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More than 750 job seekers shared their frustrations trying to find work recently. AdvertisementMore than 750 Americans between the ages of 18 and 76 who have recently struggled to find work shared their experiences with Business Insider. Through emails and an online form, readers shared stories of fierce competition for white-collar roles and lower-paying gigs alike. Over three dozen respondents said they pulled from their 401(k) or IRAs to stay afloat. Meanwhile, some executives with 30 years of experience said their credentials may have prevented them from getting interviews for lower-paying white-collar roles.

Persons: —, Zers, millennials, Scott Fite, he'll, Fritz Boyle, he's, hasn't, Boyle, haven't, Aaron Terrazas, they're, Chris Jorgensen, it's, Stephanie Allen, they've, Sean Tetpon, Tetpon, I'm Organizations: Service, Business, SNAP, of Labor Statistics, BLS, Bureau of Labor Statistics, didn't, IBM, University of Idaho Locations: Americas, Pennsylvania, Portland , Oregon, Utah, Maryland

☆ I moved to Spain, got divorced, and was feeling lonely — until I found a new way to make friends
▼ + stars: | 2024-10-02 | by ( Dalia Goldberg | ) www.businessinsider.com time to read: +6 min

Dalia Goldberg moved to Spain with her then-husband in late 2018. Related storiesIn early 2020, I'd just spent my first year and a half in Seville, Spain. My husband and I had moved to Spain thinking we'd travel around and enjoy a great quality of life while working remotely. Many members of the Improvites told me the activity has boosted their confidence and helped them make new friends. Will, another member from the UK, moved to Seville from northern Spain after his marriage also broke down.

Persons: Dalia Goldberg, —, Jennifer, I'd, lockdowns, we'd, It's, Bob Rouf, Will, he's, I've Organizations: Service Locations: Spain, Seville, North America, drudgery

☆ I built up a 6-figure business but didn't spend enough time with my kids. Now, I work 30% less and feel much happier.
▼ + stars: | 2024-09-14 | by ( Melissa Noble | ) www.businessinsider.com time to read: +4 min

I'd been working as a print journalist up until that point and was ready for a new challenge. So, when my son was about 10 months old, I launched my own copywriting and content business. My business became grew, and eventually, I made six figuresIt was hard work getting it off the ground. Melissa Noble took time off work to spend more time with her kids. I feel happier than ever, knowing that I'm making memories with my kids, rather than more money in the bank.

Persons: I'd, Melissa Noble Organizations: Service, Business Locations: Melbourne

☆ A 30 year old with a $1 million net worth explains the 4 steps that got her there
▼ + stars: | 2024-09-12 | by ( Business Insider | Stephanie Hallett | ) www.businessinsider.com time to read: +8 min

She also traveled the world for two years and learned to make money without a day job. AdvertisementShortly after returning from Europe, Tseung began investing and using her skills to build multiple sources of passive income. She now teaches others how to manage their finances, invest, and build passive income through on her blog and her accounts on YouTube, TikTok, and Instagram. This book taught her to make money work for her instead of working for money. For me, it's to continue being impactful and building my brand, teaching people how to build passive income and become financially free.

Persons: Sharon Tseung didn't, —, Sharon Tseung, Tseung, doesn't, Timothy Ferriss, Rich Dad, Robert T, it's Organizations: Service, University of California, Business, YouTube Locations: Berkeley, Europe

☆ How some workers are using AI to save time — even though they fear the tech could replace them
▼ + stars: | 2024-09-07 | by ( Jacob Zinkula | ) www.businessinsider.com time to read: +9 min

Despite the potential downsides of AI adoption in the workplace, several workers told Business Insider that they're using AI tools to enhance their skill sets, productivity, and job performance. AI fears have led some people to embrace the technologyTricia LaRue said using AI tools like ChatGPT has helped her save time as a marketing professional. Meanwhile, others are "very resistant" to using AI, view it as "concerning and scary" and want to avoid using it for as long as possible. In addition to concerns about AI job replacement, Granger said the overall uncertainty of the AI future can stress out some workers. Mastering AI might not be the only way to protect oneselfSainag Nethala said using AI tools typically save him about 10 to 15 hours a week on work tasks.

Persons: —, Gabrielle Gerbus, Jasper, ChatGPT, Gerbus, she's, Goldman Sachs, they're, Ben Granger, Tricia LaRue, Tricia LaRue Granger, Granger, It's, LaRue, Anchlia, Ankit, James Delage, Claude, Sainag Nethala, Sainag, Grammarly, Nethala, he's, I'm Organizations: Service, Business Locations: California, Missouri, Minnesota, Texas, Illinois

☆ I'm not paying for my kids' college tuition unless they want to be doctors or lawyers. Money isn't the issue — the ROI has to be worth it.
▼ + stars: | 2024-08-09 | by ( Robin Madell | ) www.businessinsider.com time to read: +6 min

I have six children between the ages of 5 and 11, and I've told them I won't pay for college except in very limited circumstances. I'm actively encouraging my kids to consider other options and how much ROI they'll get from college. One of the most interesting responses I've gotten from my kids is asking how they can make money now. Not paying for college might force them to be more financially responsible, but only if they choose — or try — to pay for college themselves. I want them to learn to be financially responsible and viable by earning money, with or without college.

Persons: —, Bobby Kittleberger, I've, I'm, they've, They're, it's, I'd, We've, We'll, Lauryn Haas Organizations: Service, Business, Colleges, YouTube Locations: Staunton , Virginia, Virginia, lhaas@businessinsider.com

☆ 30-year-old who quit her job and moved to Budapest now works remotely 25 hours a week: 'It's a beautiful life'
▼ + stars: | 2024-08-03 | by ( Morgan Smith | ) www.cnbc.com time to read: +5 min

At 23, Denae McGaha had a choice: She could spend her entire savings moving to New York City, or she could take a teaching job halfway across the world. Within weeks of submitting her application, McGaha landed a job teaching English to kindergarteners. In August 2017, she quit her barista gig and moved to Budapest. Landing a remote job abroadMcGaha's teaching contract included a furnished one-bedroom apartment in Budapest, with a monthly stipend to help cover rent and utilities. In 2021, she was hired as a remote digital marketing strategist at Consumer51, a marketing agency based in Philadelphia.

Persons: Denae McGaha, McGaha, I'd, she's, —, hasn't, Ridhwan Rafi Organizations: LinkedIn Locations: New York City, Europe, Whidbey, Washington, New York, Budapest, Hungary, Covid, Budapest's 5th, Instagram, Philadelphia, U.S, Seattle

☆ I was naïve when I moved to London for a better life. It's been difficult and lonely, but I'm not giving up.
▼ + stars: | 2024-07-17 | by ( Charissa Cheong | ) www.businessinsider.com time to read: +7 min

Read previewThis as-told-to essay is based on a transcribed conversation with Jerry Chiemeke, a writer from London, about moving to the UK from Nigeria. AdvertisementI wanted to be known as a writer, but I was unsure whether I should continue developing my career in Nigeria. I wanted to continue building my career as a creative, but I've since found it difficult to find permanent work. Before arriving in the UK, I'd lined up part-time editing work. I've been able to freelance but haven't secured permanent creative work.

Persons: —, Jerry Chiemeke, Muhammadu Buhari, I've, I'm, I'd, It's, haven't Organizations: Service, Business, Nigerian, Global, Visa, Commonwealth, The Arts Council England, Arts Council, London Locations: London, Nigeria, Canada, Lagos, England

☆ Within a year of completing solar-installation training, I landed a full-time job that lets me live the life I want
▼ + stars: | 2024-07-01 | by ( Erin Greenawald | ) www.businessinsider.com time to read: +4 min

Now he has a marketing job for a solar company that offers flexibility and career mobility. My career has been the wildest ride since I got my solar-installation training just a year ago. AdvertisementI graduated in May 2023 and, after a summer job traveling to Alaska to create educational programs, started job searching in the solar industry in the fall. The solar industry needs everything that any other industry needs, and the growth is happening so fast. When I envision the future of my solar career, it seems like the sky's the limit.

Persons: Aaron Nichols, —, Nichols, he's, I've, It's Organizations: Service, North American Board of Certified Energy, , SunCast Locations: Alaska

But, not all AI startups are created equal. AdvertisementBusiness Insider surveyed nine VCs who invest in AI startups at firms like Bain Capital Ventures, Flybridge, and Sapphire Ventures. Startups building AI's "picks and shovels" are a better bet than yet another LLMStep aside, OpenAI and Anthropic. In contrast, unstructured data encompasses various formats such as text documents, images, audio files, emails, social media posts, and videos. Some AI investors say they're shying away from point solutions—think online payment processing or project management—in favor of full-stack solutions.

Persons: —, Harvey, Navin Chaddha, Chip Hazard, they're, Kahini Shah, there's, Rak Garg, Garg, Shah, Lauri Moore, Moore, Chaddha, Capital's Moore, she's Organizations: Service, Accel, Business, Bain Capital Ventures, Flybridge, Sapphire Ventures, Google, Meta, Mayfield Fund, Flybridge Capital Partners, Obvious, Investors, Obvious Ventures, Foundation, Dig Ventures Locations: Mayfield, Hazard, Flybridge

☆ Hardware is Wall Street's new favorite bet
▼ + stars: | 2024-06-17 | by ( Dan Defrancesco | ) www.businessinsider.com time to read: +7 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. In today's big story, we're looking at the Apple-Google partnership that shows why hardware has become Wall Street's new favorite bet . The big storyHardware is hotGetty Images; Chelsea Jia Feng/BISoftware may still eat the world, but only with the help of some serious hardware. But generative AI has put a considerable spotlight on a less sexy part of tech: hardware. That's playing out in the stock market, where hardware tech stocks have outperformed software tech stocks by 30 percentage points this year , writes BI's Matthew Fox.

Persons: —, Chelsea Jia Feng, Marc Andreessen's, Hugh Langley, That's, BI's Matthew Fox, it's, Steve Schwarzman, Jon Gray, Brian Ach, Tyler Le, Andy Sieg, Merrill Wealth, Dan Sundheim, Chris Tuite, Trump, Elon Musk, hasn't, Jimmy Simpson, they're, Dan DeFrancesco, Jordan Parker Erb, Hallam Bullock, George Glover, Annie Smith, Amanda Yen Organizations: Service, Elon, Apple, Business, Apple Intelligence, OpenAI, Google, Microsoft, Amazon, Oracle, Street, Nvidia, Broadcom, Blackstone, Merrill, D1 Capital, YouTube, Netflix, BI, Cannes Lions, advertising's Locations: That's, New York, London

☆ AI Is Set to Dominate Cannes Lions Ad Festival This Year
▼ + stars: | 2024-06-13 | by ( Lara O'Reilly | ) www.businessinsider.com time to read: +7 min

Read previewArtificial intelligence is expected to be the topic du jour at Cannes Lions this week, when the ad industry descends on the French Riviera for its annual shindig in the sun. Businesses are exploring how they can use AI to perform tasks like copywriting, research, and automating their ad campaigns. A Cannes Lions spokesperson said the festival is expecting 12,000 delegates, though many more ad execs and vendors forgo the official festivities to hobnob at the fringe events. Cannes Lions has set its own rules around AI. "Those who will win will figure out the right mix of AI plus the right influencers plus the right concepts," MediaLink's Wagman said.

Persons: —, there's, Klarna, Wayne Levings, Mark Wagman, Wagman, Jessica Apotheker, Apotheker, Scarlett Johansson, David Droga, Mira Murati, Vidhya Srinivasan, Alexander Chen, Greg James, Publicis, Anthony Yell, Razorfish, Yell, BCG's Apotheker, Queen Latifah, Lando Norris, John Legend, Chrissy Teigen, Deepak Chopra, Jason, Travis Kelce, Lenny Kravitz, Janelle Monáe, MediaLink's Wagman Organizations: Service, Cannes Lions, Lions, Business, Cannes, United Talent Agency, Google, Microsoft, Adobe, Boston Consulting Group, Palais, Accenture, OpenAI, Google Creative, North America, Publicis Groupe, influencers Locations: Americas, MediaLink, Cannes

☆ Klarna CEO faces backlash for saying AI let marketing team 'half the size it was last year' do more work, saving millions
▼ + stars: | 2024-05-30 | by ( Sarah Jackson | ) www.businessinsider.com time to read: +6 min

Read previewKlarna's CEO seemingly touched a nerve on social media with a post about how the company saved millions by using AI to cut costs and do the marketing work human employees previously did. "Our in-house marketing team is HALF the size it was last year but is producing MORE!" AdvertisementHe also wondered aloud at the impact AI will have on creative industries and those working in marketing. Advertisement"If you still had a bigger marketing team, they probably would've advised you not to post this," one person said. "Flexing that you fired half of your marketing team is just really bad," another added, alongside a clown emoji.

Persons: —, Sebastian Siemiatkowski, OpenAI's DALL, Siemiatkowski, would've, Klarna, ioAhxkNS8I — Sebastian Siemiatkowski, David Sandstrom Organizations: Service, Business, Wall

☆ I cold-emailed Mark Cuban and a Meta exec, and they both responded. Here's how I worded it.
▼ + stars: | 2024-05-23 | by ( Andrew Yeung | ) www.businessinsider.com time to read: +7 min

download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Share genuine gratitudeIt doesn't hurt to include genuine appreciation and praise for the person you're contacting. Do research on the person you're reaching out to. If you have a strong mutual relationship, ask for an in-person meeting. Set aside 20 minutes a week to intentionally expand your network, and you'll find yourself attracting more opportunities, relationships, and wealth.

Persons: —, I've, It's, Mark Cuban, Andrew Yeung Organizations: Service, Business, Spotify, Meta, Google, Silicon, Tech, Fortune, LinkedIn, ABC Company, Facebook, Business Planning, Next Locations: South East

☆ I tried not to be a helicopter parent when my son went to college. But it was harder than I expected.
▼ + stars: | 2024-05-17 | by ( Danielle Evans-Cole | ) www.businessinsider.com time to read: +5 min

Friends with older children told tales of university parent Facebook groups, which were filled with demands that the dining halls specially cook their child's food in avocado oil. But I then joined a few of the parent Facebook groups for my son's new school out of curiosity. I tried not to get sucked into helicopter parenting my college-age kid, but it was hard to let go during the transition. My husband begged me to stop, but I kept getting sucked into post after post and discovered new parent Facebook groups to join. I dipped back into the Facebook groups and saw parents' posts about finding sublets, how to obtain parking passes, and the best grocery stores near campus.

Persons: ranted, Danielle Evans, Cole Organizations: Service, Facebook, Business, LinkedIn Locations: Boston

Entry-level jobs are typically thought of as positions requiring little to no prior experience or skills. But it's a longstanding gripe among job seekers on social media that job listings' requirements are more ambitious. "Companies listing 'Masters preferred' for entry level office positions," posted another. In a 2022 report from McKinsey & Company, the second-most-cited barrier to employment was a lack of experience, relevant skills, credentials or education. Less than 61% of human resources leaders said in 2023 that they are hiring for entry-level and less-specialized positions, down from 79% in 2022, according to a PwC survey.

Persons: Julia Pollak Organizations: Finance, Treasury Department, McKinsey & Company Locations: TestGorilla

☆ 5 in-demand freelance jobs you can do from home—some pay over $200 an hour
▼ + stars: | 2024-04-14 | by ( Morgan Smith | ) www.cnbc.com time to read: +3 min

To help freelancers find the best opportunities, Freelancer.com has identified five in-demand freelance jobs, based on more than 250,000 listings posted on its database between January and March 2024. ProgrammingAverage hourly rate: $2502. eCommerce development and managementAverage hourly rate: $2503. This has sparked demand for other freelance services related to running an e-commerce site, Siseles points out, including user interface design and copywriting. Freelance jobs may last for part of a day, a week, a month, a year or even longer — and while some jobs are priced hourly, others might have a fixed project rate. To find out where the jobs are and list your own services, consider creating a profile on Upwork, Freelancer.com, Fiverr, TaskRabbit or a different website advertising freelance jobs.

Persons: —, Yoav Hornung, Freelancer.com, Sebastián Siseles Organizations: CNBC, MBO Partners Locations: U.S, Upwork

☆ I started an Etsy candle store last year. The passive income helped me move out of my parents house and travel the world.
▼ + stars: | 2024-04-10 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +5 min

Read previewThis as-told-to essay is based on a conversation with 26-year-old Francisco Rivera, an Etsy seller from Orlando. I manage an Etsy store that made $403,499 last year after Etsy's fees and postage costs. Since starting the store, I've moved out of my parent's house and started renting a studio in Orlando. That's when I realized my Etsy store could replace my income from teaching. Quitting my job was scary, but I knew that even if this particular shop failed, I could set up another store on Etsy.

Persons: —, Francisco Rivera, I've, It's, I'm, I'd, Bali . I've Organizations: Service, Business Locations: Orlando, Texas, Bali ., Belgium, France, New York, Caribbean

☆ Life in the US got boring, so I moved to China. I'm lonely and single, but I plan to stay.
▼ + stars: | 2024-01-25 | by ( Danielle Marcano | ) www.businessinsider.com time to read: +7 min

The woman who interviewed me for the teaching job in China was based in Boston. Our training center decided to start teaching students from home. Despite my accomplishments in China, I'm still asked by some family members why I'm not married. I'm not opposed to dating Chinese men, but I often worry about the language barrier and cultural differences. It's a similar mindset I had when I found the opportunity to work in China in the first place.

Persons: Danielle Marcano, —, they'd, I'd, Danielle Marcano Yantai, I've, haven't, Hong Kong —, I'm, they'll Organizations: Service, SEPTA, America, Lakers Locations: Philadelphia, China, Downtown Philly, South Philly, LA, Boston, South Korea, Yantai, Yangma, Beijing, Los Angeles, Shenzhen, Hong Kong, Hong, Shenzhen —

☆ My business partner ended our relationship via email and outlined everything wrong with me. She still wanted to be friends.
▼ + stars: | 2024-01-14 | by ( Bethaney Phillips | ) www.businessinsider.com time to read: +5 min

After working together for four years, my business partner sent an email ending our relationship. AdvertisementIn 2014, I got an email from my business partner; it was a notification that we would no longer be working together. My business partner and I were close friends when we started the company in 2010. Because the client and my former business partner were friends, the client shared the dirt. Somehow, she still wanted to be friendsThis business breakup only pertained to the professional part of our relationship.

Persons: —, I'm Organizations: Service

☆ I raised my price from $5 to $165 on Fiverr. I was afraid to lose work, but these 2 strategies helped me grow my clients.
▼ + stars: | 2024-01-08 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +3 min

2 strategies helped me get good reviews on FiverrI worked with 20 or 30 clients at any given time on Fiverr. I got a lot of reviews from clients who were happy with my work and said my copywriting had helped boost their sales. I started writing video scriptsCurrently, I charge $165 to write 400 words for video scripts. Fiverr gave me my startIn the first three years of Fiverr, I wondered if I'd made a mistake by leaving my job. It gave me the confidence to land clients outside the platform, including clients in Bulgaria, where I live.

Persons: Maya Sayvanova, —, copywriting, Fiverr, I'd Organizations: Business Locations: Sofia, Bulgaria

Passive income streams are a great way of mitigating your financial risk and earning extra income. I talked to financial advisors and accountants about lucrative passive income streams they've seen. Owning a parking lot, real estate, blogging, and online courses can generate over $100,000 a year. To help mitigate personal financial risk, I try to create as many passive income streams as I can. Over the years, I've built multiple passive income streams for myself including courses, e-books, and selling merchandise.

Persons: —, I've, Chris Nddie, Brent Dickerson, Dickerson, Olivia Tan, Tan, Sanchit Taksali, Get Organizations: Service, Invest, CPA, SEC

☆ I'm a single mom who quit social work to pursue copywriting. My business brought in 6 figures last year.
▼ + stars: | 2023-11-22 | by ( Ella Hopkins | ) www.businessinsider.com time to read: +6 min

I started writing Amazon descriptions as a side hustleNo one ever goes into social care for the money. I realized just that if I could spend 10 hours a day writing Amazon descriptions, it would be more lucrative than social work. I quit my jobI left social work in September 2015. The moment he knew my background in social work, he felt comfortable. They take on most of our social media and blogging work, and I focus on ghostwriting and book consulting.

Persons: Catherine Nikkel, I've, copywriting, I'd, he'd, We'd Organizations: Business, Facebook Locations: Toronto, Canada

☆ Side hustles for introverts: which remote online businesses don't require face-to-face interaction and how to start them
▼ + stars: | 2023-11-21 | by ( Kiera Fields | ) www.businessinsider.com time to read: +6 min

Taking online surveys and blogging are also avenues for introverts to make money. A UX designer, Etsy seller, blogger, and online-survey taker share how they got started. Brett WilliamsBrett Willams was working as a UX designer at a corporate firm but found the nine-to-five grind boring. AdvertisementRead more: I make up to $150,000 a month as a freelance UX designer. Taking online surveys often doesn't require any communication with other peopleJordan FreyJordan Frey, a plastic surgeon, started spending two or three hours a week taking surveys online to bring in extra income and said he makes between $500 and $1,000 a month.

Persons: —, they're, Brett Williams, Brett Williams Brett Willams, Williams, Tammy Dinh, Tammy Dinh Tammy Dihn, Dihn, Zer, she'll, Read, I've, Samantha North, ChatGPT, Jordan Frey Jordan Frey, he's, Frey Organizations: Service, introverts, YouTube Locations: Portugal

☆ Marketers have an important role to play in how AI serves society, according to the CMO of Indeed
▼ + stars: | 2023-11-17 | by ( Jessica Jensen | ) www.businessinsider.com time to read: +5 min

Every day, we're exploring how we can use AI to work better and how all marketing jobs are changing. How AI is changing marketingIt's often said that content is king, and today AI is super-charging content. Because, we recently asked a GenAI tool to show us "a group of disabled people" and what it delivered was imagery of only people in wheelchairs. The research shows that marketing jobs are among the occupational groups with the highest exposure to GenAI. We need to ensure that humans control and edit AI outputs to fully represent and empower all people in society.

Persons: Jessica Jensen, —, let's, Jessice Jensen, we've, we're Organizations: Service

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