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You can get down payment assistance through CHFA's Down Payment Assistance Program or the Time To Own program. VermontThe Vermont Housing Finance Agency offers mortgages, down payment assistance, a first generation homebuyer program, and a mortgage credit certificate. NebraskaThe Nebraska Investment Finance Authority is another state housing finance agency that offers programs for first-time and repeat buyers alike. State first-time homebuyer programs FAQsHow do first-time homebuyer programs differ by state? You may be able to combine multiple forms of state-backed first-time homebuyer assistance, or get state assistance in addition to other, unrelated programs.

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US parents received $250 monthly child tax credit payments from July to December 2021 under Biden's Build Back Better Act. Insider spoke with eight families around the US about how life has changed with the loss of monthly payments. Previously, parents received an annual child tax credit of $2,000 per child in one lump sum with their tax refunds. Under President Biden's Build Back Better Act, the child tax credit was raised to $3,600 per child, depending on the child's age, split up into monthly payments. Insider spoke with eight parents whose lives were directly affected by the loss of monthly child tax credit payments, also known as CTC payments.

Find out what your state provides for first-time homebuyers:Programs in the NortheastConnecticutThe Connecticut Housing Finance Authority gives loans for down payment assistance. Programs in the SoutheastAlabamaThe Alabama Housing Finance Association has down payment assistance programs for low-to-moderate income earners, and a tax credit program that can be combined with down payment assistance. If you're buying a home in Louisville, you might qualify for a down payment assistance loan from the local government. WashingtonThe Washington State Housing Finance Commission has several down payment assistance programs that will loan you up to $10,000. The lender is also the one who will approve and process any applications for down payment assistance, closing cost assistance, or tax credits.

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