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Two credit unions are offering CDs with at least 9% APY, which is much higher than normal. There are currently not one, but two credit unions offering CDs with at least 9% annual percentage rate, or APY: California Coast Credit Union and Express Credit Union. Since both of these financial institutions are credit unions, you'll need to be eligible for membership to open any accounts with them. You'll also be able to become a member of Express Credit Union if an immediate family member is already a member of that credit union. California Coast Credit Union offers the California Coast Credit Union Celebration Certificate, which lasts for five months and gives 9.50% APY.

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At Business Insider, we independently monitor and review the best CD interest rates from over 100 financial institutions to help you find the right CD. Best CD Rates Today by TermCredit unions offer many of the best current CD rates right now. The best no-penalty CDs will offer rates slightly higher than the best high-yield savings accounts, and can offer a substantially improved interest rate over traditional brick-and-mortar savings accounts. 2-Year CDsThe best 2-year CD rates will be slightly lower than 1-year and no-penalty CD rates. What's the difference between best CD rates and best CD offers?

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And don't worry if you aren't eligible — the best CD rates nationwide are still well above 5% APY. The credit union is offering an 8-month CD special paying 6.00% APY to new members (one CD per new member only). Where to find the best CD rates for a high APYOnline banks and credit unions with high-yield CDsTraditional brick-and-mortar banks tend to offer the lowest rates, on average, on CDs and savings accounts. Important factors to consider for high APY CDsHigh CD interest rates may draw you to one particular CD offering, but there are a few important factors to consider before opening the account. If you suspect rates may rise in the future, consider implementing a CD ladder strategy or exploring alternative CD options, such as a bump-up CD or a step-up CD, which have built-in rate increases.

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The average interest rate on a 6-month CD is 1.81% APY (Annual Percentage Yield), and the average rate for a 1-year term is 1.85% APY. The hunt for CDs offering 7% APYRight now, there aren't any financial institutions offering 7% interest on a CD. Here are factors to consider when making your choice:Interest rate: Look at the CD's interest rate and how often the bank compounds interest. Look at the CD's interest rate and how often the bank compounds interest. 7% APY CD FAQsAre there really CDs offering 7% APY?

Persons: Banks, you'll Organizations: California Coast Credit Union, Financial Partners Credit Union, Federal Reserve Locations: California, San Diego, Riverside, California Coast, Chevron

California Coast Credit Union's 9.50% APY CD comes with strict requirements. miniseries/Getty ImagesCalifornia Coast Credit Union gives 9.50% APY (annual percentage yield) on its 5-month CD special. AdvertisementCalifornia Coast Credit Union, a local credit union in San Diego and Riverside counties, is currently offering a 5-month Celebration Certificate with a 9.50% APY, or annual percentage yield. How to get 9.50% APY on a California Coast Credit Union CDCalifornia Coast Credit Union is a credit union, which means that you'll need to be eligible for membership before you can open any account with it. California Coast Credit Union currently offers the best CD rate of any bank or credit union, with a 9.50% APY on its Celebration Certificate.

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SAN BERNARDINO, Calif. (AP) — A man whose family's gender reveal ceremony sparked a Southern California wildfire that killed a firefighter in 2020 has pleaded guilty to involuntary manslaughter, prosecutors said Friday. A smoke-generating pyrotechnic device was set off in a field and quickly ignited dry grass on a scorching day. On Friday, the San Bernardino County district attorney announced that Refugio Manuel Jimenez Jr. had pleaded guilty to one count of involuntary manslaughter and two counts of recklessly causing a fire to an inhabited structure. Photos You Should See View All 21 ImagesAngelina Jimenez pleaded guilty to three misdemeanor counts of recklessly causing fire to property of another. Flames blackened nearly 36 square miles (92 square kilometers) of land in San Bernardino and Riverside counties before the blaze was contained on Nov. 16, 2020.

Persons: Refugio Manuel Jimenez Jr, Angelina Jimenez, Charles Morton, Morton, Jason Anderson, “ Organizations: BERNARDINO, Calif, El, Big Bear Interagency, U.S . Forest Service, San, San Bernardino National Locations: Southern California, El Dorado, El, Ranch, Yucaipa, San Bernardino Mountains, Los Angeles, San Bernardino County, San Bernardino, Riverside, California

AGUANGA, Calif. (AP) — A wildfire fueled by gusty Santa Ana winds ripped through rural land southeast of Los Angeles on Monday, forcing about 4,000 people from their homes, fire authorities said. The so-called Highland Fire erupted at about 12:45 p.m. in dry, brushy hills near the unincorporated Riverside County hamlet of Aguanga. The winds were expected to ease somewhat overnight and fire crews would attempt to box in the blaze, LaRusso said. Southern California was seeing its first significant Santa Ana wind condition. The National Weather Service said Riverside County could see winds of 15 to 25 mph (24 to 40 kph) through Tuesday with gusts as high as 40 miles per hour (64 kph) .

Persons: Jeff LaRusso, LaRusso Organizations: National Weather Service Locations: Calif, Santa, Los Angeles, brushy, Riverside County, Aguanga, Southern California, Santa Ana, Pacific, California, Riverside

As sunshine returned to Southern California on Monday, residents and officials said the region had avoided catastrophic damage from Tropical Storm Hilary, which broke records for August rainfall as it passed into California on Sunday but was much diminished from the fearsome Category 4 hurricane that had alarmed meteorologists days earlier when it was over the Pacific Ocean. Under sheets of rain, some neighborhoods in the desert cities east of Los Angeles became a soupy mess and at one point on Monday the mayor of Palm Springs said the city was cut off by road closures. In San Bernardino and Riverside Counties, videos showed creek beds filled with sludge-colored torrents that ominously carried boulders and tree trunks. Yet in one of the most heavily populated parts of the country — Los Angeles and San Diego Counties alone have a combined population of more than 13 million — there were no reports of deaths related to the storm as of Monday afternoon.

Persons: Hilary Organizations: Riverside Counties, San Locations: Southern California, California, Los Angeles, Palm Springs, San Bernardino, San Diego

MOJAVE DESERT, Calif. — As more states legalize cannabis, law enforcement officials say they are seeing an uptick in black market operators using suspected human trafficking victims to grow and trim marijuana sold in legal dispensaries. The cannabis workers, all Chinese nationals who had traveled from New York, attempted to flee as law enforcement officials executed a search warrant on the secluded farm. Fang, Jin and the other workers were charged with misdemeanors and later released, according to the San Bernardino County Sheriff’s Department. James Roy of the Riverside County Sheriff’s Department. A black market marijuana farm.

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