Ian is a typical teenager who would rather be playing video games with his friends than interacting with a baby. Even though I'm a Certified Financial Planner, the process of updating our finances has been intense, and it's not over yet. I stopped contributing to Ian's college savingsEach month, I spend about $600 to $900 on diapers, formula, and other baby essentials. Plus, Ian already has a well-funded 529, although he'll still be applying for financial aid for college. I've learned that financial plans need to be fluidLife doesn't always turn out how we think it should.

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Persons: Sophoan Prak, Ian, Kosal, Allie, it's, he'll, I've Organizations: Service, Vanguard, Business