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Morsa Images | Digitalvision | Getty ImagesIt's no secret that many college graduates are struggling with student loan debt. Nearly 1 in 5 student loan borrowers in the U.S. — or 19% — say they are hiding their loan balance from their partner, according to a new report from NerdWallet . Shame, guilt, depression and anxiety swirling the topic of student debt can lead borrowers to keep the details of their loans secret, therapists say. If your significant other doesn't also have outstanding student debt, the topic can feel especially taboo, he added. Student debt can make it harder to buy a house, start a family and save for the future, research shows.
Persons: Traci Williams, Clay Cockrell, Cockrell, Kate Wood, Wood, you've Organizations: Getty, Harris Poll, Finance Locations: U.S, NerdWallet, East Point , Georgia, New York
Read previewLate-night pillow fights, junk food, and movie marathons during sleepovers are a rite of passage for many kids and teens. Here's how to decide whether to allow sleepovers, and how to set up safety plans for when your kids sleep away from home. Make a safety plan with your kidsThe most important conversations are the ones you'll have with your child before the sleepover, experts say. Advertisement"These conversations should include respecting personal boundaries, recognizing uncomfortable situations, and knowing how to communicate with you anytime during the sleepover," Rinaldi said. Acknowledge that missing out on sleepovers is hardIf you decide against sleepovers, "empathize with your child, acknowledging their disappointment," Williams said.
Persons: , sleepovers, Traci Williams, PsyD, Williams, Daniel Rinaldi, " Rinaldi, Daniel Ganjian, Ganjian Organizations: Service, Healthy Wealthy, Business, Providence Saint John's Health
I talked about my financial worries with a financial therapist, and I got lots of practical advice. We talked about the ways I struggleWithin minutes of talking to Dr. Williams, she immediately homed in on my anxiety around even talking about money. Dr. Williams asked me to figure out my family's monthly income and expenses. Dr. Williams wanted me to see "exactly what comes in and what goes out" so that I could see how much extra I had each month for discretionary spending. I took Dr. William's advice to start planning a trip to Egypt, and I have booked the massage I was reluctant to schedule before our meeting.
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