She makes sure to pay her credit card bills in full and on time each month to avoid costly interest charges.
She racks up rewardsOne of Dunlap's favorite perks of only using credit cards for payment is rewards points.
It boosts her credit scoreConsistently using your credit card and paying off your bills on time can help boost your credit score, Dunlap says.
Since your payment history accounts for 35% of how your credit score is calculated, making on-time payments "benefits your credit score more than any other single factor," according to Experian.
How to decide if only using credit cards may work for you
Persons:
Tori Dunlap's, Dunlap
Organizations:
New York Times, CNBC
Locations:
Seattle, Paris