If you're like most people, you likely know that you need to make a few key moves to get your finances on track.
That's because humans have evolved to generally avoid risk and prefer things the way they are, a phenomenon known as status quo bias, says Brad Klontz, a certified financial planner, financial psychologist and author of "Start Thinking Rich."
"In general, it requires thinking, it requires energy and activity.
To counteract these forces, you'll have to put systems in place that can excite and motivate you enough to counteract financial inertia, Klontz says.
It's hard, but "it really is the key to becoming rich."
Persons:
Brad Klontz