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☆ A millennial who made nearly $200K working 20 hours a week says secretly working multiple jobs gave him the confidence to start his own business
▼ + stars: | 2024-07-25 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

Then he had an idea: He could look for extra work to boost his income and professional skills. AdvertisementPatrick, who's 34 and based in California, made nearly $200,000 last year secretly working two full-time remote jobs and doing additional freelance work on the side. While some companies may be OK with their employees taking on extra work, doing so without approval could have consequences. Then, in 2022, Patrick started a second full-time remote job while retaining three freelance clients. He said his freelance work has turned into a full-fledged business — he established an LLC last December.

Persons: —, Patrick, it's, jugglers, He's Organizations: Service, Business Locations: California

☆ The golden age of overemployment is over. Job jugglers are preparing for life with only one income.
▼ + stars: | 2024-07-20 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +10 min

They've used the extra income to pay off student debt, save for retirement, and afford expensive vacations and weight-loss drugs. Related storiesIn addition to exploring other income streams, Adam said he's trying to take advantage of his extra income while he still can. The best advice he has for anyone who's still overemployed is not to become too dependent on the extra income. "From the start, I made it a point not to integrate the second job income into our bills," he said. Are you secretly working multiple remote jobs at the same time and willing to discuss details about your pay and schedule?

Persons: —, Charles, slowdowns, Charles said he's, I've, They've, overemployment, jugglers, they've, Adam, he's, He'd, Tomas, Charles couldn't, he'd, I'd, Joseph, — Joseph, Luke, who's Organizations: Service, Business, LinkedIn, Bureau, Labor Locations: an Arizona, Georgia, Texas, —

☆ The dark side of double dipping: 3 people juggling multiple full-time jobs share how they do it
▼ + stars: | 2024-07-16 | by ( Tess Martinelli | ) www.businessinsider.com time to read: +6 min

Read previewThe pay and benefits of a full-time job aren't always enough to sustain an employee's lifestyle and monetary goals. From 9-to-5, she worked a remote marketing job, and from 5 to 10, she worked a low-lift customer service job. AdvertisementIn September 2022, she left her full-time job and created a job-juggling system to avoid legal and professional consequences. If it ever does come up, I make it seem like the dates overlap less than they did," McGill told BI. AdvertisementDespite the risky overlaps and long hours, McGill said she was happy with her choice.

Persons: —, aren't, Jane, I've, Kendall McGill, McGill, didn't, We've, Davrick Hayes, Hayes, Tess Martinelli, tmartinelli@businessinsider.com Organizations: Service, Business, BI, Apple, McGill Locations: LA, North Dakota

☆ Work is getting really weird
▼ + stars: | 2024-07-01 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +7 min

The big storyBizarro workplaceLorenzo Matteucci for BILet's be honest: Work has gotten really weird. Workers hiring shadow stand-ins can be unqualified for their jobs, overwhelmed, greedy, or just lazy. Shadow stand-ins are typically paid a fraction of the salary earned by the actual employee. One employee also described to Rob struggling to deal with a shadow stand-in's sub-par work and eventually "firing" them. Getty Images; Alyssa Powell/BIMeanwhile, the people who are doing all the work themselves are having a tough time getting any recognition.

Persons: —, Lorenzo Matteucci, Rob Price, Rob, Alyssa Powell, BI's Aki Ito, Roaring Kitty, Bain, Chris Miller, Greg Peters, Ted Sarandos, Peters, Chelsea Jia Feng, Coach's, David Rosenberg, Donald Trump's, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, Grace Lett, Annie Smith, Amanda Yen Organizations: Service, Business, BI, Super, Facebook, Workers, Corporations, Getty, GameStop, McKinsey, Taiwan Semiconductor Manufacturing Company, Netflix, Walgreens, CVS, Rite, Wimbledon Locations: Chicago, India, Pakistan, China, Taiwan, New York, London

☆ A millennial making $350,000 a year through overemployment says he only worked 50 hours a week
▼ + stars: | 2024-06-28 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

What's more, he said he hasn't typically worked more than 50 hours a week across his two jobs. AdvertisementPhil is among the Americans who have secretly worked multiple remote jobs to boost their incomes and job security. While some companies may be OK with their workers taking on a second job, doing this without approval could have negative repercussions. "Anything up to 50 hours a week is sustainable for me and that is what I would suggest for most people." AdvertisementAre you working multiple remote jobs at the same time and willing to provide details about your pay and schedule?

Persons: —, Phil, who's, overemployed, hasn't, Overemployment, jugglers, he's, there's, overemployment Organizations: Service, Business Locations: Texas

☆ A millennial who made 6 figures working 2 remote jobs says it could help him retire by age 50 — but that overemployment wasn't worth the stress
▼ + stars: | 2024-06-23 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

But by the time Adrian's contract for his second job came to an end in March, a big part of him was relieved, he said. While some companies may be OK with their workers having a second job, doing so without approval could have negative repercussions. AdvertisementAdrian said that before taking on a second job, one should be "very comfortable" with one's main role. While he wouldn't rule out pursuing a second job again someday, he said the workload would have to be quite low. AdvertisementAre you working multiple remote jobs at the same time and willing to provide details about your pay and schedule?

Persons: —, Adrian, he'll, messaged, you'll, maxing, Roth, It's, hasn't, he's Organizations: Service, Business, LinkedIn, Roth IRA Locations: California

☆ ALICEs, DINKs, HENRYs, and More: a Complete Guide
▼ + stars: | 2024-06-17 | by ( Erin Snodgrass | Jacob Zinkula | ) www.businessinsider.com time to read: +17 min

But the terms' recent popularity suggests people want to understand how they fit into the broader economy beyond standard measurements. But that, too, is uncertain: She said she was "dangerously close" to losing the aid because her income is too high. ALICEs tend to be older or younger workers, and while they're represented across racial groups, they're more likely to be Black or Hispanic. HIFI: High Income, Financially InsecureHIFI is the latest acronym to join the club. In a 2021 Medium post, Erica Dhawan defined "geriatric millennials" as millennials born in the early 1980s.

Persons: ALICE, HENRY, Kory, Anthony Klotz, Kantenga, DINK, They've, they've, Eric Anicich, Henry, Alice, haven't, Sarah, she's, — there's, they're, Carrie, Gen Zers, Brenton, Mirlanda, Neiman Marcus, Katie Notopoulos, Paige Connell, Connell, Chrissy Arsenault, Arsenault, Jimmy Simpson, who've, Rich, Christopher Stroup, Stroup, HIFIs, Erica Dhawan, Dwahan, Louis, —, Jewel Benjamin, Benjamin, micromanaging, Erin Snodgrass, Jacob Zinkula Organizations: FIRE, Business, LinkedIn, Texas, USC Marshall School of Business, : Asset, SNAP, Los Angeles Times, DINKs, Public School, Financial Independence, Sherwood News, Federal Reserve Bank of St, Federal Reserve, University of Michigan Health, Social, Social Security Locations: POLK, City, Dallas, Boston, Massachusetts, Colorado, Santa Monica , California, millennials, Georgia

☆ Apple wants to put a friendlier spin on artificial intelligence, but many users could miss out
▼ + stars: | 2024-06-11 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +7 min

In today's big story, we're looking at all the takeaways from Apple's big event , including its friendlier spin on artificial intelligence . Related VideoBut first, it's not AI; it's Apple Intelligence. Apple Intelligence — it's AI, just not that AI — is the company's first big swing in the space. Data is the name of the game when it comes to AI, and Apple's iPhones are full of it. However, the Apple Intelligence news and partnership with OpenAI is what really set the billionaire off.

Persons: —, we've, it's, Andrew Burton, Justin Sullivan, Rebecca Zisser, Tim Cook, Apple, Apple's, Insider's Jordan Hart, Katie Notopoulos, Pro Max, BI's Peter Kafka, Max —, wasn't, Elon Musk, Chelsea Jia Feng, Grzegorz Wajda, Elon, Bernstein, Toni Sacconaghi, Point72, Steve Cohen's, WallStreetBets, Tyler Le, OpenAI, Sarah Friar, Kevin Weil, who's, Sam Altman's, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, George Glover, Annie Smith Organizations: Service, Business, Tech, Apple Intelligence, Washington, Getty, Apple, Pro, Elon, OpenAI, Academy Investment, GameStop, Planet Labs, Oracle Locations: Apple's, Chelsea, Silicon, New York, London

☆ A Wisconsin mom of 3 who made $250,000 secretly working 2 remote jobs said it allowed her husband to leave a stressful job and become a stay-at-home dad
▼ + stars: | 2024-06-04 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

For 18 months between 2020 and the end of 2021, Lisa secretly worked one fully remote job and a second hybrid job. When pandemic conditions eased, she thought her fully remote employer would pivot to a hybrid work schedule — and managing two hybrid jobs seemed impossible. Advertisement"It was a good career move at a time when I thought that remote work was going to disappear," she said. Lisa said she'd consider job juggling again if she could find two fully remote jobs that checked most of her boxes. AdvertisementAre you working multiple remote jobs at the same time and willing to provide details about your pay and schedule?

Persons: —, Lisa, who's, they'll, who've, It's, Lisa didn't, she'd Organizations: Service, Business, Bureau of Labor Statistics Locations: Wisconsin

☆ A millennial working 2 full-time jobs sometimes only gets 3 hours of sleep — but she's over halfway to saving $100,000
▼ + stars: | 2024-05-09 | by ( Maria Noyen | ) www.businessinsider.com time to read: +5 min

(Business Insider verified Lacerna's April paystubs.) Lacerna told Business Insider via email that she began working multiple jobs after immigrating to the US from the Philippines in 2018. Companies have different policies on employees working multiple jobs — some allow it, while others don't, which means anyone choosing to do so secretly could risk being fired. While sleep requirements vary from person to person, experts recommend adults get between seven and nine hours of sleep each night. AdvertisementLacerna said in an email that she sometimes only gets two or three hours of sleep on days when she works both jobs.

Persons: —, Mitzi Lacerna, Lacerna, Jacob Zinkula —, she's, @mitzeyyyy, @sleepychomper, I’m, ake Organizations: Service, Business, Labor Statistics, Companies Locations: San Francisco, Philippines, TikTok

☆ A Florida Gen Xer who earned over $300,000 secretly working multiple remote jobs shares why he's 'far from rich'
▼ + stars: | 2024-05-07 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

A Florida-based Gen Xer made over $300,000 in 2023 secretly working multiple remote tech jobs. AdvertisementIn 2021, Robert was making roughly $180,000 a year from his tech job, but when his workflow slowed, he feared a layoff may be coming soon. AdvertisementThe Gen Xer, a Florida resident, is among the "overemployed" Americans who are secretly working multiple remote jobs to boost their incomes. Aside from family and travel, Robert said he spends most of his money on food and his home. Are you working multiple remote jobs at the same time and willing to provide details about your pay and schedule?

Persons: Xer, —, Robert, who've, hasn't, it's, He's, he's Organizations: Service, BI, Business Locations: Florida, Yellowstone, Las Vegas

☆ A California Gen Xer who made over $1 million secretly working 2 remote jobs said it allowed him to travel the world, max out his 401(k), and send his kids to private school
▼ + stars: | 2024-05-02 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

A California-based Gen Xer began secretly working two remote tech jobs in 2020. He made over $1 million in 2022, which allowed him to travel and send his kids to private school. In 2022, Dave earned over $1 million across his two remote jobs, including sales commissions, according to documents viewed by Business Insider. Last, he said people shouldn't feel bad about secretly working multiple jobs. AdvertisementAre you working multiple remote jobs at the same time and willing to provide details about your pay and schedule?

Persons: Xer, —, Dave, he's, who've, he'd, hasn't, jugglers, didn't Organizations: Service, Business Locations: California, America, Europe

☆ A millennial couldn't afford the Mounjaro weight-loss drug so he started secretly working 2 remote jobs. He's on track to make $166,000 this year and says he's lost 45 pounds.
▼ + stars: | 2024-05-01 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

A millennial in California is secretly working a second remote job so he can afford weight-loss drugs. AdvertisementLast August, George decided he wanted to try to work a second remote job — and not tell his employers he was job juggling. He was able to afford Mounjaro and said he's dropped 45 pounds — from 220 lbs to 175 lbs — since he started taking it in October. AdvertisementAfter a roughly monthlong search, he started his second job and was able to afford Mounjaro. Are you working multiple remote jobs at the same time and willing to discuss details about your pay and schedule?

Persons: Zepbound, —, George, Eli Lilly, he's, George hasn't, it's Organizations: Service, FDA, Nordisk's Ozempic, Business Locations: California, Mounjaro

☆ A millennial who made $225,000 secretly working 2 remote jobs shares why he decided to give up overemployment: 'The juice wasn't worth the squeeze'
▼ + stars: | 2024-04-20 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

But he had a lot of downtime — and he's "not good with having a lot of downtime," the 37-year-old told Business Insider. Roughly three months later, he was secretly working two full-time remote jobs and earning about $225,000 a year in combined income. Luke wasn't sure if his job juggling had been exposed or if the company just changed its mind — he never found out. However, after weighing the challenges the hybrid policy would present, in addition to the other downsides of job juggling, Luke ultimately decided that "the juice wasn't worth the squeeze." AdvertisementAre you working multiple remote jobs at the same time and willing to provide details about your pay and schedule?

Persons: —, Luke, jugglers, Luke wasn't, wasn't, peeking, didn't, I'm, it's Organizations: Service, Business

☆ 6 people who made up to $500,000 a year secretly working multiple remote jobs share why they don't feel guilty — and why there's nothing wrong with 'overemployment'
▼ + stars: | 2024-04-13 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +8 min

Read previewIf you could double your income by secretly working multiple remote jobs, would you do it? The share of US remote job postings on LinkedIn fell from over 20% in April 2022 to about 10% in December 2023. AdvertisementWilliam, a Texas-based tech worker in his 30s who told Business Insider he earned over $500,000 in 2022 secretly working multiple remote roles, agreed with this line of thinking. Steven said he didn't feel guilty about job juggling because he was still able to complete all the duties and tasks assigned to him. AdvertisementAre you working multiple remote jobs at the same time and willing to provide details about your pay and schedule?

Persons: —, jugglers, shouldn't, they're, There's, Joseph, hadn't, Joseph isn't, Robert, John, he'd, there's, it's, Steven, overemployment, William, Justin, Xer Organizations: Service, Business, LinkedIn, Amazon, Google, Elon Locations: Florida, California, Asia, Texas

☆ Remote work has been a mixed bag for women when it comes to pay. But it's helped some men be 'overemployed' and make six figures.
▼ + stars: | 2024-04-10 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

But a lot of women haven't been able to take advantage of this remote work perk. Remote work has helped women's progress toward equal pay, but it's had a mixed impact on women's career advancement. On the one hand, remote work has allowed more women to stay in the workforce when they otherwise might forced out due to childcare demands. Women's relationship with remote work both helps and hurtsWomen are working at near-record levels, and the growth of remote work in recent years is among the key reasons. AdvertisementMen and women work from home at very similar rates, but there's some evidence that remote work is even more prevalent among women.

Persons: —, haven't, it's, jugging, jugglers, Aaron Terrazas, Nicholas Bloom, Sarah Small, Small, Nicole, Stanford's Bloom, Meredith Whitney, Utah's Organizations: Service, Business, Stanford, University of Utah, of Labor Statistics, WomenTech Network, Labor Department, Bard College Locations: Washington, overemployment

☆ A millennial who made $170,000 secretly working two remote jobs says it helped him pay off about $50,000 in student loans
▼ + stars: | 2024-04-06 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

This made it possible for him to reduce his loan balance by over $50,000 — he has about $65,000 left in student debt as of March, he told BI via email. That December, he stumbled upon a YouTube video that provided him with the idea he'd been looking for: He could try to secretly juggle multiple remote jobs simultaneously. As for his student debt, his repayment goal is right on schedule. Advertisement"I'm expecting to have all my student loans paid off before Christmas," he said. Are you working multiple remote jobs at the same time and willing to provide details about your pay and schedule?

Persons: —, Adam, he'd, he's, didn't, overemployment, it's, — didn't Organizations: Service, Business, LinkedIn Locations: Arizona

☆ Don't secretly work multiple jobs if you want to advance in your career, overemployed workers say
▼ + stars: | 2024-03-30 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

Some people have made as much as $500,000 a year secretly working multiple remote jobs. "There is a certain level you cannot be at to perform well on multiple jobs," Robert said. AdvertisementBut life is full of tradeoffs, and that's as true as ever for the people secretly working multiple remote jobs. Overemployment can provide workers with valuable experienceNot every overemployed worker agrees that working multiple jobs is bad for career advancement. AdvertisementAre you working multiple remote jobs at the same time and willing to provide details about your pay and schedule?

Persons: —, Robert, who've, They've, jugglers, William, John, he's, Justin, wasn't, I'm Organizations: Service, Business Locations: Florida, Texas, California

☆ The gig economy, overemployment, and job switching have made it easier than ever to boost your income. But those strategies aren't always worth it.
▼ + stars: | 2024-03-18 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

Some side hustles come with a significant time investment and unpredictable pay. Related storiesNot all side hustles come with the time investment that ride-hailing does. But everyone with a side gig is faced with the same question: Are the extra working hours worth the financial reward? Only eight months after he started, he resigned from his two extra roles and decided to stop job-juggling for the time being. But all prospective job-switchers are faced with the same question: Are the uncertainties that come with a new job worth the financial reward?

Persons: —, switchers, Lyft, There's, overemployment Organizations: Service, Business, Harris Poll, Uber, Twin Cities, Bureau of Labor Statistics —, Federal Reserve Bank of Atlanta, Harris, Atlanta Fed Locations: Atlanta, Minnesota, Texas

☆ Meet an atypical overemployed worker: A millennial woman earning $95,000 secretly working 2 non-tech jobs
▼ + stars: | 2024-03-06 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

A millennial woman started secretly working a second remote job in January to boost her income. Nicole is among a niche group of people secretly working more than one remote job and getting away with it. This year, the Washington-based 30-year-old is on track to earn nearly $100,000 across two remote jobs, according to documents viewed by Business Insider. Differences in gender roles and expectations could also be holding some women back from pursuing overemployment, Nicole said. Are you working multiple remote jobs at the same time and willing to discuss details about your pay and schedule?

Persons: —, Nicole, she's, overemployment, hasn't, jugglers, doesn't, Overemployment, she'd, She'd Organizations: Service, Fortune, LinkedIn, Business, WomenTech Network Locations: Washington, overemployment

☆ A Gen Xer who made over $300,000 secretly working 3 jobs at the same time says overemployment allowed his partner to stop working and paid for a $20,000 cruise
▼ + stars: | 2024-03-02 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

A Florida Gen Xer made over $300,000 secretly working three jobs in the tech industry. AdvertisementAfter being laid off from his tech job in 2019, Robert wanted two things: job stability and multiple sources of income. By 2021, he'd found a remote job that he said paid $180,000 a year and had a part-time gig that was bringing in an additional $2,000 a month. He went looking for other remote jobs and landed one that paid $190,000 a year. Robert said his overemployment journey likely wouldn't have happened if the pandemic hadn't led more companies to adopt remote working arrangements.

Persons: Xer, —, Robert, he'd, Overemployment, Robert's, overemployment, COVID Organizations: Service, BI Locations: Florida

☆ Meet the typical overemployed worker: A male millennial making six figures annually across multiple tech jobs — who's fighting burnout for the extra income
▼ + stars: | 2024-02-23 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

Who are these overemployed workers? AdvertisementOveremployed workers tend to be male millennials in tech or IT jobsNearly all of the overemployed workers Business Insider has spoken with have been men. "In the IT world, we never really work a full 40 hours a week," a former overemployed worker previously told BI. The typical overemployed worker is making between $100,000 and $500,000 across up to four jobsFor most overemployed workers, job juggling isn't worth the stress unless they're very well compensated. One millennial earned over $500,000 across four non-simultaneous jobs, while another worker earned over $820,000 across three roles.

Persons: —, Louis Fed, Zers, Xers, Zer, Xer, overemployment Organizations: Service, Business, of Labor Statistics, WomenTech Network Locations: St

☆ Side hustles are becoming young people's safety net amid so much economic uncertainty
▼ + stars: | 2024-02-16 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +5 min

NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . In today's big story, we're looking at why side hustles are all the rage these days . Call it “overemployed light,” but working side jobs for some extra income is en vogue, especially for young people. For as much energy as they put into eliciting change, they also view their job as… just a job.

Persons: —, I've, Andrew Hollenhorst, we’re, hasn’t, Gen Zer, Jackie Mitchell, Mitchell, Business Insider’s Madison Hoff, Michell isn’t, Zers, don’t, Z, Eve Upton, Clark, Keida Dervishi, Jeremy Grantham, ” Grantham, Riley Wealth's Paul Dietrich, Bryan Erickson, Craig Hastings, Isabel Fernandez Pujol, Oppenheimer, Dan DeFrancesco, Hallam Bullock, Jordan Parker Erb, George Glover Organizations: Business, Service, Citi, Boston Globe, Labor, Getty, Netflix, Walmart Locations: California, TikTok, New York, London

☆ A millennial explains how he makes over $250,000 secretly working 2 remote jobs — and shares 4 tips for the overemployed
▼ + stars: | 2024-02-09 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +5 min

To this day, Tomas is secretly working two full-time remote jobs that pay over $250,000 a year in combined salaries, according to documents viewed by BI. Tomas is among a small group of US workers — many in the tech and IT industries — secretly holding multiple remote jobs. He’s even encouraged some colleagues to look for second jobs and provided advice on pulling it off. He said one of his jobs became much more demanding and that he wanted to adjust to the workload before he took on a second job again. All but one of his jobs were remote — he said flexible working hours enabled him to juggle a hybrid and remote role for a while.

Persons: —, Tomas, ”, overemployment, “, he’s, it’s, didn’t Organizations: Service, Business, BI Locations: Georgia

☆ Why a millennial gave up on 'overemployment' despite making over $500,000 secretly working multiple jobs
▼ + stars: | 2024-01-25 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +6 min

Secretly working multiple remote jobs at once made an "incredible difference" to his finances. He thought the idea of secretly working multiple remote jobs to boost his income sounded appealing, so he decided to see if it was possible. While juggling multiple roles proved to be possible — and financially lucrative — William said overemployment began to take a toll. First, workers should check if a company has an explicit policy against employees having multiple jobs. AdvertisementAdditionally, William said it's easier to balance multiple jobs when you have more control over your day-to-day responsibilities and schedules.

Persons: —, William, he'd, overemployment, Overemployment, jugglers, it's Organizations: Service, Business Locations: Texas, Reddit

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