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☆ Making the grade in financial literacy: More states require students to take a personal finance course
  + stars: | 2023-12-05 | by ( Sharon Epperson | In Sharoneppersoncnbc | Dave Sheaff Gilreath | ) www.cnbc.com   time to read: +2 min
watch nowHigh schools have been buzzing about financial education. They earned an "A" because in those states, high school graduates in the class of 2023 were required to have taken a personal finance course before graduation. Studies show personal finance education can make a significant difference in young adults' financial behaviors, from improving credit scores and lowering loan delinquency rates to reducing payday lending and helping students make better decisions about college loans. A few states still have 'virtually no requirements'Meanwhile, four states — California, Connecticut, Massachusetts and South Dakota — as well as Washington, D.C., got failing grades, receiving "F"s in this report because they have "virtually no requirements" for personal finance education in high school. Still, advocates in "failing" states, such as California, are working to change the laws to ensure students are guaranteed financial education.
Persons: Virginia —, John Pelletier, Champlain, " Pelletier Organizations: Center for Financial, Champlain College, Champlain College's Center, Financial, South Dakota —, D.C Locations: Burlington , Vermont, — Alabama, Iowa , Mississippi , Missouri , Tennessee , Utah, Virginia, U.S, — California , Connecticut , Massachusetts, South Dakota, Washington, California
☆ Cornell University students have left campus and are afraid to sleep in their rooms after violent online threats were made against Jewish pupils
  + stars: | 2023-10-30 | by ( Natalie Musumeci | ) www.businessinsider.com   time to read: +4 min
Violent, anti-Semitic threats were made online against Jewish students at Cornell University. Cornell University police have launched an investigation into the matter and notified the FBI. AdvertisementAdvertisementJewish students at Cornell University are "scared to sleep here" after violent, anti-Semitic threats were made online against the New York college amid the Israel-Hamas war. "But threatening Jewish students," the student said, "feels really unfair." The posts included a shooting threat at 104 West and called for violence against Jewish students, according to the student newspaper.
Persons: —, Molly Goldstein, Goldstein, We've, they've, Martha Pollack, " Pollack, Pollack Organizations: Cornell University, New York, Cornell University police, FBI, Service, New, Ivy League university, college's Center, Jewish Living, Cornell Daily Sun, Cornell, Hamas, Center for Jewish, Cornell University Police, The Cornell Daily Sun, Jewish Locations: New York, Israel, Ithaca, Palestinian, Gaza, Palestine
☆ 3 signs you can't afford to retire, even if you've been saving for years
  + stars: | 2020-12-15 | by ( Liz Knueven | Personal Finance Reporter | Read More | ) www.businessinsider.com   time to read: +4 min
For most people looking to retire, it involves years of saving, investing, and planning to go successfully. Here are a few signs you won't be ready for retirement, regardless of how long you've saved. You've made an early withdrawal or taken a loan from your 401(k)The CARES Act made it easier than ever to take loans and early withdrawals from a 401(k). Financial planners recommend saving about 15% of your salary for retirement, including any employer match in a 401(k). "You'd be amazed at how many 401(k) accounts I see with 50% or more sitting in cash," Taylor writes.
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