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Mortgage rates have dropped substantially in recent weeks, with 30-year rates now almost 40 basis points down from where they started the month. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's interest rates will affect your monthly payments. Current 30-Year Mortgage RatesAverage 30-year mortgage rates have gone down this week and are now hovering below 5.60%, according to Zillow data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile. Because markets are already anticipating that the Fed will lower rates, mortgage rates might not drop much in response to a Fed rate cut.

Persons: it's, refinance, you'll, Freddie Mac Organizations: Federal Reserve, Zillow, Fed Locations: Chevron

Where to watch Agatha All Along in the USAgatha All Along will be available to stream on Disney Plus at 9 p.m. Disney Plus Ad-Supported (Monthly Plan) For a limited time only, you can get your first three months of ad-supported Disney+ for just $1.99 per month. Where to watch Agatha All Along in the UKAgatha All Along will hit Disney Plus at 2 a.m. BST in the UK. Disney Plus Ad-Supported (Monthly Plan) For a limited time only, you can get your first three months of ad-supported Disney+ for just $1.99 per month. Check price at Disney+Where to watch Agatha All Along in other countriesAgatha All Along will be available to stream on Disney Plus in several countries, along with other Marvel series.

Persons: Agatha Harkness, Agatha All, WandaVision, Kathryn Hahn's, Agatha, Wanda, Aubrey Plaza, Joe Locke, Sasheer Zamata, Debra Jo Rupp, Patti Lupone Organizations: Business, Disney, Disney Plus, Hulu, ESPN Plus, Marvel, US Locations: WandaVision

Limited-Time Deal Plex Lifetime Pass $95.99 $119.99 Save 20% A Plex Lifetime Pass grants you access to all of the Pass benefits without the need for a renewing monthly or annual fee. View at PlexNow through September 20, Plex is giving away 20% off a Lifetime Plex Pass with the promo code FOREVERPRO. Even though free Plex membership has its fair share of great benefits, a Plex Pass is well worth the price if you're an avid media watcher. How to get the Plex Pass dealGetting this Plex Lifetime Pass deal is as easy as signing up. When does the Plex Lifetime Pass deal end?

Persons: you've, Plex Organizations: Business, Hulu, Netflix, Amazon Prime Locations: Plex

☆ Jet: The forgotten gemstone that reigned during the Victorian era comes back into focus
▼ + stars: | 2024-09-17 | by ( Emili Vesilind | ) edition.cnn.com time to read: +8 min

And these designers aren’t using just any old jet — they’re purposefully picking Whitby jet, which is widely considered the gold standard of jewelry-ready jet. And “Whitby jet is definitely in the running for the best jet in the world,” explained Steele, who also co-owns Ebor Jetworks, an historic jet workshop and retail shop in the town. Whitby jet is renowned for being pitch-black in color and tough in temperament. Generally speaking, Whitby jet won’t crack or fade over time, like less hearty, no-name jets are wont to do. “There’s not enough jet out there and you can’t buy big pieces of jet” said Steele.

Persons: Queen Victoria, Prince Albert, Victoria's, ”, Sarah Steele, “, ” Steele, “ We’re, Steele, Natasha Wightman's, Tessa Trager Sussex, Natasha Wightman, Rei Kawakubo, Adrian Joffe, Graham Heeley, Ian Fowler, Wightman, Great Britain …, ” Jacqueline Cullen, wasn’t, Jacqueline Cullen, Cullen, he’s, who’ve, John Galliano, Schiaparelli’s Daniel Roseberry, Mary , Queen of, Holly Mazour, it’s, “ There’s Organizations: CNN, Vikings, Deutsch, ”, Whitby, “ Ravens, Central Saint Martins, Blend, Derbyshire Locations: Venezuela, Spain, France, American, Whitby, North Yorkshire, England, Dover, Great Britain, ateliers, London, hunks

See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-Year Mortgage Rates TodayAverage 30-year mortgage rates are down and hovering near 5.60%, according to Zillow data. 15-Year Mortgage Rates TodayAverage 15-year mortgage rates have decreased and are hovering below 5%, according to Zillow data. Last month, 30-year refinance rates averaged 6.59%, while 15-year refinance rates were around 5.90%. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data.

Persons: it's, you'll, Freddie Mac, they've, They'll, refinance Organizations: Fed, Federal Reserve, Zillow Locations: Chevron

Shogun and Hacks were among the big winners last night, along with The Bear, The Traitors, and others. Below, we've put together everything you need to know about where to watch Shogun, Hacks, and other Emmy winners. Hacks also impressed, racking up multiple wins, including Outstanding Comedy Series. Where to watch ShogunShogun, based on the 1975 James Clavell novel, is the first non-English-language series to win Outstanding Drama. Check price at Peacock TVWhere to watch The Daily ShowThe Daily Show won two Emmys this year, including Outstanding Talk Series.

Persons: we've, Shogun, Ted Lasso, James Clavell, Jean Smart, It's, Max, Alan Cumming, RuPaul, Peacock, Trevor Noah, Jon Stewart, John Oliver, ExpressVPN Organizations: Business, Creative Arts, Hulu, Max, NBC, Daily, Comedy Central, Paramount, CBS, NFL, Nickelodeon, BET, MTV, Showtime, HBO

The Federal Reserve is expected to start lowering rates this week, and mortgage rates are down as a result. But will mortgage rates drop further once the Fed cuts rates? See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile.

Persons: they've, Freddie Mac Organizations: Federal, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs Locations: Chevron

See more mortgage rates on Zillow Real Estate on ZillowWhat Are Today's Mortgage Refinance Rates? Current 30-Year Mortgage RatesAverage 30-year mortgage rates remain low after dropping last week and are hovering around 5.70%, according to Zillow data. Last month, 30-year refinance rates averaged 6.59%, while 15-year refinance rates were around 5.90%. Now, 30-year refinance rates are nearly 70 basis points lower, and 15-year refinance rates are around 50 basis points lower. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile.

Persons: they've, Freddie Mac, it's, Fannie Mae Organizations: Zillow, Fed, Mortgage, Association, ARM, . Government Locations: Chevron, Government

As the Fed lowers its benchmark rate, mortgage rates are likely to go down. Mortgage rates often trend up or down ahead of expected Fed moves, but once a hike or cut is priced in, they tend to hold steady unless the Fed surprises everyone. Haymore also notes that mortgage rates could fluctuate depending on other information that comes out of this upcoming meeting. As it does, mortgage rates should trend down, too (as will the rates banks pay on high-yield savings accounts). If you got your mortgage more recently, you could save on your mortgage payment by refinancing.

Persons: —, Freddie Mac, Scott Haymore, Haymore, you've, Matt Baker, Baker Organizations: Service, Business, Fed, TD Bank, Mortgage Bankers Association, Navy Federal Credit Union

A national debt crisisAmericans are facing a credit card debt crisis, with millennials and Gen Z at the forefront of the struggle. If you're a consumer with average credit who tends to carry a credit card balance, McCarthy recommends seeking options for lower-interest repayment. If the Fed lowers interest rates as anticipated, you can expect personal loan interest rates to drop slightly, regardless of your credit score. "Many consumers struggling with high-interest debt have expressed confusion surrounding credit card APRs, and credit card companies are happy to keep it that way." "Many consumers believe that making the minimum payment is an effective way to manage their credit card debt," Elliot said.

Persons: —, Z, James McCarthy, McCarthy, Jeremy Schneider, Schneider, Sophia Bera Daigle, Daigle, you've, Mark Elliot, Elliot Organizations: Federal, Service, Federal Reserve, Consumer Financial Protection Bureau, National Foundation, Credit, JPMorgan Chase, Capital Locations: millennials, U.S

Mortgage rates probably won't drop much further if the Fed cuts rates, unless central bankers opt for a larger-than-expected cut. 30-Year Mortgage RatesAverage 30-year mortgage rates have been dropping this month and are now down near 5.70%, according to Zillow data. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile. This means your entire monthly mortgage payment, including taxes and insurance, shouldn't exceed 28% of your pre-tax monthly income.

Persons: you'll, they've, Freddie Mac, it's, Fannie Mae Organizations: Federal Reserve, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs, Fed, Mortgage, Association Locations: Chevron

The Fed is expected to cut rates multiple times this year and in 2025, which means mortgage rates should continue decreasing. Will mortgage rates drop when the Fed cuts rates? If he or other Fed officials indicate that bigger rate cuts could be coming, mortgage rates may inch down. How Fed rate cuts affect mortgage ratesChanges to the federal funds rate don't directly impact mortgages, but mortgage rates tend to trend up when the Fed raises rates and go down when it lowers rates. The Fed could lower rates substantially by the time we reach the 2025 buying season, which means mortgage rates may be a lot lower, too.

Persons: Freddie Mac, Dan Burnett, Burnett, Jerome Powell, Powell, Fannie Mae, Scott Haymore Organizations: Fed, Federal Reserve, Housing Survey, TD Bank

First Tech Personal Loan AlternativesFirst Tech Personal Loan vs. Navy Federal Credit Union Personal LoanYou can get the smallest loan amount with Navy Federal Credit Union, as the credit union offers loans as small as $250. Navy Federal Credit Union Personal Loan ReviewFirst Tech Personal Loan vs. PenFed Credit Union Personal LoanYou can qualify to join First Tech simply by joining the Financial Fitness Association for $8, though you may also be eligible if you live or work in certain parts of Oregon. PenFed Credit Union Personal Loan ReviewFirst Tech Personal Loan Check rates Compare rates from participating lenders via Fiona. First Tech Credit Union Customer ExperienceIs First Tech Credit Union Trustworthy? First Tech Personal Loan FAQsWhat credit score do I need for a First Tech personal loan?

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See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-Year Mortgage Rates TodayAverage 30-year mortgage rates are around 5.70% today, according to Zillow data. 15-Year Mortgage Rates TodayAverage 15-year mortgage rates finally dipped below 5% this week, according to Zillow data. Average Refinance Mortgage Rates TodayRefinance rates have also been lower in September. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data.

Persons: Jerome Powell's, you'll, they've, Freddie Mac, it's, They'll Organizations: Federal Reserve, Zillow, Fed Locations: Chevron

The bottom line: You may like First Internet Bank of Indiana if you are comfortable with an online-only banking experience. Compare First Internet Bank of Indiana products First Internet Bank of Indiana Free Savings AccountFirst Internet Bank of Indiana Free Checking AccountFirst Internet Bank of Indiana CDFirst Internet Bank of Indiana Money Market Account Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. How First Internet Bank of Indiana worksFirst Internet Bank of Indiana is an online bank with no physical branches. First Internet Bank of Indiana trustworthiness and BBB ratingFirst Internet Bank of Indiana does not have any public controversies. How First Internet Bank of Indiana comparesWe've compared First Internet Bank of Indiana to two other online banks: Ally Bank and Discover® Bank (FDIC Insured) .

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However, there are still a few avenues for how to buy Lionel Richie tickets for his 2024 Las Vegas residency. Lionel Richie 2024 tour scheduleLionel Richie is playing 13 shows at the Encore Theater at Wynn Las Vegas throughout the fall of 2024. Date City StubHub prices Vivid Seats prices Time September 18, 2024 Las Vegas, Nevada $228 $229 8 p.m. September 21, 2024 Las Vegas, Nevada $180 $256 8 p.m. September 25, 2024 Las Vegas, Nevada $205 $184 8 p.m. September 27, 2024 Las Vegas, Nevada $247 $256 8 p.m. October 9, 2024 Las Vegas, Nevada $192 $173 8 p.m. October 11, 2024 Las Vegas, Nevada $150 $153 8 p.m. October 12, 2024 Las Vegas, Nevada $189 $189 8 p.m. November 6, 2024 Las Vegas, Nevada $88 $93 8 p.m. November 8, 2024 Las Vegas, Nevada $90 $92 8 p.m. November 9, 2024 Las Vegas, Nevada $176 $175 8 p.m. November 13, 2024 Las Vegas, Nevada $167 $159 8 p.m. November 15, 2024 Las Vegas, Nevada $150 $153 8 p.m. November 16, 2024 Las Vegas, Nevada $184 $173 8 p.m. How to buy tickets for Lionel Richie 2024 concert tourYou can buy standard original tickets to Lionel Richie’s 2024 Las Vegas residency shows on Ticketmaster. VIP tickets are also available for Lionel Richie's 2024 Las Vegas concert dates.

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If the Fed cuts rates on September 18, bank account interest rates are likely to decline further. High-yield savings and money market accounts outearn typical checking or savings accounts even when rates decline. If the Fed decides to cut rates, savings account and CD rates will likely decline. AdvertisementEven in a declining interest rate environment, the best high-yield savings accounts offer a higher annual percentage yield than savings accounts at brick-and-mortar banks. Some of the highest-yield saving accounts include the EagleBank High-Yield Savings Account (0.01% to 5.35% APY), Western Alliance Bank High-Yield Savings Premier( 5.31% APY), and BrioDirect High-Yield Savings Account (5.30% APY).

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Mortgage rates have dropped nearly 20 basis points this week, with 30-year rates now near 5.7%, according to Zillow data. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's interest rates will affect your monthly payments. Current 30-Year Mortgage RatesAverage 30-year mortgage rates have inched down this week and are now hovering near 5.7%, according to Zillow data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile. Because markets are already anticipating that the Fed will lower rates, mortgage rates might not drop much in response to a Fed rate cut.

Persons: you'll, Freddie Mac, it's Organizations: Reserve, of Labor Statistics, Fed, Zillow Locations: Chevron

Mint shut down back in March, but people are still searching for a replacement budgeting app. Free budgeting apps are becoming less common, but there are still a few options to try. It's left a significant gap for people who prioritize free budgeting tools, and even months after Mint's closure, Reddit users are still looking for a good replacement. "That was Mint's biggest draw, that it was a free budgeting app," explains Mykail James, MBA, certified financial education instructor, and owner of BoujieBudgets.com. AdvertisementWe'll explain the current budgeting app environment and share tips on how you can choose the best budgeting app for you.

Persons: —, Everyone's, It's, Mykail James, Eric Croak, James, Croak, haven't, I've, they've Organizations: Mint, Service, Croak, Quicken

See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates would impact your monthly payments. 30-Year Mortgage Rates TodayAverage 30-year mortgage rates are down slightly and are hovering around 5.75%, according to Zillow data. 15-Year Mortgage Rates TodayAverage 15-year mortgage rates have inched down this week and are hovering just above 5%, according to Zillow data. Last month, 30-year refinance rates averaged 6.59%, while 15-year refinance rates were around 5.90%. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile.

Persons: they've, you'll, Freddie Mac, it's, They'll, refinance Organizations: Reserve, Zillow, Fed Locations: Chevron

While the concert's dates are quickly approaching, there are still a few avenues for how to buy Life is Beautiful Block Party tickets. The 2024 Life is Beautiful Block Party is split between two stages, with no overlapping sets from musicians and lower ticket prices for Life is Beautiful. Life is Beautiful Block Party 2024 festival scheduleThe 2024 Life is Beautiful Block Party starts on September 27 at 5 p.m. CT. On the first day, seven artists will perform across two different stages. How to buy tickets for Life is Beautiful Block Party 2024You can buy original tickets to the 2024 Life is Beautiful Block Party on the festival's website. The cheapest original 2024's Life is Beautiful Block Party tickets begin at $149 for Friday-only or Saturday-only General Admission passes.

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As the Fed lowers its benchmark rate, mortgage rates should continue to go down. See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. FHA Interest RatesFHA interest rates were 5.03% last month, and they've been a bit lower in recent weeks. 5-Year Mortgage Rate TrendsHere's how 30-year and 15-year mortgage rates have trended over the last five years, according to Freddie Mac data. Mortgage rates are determined by a variety of different factors, including larger economic trends, Federal Reserve policy, your state's current mortgage rates, the type of loan you're getting, and your personal financial profile.

Persons: they've, Freddie Mac Organizations: Federal Reserve, Traders, Zillow, ARM, Federal Housing Administration, Department of Veterans Affairs Locations: Chevron

Understanding business loansWhat is a business loan? Types of business loans availableYou need to determine what you will use the money for before applying for a business loan, as there are various loan types. "Business loan options are abundant, and it can be very easy to obtain business financing," says Grayson. After the applicationWhat to expect after applyingLenders generally look at your time in business, credit scores (both your business credit score and personal credit score), cash flow, collateral, and the industry the business is in. Business loan FAQsWhat credit score is needed to get a business loan?

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The company just announced what's next for all three of its AirPod models: the AirPods, AirPods Pro 2, and AirPods Max. Apple AirPods (4th Gen) Apple's latest generation of AirPods features a new design to optimize comfort for wearers of every kind. Check price at AppleApple AirPods with Active Noise Cancellation Apple's base AirPods now come with Active Noise Cancellation (ANC) without the use of in-ear tips. Check price at AppleApple AirPods with Active Noise Cancellation Apple's base AirPods now come with Active Noise Cancellation (ANC) without the use of in-ear tips. Check price at AppleApple AirPods 4th Generation and AirPods Max specs

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☆ Women face bias and disparities in healthcare. Digital tools could help meet their needs.
▼ + stars: | 2024-09-06 | by ( Sarah Sloat | ) www.businessinsider.com time to read: +8 min

Historically, women's healthcare has been impaired by challenges like bias and a lack of specialized providers. For years, healthcare systems weren't designed for women, and there are still gaps in research and treatments for women's health issues. AdvertisementWith this reality in mind, Joanna Strober cofounded Midi Health, a website designed to help people experiencing menopause and perimenopause access specialists. Interventions can range from lifestyle coaching to prescription medication, and Midi providers can refer patients to in-person treatments when needed. Midi Health is on its way toward doing that; the company closed a $60 million Series B round in April.

Persons: Ashlee Wisdom, Wisdom, Smisha Agarwal, Agarwal, they're, Joanna Strober, Strober Organizations: New York University, Health, Center for Global Digital Health Innovation, Johns Hopkins University, Women's Health, US National Institutes of Health, Midi Health, Midi, Silicon Valley Bank Locations: Black

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