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Best Credit Card Sign-Up Bonuses of 2024Compare the Top Credit Card Sign-Up BonusesChase Sapphire Preferred® Card Insider’s Rating Info icon Business Insider's Ratings are decided by our editorial team. Other credit cards offer higher rewards in certain categories of spending Insider’s Take If you want an easy, no-fuss travel rewards credit card, the Capital One Venture Rewards Credit Card is a great fit. Credit Card Sign-Up Bonus ReviewsThe sign-up bonus is one of the best perks anyone can get from a new credit card. Other credit cards offer higher rewards in certain categories of spending Insider’s Take If you want an easy, no-fuss travel rewards credit card, the Capital One Venture Rewards Credit Card is a great fit. But before you apply for a new credit card, make sure you understand how credit card applications affect your credit score.

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In order to qualify for the Navy Federal More Rewards American Express® Card, you must be a member of the Navy Federal Credit Union. If you're a Navy Federal Credit Union member and are seeking a card with a traditional welcome offer in the form of points or cash back, other comparable options include the Navy Federal Credit Union Visa Signature® Flagship Travel Rewards Credit Card and the Navy Federal Credit Union cashRewards Credit Card. How to earn rewards from the Navy Federal More Rewards cardThe Navy Federal More Rewards American Express® Card features an impressive rewards structure — akin to notable cards such as the Chase Sapphire Preferred® Card, Citi Strata Premier℠ Card , and American Express® Gold Card. Cardholders can earn 3x points at restaurants and on food delivery, 3x points at supermarkets, and 3x points on gas and transit. Navy Federal More Rewards American Express card benefits and featuresThe Navy Federal More Rewards American Express® Card won't overwhelm you with robust benefits like airport lounge access or hotel elite status, but it does feature several noteworthy perks.

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The information for the following product(s) has been collected independently by Business Insider: Citi Strata Premier℠ Card, Citi® Double Cash Card, Citi Rewards+® Card, AT&T Points Plus® Card, Citi Prestige® Card, Citi Custom Cash℠ Card. Earning Citi ThankYou PointsThe easiest way to rack up Citi ThankYou points is with a Citi credit card, which you can easily apply for online. There's one non-airline Citi ThankYou transfer partner available to all cardholders: You can transfer your Citi ThankYou points to Sears Shop Your Way at a rate of 1:10 points. Maximizing Citi ThankYou PointsBefore you sign up for a Citi credit card, it's helpful to know that the Citi ThankYou program lets you pool points with other members. Citi ThankYou Points frequently asked questionsHow can I earn Citi ThankYou Points?

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The information for the following product(s) has been collected independently by Business Insider: Citi Strata Premier℠ Card, Citi Prestige® Card, Citi Rewards+® Card, Citi® Double Cash Card, Citi Custom Cash℠ Card, AT&T Points Plus® Card. Good Citi Airline Transfer PartnersSome Citi airline transfer partners can provide decent value, but only in certain situations. Citi Airline Transfer Partners That Aren't Great ValueThe rest of the Citi ThankYou airline transfer partners are generally not worth considering, except for extremely niche redemptions. Otherwise, with the Citi Rewards+® Card, Citi ThankYou® Preferred Card, and Citi® Double Cash Card, the ratio is 5:4 (1,000 Citi ThankYou points = 800 Wyndham points). Other Rewards ProgramsIn addition to airline and hotel transfer partners, Citi ThankYou has one retail transfer partner.

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And the rise of generative AI chatbots is giving people new and different ways to look up information. A recent study by German researchers suggests the quality of results from Google, Bing and DuckDuckGo is indeed declining. But they have their own issues: Because the tech is so new, there are concerns about AI chatbots’ accuracy and reliability. If you want to try the AI way, here's a how-to:Photos You Should See View All 33 ImagesWHERE DO I FIND AI SEARCH TOOLS? A slew of startup AI search sites have emerged, but they aren't as easy to find.

Persons: — It's, Bing, Bard, There’s, Andi, Phind, “, Taylor Swift, Perplexity, Microsoft's Copilot, —, Aston Martin —, AskAI, they’re, HuggingChat, Gemini Organizations: Google, Komo, Gemini, Microsoft Locations: U.S, Britain, Switzerland, Europe, You.com, Canada, London, New York

☆ Former Salesforce exec says large language models must learn how to code if they want to level up
▼ + stars: | 2024-02-12 | by ( Lakshmi Varanasi | ) www.businessinsider.com time to read: +1 min

Former Salesforce exec Richard Socher spoke about AI models on a Harvard Business Review podcast. He said one way to improve AI significantly is to make it program responses — not just predict them. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . On a Harvard Business Review podcast last week, Socher said we can level up large language models by forcing them to respond to certain prompts in code. This story is available exclusively to Business Insider subscribers.

Persons: Richard Socher, —, we've, Socher Organizations: Harvard Business, Service, Business

☆ I'm a two-time NBA All-Star who's made the switch to entrepreneurship. Here's how I got my MBA from the NBA.
▼ + stars: | 2023-10-21 | by ( Yoonji Han | ) www.businessinsider.com time to read: +7 min

Baron Davis is a former NBA player who's making a name for himself off the court in the business world. NEW LOOK Sign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. When I saw the court he'd built in his backyard, it was just like, "I'm going to do this every day." From there, it was every day, all day, basketball, basketball, basketball. That's when I realized I needed to go and find great athletes doing dope stuff, that are doing great investments, creating incredible businesses, and branding themselves as entrepreneurs.

Persons: Baron Davis, who's, Davis, Yoonji Han, —, it's, Los Angeles , Cleveland —, Clark Hodgin, Let's, Alec Castillo Organizations: NBA, Business, Service, UCLA, —, Shutterstock Locations: Santa Monica, South Central, — New York , New Orleans, Charlotte, Los Angeles , Cleveland, San Francisco, Golden State

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). I opened a new credit card for a single hotel stay largely because I knew it was the best card for my spending. Read Insider's guide to the best travel rewards credit cards. Let's look at how much value I gained simply by opening and using a Hilton credit card — and my earning potential had I not opened a Hilton credit card. What I would have earned without a Hilton credit cardHad I not opened a Hilton credit card, I'd have put my bill on one of my other credit cards.

☆ The 6 best credit cards for restaurants and dining in May 2023
▼ + stars: | 2023-05-16 | by ( Jennifer Yellin | ) edition.cnn.com time to read: +15 min

With many options available, we’ve put together a list of the best credit cards for restaurants and dining for May 2023. Let’s look at the dining credit cards we like and why we like them. The best credit cards for dining out in MayThere’s no one card that’s best for every foodie. This is the highest return you’ll receive amongst any other credit card on this list. Find out which cards CNN Underscored chose as our best travel credit cards currently available.

☆ Citi has added Accor Hotels as a transfer partner, making ThankYou points more useful for stays at brands like Fairmont, Raffles, Sofitel, and Ibis
▼ + stars: | 2023-05-15 | by ( Joseph Hostetler | Jasmin Baron | Credit Cards Reporter | ) www.businessinsider.com time to read: +12 min

You'll receive 500 Accor points for every 1,000 Citi ThankYou points you transfer (a 2:1 ratio). Examples of popular Accor brands are:Banyan TreeFairmontIbisRafflesSLSSofitelSwissotelAccor has now been added to the list of Citi ThankYou Rewards points transfer partners, bringing Citi's number of partners to a whopping 17. For every 1,000 Citi ThankYou points you transfer, you'll receive 500 Accor points. That's significantly lower than Insider's valuation of Citi ThankYou points at 1.6 cents apiece, on average. The best way to use Citi ThankYou points for maximum value is usually for award flights instead of free hotels.

The Citi Premier® Card and Capital One Venture Rewards Credit Card are two of the best travel rewards credit cards that offer flexible rewards and generous earning opportunities. Compare the Citi Premier and Capital One Venture Citi Premier® CardCapital One Venture Rewards Credit Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Here's how the Citi Premier® stacks up against the Capital One Venture Rewards Credit Card to help you make the choice. Their spending requirements are identical, but the Citi Premier® offers more points than the Capital One Venture Rewards Credit Card. The Capital One Venture Rewards Credit Card offers this coverage while Citi Premier® does not.

The Citi Premier® Card and Chase Sapphire Preferred® Card are both mid-tier credit cards that offer generous rewards, impressive (and overlapping) transfer partners, and travel perks. Here's a look at how the Citi Premier® and Sapphire Preferred stack up against each other. Compare the Chase Sapphire Preferred and Citi Premier Chase Sapphire Preferred® CardCiti Premier® Card Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Winner: TieShopping and travel benefitsAs mid-tier cards, the Citi Premier® and Sapphire Preferred offer standard benefits like no foreign transaction fees. Winner: TieTravel and purchase protectionsTravel and purchase protections are essential benefits you should consider when deciding between the Citi Premier® and Sapphire Preferred.

Some of the very best Citi credit cards earn ThankYou Rewards, including the popular Citi Premier® Card and no-annual-fee options like the Citi® Double Cash Card, Citi Rewards+® Card , and Citi Custom Cash℠ Card. If you're thinking of applying for one of the best credit cards like the Citi Premier® Card, Citi Custom Cash℠ Card, or Citi® Double Cash Card, keep reading to learn more about how you can put your Citi credit card rewards to work for you. How to earn Citi ThankYou pointsThe easiest way to rack up Citi ThankYou points is with a Citi credit card, which you can easily apply for online. Show more Regular Annual Percentage Rate (APR) 18.74% - 28.74% Variable Intro Annual Percentage Rate (APR) 0% intro APR on balance transfers for 18 months Editor's Rating 3.65 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 3.65 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. There's one non-airline Citi ThankYou transfer partner available to all cardholders — you can transfer your Citi ThankYou points to Sears Shop Your Way points at a rate of 1:10.

☆ Elon Musk wants to pause 'dangerous' AI development. Bill Gates disagrees—and he's not the only one
▼ + stars: | 2023-04-06 | by ( Tom Huddleston Jr. | ) www.cnbc.com time to read: +3 min

AI developers, prominent AI ethicists and even Microsoft co-founder Bill Gates have spent the past week defending their work. "I don't think asking one particular group to pause solves the challenges," Gates told Reuters on Monday. A pause would be difficult to enforce across a global industry, Gates added — though he agreed that the industry needs more research to "identify the tricky areas." That's what makes the debate interesting, experts say: The open letter may cite some legitimate concerns, but its proposed solution seems impossible to achieve. It noted in its blog post that future AI systems could become "much more powerful" over the next decade, and building guardrails now could "help reduce risks" down the road.

“VCs think this is the new internet,” a generative AI founder in the United States told Reuters. While the closure of Silicon Valley Bank may hamper debt financing, venture capitalists said interest in funding AI startups remains high, especially for top early-stage founders. Investors sense opportunity, even for a sale if not an initial public offering; some are betting that AI startups might outpace bigger rivals, encumbered by their size. You.com, a search engine company founded in 2020 and backed by Salesforce’s CEO Marc Benioff, has found new life from incorporating generative AI technology. It has attracted more attention from users and investors, handling millions of searches per day, the company told Reuters.

You can travel much farther with less effort by focusing on travel rewards instead of cash back. It's possible to turn cash back into travel rewards by holding the right travel credit cards. Read Insider's guide to the best travel rewards credit cards. If you desire to travel, you'll want to focus your energy on travel rewards instead of cash back. Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.

Some experimenting proves that the Citi Travel Portal is far from perfect, though it has the potential to save you money. Hotel perks favor the Citi Travel PortalCredit card discountsCertain Citi credit cards come with hotel discounts when booking through the Citi Travel Portal. But Citi Premier® Card cardholders will get $100 off any hotel stay of $500 or more booked through the Citi Travel Portal once per year. The Citi Travel Portal may still be more expensive — even after the Citi Premier® Card $100 discount. What you need to know about the Citi Travel PortalThe Citi Travel Portal will most benefit those with Citi credit cards that offer cardmember-exclusive perks such as the Citi Premier® Card's annual $100 hotel discount on reservations costing $500 or more.

☆ Exclusive: Buzzy generative AI-powered search engine Perplexity AI taps NEA to lead funding round at a $150 million valuation
▼ + stars: | 2023-03-02 | by ( Stephanie Palazzolo | Ben Bergman | ) www.businessinsider.com time to read: +3 min

AI search engine startup Perplexity AI is raising a funding round led by NEA, Insider has learned. The deal aims to raise between $20 and $25 million at a $150 million post-money valuation, according to sources. The fundraise continues the trend of large rounds and valuations in the buzzy generative AI space. AI search engine startup Perplexity AI is in talks to raise a funding round led by NEA, according to three people with knowledge of the financing who were not authorized to speak publicly. Perplexity AI cofounder and CEO Aravind Srinivas declined to comment.

Executives across the technology sector are talking about how to operate AI like ChatGPT while accounting for the high expense. What makes this form of AI pricier than conventional search is the computing power involved. Still, footing the bill is one of two main reasons why search and social media giants with billions of users have not rolled out an AI chatbot overnight, said Paul Daugherty, Accenture's chief technology officer. Technology experts also said a workaround is applying smaller AI models to simpler tasks, which Alphabet is exploring. The company said this month a "smaller model" version of its massive LaMDA AI technology will power its chatbot Bard, requiring "significantly less computing power, enabling us to scale to more users."

$95 Apply now On Wells Fargo's website Apply now On Citi's website Apply now On Chase's websiteHere are the cheapest ways to get a family to Hawaii on points and miles. HiltonFor the highest Hilton credit card welcome bonus, look no further than the Hilton Honors American Express Aspire Card . You can also utilize miles from the Capital One Venture Rewards Credit Card to cover the cost of activities. Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Pay these rewards with your Capital One Venture Rewards Credit Card and redeem miles toward statement credits.

How to get Citi presale tickets for Beyoncé's Renaissance World TourSince demand for Beyoncé's tour is so high, she's using Verified Fan to help boost your shot of getting tickets. How to sign up for Citi Verified Fan Registration Visit the ticketing website during the registration period and choose which group you'd like to move forward with for Citi Verified Fan Registration. The Citi presale will run from Feb. 7 at 10 a.m. through Feb. 8 at 6 p.m., or while supplies last. The Citi presale will run from Feb. 7 at 10 a.m. through Feb. 8 at 6 p.m., or while supplies last. The Citi presale will run from Feb. 14 at 10 a.m. through Feb. 15 at 6 p.m., or while supplies last.

If everyone in the world expertly utilized credit card rewards to travel for free, there wouldn't be such amazing travel opportunities out there. Identify your travel goalsBefore you begin collecting credit card rewards, you should first identify your travel goals. Amex Membership Rewards points Capital One miles Chase Ultimate Rewards points Choice Privileges points Citi ThankYou points Hilton Honors points Hyatt points IHG Rewards points Marriott Bonvoy points Wyndham Rewards pointsYou travel with a large family Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Recommended credit card strategies for beginnersThe best practice for anyone new to credit card rewards is to invest in flexible points. You'll need: An annual fee-incurring Hilton credit card One of the greatest deals in credit card rewards is the free night certificate that comes with select American Express Hilton credit cards.

The best hotel credit cards all have one outstanding benefit that gives cardholders the incentive to renew year after year: free night certificates and/or bonus points that are worth more than the annual fee. 2 Bonus Points per $1 spent in your top three spend categories each quarter through 12/31/23, then your top two categories each quarter. Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Show more Regular Annual Percentage Rate (APR) 20.24% - 27.24% Variable Editor's Rating 4.4 /5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star 4.4 out of 5 Stars Our editor's ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available. Credit Cards With Annual Free Nights Frequently Asked Questions (FAQ)How do I use a free night certificate?

The Citi Premier is offering 80,000 points (worth at least $800), but this elevated bonus won't be around much longer. Citi; InsiderThe Citi Premier® Card has been offering a record-high elevated bonus since last summer, but it's about to end. If you've had your eye on the record-high welcome bonus on the Citi Premier® Card, it's your last chance to apply. Insider's valuations peg Citi ThankYou points as worth 1.6 cents apiece, on average, so this bonus is potentially worth $1,280 in travel. You can find out all the details in our Citi Premier card review.

☆ ChatGPT is too limited and way too expensive to even come close to replacing Google search
▼ + stars: | 2022-12-16 | by ( Tom Dotan | ) www.businessinsider.com time to read: +7 min

A Google search executive who spoke to Insider on background said he definitely wasn't worried about the threat from ChatGPT. "What's unnerving is it looks as good and confident when it's wrong and when it's right," said Daniel Tunkelang, a search consultant and former employee on Google's search team. Google search is, of course, not immune to misinformation, and regularly surfaces links to pages that contain inaccuracies. But unlike Google search, which links to sources for information when it answers a question, an LLM runs into major problems there. Even in that situation, Google's search results would be well positioned.

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