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☆ I spoke to financial advisors about how to catch spending mistakes and create a foolproof budget for 2022
  + stars: | 2021-12-25 | by ( Jen Glantz | Read More | Read Less | ) www.businessinsider.com   time to read: +5 min
I asked a few financial advisors if they had any tips for creating a foolproof budget plan for 2022. Analyze the areas where you spend the mostOne of the very first things I'm going to do is run a full analysis on my spending habits. As for online shopping, Zigmont recommends getting a prepaid debit card for that one purpose and refilling it each month. "Building financial habits takes time, so start with commitment and stick to a routine," said Walsh. Advertisement"Start the year off right with a savings plan," said Ellis.
Persons: —, Jay Zigmont, Zigmont, Scott Hasting, Brian Walsh, you've, Walsh, Erin Ellis, Ellis Organizations: Service
☆ 4 pieces of bad money advice financial advisors tell clients to ignore at the start of the new year
  + stars: | 2021-12-23 | by ( Jen Glantz | Read More | Read Less | ) www.businessinsider.com   time to read: +4 min
I like to set clear financial goals every new year, which involves both creating plans and avoiding pitfalls. So, I asked a few financial advisors if they have any money advice they tell clients to avoid. While there's a lot of financial advice out there, I wondered if there was anything that I should remember to avoid at the start of 2022. So, I asked four of the best financial advisors to share bad advice they often tell their clients to ignore. Keeping credit card balances in order to build your credit scoreWhether you're entering 2022 with credit card debt or not, financial advisor Andrew Lokenauth said that it's a bad idea to keep credit card balances with the idea you'll build a better credit score.
Persons: —, Justin Nabity, Nabity, Scott Satov, Satov, you'll, Scott Hasting, Andrew Lokenauth Organizations: Service
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