About half say they currently have credit card debt, 4 in 10 are dealing with auto loans, and about one in four have medical debt. Relatively few Americans say they’re very or extremely confident that they could pay an unexpected medical expense (26%) or have enough money for retirement (18%). Only about one-third are extremely or very confident their current financial situation will allow them to keep up with expenses, though an additional 42% say they’re somewhat confident. About 3 in 10 Americans say they've foregone a major purchase because of higher interest rates in the last year. People with higher levels of education or higher household incomes are more likely than Americans overall to evaluate their finances as solid.

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Persons: Steve Shapiro, he’d, ”, I’m, Tracy Gonzales, Gonzales, she's, “ I’ve, Shapiro, Will Clouse, “, Geri Putnam, ” Putnam, it’s, she'd, Biden Organizations: Associated Press, NORC, for Public Affairs Research, Republicans, U.S, Social Security Locations: Pittsburgh, San Antonio , Texas, U.S, Westlake , Ohio, Thomson , Georgia, Ohio