Ramsey asked Travis why he hadn't gotten on a "tight, tight, tight, tight budget" to get his debts down. Ramsey said Travis should meet his basic obligations then throw everything else at his "stupid credit card debt until it's gone." "But you're not going out to eat, and you're not going on vacation," Ramsey said. Ramsey said Travis had to look at his finances like "every dollar has a mission:" necessities or his debt. "You will go, 'Where is all this freaking money going?'"

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Persons: Dave Ramsey's, Travis, Ramsey, Benjamin Franklin, hadn't, it's, I've, Ramsey's cohost, John Delony, You've, Delony Locations: Michigan, Grand Rapids , Michigan, American