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☆ I've been on every Norwegian cruise line — here's how the 3 brands with very different prices compare
▼ + stars: | 2024-11-07 | by ( Brittany Chang | ) www.businessinsider.com time to read: +9 min

Norwegian Cruise Line Holdings operates three brands: Norwegian, Regent Seven Seas, and Oceania. Norwegian Cruise Line: Family-friendly affordabilityNorwegian Cruise Line invited me on a complimentary four-night Norwegian Prima voyage in 2022. AdvertisementRegent Seven Seas Cruises: The priciest ultra-luxury optionRegent Seven Seas invited me on a three-night "christening sailing" for its one-year-old Seven Seas Grandeur. Regent Seven Seas invited me on a complimentary three-night Seven Seas Grandeur sailing in 2023. Norwegian Cruise Line Holdings' most luxurious cruise line, Regent Seven Seas, serves dishes like beef tenderloin topped with seared foie gras.

Persons: —, Brittany Chang, Prima —, mary, Bulgari, Pablo Picasso, bocce, toiletries Organizations: Cruise Line Holdings, Regent Seven, Service, Norwegian, Cruise, Cruise Line, Prima, Oceania, Oceania Vista, Beverage, Seven Seas, Business, Regent Seven Seas Locations: Oceania, Norwegian, Whittier , Alaska, Vancouver, British Columbia, Oceania Vista, Italian, New York, Rhode Island, Bermuda, Caribbean, San Juan , Puerto Rico

☆ Duolingo Is the Meanest App in the App Store. Gen Z Loves It.
▼ + stars: | 2024-07-23 | by ( Kelli María Korducki | ) www.businessinsider.com time to read: +12 min

After all, I knew perfectly well what I'd signed up for: learning Portuguese from the biggest asshole on the App Store. It might be an overstatement to call tough love the secret sauce for engaging Gen Z customers. It followed that in 2023 with a send-up of personal-injury-attorney TV ads: "Lawyer Fights Duolingo Owl for $2,700,000." Despite the research, Duolingo insists its guilt-tripping notifications do the trick of enticing people to drop whatever they're doing to log on to the app. When Duolingo's head of product, Cem Kansu, posted a thread in 2020 about the success of "the passive aggressive reminder," several unhappy Duolingo users chimed in.

Persons: I'd, — Locations: Lisbon

Today, there are 55 Hispanic American banks and credit unions that are FDIC or NCUA insured around the United States. Nave BankBranches: 0 (online-only)ATMs: 0Services: savings accounts, business banking, business loansNave Bank is currently only available for businesses, and has a waitlist to join. We selected Hispanic American-owned credit unions from the National Credit Union Administration's list of minority depository institutions which was also updated in September 2023. You can open up savings accounts, checking accounts, CDs, and money market accounts in most of the institutions listed. Results from the study found that Hispanic Americans made up a greater percentage of those who took out home loans or small business loans at Hispanic American banks in comparison to non-minority banks.

☆ The home insurance market is crumbling. These owners are paying the price
▼ + stars: | 2024-03-29 | by ( Nathaniel Meyersohn | Anna Bahney | ) edition.cnn.com time to read: +9 min

Courtesy Victoria ZangaraIn the past, acquiring or keeping homeowners’ insurance didn’t present much of a problem. There was roughly a 10% to 12% increase in homeowners’ insurance costs last year in the United States, said Mark Friedlander, spokesperson for the Insurance Information Institute, a nonprofit industry association. Jim Watson/AFP/Getty ImagesHomeowners who have a mortgage are not able to go without homeowners insurance as their mortgage servicer will require an escrow account for insurance. Some 6 million homeowners chose to forgo homeowners insurance, according to a report from the Consumer Federation of America. They have lived in their home for 19 years and had a policy with Foremost Insurance, paying about $1,910 a year.

Persons: Alfredo Herrera, Herrera, Zangara, “, ”, ” Herrera, policyholders, Mark Friedlander, Neil Fernandes, Fernandes, David Swanson, Matthew Carletti, Jim Watson, Diana Troxell, Diana Wright Troxell, Bruce, ” CNN’s Ella Nilsen Organizations: New, New York CNN, Louisiana Citizens, ”, National Oceanic, Atmospheric Administration, Louisiana State University, Insurance Information Institute, Farmers Insurance, Farmers, AAA, CNN, Firefighters, Reuters, State, Citizens Property Insurance, JMP Securities, Getty, Homeowners, Consumer Federation of America, CFA, Social Security, Foremost Insurance, California FAIR, FAIR Locations: New York, New Orleans, City, Louisiana, New Orleans , Louisiana, America, United States, Santa Clarita , California, California, Florida, Sycamore, Whittier , California, AFP, Cottonwood , California, ‘

☆ A flood insurance quirk makes basements a bad place to keep your stuff
▼ + stars: | 2024-02-20 | by ( Greg Iacurci | ) www.cnbc.com time to read: +7 min

The problem is: If your basement floods, your flood insurance policy likely won't cover damages to most — if any — of your belongings. What is flood insurance? To that point, 99% of U.S. counties have experienced a flood since 1998 — and more than 40% of flood insurance claims are from outside high-risk flood areas, according to FEMA. Most people who have flood insurance get it through the federal government, via FEMA's National Flood Insurance Program, experts said. Consumers concerned about flood risk and insurance coverage should consider not putting their stuff in a basement, if possible, Kochenburger said.

Persons: Johnson, Jessica Rinaldi, Peter Kochenburger, Eric Thayer, Kochenburger, NFIP, Don Griffin, it'd, Griffin, Policyholders Organizations: Boston Globe, Getty, Southern University Law Center, Insurance, FEMA, Federal Emergency Management Agency, Flood Insurance, Bloomberg, Consumers, American, Casualty Insurance Association, Census, Southern University Law Locations: Vermont, United States, U.S, Whittier , California, freezers

NEW YORK (AP) — Melinda Ledbetter Wilson, the longtime wife and manager of Brian Wilson whom the Beach Boys co-founder often credited for stabilizing his famously troubled life, has died at age 77. Wilson died Tuesday at the couple's home in Beverly Hills, California, Brian Wilson announced online. Brian Wilson's spokesperson Lauren Mele said Wednesday that she passed away “suddenly,” but no other details were available. We are lost,” Brian Wilson wrote on his web site. One day, in the mid-1980s, Brian Wilson turned up, looking to buy a car.

Persons: Melinda Ledbetter Wilson, Brian Wilson, Wilson, Brian Wilson's, Lauren Mele, “, ” Brian Wilson, “ Melinda, Melinda Wilson’s, Elizabeth Banks, Melinda Ledbetter, ”, Ledbetter, Melinda, Dr, Eugene Landy, Landy, Wilson ., Marilyn Rovell, Carnie, Wendy, Wilson Phillips, Melinda Wilson, can’t Organizations: Beach Boys, Washington Post Locations: Beverly Hills , California, Pueblo , Colorado, Whittier , California, Los Angeles

LOS ANGELES (AP) — A driver who plowed into a group of Los Angeles County sheriff's recruits on a training run last year, killing one and injuring 24 others, was charged Thursday with vehicular manslaughter, authorities said. Nicholas Gutierrez, 23, was charged with two counts of vehicular manslaughter with gross negligence and nine counts of reckless driving causing great bodily injury, according to a statement from the Los Angeles County District Attorney’s Office. The Diamond Bar man was arrested after the Nov. 16, 2022 crash in Whittier but released while authorities investigated further. Political Cartoons View All 1239 ImagesTwenty-five cadets suffered injuries, including severe head injuries and broken bones, then-Sheriff Alex Villanueva said at the time. Gutierrez told KNBC-TV that he fell asleep at the wheel while heading to work as an electrician installing solar panels.

Persons: Nicholas Gutierrez, Alex Villanueva, Alejandro Martinez, “, Robert Luna, Gutierrez, KNBC, ” Gutierrez, Alexandra Kazarian, “ Nicolas Organizations: ANGELES, Los Angeles County, Attorney’s Office, Sheriff’s Department, LASD Recruits Locations: Los Angeles County, Whittier, Los Angeles

☆ Three Californians got $40,000 to build tiny homes in their backyards. They share how it's made their lives better and easier.
▼ + stars: | 2023-10-03 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +11 min

Some California residents got $40,000 in grant money to build tiny homes on their properties. AdvertisementAdvertisementThousands of California homeowners got a $40,000 check from the state to build a tiny home in their backyard last year. California is reviving the ADU grant program again, but details are being worked out. Altogether, we paid $124,000 out of pocket, got the $40,000 from the state, and a forgivable loan of $67,500. I paid for the majority of the project with my savings, and the rest with the $40,000 California ADU grant.

Persons: —, Los Angeles —, Dan Romo, Daniel Romo, Kristin Romo, Dan, Kristin, Jakota Rivas, Eric Santucci, Rivas, shutdowns, wasn't, it's, we're, Rosario Organizations: Service, Housing, HPP, California ADU Locations: California, Orange County, Napa, Los Angeles, Whittier , California, New Hampshire, Napa , California, Northern California, Napa County, Rosario, Los Angeles , California

☆ California gave us $40,000 to turn our garage into a tiny home. There was a lot of paperwork, but it lets us live next to our grandkids.
▼ + stars: | 2023-08-28 | by ( Kelsey Neubauer | ) www.businessinsider.com time to read: +7 min

Daniel Romo, 61, and his wife Kristin, 63, got a $40,000 grant from California to build an ADU. Dan: We live in Whittier in Southern California and we just transformed our garage into an accessory dwelling unit. At that time, the only way you could get the grant was you had to go through a state-approved vendor. Thursday, Friday, and Saturday, our middle daughter and son-in-law and grandson moved in — my daughter's second child was due any day. They were determined that they were going to bring their daughter home to the ADU, not to our house.

Persons: Daniel Romo, Kristin, Dan, Kristin Romo, Kristin Romo Kristin, YouTube — Ryan O'Connell's, Ryan, Kristin Romo Dan Organizations: Service, YouTube, HPP Locations: California, Wall, Silicon, Whittier , California, Whittier, Southern California, New Hampshire, —

☆ James Reston Jr., Author With a Hand in Nixon Apology, Dies at 82
▼ + stars: | 2023-07-19 | by ( Sam Roberts | More About Sam Roberts | ) www.nytimes.com time to read: +1 min

James Reston Jr., an eclectic historian and novelist who helped the British television host David Frost prod former President Richard M. Nixon into admitting his complicity in the Watergate scandal and apologizing in a wrenching broadcast interview, died on Wednesday at his home in Chevy Chase, Md. The cause was pancreatic cancer, said his wife, Denise Leary. Mr. Reston, whose father was a renowned figure at The New York Times as a columnist, Washington bureau chief and executive editor, largely bypassed daily journalism to focus on timely and historical nonfiction and novels and adapting four of his books into plays. As a result, Mr. Reston was primed when Mr. Frost bought exclusive rights to interview Nixon after the president resigned in 1974 and recruited Mr. Reston as a researcher.

Persons: James Reston Jr, David Frost, Richard M, Nixon, Denise Leary, Reston, ”, Frost Organizations: The New York Times, Democratic Locations: British, Chevy Chase, Md, Washington, Whittier, Watergate, Reston

☆ How representation of Black artists in galleries, museums is changing
▼ + stars: | 2023-02-25 | by ( Lorie Konish | ) www.cnbc.com time to read: +6 min

"There's a lot more support for Black artists that kind of came out of George Floyd's murder and institutions realizing that they need to do more," Peterson said. Saul Loeb | Afp | Getty ImagesThe market for work by Black American artists grew by nearly 400% between 2008 and 2021, according to a recent report from art market website ArtNet. Acquisitions of work by Black American artists peaked in 2015, two years after the start of the Black Lives Matter movement. "My impression is there are vastly increased number of solo shows and group shows dedicated to Black artists in London, in Paris, in New York, across the United States," Elliott said. Works from established artists like Kerry James Marshall that depict Black figures are influencing the work of new artists and creating a lineage, Elliott noted.

☆ You may pay nearly $8 for a McDonald's Big Mac in Massachusetts versus $3 in Oklahoma. Here's why costs can vary — even for locations across the street from one another.
▼ + stars: | 2022-12-07 | by ( Nancy Luna | ) www.businessinsider.com time to read: +7 min

Until that happens, he's taken on the unofficial position of "fast-food data scientist," thanks to his latest side project, the Fast Food Index. Fast Food IndexAccording to the Fast Food Index, the most expensive Chipotle chicken burrito is sold for $11.10 in Manhattan's garment district. Other Fast Food Index findings:At $7.89, a McDonald's in Lee, Massachusetts, is home to the most expensive Big Mac. The most expensive Taco Bell crunchy taco is sold in a small town in California. Chipotle menu prices increased by 4% in August, and the company has raised prices for delivery.

☆ Wrong-Way Driver Hits Los Angeles Sheriff’s Recruits, Injuring 22
▼ + stars: | 2022-11-16 | by ( Joseph Pisani | ) www.wsj.com time to read: 1 min

A vehicle struck and injured Los Angeles County sheriff’s recruits while they were on a morning run in Whittier, Calif.More than 20 Los Angeles County Sheriff’s Department recruits were injured early Wednesday when a vehicle struck the group as they were out for a morning training run, according to the officials. Five of the 22 injured recruits are in critical condition, said Sheila Kelliher , a spokeswoman for the Los Angeles County Fire Department. The rest have lesser injuries and have also been taken to the hospital, she said.

☆ 22 Los Angeles County Sheriff’s Department recruits struck by vehicle during training run
▼ + stars: | 2022-11-16 | by ( The Associated Press | ) www.nbcnews.com time to read: +1 min

WHITTIER, Calif. (AP) — A car struck 22 Los Angeles County sheriff’s recruits on a training run around dawn Wednesday and five were critically injured, authorities said. A total of 23 people were injured, including the driver, said Los Angeles County Fire Department spokesperson Capt. In addition to the five who were critically injured, there were four with moderate injuries and 14 with minor injuries. The driver was among those with minor injuries, she said. NBC Los AngelesA Sheriff’s Department statement said a recruit class was hit by a vehicle at about 6:26 a.m. during a training run.

☆ Car crashes into Los Angeles sheriff's department recruits on training run
▼ + stars: | 2022-11-16 | by ( ) www.reuters.com time to read: +1 min

[1/4] Law enforcement investigate the scene after multiple Los Angeles County Sheriff's Department recruits were injured when a car crashed into them while they were out for a run in Whittier, California, U.S. November 16, 2022. REUTERS/Ringo ChiuNov 16 (Reuters) - Multiple Los Angeles County Sheriff's Department recruits were injured when a car crashed into them on Wednesday morning while they were out for a run in Whittier, California, the department said. The injured recruits were taken to hospitals, but their condition was unknown, as was the condition of the driver. The spokeswoman said she could not give an exact number of injured recruits, but the local ABC station reported that at least 10 had been hit. The recruits had been on a training run in a residential neighborhood of Whittier, a city on the outskirts of Los Angeles, when the vehicle struck them around 6:30 a.m. PDT (1430 GMT).

☆ Alaska cancels snow crab fishing for a year after the population mysteriously collapsed
▼ + stars: | 2022-10-15 | by ( Morgan Mcfall-Johnsen | ) www.businessinsider.com time to read: +4 min

Alaska canceled the Bering Sea snow crab fishing season for the first time ever on Monday. The snow crab stock looked promising in recent years, sparking hope amid the steep decade-long decline of Alaskan king crab. Yereth Rosen/ReutersScientists need to conduct further research to determine what exactly caused this year's snow crab population crash. Snow crabs had a baby boom, then disappearedA fisherman holds a snow crab in Kjoellefjord, Norway, on November 1, 2017. "Management of Bering Sea snow crab must now focus on conservation and rebuilding given the condition of thestock.

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