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I didn't, and managing my money manually has been a major learning experience. For the last six years, focusing on my personal finances has been one of my main goals. However, some of the advice I received wasn't the right advice to follow, and I'm glad I didn't — especially the advice that came from a friend of mine who was on a mission to become a millionaire by age 40. Consider a financial advisor. Finding a financial advisor doesn't have to be hard.

Persons: —, doesn't Organizations: Service

☆ Nancy Pelosi scores yet another win with Harris' VP pick
▼ + stars: | 2024-08-06 | by ( Grace Eliza Goodwin | ) www.businessinsider.com time to read: +3 min

Nancy Pelosi is a master at influencing the Democratic Party, and she scored another win this week with Kamala Harris' VP pick. "Tim Walz is wonderful," Pelosi told MSNBC's Joe Scarborough and Mika Brzezinski, adding, "He has a great vision for our country. When asked about her power within the party, particularly on Biden's decision to drop out, Pelosi told Kelly that she wasn't the one instigating phone calls with other Democrats. Advertisement"I did not call one person," Pelosi told Kelly. Pelosi told Kelly that she has not spoken to Biden since he made his decision to drop out public.

Persons: Nancy Pelosi, Kamala Harris, —, Harris, Tim Walz, Pelosi, Walz, Joe, MSNBC's Joe Scarborough, Mika Brzezinski, — Pelosi, Joe Biden, Biden, MSNBC's, Biden's, NPR's Mary Louise Kelly, Kelly, CNN's Dana Bash Organizations: Democratic Party, Service, Democratic, Minnesota Gov, Business, Veterans Affairs, California Democrat Locations: MSNBC's, America, Minnesota, California, United States

☆ Making $100,000 a year might not be life-changing anymore, but 3 people share how it makes things a lot less stressful
▼ + stars: | 2024-06-01 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +7 min

Read previewWhen Joshua first earned a $100,000 salary about five years ago, it didn't impact his lifestyle much. "I wasn't able to splurge or to afford luxurious things," the 30-year-old fintech professional, who's based in Georgia, told Business Insider via email. This story is available exclusively to Business Insider subscribers. Business Insider asked three people who've made over $100,000 a year how becoming a six-figure-earner did — and didn't — change their lives and relationships. For many of these people, a $100,000 salary could, in fact, be life-changing.

Persons: —, Joshua, doesn't, What's, who've, Cole H, Mattes, it's, ALICE, Maksim Sonin, — he's, he's Organizations: Service, Business, New York Fed, New, Fed, eBay, Monarch Media, United, Stanford University Locations: Georgia, California

☆ Inside Smashmallow, Silicon Valley's Failed Marshmallow Startup
▼ + stars: | 2024-03-03 | by ( Adam Rogers | ) www.businessinsider.com time to read: +20 min

"We wanted a marshmallow to have a little bite to it, not just be a foamy air," he says. Jon Sebastiani, Smashmallow founderSmashmallow had a killer brand — but the product was still basically being made one batch at a time, on kitchen counters. If Smashmallow couldn't produce enough marshmallows, Tanis wouldn't get its dough. The thing is, even though Smashmallow failed, Sebastiani didn't. "In that industry, a snackable marshmallow is a Smashmallow, like a copy machine is a Xerox," says Kwasniewski.

Persons: Jon Sebastiani, Sebastiani, Krave, jonesing, marshmallows, Liam Eisenberg, aerated, Cook, Jens Hoj, Hoj, Smashmallow, he'd, It's, Theranos, wasn't, Elizabeth Holmes, Tanis, Wolfgang Confectioners, Smashmallow Smashmallow, Wolfgang, Tanis wouldn't, Smashmallow couldn't, Richard Hartel, Sebastiani didn't, David Kwasniewski, Kwasniewski, Smashmallows, it's, Adam Rogers Organizations: Hershey, Michelin, BI, Kraft, Target, Walmart, Doumak, Workers, University of Wisconsin, Area, Xerox, marshmallows, Business Locations: Paris, California, Sonoma, Hershey, Silicon Valley, Los Angeles, Hobart, Chicago, Las Vegas, Netherlands, Tanis, Pennsylvania, America, Sonoma Capital, Smashmallow, Santa Rosa, San Francisco, Colorado, North America

☆ Why Jack Dorsey's failure led to Elon Musk's arrival at Twitter
▼ + stars: | 2024-02-20 | by ( Peter Kafka | ) www.businessinsider.com time to read: +12 min

Elon Musk's chaotic takeover of Twitter was enabled by Jack Dorsey's hands-off leadership style. AdvertisementThe world has been able to watch the chaos that ensued after Elon Musk bought Twitter, more or less in real time. AdvertisementI talked to Wagner about Twitter under Jack Dorsey, and Twitter and Musk, and what happens next. Former Twitter CEO Jack Dorsey quiet quitsPeter Kafka: What was your sense of Jack Dorsey before you got into this project? I think Elliott forced his hand on that front and made the job really, really un-fun for him.

Persons: Elon, Jack Dorsey's, Kurt Wagner, Musk, —, Elon Musk, Jack Dorsey, Kurt Wagner's, Wagner, Dorsey, Peter Kafka, He's, That's, it's, Elliott, Covid, Jack, JOSH EDELSON, he'd, Twitter, Antonio Masiello, “, There's, they've, Esther Crawford, I'm Organizations: Twitter, Service, Elon, Bloomberg, Elliott Management, San, Getty, Journal Locations: San Francisco

☆ Here's how to choose the right college, according to a professor and academic advisor with 40 years of experience
▼ + stars: | 2023-12-27 | by ( Louis Newman | ) www.businessinsider.com time to read: +5 min

Read previewOver the next couple of weeks, your college-bound kid will join millions of others applying to begin college next fall. Having spent 40 years as a college professor and academic advisor, I know what really matters when it comes to the quality of a college education. Academic advising is key to student success. AdvertisementSome colleges offer a living-learning community in which students take courses and live together. Louis Newman is the author of "Thinking Critically in College: The Essential Handbook for Student Success" and works as a College Success Coach.

Persons: —, I've, Louis Newman Organizations: Service, Business, National Survey

☆ Why now is a good time time to buy property in New York City
▼ + stars: | 2023-10-04 | by ( Jordan Pandy | ) www.businessinsider.com time to read: +3 min

AdvertisementAdvertisementBuying a home in New York City may get a smidge easier this fall. The New York City market is correcting itself, Douglas Elliman agent Frances Katzen told Insider. "It's the old adage, opportunity and location, location, location. AdvertisementAdvertisement"If you told someone that they could buy a townhouse in New York City for $3.9 million, they would basically say never," Katzen said. The New York City market had a quieter third quarter this year, with sales in Manhattan dropping 33.2%, from 11,111 to 7,421, in 2022.

Persons: Douglas Elliman, —, Manhattan's, Douglas, Frances Katzen, Katzen Organizations: Service, New, Rocket Homes, New York, Boston Locations: New York, Manhattan, New York City, York, West, Los Angeles, San Francisco, Florida, Tampa, Miami

☆ I watched the newly-public security camera footage from January 6. I saw things I hadn't seen before — including eerie scenes of lawmakers fleeing for their safety on one of the darkest days in Americ
▼ + stars: | 2023-09-11 | by ( Bryan Metzger | ) www.businessinsider.com time to read: +11 min

House Republicans have begun to make January 6 security camera footage publicly available. I watched as lawmakers fled for safety — and banded together — while rioters besieged the Capitol. AdvertisementAdvertisementRoger Stone in front of the O’Neill House Office Building, where the January 6 security camera footage can be viewed, in December 2021. Upstairs, I focused on a lone security camera in front of the House chamber. On another security camera in Longworth House Office Building, I watched lawmakers of both parties gathering near the secure location where they sheltered for the duration of the riot.

Persons: Kevin McCarthy, Tucker Carlson, Roger Stone, Anna Moneymaker, I'd, —, Cori Bush, Bush, Steny Hoyer —, Madison Cawthorn, Eric Swalwell, Mike Pence —, Pence, Republican Sen, John Boozman, Democratic Sen, Dianne Feinstein, Lisa Murkowski, Dan Sullivan, Kevin Cramer, Sen, Jim Inhofe, Sheldon Whitehouse, Ashli Babbitt, there's, Barry Loudermilk Organizations: Republicans, Capitol, Service, House Republicans, Fox News, Administration, O'Neill, US Capitol Police, United States Capitol Police, Cannon House, Democratic, Rayburn House, Lawmakers, Republican, Democrat, Capitol Police, Republican Rep Locations: Wall, Silicon, O’Neill, Hart, Hart , Alaska Sens

One successful friend told me to automate my finances, a strategy often recommended by experts. I didn't, and managing my money manually has been a major learning experience. However, some of the advice I received wasn't the right advice to follow, and I'm glad I didn't — especially the advice that came from a friend of mine who was on a mission to become a millionaire by age 40. Get started achieving your financial goals! I learned finances aren't one-size-fits-allA big lesson I learned in my own personal finance journey is that managing your money is not a generic process.

Persons: doesn't, Get Organizations: Service Locations: Wall, Silicon

☆ I left NYC for Tulsa, Oklahoma. I only planned to stay for a year, but I love the lower cost of living and slower pace.
▼ + stars: | 2023-09-01 | by ( Mark Radcliffe | ) www.businessinsider.com time to read: +8 min

Mark Radcliffe spent over 12 years in NYC before moving to Tulsa, Oklahoma, in September 2020. I got his point, but after 12 years in the city, I decided to move to Tulsa, Oklahoma. The $10,000 wasn't my biggest motivation — I wanted to embark on a new adventure with like-minded risk-takers and lower my living expenses. Courtesy of Mark RadcliffeI bought a used piano for the living room, started hosting music-themed cocktail parties and dinners regularly, and built a new community. Tulsa has a more leisurely heartbeat, but it's a place where you always have time to stop and connect with others.

Persons: Mark Radcliffe, jabbing, Billy Joel, I'd, Radcliffe, Alec Baldwin, Brooke Shields, —, You'd, Lauryn Haas Organizations: Service, Madison, Citi, Radcliffe, Labor, New York, Tulsa, lhaas Locations: Tulsa , Oklahoma, Tulsa, Wall, Silicon, New York City, Yorker, New York, York, New England, Maine, Vermont, Atlanta, West, Gotham, New, Laurel Canyon, Los Angeles

☆ Video of Justin Trudeau discussing the 'difficult ups and downs' in his marriage re-emerges after his split with wife Sophie
▼ + stars: | 2023-08-03 | by ( Sophia Ankel | ) www.businessinsider.com time to read: +3 min

Canadian Prime Minister Justin Trudeau and his wife announced their separation on Wednesday. A resurfaced interview shows Trudeau discussing the "difficult ups and downs" in their relationship. Trudeau and Grégoire Trudeau, a former television presenter, were married in Montreal in 2005 and have three children together, aged 15, 14, and 9 years old. In a 2015 interview, Grégoire Trudeau refused to address allegations of an affair. The Canadian prime minister announced a split with his wife in a statement uploaded to Instagram on Wednesday.

Persons: Justin Trudeau, Trudeau, Sophie Grégoire Trudeau, Trudeau —, —, Sophie Gregoire, Reuters Trudeau, Sophie, Grégoire Trudeau, — I'm, we've Organizations: Canadian, Service, Canadian Broadcasting Corporation, Reuters, Canada's Globe Locations: Wall, Silicon, Montreal, Instagram

☆ 9 state universities that could help you earn just as much money as an Ivy League education
▼ + stars: | 2023-07-31 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +2 min

A new study finds that an Ivy League degree doesn't meaningfully increase a graduate's future income compared to a good state school. The study looked at wait-listed Ivy League applicants who went on to attend one of nine state universities. See the nine universities that set students up nearly just as well as the Ivies. download the app Email address By clicking ‘Sign up’, you agree to receive marketing emails from Insider as well as other partner offers and accept our Terms of Service and Privacy PolicyYou don't have to attend an Ivy League university to have an Ivy League income. In no particular order, here are the nine state universities the researchers used in the study, where the students they analyzed went on to have comparable estimated incomes to those of Ivy League graduates.

Persons: —, Alan Kruger, Ivy isn't Organizations: Ivy League, Service, Ivy League university, Opportunity, Harvard, Princeton, Ivy Locations: Wall, Silicon

☆ I'm a yoga instructor at a men's prison. Here's how my classes help relieve inmates' stress and anxiety.
▼ + stars: | 2023-07-30 | by ( Aaron Mok | ) www.businessinsider.com time to read: +5 min

Rory Bradshaw, 31, has been teaching yoga classes at a male prison in the UK for the last four years. Here's what its like to be a prison yoga instructor, as told to Insider's Aaron Mok. But on the side, I make money as a prison yoga instructor — and it's been a real privilege. At the center, there were women running free community yoga classes who encouraged me to attend, and I immediately connected with the practice. I have ambitions to one day get yoga into every prison prison cell in the country.

Persons: Rory Bradshaw, Bradshaw, Insider's Aaron Mok, —, it's, I'd, I'm, I've, It's Locations: London, South London

☆ An Ivy League degree won't boost your salary much compared to a good state school, a study finds. You're just more likely to have an elite-sounding job.
▼ + stars: | 2023-07-27 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +4 min

A new study finds that an Ivy League degree doesn't meaningfully increase a graduate's future income compared to attending a good state school. Americans are debating the merits of affirmative action and legacy admissions at Ivy League schools. While attending an Ivy League school only increased students' future income by 3% on average, the researchers found that it boosted any one student's chances of reaching the top 1% in income at age 33 by 59%. So while attending an Ivy didn't meaningfully boost students' odds of making more money on average, it did boost their odds of getting super-duper rich. Age 33 income levels were projected using a student's current income and data on their employers and graduate schools.

Persons: —, Alan Kruger, Ivy, Ivy — Organizations: Ivy League, Service, Ivy League university —, Opportunity, Harvard, Princeton, Ivy, ACT, Ohio State University, UC Berkeley, UCLA, University of Florida, University of Georgia, University of Michigan, University of North, University of Texas, University of Virginia Locations: Wall, Silicon, University of North Carolina

☆ A Montana couple spent $20,000 building a 2-bedroom house, and now they're debt-free. There's just one catch: The house is made of clay, sand, and straw.
▼ + stars: | 2023-07-18 | by ( Amanda Goh | ) www.businessinsider.com time to read: +13 min

Daniel Ray, the owner, estimates that they spent less than $20,000 on the entire construction. Daniel Ray/Spiritwood Natural BuildingBut it wasn't until a couple of years later that the couple finally had a chance to turn it into reality. They saw their first cob house as practice for the new space they had in mind. "We both had full-time jobs and then would also work about 40 hours a week on building the house," Ray said. It's also going to reduce the amount of effort that you have to put into building the house," Ray said.

Persons: Daniel Ray, Daniel, Katherine Ray, Ray, they'd, that's, it's, didn't, It's, Katherine Organizations: Service Locations: Montana, Wall, Silicon, Wales, Vancouver, British Columbia, Bitterroot, Victor , Montana, Mexico, India, Moroccan, Victor

☆ Famous figures who had Titanic tickets but didn't make it on board
▼ + stars: | 2023-06-28 | by ( Gabbi Shaw | ) www.businessinsider.com time to read: +1 min

As the Titanic was the height of luxury in 1912, some celebrities had tickets for its maiden voyage. But not all of them ended up boarding the ship. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementThe sinking of the Titanic in April 1912 still captivates us today, with numerous books, a multibillion-dollar movie, museums, and, controversially, expensive tours of the wreckage available.

Persons: Pierpont Morgan, Milton Hershey, —, didn't — Organizations: Service

☆ Rising the ranks at Citadel Securities: How this 31-year-old rose from intern to head of foreign exchange in 5 years
▼ + stars: | 2023-06-16 | by ( Emmalyse Brownstein | ) www.businessinsider.com time to read: +9 min

At 31, Soeren Kuenzel runs Citadel Securities' FX team, overseeing hundreds of billions in trades. Just ask Soeren Kuenzel, the head of foreign-exchange trading at Citadel Securities who's now responsible for billions in complicated currency trades at just 31 years old. It was sponsored by Citadel, the hedge-fund firm led by the billionaire Ken Griffin, alongside the market maker Citadel Securities. Citadel Securities, launched by Griffin in 2002, is one of the biggest trading houses matching sellers and buyers of stocks, bonds, and currencies across the globe. He finished his doctorate at Berkeley in 2019 and began working that fall as a quant researcher at Citadel Securities full time in Chicago.

Persons: Soeren, Soeren Kuenzel, Kuenzel, Ken Griffin, Griffin, Fang Wu, Wu, It's, Yale's, I've, he's, that's, Alex Morell Organizations: Citadel Securities, FX, University of California, Facebook, Apple, Citadel, New York Stock Exchange, Chicago, Berkeley, Yale's men's, Cape, Cape Florida Lighthouse Locations: Berkeley, Miami, Europe, Chicago, Germany, Cape Florida

☆ Nobody showed up to a best-selling author's book launch. She called it a 'career low point' but found out she's far from alone.
▼ + stars: | 2023-04-08 | by ( Pete Syme | ) www.businessinsider.com time to read: +5 min

But nobody turned up to the launch event at the NYT-best-selling writer's local indie bookstore. The launch signing event for her new book, "In Nightfall," was on March 28. Instead, Young tweeted a picture of the 17 empty chairs, describing the moment as a "career low point" and saying she was "crying my entire way home." He said that in his experience, bookstore launch events had been "hit or miss — some packed, some empty, most in between." She'll consider virtual events in future, saying that this was her first book launch since the start of the COVID-19 pandemic.

☆ We're identical twins who interned at Microsoft and absolutely loved our experience. Here's what our internships were like.
▼ + stars: | 2023-04-06 | by ( Jenna Gyimesi | ) www.businessinsider.com time to read: +10 min

For our internships, we worked in-person in Seattle, then both moved on to full-time roles as lead product managers at Microsoft. We already had a decent amount of experience before we interned at Microsoft: Mark had interned for companies like Apple, and Andrew with Apple and Tesla. Mark and Andrew AnsellLet's start with the fun thingsEvery year Microsoft has an intern day. I think they purposefully give interns a lot of independence because full-time work at Microsoft requires the same sort of self-guidance. Microsoft truly has one of the best work cultures in our experience and we recommend the company to anyone.

Greg Becker, who was the longtime CEO of Silicon Valley Bank, pictured last year. "Looks like Silicon Valley Bank is in some deep shit," Uncommon Capital general partner Jamie Quint tweeted. Startup founders scrambled to get their funds out of Silicon Valley Bank after its collapse. Andreessen Horowitz announced this week that it will continue banking with Silicon Valley Bank "for the foreseeable future" but is crafting a longer-term plan to diversify. Even so, he added, "I think we'd be supportive, as they stabilize, for them to be one of many partners that our founders bank with."

☆ Even Jimmy Kimmel doesn't know why Mike Lindell agreed to sit in a giant claw machine on his show last night
▼ + stars: | 2023-02-01 | by ( Cheryl Teh | ) www.businessinsider.com time to read: +3 min

Mike Lindell made an appearance on Tuesday's "Jimmy Kimmel Live!" Kimmel used the time to grill Lindell about his baseless claims of widespread voter fraud. Lindell appeared on "Jimmy Kimmel Live!" Kimmel used some of the episode to grill Lindell, who has consistently pushed baseless claims of widespread voter fraud, about his beliefs. "You know, one of the differences between you and the claw machine is claw machines let go.

☆ E. Jean Carroll said in deposition she held back Trump rape allegation to not be seen as 'spoiled goods'
▼ + stars: | 2022-12-20 | by ( Jacob Shamsian | ) www.businessinsider.com time to read: +4 min

Excerpts from E. Jean Carroll's deposition in her rape lawsuit against Trump were filed in court. She explains she held back her allegation because rape victims were seen as "spoiled goods." Carroll says Trump raped her in a Bergdorf Goodman's changing room in the 1990s. Trump denied Carroll's allegation and called her a liar, prompting Carroll to file a defamation lawsuit against him. In her deposition, Carroll said it took time to understand the impact the alleged attack had on her life.

☆ Rich countries driving the climate crisis have agreed to pay developing nations for damage. But collecting the money will be tough.
▼ + stars: | 2022-11-22 | by ( Catherine Boudreau | ) www.businessinsider.com time to read: +6 min

Developing nations won creation of a "loss and damage" fund for climate disasters. Climate diplomats left Sharm el-Sheikh, Egypt, with a historic deal — 30 years in the making — for rich countries to pay developing nations for the damages they are already facing from a warming planet. But the negotiators who gathered in the resort city along the Red Sea failed to hammer out a more aggressive plan to curb the greenhouse gas emissions that are driving the crisis. The agreement follows a decades-long push by a coalition of developing nations known as the G77+ China. That country, despite being the world's largest polluter, is considered a developing country by international institutions and therefore isn't obligated to contribute to climate finance.

☆ How TikTok and the music industry are bound to each other as 'frenemies,' even as they battle over licensing
▼ + stars: | 2022-11-17 | by ( Dan Whateley | ) www.businessinsider.com time to read: +10 min

All of these promotional functions have benefited the music industry, boosting streams on platforms like Spotify or Apple Music and helping artists grow their fan bases. The company filed a US trademark application in May for a potential music-streaming product called "TikTok Music," Insider first reported. Licensing negotiations to either expand Resso or introduce TikTok Music into other markets are underway, a person with direct knowledge of the process told Insider. Licensing negotiations are nearly constant in the music industryByteDance and TikTok already have existing agreements in place with major record labels and publishers like Warner Music Group, Sony Music Entertainment, the National Music Publishers' Association, and ICE. Last quarter, YouTube's head of music wrote that the company paid out $6 billion to the music industry over a 12-month period.

The survey found that 49% of millennials have had to delay medical or dental care as a result of their finances. That hasn't kept up with climbing health care costs. National health care costs per person have increased by $9,000 since 1970, according to the SuperMoney report. Being able to afford healthcare is more important than ever for millennials who need to find help for their mental health. Rising healthcare costs could be at play here.

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