grew up eating at Chope’s, a straight shot up Interstate 10, every other Saturday. “Chope’s version exactly translates to how it’s read: It’s chiles with cheese.” He has tinkered with the simple dish for years and now serves a version at his New Mexican restaurant, Rancho Lewis, in Charleston, S.C.

☆ Quito: Ecuador’s underrated capital city was the first to become a UNESCO site
▼ + stars: | 2023-05-22 | by ( Sandra Macgregor | ) edition.cnn.com time to read: +7 min

CNN —It’s hard not to feel a little sorry for the Ecuadorian capital of Quito. Singular churchesInside the Spanish colonial church of San Francisco in the city center of Quito. The museum even puts on a variety of shows, including a karaoke night of traditional Ecuadorian song. It’s especially busy at lunchtime when it fills to capacity with locals looking to indulge in affordable traditional Ecuadorian cuisine. Guided toursMetropolitan Touring’s “Live Quito Like a Local” walking tour is great for visitors with only a day or two to explore Quito.

☆ Gen Z is forcing fast-food restaurants to change their menus. They're now offering more spicy food and chicken to lure in younger diners.
▼ + stars: | 2023-05-16 | by ( Grace Dean | ) www.businessinsider.com time to read: +3 min

Gen Z diners crave spicy food and chicken more than other generations. Restaurant execs say that younger diners crave spicy food and chicken. "Spice levels generally heat up with younger generations," Fabiola Del Rio, VP of integrated marketing communications at Panda Express, told Insider. And where they can, Gen Zers like to get their chicken spicy, too. Or a restaurant exec who's noticed interesting dining patterns among your Gen Z customers?

"We have a nice little sign in front of our register that says 'Hey, credit card fees, they cost us a lot of money,'" Victor Garcia, longtime owner of Sol Dias, told CNBC. CNBC | Cait FredaThe swipe fees aren't new, but the worsening problem comes at a time when Main Street businesses across the country are increasingly struggling with changing macroeconomic conditions. Although the central bank does not conduct the same survey for credit card transactions, the processes used for debit and credit cards are similar. Meanwhile, credit card fees amount to the third-highest operating expense on average for restaurants, according to the Texas Restaurant Association. The European Union cracked down on similar increases, capping fees in 2015 at 0.2% for debit card purchases and 0.3% for credit card purchases.

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