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I decided to finally declutter and say goodbye to things I didn't think I could part with. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementA sign on my home office door says, "Creative People Don't Have a Mess; They Have Ideas Lying Around Everywhere." I've created a three-step process to trick myself into saying goodbye to my junk without squashing my personality or memories. I am finally able to say goodbye to my belongings, knowing that they will be adopted.
Persons: , I've, Gamify, she'd, Donna Summer, Ivy Eisenberg Organizations: Service, Facebook, Vietnam Veterans Locations: Ulta, France, America, White Plains , New York, Queens, New York City
Chun Shui Tang founder Liu Han-chieh and managing director Angela Liu at one of their company's teahouses in Taichung. Chun Shui Tang's executives appear unperturbed by the many shapes and forms boba tea takes these days — Heinz ketchup boba tea, anyone? AdvertisementIn 2008, Chun Shui Tang introduced a boba tea hot pot with a savory tea-infused broth. Huileng Tan/Business InsiderChun Shui Tang OG shop in Taichung is a tourist hotspotToday, Liu's OG Chun Shui Tang teahouse in Taichung is on many tourists' checklists. Chun Shui Tang founder Liu said he isn't worried about the competition, because the market is big enough for everyone.
Persons: , Chui, Chui Shui Tang, Chun Shui Tang, Liu Han, Liu, It's, Lin Hsiu, Chun, Huileng Tan, Lin, Angela —, doesn't, he's, Tang, He's, boba, Tu, Liu's, Angela, Chun Shui, Angela Liu, Heinz, they've, Liu wasn't, Mark Anthony Villones, Villones, Filippino Mark Anthony Villones, Kayne Sy, China Chun Shui Tang, Jason Yu, Kantar, Aly Song, Yu, it's Organizations: Service, Business, Chun Shui, Starbucks, Purdue University, Chun Shui Tang, Liu's, BI Locations: Chui Shui, Taiwan, Taichung, Japan, Tainan, China, Huileng, , Philippines, Central China, Hong Kong
An infographic details the crash location of the US military V-22 Osprey aircraft near Japan's Yakushima island. Debris believed to be from a US military Osprey aircraft is seen in waters off the coast of Yakushima Island. Members of the Japanese Navy look through binoculars during a search operation after the CV-22 Osprey crash. The Air Force, alongside the other military services that fly the Osprey, grounded their V-22s shortly after the crash. The service said last month that only a handful of its aircraft were flying at Cannon Air Force Base in New Mexico.
Persons: , Military.com, Michael Conley, Conley, didn't, It's, , Jeffrey T, Eric V, Luke A, Terrell K, Zachary E, Jake M, Brian K, Johnson, Jake Galliher, Spendlove, Adm, Carl Chebi, Chebi, " Conley, we're Organizations: Service, Air Force, Business, Ospreys, Getty, Air Force Special Operations Command, NBC, Osprey, Japan Coast Guard, AP, Ministry of Defense, Tech, Staff, Pentagon, Cannon Air Force Base, The Air Force, Naval Air Systems Command Locations: Japan, Anadolu, Yakushima, Yakushima Island, New Mexico
It took us a lot of time and patience to turn our kids into campers. Related storiesWe started by taking the kids camping locally. AdvertisementChoose the right type of campgrounds for your familyThrough the years, we have used a mix of camping experiences, primarily staying at commercial campgrounds. Focus on nature and each otherThe key to making kids campers is to let them be a part of the journey and have interesting things for them to look forward to. Yes, making kids campers is tough initially, but it gets better with age — the kids' ages, not the parents'.
Persons: , we've, Coleman Organizations: Service, Business, California Redwoods Locations: Rocky
I've been working on passive income streams for years, but I always want more. It felt like the only way to continue to expand and earn more money would be to introduce passive income streams. But in 2024, I've found myself eager to find a few new passive income streams. "Audit what you're already working with and see how you can turn it into a passive income stream," he suggested. In my case, one missed opportunity for passive income we discovered involved the traffic I'm already getting to my business website.
Persons: I've, , Jeff Rose, Rose, it's, It's, SoFi, you've Organizations: Service, Business
I asked a financial planner how I can grow my passive income since I can't work more in a week. It felt like the only way to continue to expand and earn more money would be to introduce passive income streams. But in 2024, I found myself eager to find a few new passive income streams. "Audit what you're already working with and see how you can turn it into a passive income stream." After a month, I was able to bring in $390 in passive income just through those ads.
Persons: , I've, Jeff Rose, Rose, it's, It's, you've Organizations: Service
Sitting on the massive bomber’s sole bunk, the third pilot on the flight crew, Capt. This year, the Air Force began low-rate production of the Northrop Grumman B-21 Raider, the next generation of stealth bomber. In October, Chinese fighter jets intercepted a B-52 bomber at night over the South China Sea, south of our position. Everyone is tired, especially as we approach the 24-hour mark of the flight, but the mission is not yet complete. On final approach, with Barksdale Air Force Base looming off our nose, the right main gear does not extend.
Persons: Jinan Andrews, Omaha ” Barnett, Sabin “ Jett ”, Michael Maginness, CNN's Oren Liebermann, , Jason Armagost, Bo “, Bo “ NATO ” Cain, Oren Liebermann, MYLAR11, Leo “ Swabbie ” Weber, , Rebecca “ Vulcan ” Moore, Moore, you’ve, Jared Patterson, Avery Bulsterbaum, Andrew Rodriguez, Justin Joyner, Dakeeja Nelson, Veruca Plott, it’s, . Sabin “ Jett ”, Jeremy Harlan Organizations: CNN, US, Barksdale Air Force Base, Boeing, 2nd Bomb, China, Eighth Air Force, , Air Force, Bo “ NATO, 20th Bomb Squadron, Northrop Grumman, Raider, CNN Staff, US Department of Defense, South Korean Locations: East China, , Alaska, Louisiana –, Louisiana, Japan, Capt, Jinan, Tramaine, Omaha, Vietnam, Russia, Russia’s, China, North Korea, South Korea, MYLAR11, Beijing, South China, Jinan Andrews
Here are some of the biggest financial blind spots, according to several certified financial planners on CNBC's Digital Financial Advisor Council. 1. Credit scoresConsumers often don't understand the importance of their credit score, said Kamila Elliott, CFP, co-founder and CEO of Collective Wealth Partners based in Atlanta. The average person with a credit score between 760 and 850 would get a 6.5% interest rate, according to national FICO data as of April 1. The latter's monthly payment would cost $324 more relative to the person with a better credit score — amounting to an extra $116,000 over the life of the loan, according to FICO's loan calculator. "Ten out of 10 people couldn't explain how the tax withholding system works," said Ted Jenkin, CFP, CEO and founder of oXYGen Financial based in Atlanta.
Persons: Kamila Elliott, Wills, Barry Glassman, I'm, Glassman, Elliott, That's, Ted Jenkin, Uncle Sam, Jenkin Organizations: Getty, Digital Financial, CFP, Wealth Partners, Consumer Financial, Bureau, Wealth Services, Westend61, Collective Wealth Partners, Business, Employers, Workers Locations: Atlanta
The lack of available care for sociopaths inspired Gagne to pursue a PhD in psychology, where she specialized in the relationship between sociopathy and anxiety. Sociopaths do feel emotions, just not "social" onesSociopaths are often depicted in media as devoid of feelings entirely. As an adult researching sociopathy and going to therapy, she learned that sociopaths — and even psychopaths — can feel basic emotions. Related storiesWhile research on the diagnoses is still limited, Gagne says experts believe that, unlike psychopaths, sociopaths can feel anxiety and also show signs of learning right from wrong. They don't understand why some things are "wrong"Throughout the book, Gagne explains how she finds it difficult to identify "bad" behavior.
Persons: Patric Gagne, , Gagne, She's, Hannibal Lecter, Patrick Bateman, sociopaths, I'd, checklists, Nobody, Dr, Ben Karpman, David, I'm Organizations: Service, Lambs
CNN —A loud bang, a jolt, and cold air whooshing suddenly through the cabin: these were the immediate signs that something was very wrong aboard Alaska Airlines flight 1282, according to one passenger report. As investigators work to determine exactly what caused the incident, we look at what happens when an aircraft experiences a sudden loss of cabin pressure and the risks for those on board. “As the aircraft climbs, the cabin pressure will eventually settle to about 8,000 feet. The flight crew will immediately start working to get the aircraft down to about 10,000 feet, where the air will be breathable. There will also be a massive wind blast as all that pressure in the cabin goes out the hole.
Persons: , Graham Braithwaite, Braithwaite, ” Braithwaite, there’s, , Jonathan Clark, that’s, David Gradwell, Clark, Sara Nelson, Patrick Smith, would’ve, wasn’t, ” Smith, it’s, we’ve Organizations: CNN, Alaska Airlines, Cranfield University, , Boeing, Japan Airlines, Southwest Airlines, Baylor College of Medicine, King’s College London, Helios Airways, US Air Force, Cessna Citation, Association of Flight, National Transportation Locations: Tokyo, Greece, Washington, Virginia, Alaska
The global population is aging, presenting new challenges related to cognitive decline. One startup is building an AI tool to identify potential cognitive decline based on driving behavior. AdvertisementAs the global population ages, the challenges associated with cognitive decline become more prominent. However, cutting-edge technologies are emerging to address these challenges, with companies developing novel tools designed to detect, prevent, and manage cognitive decline. The convergence of AI, medical technology, and neurotech is leading the fight against cognitive decline.
Persons: , Brian Mullins, Mullins, John Klepper, Klepper, Cathy Craig Organizations: Service, Japan, Mind Foundry, Dowa Insurance, PIPRA AG, Business, Royal Academy of Engineering Enterprise, Italian Rugby Federation, Elite Ice Hockey Locations: Zurich, postsurgery, London
Black students are far less likely to have access to high school personal finance classes. But high schools with a majority of Black students are less likely to have a guaranteed personal finance course in their high schools. The student debt gapBlack borrowers are disproportionately burdened by student loan debt. Student debt can be daunting, but there are scholarships out there for Black students. 4. Credit discriminationRedlining is a well-known form of credit discrimination , but the issue goes beyond mortgages.
Persons: , Tiffany Aliche, Pell, Biden, There's, Homeownership, doesn't, Aliche Organizations: Service, Finance, The Institute, College, NPR, National Bureau of Economic Research, Housing, Federal Reserve, Civil, Equal, The Association of African American Financial Locations: Brookings, Zillow
Dedicated ESG funds have also lost popularity with investors. Total assets under management in ESG funds fell by about $163.2 billion globally during the first quarter of 2023 from the year before, according to data provider Lipper. According to the latest Fed projections, officials forecast just one more interest rate hike this year — and rate cuts next year. When members of his board ask him whether interest rates could really go that high, his answer is always “yes,” he told Bloomberg. There are a lot of “potential bad outcomes,” Dimon said, but the worst-case economic scenario would be stagflation, with low growth and high interest rates.
Persons: “ ESG, ESG, What’s, Lipper, Lynn Forester de Rothschild, ESG “, , Rothschild, King Charles II, Bill Clinton, Archbishop of Canterbury Justin Welby, , Stephen Hall, Philip Morris, , Robert Jenkins, Jenkins, Jamie Dimon, Dimon, It’s, ” Dimon, “ you’re, Satya Nadella, Brian Fung, Nadella, ” Nadella, else’s Organizations: CNN Business, Bell, New York CNN, Fox News, Republican, Biden, Council, Inclusive Capitalism, “ Investment, Better, CNN, Jamie Dimon JPMorgan, Federal, Bloomberg, Times, Microsoft, Google Locations: New York, Times of India, United States
David's Bridal filed for bankruptcy in April and was sold in July to Cion Investment Corp.CEO Jim Marcum is optimistic about David's Bridal's future. David's Bridal filed for bankruptcy in April , the second time in five years. Jim Marcum became the CEO of David's Bridal in 2019. There's been a lot going on with David's Bridal recently. David's Bridal dresses range from $199 to $2,000, Marcum said.
Persons: David's, Jim Marcum, Marcum, that's, Jennifer Ortakales Dawkins, There's, We've, it's, They'd, we've, That's, Randy Brooke, David Bridal, I've, Spencer Platt, Pearl, there's, didn't, they've, We're Organizations: Cion Investment Corp, Service, Signet Jewelers, David's, Walmart Locations: Wall, Silicon, Suez, Baltimore, United States, America
But Coleman is one of nearly two dozen parents who told CNN that they are grappling with a different but related issue: teens using social media to diagnose themselves with mental health conditions. Some parents said social media has helped their teens get mental health information they’ve needed and has helped them feel less alone. According to Hamlet, social media companies should tweak algorithms to better detect when users are consuming too much content about a specific topic. Meanwhile, Mary Spadaro Daikos from upstate New York feels mixed about her daughter using social media for reasons related to her autism diagnosis. “She’s doing a lot of self-discovery right now in so many areas, and social media is a big part of that,” she said.
Persons: Erin Coleman, ” Coleman, doesn’t, Coleman, Julie Harper, Larry D, he’s, , it’s, Mitnaul, Larry Mitnaul, he's, Patricia Mitnaul “, I’m, that’s, Mislabeling, isn’t, Harper, , they’ve, Alexandra Hamlet, Jason Lancaster, Liza Crenshaw, ” Crenshaw, Meta, Instagram, TikTok, Linden Taber, “ I’ve, , Julie Fulcher, influencers, Mary Spadaro Daikos, Amanda Clendenen, Laura Young, she’s, ” Young Organizations: CNN, Social, Adobe Stock Social, US, Well Locations: , Wichita , Kansas, Kentucky, New York City, Linden, Chattanooga , Tennessee, Raleigh , North Carolina, New York, Austin
Emergency, which consolidates information from older Red Cross apps, also offers checklists, first-aid tips, information about nearby shelters and downloadable guides that work offline. Wirecutter, a product review site owned by The New York Times, has guides for alternative chargers, emergency radios and other equipment to help you through hurricanes, wildfires and earthquakes. Stuff Your Digital WalletLosing your physical wallet in a catastrophe can be highly disruptive, but if you have credit or debit cards saved to the digital wallet app on your phone, you have a backup for businesses with contactless payment terminals. Digital versions of your health care cards and driver’s license may also be options. (Four states now offer official digital driver’s licenses or state ID cards for the Apple and Google wallet apps, but more are coming, including New York; some states also have their own digital ID apps.)
Persons: checklists Organizations: The New York Times, Apple Locations: New York
Finding a sub once it’s lost is like dropping a quarter into Lake Erie and hoping to get it back. And the passengers on the Titan weren’t thrill-seekers — they weren’t skydivers or rich tourists who climbed Mount Everest so they could brag about it. There’s a toilet onboard, and it’s never been used.” And that turned out to be the case. I quickly became aware that we were in the middle of a crisis: We were lost on the ocean floor. But with this comforting thought, of course, comes sadness — for the passengers, for their families, for the dreams of the Oceangate sub company.
Persons: Mike Reiss, CNN —, Mike Reiss Tim P, , Mount, I’ve, it’s, , Oceangate, , Hamish Harding, Paul, Henri Nargeolet, Shahzada Dawood, Sulaiman Dawood, Rush, we’ve Organizations: CNN, Titan, Whitby, Stockton Rush, Twitter, Facebook, Sherpa Locations: Lake Erie, Iran, Iraq, North Korea, British, French
This Summer We’re Helping Scientists Track Birds. This data will help scientists understand better how birds are affected by forces like climate change and habitat loss. We’re obviously a little bit biased here, so I’m going to recommend the Merlin Bird ID app. Nearly half of all bird species worldwide are known or suspected to be in decline, and climate change could accelerate this trend. Look up past reports of that species on the eBird Species Map and zoom in on your city.
Persons: Mike McQuade, We’ll, Michelle Mildenberg Daryln Brewer Hoffstot, phoebe, Hoffstot, Indigo Goodson, , Kirsten Luce, Alli Smith, Merlin, , It’s, That’s, Andrew Spear, , Tom Auer, Mr, Auer, birders, James T, Tanner, Steven C, Latta, Chris Elphick, . Latta, Michaels, et, Christine Schuldheisz, Richard O ., Ivory, they’d, Mark, Elphick, there’s, ” Dr, eBird, I’m Organizations: Birds, Cornell, of Ornithology, The New York Times, New York Times, University of Connecticut, Credit, United States Fish and Wildlife Service, Yale, Times, Cornell Lab, Walmart Locations: Pennsylvania, North America, Virginia, South America, Canada, Alaska, Louisiana, Pittsburgh, United States, Cuba, Arkansas, eBird
Future-Proofing the Board of Directors
  + stars: | 2023-05-01 | by ( ) www.reuters.com   time to read: +29 min
Governance structures and practices should position the board to provide objective judgment and active oversight supported by board leadership, which is separate from and independent of company management. The board should design governance structures and practices that support it in determining board priorities, agendas, and information needs. The board should create governance structures and practices that ensure that directors are competent, committed, and diverse and that board and committee composition align with the company’s changing needs. Developing and supporting a positive and ethical corporate culture (see Corporate and Board Culture below). Corporate and Board CultureA strong board and corporate culture is imperative for a company’s success.
London-based Little Journey has raised $3.1 million for its children's health platform. The startup helps children and families prepare for hospital procedures and clinical trials. Check out the 12-slide deck Little Journey used to raise the fresh funds. A startup that has developed a platform to support children and their families during hospital procedures and clinical trials has just raised $3.1 million. Little Journey makes children aware of who they're meeting and where they're going and gives them coping strategies before their clinical procedures.
Emily McDermott sells spreadsheet templates on Etsy for Google Sheets and Excel. download the app Email address By clicking ‘Sign up’, you agree to receive marketing emails from Insider as well as other partner offers and accept our Terms of Service and Privacy PolicyIn under two years, I've made CA$280,600 or around $210,000 on Etsy selling spreadsheet templates for Google Sheets and Excel. ERank is also super affordable compared to some other Etsy keyword tools. You'll see a listing of the actual top 100 listings on Etsy for the keyword you're investigating. If you're already selling printables right now or thinking about selling them, adding some spreadsheets is a fantastic way to boost your income.
We don't want to look like JPMorgan,'" Jason Mikula, fintech analyst and writer behind Fintech Business Weekly, told Insider. How closely they adhere to it matters greatly in terms of if a deal is on the line," Mandelbaum told Insider. Investors pumped $132 billion globally into fintechs in 2021 and there were more than 900 fintech M&A exits, according to CB Insights. "It's now a buyer's market," Rob Brown, CEO of Lincoln International, a global investment-banking advisory firm, told Insider. One way companies might optimize the due-diligence process without cutting corners is by leaning on machines to help with the heavy lifting.
The FAA alleges that United had removed a check of its Boeing 777 aircraft’s fire-warning system from preflight checklists. Air-safety regulators are seeking to fine United Airlines Holdings Inc. more than $1.1 million for allegedly flying its Boeing 777 aircraft without conducting certain required checks of a fire-detection system. The Federal Aviation Administration alleges that United removed a check of the 777’s fire-warning system from preflight checklists in 2018.
We don't want to look like JPMorgan,'" Jason Mikula, fintech analyst and writer behind Fintech Business Weekly, told Insider. How closely they adhere to it matters greatly in terms of if a deal is on the line," Mandelbaum told Insider. Investors pumped $132 billion globally into fintechs in 2021 and there were more than 900 fintech M&A exits, according to CB Insights. "It's now a buyer's market," Rob Brown, CEO of Lincoln International, a global investment-banking advisory firm, told Insider. One way companies might optimize the due-diligence process without cutting corners is by leaning on machines to help with the heavy lifting.
Here's what I come up with when I do that for the stock market and broader economy in 2023. There are a lot more pros than cons. That's a cushy seat on the sidelines and it's hard to get those people back into the equities market. But we have so many strong companies that the layoffs simply haven't been significant. As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade.
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