The Wall Street Journal reported Monday that financial industry regulators could announce a proposal, as early as this month, seeking to increase the rainy-day funds of big banks. Morgan Stanley and Wells Fargo, while never a worry during the recent mini-banking crisis, have both seen their stocks decline in the wake of the SVB collapse and struggle to regain their footing. Should Morgan Stanley really be penalized more than others just because it offers fee-based wealth management solutions, which through strong execution have grown? However, we're inclined to consider a capital requirement change opportunistically, especially as it relates to Morgan Stanley. As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade.

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Persons: financials Morgan Stanley, Wells, it's, Morgan Stanley, isn't, Jim Cramer's, Jim Cramer, Jim, Bing Guan Organizations: Street, Bank, WSJ, Assistance, CNBC, Bloomberg, Getty Locations: Wells Fargo