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You can get down payment assistance through CHFA's Down Payment Assistance Program or the Time To Own program. VermontThe Vermont Housing Finance Agency offers mortgages, down payment assistance, a first generation homebuyer program, and a mortgage credit certificate. NebraskaThe Nebraska Investment Finance Authority is another state housing finance agency that offers programs for first-time and repeat buyers alike. State first-time homebuyer programs FAQsHow do first-time homebuyer programs differ by state? You may be able to combine multiple forms of state-backed first-time homebuyer assistance, or get state assistance in addition to other, unrelated programs.

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☆ They Had $350,000 and a Dream to Live Together. Could They Make It in Manhattan?
▼ + stars: | 2023-04-06 | by ( Joyce Cohen | ) www.nytimes.com time to read: +3 min

For 30 years, Ms. Denlinger rented a sunny fifth-floor walk-up in Manhattan Valley. Ms. Ladin, 62 — the first openly transgender professor at Yeshiva University, where she taught English — suffers from myalgic encephalomyelitis, also known as chronic fatigue syndrome. “I had not done any real estate hunting for 30 years,” Ms. Denlinger said. To find her Manhattan Valley apartment, “I got a Village Voice, looked in the ads, called up the landlord and made an appointment. “We needed two rooms that could be really separate, where one was not a bathroom or a kitchen,” Ms. Ladin said.

Find out what your state provides for first-time homebuyers:Programs in the NortheastConnecticutThe Connecticut Housing Finance Authority gives loans for down payment assistance. Programs in the SoutheastAlabamaThe Alabama Housing Finance Association has down payment assistance programs for low-to-moderate income earners, and a tax credit program that can be combined with down payment assistance. If you're buying a home in Louisville, you might qualify for a down payment assistance loan from the local government. WashingtonThe Washington State Housing Finance Commission has several down payment assistance programs that will loan you up to $10,000. The lender is also the one who will approve and process any applications for down payment assistance, closing cost assistance, or tax credits.

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