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However, there are consequences for failing to file a tax return that you should be aware of. Why filing taxes is importantLegal obligationsFirst things first: Do you even need to file a tax return? However, you are required to file a tax return if you have $400 or more in net self-employment income. FAQs on what happens if you don't file taxesHow long can I go without filing taxes? If you don't file a tax return and don't owe any taxes, you have up to three years to claim any refund that might be due.

Persons: David Beck, Beck, filers, TurboTax, you'll, It's, it'll, there's, There's, haven't, Morgan, Tanza, Read Organizations: Free, NEC, TurboTax, Budget, Social Security, State, IRS, Levy, Railroad, Board, Military, garnishment, Chevron, Finance, Morgan Stanley Wealth Management, Fidelity, BI, Elon University Locations: U.S, Dix Hills, NY, TheStreet

☆ 5 things you should always have on your résumé and 8 items to leave out
▼ + stars: | 2024-10-06 | by ( Madison Hoff | ) www.businessinsider.com time to read: +12 min

Business Insider asked experts about what job seekers do and don't need to have on a résumé. But beware: What you include and leave out and how your résumé looks could shape your chances of getting hired. With that in mind, job seekers may want to leave out certain things on their résumé that potential employers don't really care about. Don't make the résumé unreadable and unprofessionalNorton said she would move on if a résumé was in "unprofessional formatting." Don't include a line about referencesHaller said people include on their résumé "references available upon requests."

Persons: —, Stacie Haller, ResumeBuilder.com, They're, Vicki Salemi, There's, Maggie Norton, we've, Haller, Norton, Salemi, it's, résumés, I've, It's Organizations: Service

Several analysts raised their ratings and price targets on Starbucks a day after news that Chipotle CEO would take over at the coffee chain. Starbucks shares rallied on the news, while Chipotle shares fell. He also lowered his price target on shares to $685 from $750, which implies just 6% upside from Monday's close. Chipotle shares pulled back of 7% comes as decelerating trends and a sector rotation already impacted Chipotle's multiple. Since Niccol took the position of CEO in 2018, Chipotle shares surged more than 770%.

Persons: Bernstein, Fatima Boolani, Boolani, — Hakyung Kim, Eli Lilly Eli Lilly's, Berenberg, Lilly, Kerry Holford, " Holford, Morgan Stanley, Keith Weiss, Weiss, Hakyung Kim, Brian Niccol's, Danilo Gargiulo, Gargiulo, Niccol, Chipotle, Laxman Narasimhan, Brian Niccol, Baird, David Tarantino, Fred Imbert Organizations: CNBC, Citi, Palo Alto, Palo Alto Networks, pharma, Intuit, Starbucks, Deutsche Bank, SBUX Locations: Tuesday's

☆ Here are Wednesday's biggest analyst calls: Nvidia, Tesla, Starbucks, Chipotle, Eli Lilly, Target, TJX Companies, Coinbase and more
▼ + stars: | 2024-08-14 | by ( Michael Bloom | ) www.cnbc.com time to read: +8 min

Stifel upgrades Starbucks to buy from hold Stifel upgraded the coffee chain following the management shakeup that included a new CEO. Jefferies upgrades Sportradar to buy from hold Jefferies upgraded the Swiss global sports tech company, saying it's becoming "increasingly attractive." Morgan Stanley reiterates Target as overweight Morgan Stanley said it's sticking with its overweight rating heading into Target 's earnings next week. Berenberg reiterates Eli Lilly as buy Berenberg raised its price target on the drugmaker to $1,050 per share from $1,000. TD Cowen upgrades Ilumina to buy from hold TD Cowen sees revenue growth ahead for the biotech company.

Persons: Wolfe, PulteGroup, rais, Brian Niccol, Baird, Tesla, it's bullish, Goldman Sachs, Goldman, Elliott, Wells, Equitrans, ETRN, Jefferies, it's, SRAD, Bernstein, Chipotle, Morgan Stanley, Berenberg, Eli Lilly, Lilly, circumspection, Ross, BURL, ROST, Oppenheimer, TD Cowen, mgmt Organizations: Stifel, RBC, Johnson, underperform RBC, Elliott Management, Barclays, Nvidia, JPMorgan downgrades Emerson, JPMorgan, Deutsche Bank, Deutsche, Ball Corp, Ball Corporation, Montrose Environmental, Stock, Intuit, Citi, Palo Alto, Bank of America, TJX Companies, Argus Locations: Florida, Underperform, Swiss, Montrose, QuickBooks, Burlington, Coinbase, China, Hershey

☆ These 4 companies — including one backed by Warren Buffett — can leverage AI with their exclusive data, says fund manager
▼ + stars: | 2024-07-30 | by ( Ganesh Rao | ) www.cnbc.com time to read: +3 min

AI models, such as OpenAI's ChatGPT or Anthropic's Claude, are built by running complex algorithms on large amounts of data. Khodjamirian, who also manages the Monopolies and Oligopolies ETF , named four stocks that he sees as potential winners: Moody's , S & P Global , MSCI , and Intuit . Moody's Using Moody's as a prime example, the fund manager highlighted the company's extensive database on credit decisions. MCO 5Y line S & P Global and MSCI Similarly, Khodjamirian sees potential in S & P Global and MSCI due to their vast troves of financial and index data. His thesis rests on the idea that as AI use becomes more widespread, the value of software — the AI models — may diminish.

Persons: Yuri Khodjamirian, Claude, Khodjamirian, CNBC's, Moody's, they're, Warren Buffett's Berkshire Hathaway, MCO, Meta, Warren Buffett's Organizations: Tema ETF's, P, Intuit, Facebook, Microsoft Locations: Tema, Moody's

Capital One Spark Miles Business Credit Card DetailsDepending on your spending habits and rewards goals, the Capital One Spark Miles for Business† could be a great choice if you qualify for a small business credit card. Capital One Spark Miles for Business Credit Card RewardsCapital One Spark Miles welcome bonusThe Capital One Spark Miles for Business† welcome bonus offer is 50,000 miles once you spend $4,500 on purchases within the first three months from account opening. How to earn rewards with the Capital One Spark Miles for Business cardThe Capital One Spark Miles for Business† has a simple earning structure. Capital One Spark Miles for Business Benefits and FeaturesOne slightly annoying thing about the Capital One Spark Miles for Business† is how its benefits are structured. Capital One Spark Miles for Business Credit Card Frequently Asked Questions (FAQ)What credit score do you need to be approved for the Capital One Spark Miles for Business?

Persons: Business †, you'll, Business You've, Business † cardholders, you've Organizations: Business, Business †, Capital, Miles, American Express, Visa, Mastercard, TSA, Dallas Fort, Quicken, Excel, Business Credit, eBay Locations: Dallas Fort Worth, DFW, Denver, Washington, Chevron

Introduction to the American Express® Business Green Rewards CardThe American Express® Business Green Rewards Card is a straightforward travel rewards business card from Amex that earns valuable Membership Rewards points. Amex Business Green Rewards Card OverviewThe American Express® Business Green Rewards Card lacks many benefits associated with other Amex business cards. Amex Business Green Rewards Card RewardsThe American Express® Business Green Rewards Card really flops when it comes to point earning rates on business expenditures. The Blue Business® Plus Credit Card from American Express vs. American Express® Business Green Rewards CardThe Blue Business® Plus Credit Card from American Express is a no-fee business credit card from American Express that offers significantly more value for infinitely less financial investment. How We Reviewed the American Express® Business Green Rewards CardThe credit card experts at Business Insider evaluated the American Express® Business Green Rewards Card against other American Express business cards and other top business credit cards.

Persons: Cardholders, it's, that's, Chase Organizations: Business, Express, American Express, Staples, American, Global, Shipping, Chase Locations: AmexTravel.com, Chevron

Bank of America Business Advantage Travel Rewards DetailsIf your small business is looking for a no-annual-fee travel rewards card with strong earning rates and a good welcome bonus offer, the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is worth considering. How to earn rewards with the Bank of America Business Advantage Travel Rewards World MastercardThe Bank of America® Business Advantage Travel Rewards World Mastercard® credit card earns 3x points on travel purchases, like car rental, hotel, or airline bookings through the Bank of America Travel Center. Bank of America Business Advantage Travel Rewards frequently asked questions (FAQ)Is the BofA Business Advantage Travel Rewards World card worth it? The Business Advantage Travel Rewards World Mastercard is a decent no-annual-fee travel rewards credit card that can be a good fit for many small businesses. Folks with good to excellent credit are eligible for the Bank of America® Business Advantage Travel Rewards World Mastercard® credit card.

Persons: There's, It's, you'll, You'll, you've Organizations: Business, Bank of America, Bank of America Business, Bank of America Travel, American Express, Amex, Bank of America Travel Center, of America, Bars, Merrill, Bank, Bank of, Mastercard, Chevron

The information for the following product(s) has been collected independently by Business Insider: Capital One Spark Cash Select for Excellent Credit†, Capital One Spark Cash Select for Good Credit†, Capital One Spark Miles for Business†, Capital One Spark Cash Plus†. One of these cards, the Capital One Spark Cash Select for Excellent Credit†, is designed to deliver what every business needs: cash. Capital One Spark Cash Select for Excellent Credit OverviewFor nearly every purchase you make on the Capital One Spark Cash Select for Excellent Credit†, you'll earn 1.5% cash back. Capital One Spark Cash Select for Business Annual Fee and Other CostsThere is no annual fee with the Capital One Spark Cash Select for Excellent Credit†, which is excellent news for your business' bottom line. What's the difference between Spark Cash Select for Excellent Credit and Spark Cash Select for Good Credit?

Persons: Uber, You'll, it's Organizations: Business, Credit, Business †, Capital, Business Capital, American Express, Air Canada, British Airways, Wyndham, Purchase, Excel, Mastercard, Finance Locations: U.S

Introduction to Business Credit Cards with No Annual FeeYou don't need to worry about paying a high annual fee to open one of the best small business credit cards. Best Business Credit Cards with No Annual Fees of June 2024The Blue Business® Plus Credit Card from American Express: Best for earning travel pointsThe American Express Blue Business Cash™ Card: Best for earning cash backInk Business Unlimited® Credit Card: Best for maximizing Chase pointsInk Business Cash® Credit Card: Best for business expenses like office supplies and internetU.S. Bank Business Triple Cash Rewards World Elite Mastercard® : Best for generous welcome bonus with 0% intro APR: Best for generous welcome bonus with 0% intro APR U.S. Bank Business Platinum Card: Best ultra-long introductory APR offerBank of America® Business Advantage Customized Cash Rewards Mastercard® credit card : Best for customizing rewards: Best for customizing rewards Bank of America® Business Advantage Travel Rewards World Mastercard® credit card : Best for travel purchases: Best for travel purchases Capital One Spark 1% Classic† : Best for Building CreditNo-Annual-Fee Business Card ReviewsPremium credit cards can offer hundreds of dollars in value, but many business owners balk at the idea of paying an annual fee on a credit card. This list highlights many of the best no-annual-fee business credit cards available in 2024, according to Business Insider's team of credit card experts. No-Annual-Fee Business Card Frequently Asked QuestionsHow do I choose the best no-annual-fee business card for me? Why You Should Trust Us: How We Chose the Best Business Credit Cards with No Annual FeesThere are lots of no-annual-fee business credit cards on the market.

Persons: You've, you'll, APRs, Cash, you've, Hilton, You'll, it's, Chase, Read, Cardholders, cardholders, EIN Organizations: Business Insider, U.S . Bank Business, Cash, Mastercard, Bank of America, Express, American Express, Chase, Ink, FDIC, . Bank Business, Rewards, EV, U.S, Bank, U.S . Bank, of America, Business, Capital, Best, Bank Business, . Bank, American, Air Canada Aeroplan, British Airways Executive Club, Marriott Bonvoy, Global, Amex, Card, Sapphire, Elite Mastercard, Merrill, Travel, Bank of America Travel Center, Credit Locations: U.S, Chevron

U.S. Bank Business Triple Cash Rewards World Elite Mastercard review External link Arrow An arrow icon, indicating this redirects the user." U.S. Bank Business Triple Cash Rewards OverviewIf you're looking for a small-business card that earns rewards in popular bonus categories, the U.S. Bank Business Triple Cash Rewards World Elite Mastercard is a great one to consider. U.S. Bank Business Triple Cash Benefits and FeaturesThe main benefit of the U.S. Bank Business Triple Cash Rewards World Elite Mastercard is the bonus categories and welcome bonus, but there are a few other benefits you should know about. U.S. Bank Business Triple Cash Fees and CostsThe U.S. Bank Business Triple Cash Rewards World Elite Mastercard doesn't have an annual fee but there's a 3% foreign transaction fee, so it's not an ideal card to use abroad. U.S. Bank Business Triple Cash Frequently Asked QuestionsIs the U.S. Business Triple Cash worth it?

Persons: There's, you'll, That's, Cardholders Organizations: Business Insider, U.S . Bank Business, Cash, Mastercard, Rewards, EV, Bank Rewards, U.S, Bank, Gas, . Bank Business, U.S . Bank Business Triple Cash, U.S . Business Triple Cash, U.S . Business, . Bank Locations: U.S

The information for the following product(s) has been collected independently by Business Insider: Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card, U.S. Bank Business Triple Cash Rewards World Elite Mastercard®. How to use rewards earned with the BofA Business Advantage Customized Cash Rewards credit cardAt any time, you can redeem rewards earned with the Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card as either a statement credit, checks, a direct deposit into your Bank of America account, or credit to an eligible Merill investment account. Bank of America Business Advantage Customized Cash Rewards frequently asked questions (FAQ)Is the Business Advantage Customized Cash Rewards worth it? What credit score do I need to qualify for the Business Advantage Customized Cash Rewards credit card? You need excellent credit to qualify for the Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card.

Persons: it's, you've Organizations: Business, Bank of America, . Bank Business, Cash, Mastercard, EV, Bank of America Business, of America, U.S . Bank Business, Rewards, Computer, Consulting, Merrill, Bank, Auto

The information for the following product(s) has been collected independently by Business Insider: Capital One Spark Miles Select for Business†, Capital One Spark Miles for Business†, Capital One Spark Cash Select for Excellent Credit†. Capital One Spark Miles Select for Business DetailsThe Capital One Spark Miles Select for Business† doesn't always get as much attention as flashier rewards business credit cards, like the similarly named Capital One Spark Miles for Business† or cards from other banks like the Ink Business Preferred® Credit Card and The Business Platinum Card® from American Express. Capital One Spark Miles Select for Business RewardsWhat is the Capital One Spark Miles Select for Business welcome bonus? How to earn rewards from Capital One Spark Miles SelectThe Capital One Spark Miles Select for Business† has a very straightforward earning structure. What's the difference between the Capital One Spark Miles and Spark Miles Select?

Persons: † doesn't, †, — you'll, you'll, Business †, It's, Miles Organizations: Business, Business †, Capital, Lyft, American Express, cardholders, Quicken, Excel, †

The information for the following product(s) has been collected independently by Business Insider: Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Credit Card, Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card, U.S. Bank Business Triple Cash Rewards World Elite Mastercard®. Bank of America Business Advantage Unlimited Cash Rewards DetailsIf your business expenses vary, and you don't want to juggle spending categories, you should consider the no-annual-fee Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Credit Card. The Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Credit Card has strong benefits for a no-annual-fee card. Bank of America Business Advantage Unlimited Cash Rewards frequently asked questions (FAQ)Is the Business Advantage Unlimited Cash Rewards card worth it? The Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® Credit Card earns even more cash back for Preferred Rewards members.

Persons: You'll, it's, you'll Organizations: Business, Bank of America, Cash, . Bank Business, Mastercard, Bank of America Business, of America, U.S . Bank Business

☆ I'm self-employed, and I've found 6 essential ways to invest in my business
▼ + stars: | 2024-06-04 | by ( Aleenah Ansari | ) www.businessinsider.com time to read: +5 min

You can opt-out at any time by visiting our Preferences page or by clicking "unsubscribe" at the bottom of the email. download the appSign up to get the inside scoop on today’s biggest stories in markets, tech, and business — delivered daily. Read previewRunning a freelance writing business has brought many learning curves, and one of my biggest realizations is the importance of investing in myself. After three years of running my business, I have six tools that have been the most valuable. The Libby app for reading and learning on the goEqually important to being a good writer is reading good writing.

Persons: —, I've, it's, haven't, Libby, Rachel Rodgers, Elaine Welteroth, Amanda Montell Organizations: Service, Business, Quickbooks

☆ Intuit QuickBooks' new $10,000 grant program could scale your business. Here's how to apply.
▼ + stars: | 2024-05-29 | by ( Sponsor Post | ) www.businessinsider.com time to read: +6 min

This Small Business Month, Intuit QuickBooks is launching a grant program to help small business owners grow their businesses. From the end of December to the end of March, small business employment declined by 0.44%, according to the latest release from the Intuit QuickBooks Small Business Index. The Intuit QuickBooks Grant Program, designed to help small business owners across the US run and grow their businesses, will award 20 small business owners with $10,000 and three months of business coaching. AdvertisementThe Intuit QuickBooks Grant Program will launch May 28, 2024, and applications will be accepted until 11:59pm PT on June 30. Click here to learn more about the Intuit QuickBooks Grant Program and how your small business can apply.

Persons: Emma Rodgers Organizations: Intuit QuickBooks, US Small Business Administration, Intuit, Marketing, Revenue, www.QuickBooks.com, Insider Studios Locations: Intuit's, QuickBooks

☆ CrowdStrike is defying Wall Street negativity on software, says Cramer. What he expects from earnings
▼ + stars: | 2024-05-29 | by ( Paulina Likos | ) www.cnbc.com time to read: +2 min

CNBC's Jim Cramer said Wednesday he's expecting a strong quarter next week from cybersecurity firm CrowdStrike despite some weakness in other corners of the enterprise software market. Investor sentiment around software has become downbeat, but CrowdStrike is "one company that seems to be immune" to the negativity, Cramer said. In recent days, two Wall Street analysts issued upbeat notes on CrowdStrike. Earnings reports last week from Workday and Intuit added to the questions about the demand environment for enterprise software. Alongside its fiscal 2025 first quarter earnings report last week, Workday cut its full-year forecast for subscription revenue.

Persons: CNBC's Jim Cramer, he's, Cramer, Jim, Morgan Stanley, CrowdStrike Organizations: Investor, Intuit, Wednesday, JPMorgan, Palo Alto Networks Locations: Palo, billings

☆ Jim Cramer runs through 4 stock movers and why he owns and believes in cryptocurrency ether
▼ + stars: | 2024-05-24 | by ( Matthew J. Belvedere | ) www.cnbc.com time to read: +1 min

Workday : The HR software company cut its subscription revenue outlook, and the stock was being punished Friday, down 13.5%. "Everybody in the country is trying to scale back" human resources, Jim Cramer said Friday, adding that's the problem. The stock Wednesday finished well off the highs for the session and then went down and up Thursday and Friday. Cramer said "Deckers is very well run company" but warned that footwear and apparel "can be fickle." Cramer said he owns ether in his personal portfolio.

Persons: Jim Cramer's, Jim Cramer, Cramer, UGGs Organizations: CNBC, Club, HR, Ross Stores, Ross, Intuit, SEC, U.S . Locations: Maxx

☆ We're trying to make sense of this crazy day on Wall Street, with the market sinking but Nvidia holding strong
▼ + stars: | 2024-05-23 | by ( Jeff Marks | ) www.cnbc.com time to read: +3 min

Every weekday, the CNBC Investing Club with Jim Cramer releases the Homestretch — an actionable afternoon update, just in time for the last hour of trading on Wall Street. As a subscriber to the CNBC Investing Club with Jim Cramer, you will receive a trade alert before Jim makes a trade. THE ABOVE INVESTING CLUB INFORMATION IS SUBJECT TO OUR TERMS AND CONDITIONS AND PRIVACY POLICY , TOGETHER WITH OUR DISCLAIMER . NO FIDUCIARY OBLIGATION OR DUTY EXISTS, OR IS CREATED, BY VIRTUE OF YOUR RECEIPT OF ANY INFORMATION PROVIDED IN CONNECTION WITH THE INVESTING CLUB. Every weekday, the CNBC Investing Club with Jim Cramer releases the Homestretch — an actionable afternoon update, just in time for the last hour of trading on Wall Street.

Persons: Jim Cramer, Dow, Cash, DuPont, Jefferies, Thursday's, Jim Cramer's, Jim Organizations: CNBC, Nvidia, Reserve, Nasdaq, DuPont, Ross Stores, Intuit, Jim Cramer's Charitable Locations: Dover, Mizuho

☆ 4 realistic steps to starting a passive income side hustle: What social media may not tell you
▼ + stars: | 2024-05-08 | by ( Megan Sauer | ) www.cnbc.com time to read: +6 min

Starting a passive income side hustle may look quick and easy on TikTok. Make It spoke with a group of experts who've built passive income businesses and scaled them into six-figure successes. JP Mancini II turned his boat chartering side hustle into mostly passive six-figure income. Ryan Hogue, 35, left his web development career in 2020 to focus on building passive income streams. DON'T MISS: The ultimate guide to earning passive income online After roughly a year, Torres left her engineering role.

Persons: Jannese Torres, D'Lites, Dinero, podcaster, JP Mancini, Florida —, JP Mancini II, Mancini, Ryan Hogue, Ryan Hogue Gamifying, Hogue, Rather, Torres, Jasmine McCall, McCall Organizations: CNBC, SXSW Locations: Hampton , Virginia, Key West, Florida, Puerto Rican

The information for the following product(s) has been collected independently by Business Insider: Capital One Spark 1% Classic†, Bank of America Business Advantage Unlimited Cash Rewards Secured Business Credit Card, FNBO Business Edition® Secured Mastercard® Credit Card, Capital One Spark Cash Select for Excellent Credit†. Introduction to the Capital One Spark 1% ClassicThe Capital One Spark 1% Classic† credit card is designed for small business owners with fair credit who need a business credit card for company purchases, bookkeeping and tax preparation management. Capital One Spark 1% Classic OverviewThe Capital One Spark 1% Classic† could be considered the entry level card in Capital One's line of small business cards, which are all branded with Spark name. Spark vs. QuicksilverMany people online compared the Capital One Spark business cards to the consumer-targeted Capital One Quicksilver cards. Capital One Spark 1% Classic Frequently Asked QuestionsWhat are the main features of the Capital One Spark Classic card?

Persons: Cardholders, it's, cardholders, Redditors, Jason Steele Jason Steele, Jason, Miles, Guy, Read, Angela Fung Organizations: Business, Bank of America Business, Credit, Mastercard, Capital, Accounting, Business Management, Abacus, Travel Insurance, Quicksilver, Chevron, Conference, Credit Card Media, Finance Locations: One's, Xero, Chevron, Denver , Colorado

☆ 39-year-old who makes $9,300/mo in passive income: My No. 1 piece of side hustle money advice
▼ + stars: | 2024-05-01 | by ( Jannese Torres | ) www.cnbc.com time to read: +6 min

Today, at 39, I have seven income streams, including affiliate marketing, blog and podcast ads, speaking engagements, digital courses, AirBnB rental income and brand partnerships. I used to use basic spreadsheets to reconcile my side hustle income and expenses, and I usually only did this at year's end, so I had little idea what was happening throughout the year. Setting up your business finances involves several important steps to ensure that you can effectively manage your income, expenses and overall financial health. Cash accounting records transactions when money actually changes hands, while accrual accounting records them when they occur, regardless of when payment is received. Sign up for CNBC's new online course How to Earn Passive Income Online to learn about common passive income streams, tips to get started and real-life success stories.

Persons: Dinero, Jannese Torres Organizations: CNBC Locations: Puerto Rican

Best 0% Intro APR Business Credit CardsU.S. Bank Business Triple Cash Rewards World Elite Mastercard® : Best overall for high rewards and long 0% intro APR: Best overall for high rewards and long 0% intro APR Ink Business Cash® Credit Card: Best welcome offerThe American Express Blue Business Cash™ Card: Best for easy rewardsThe Blue Business® Plus Credit Card from American Express: Best for flexible rewardsU.S. Bank Business Platinum Card: Best for balance transfersBank of America® Business Advantage Customized Cash Rewards Mastercard® credit card : Up to 5.25% cash back for Bank of America Preferred Rewards for Business customersCompare the Best 0% APR Business Credit CardsBest for generous cash back rewards and long 0% APR U.S. Bank Business Triple Cash Rewards World Elite Mastercard® Insider’s Rating Info icon Insider's Ratings are decided by our editorial team. Features to Look For in 0% APR Business Credit CardsThe best 0% APR business credit cards either offer generous terms for zero interest, or high rewards for spending on the credit card. 0% APR Business Credit Card Frequently Asked QuestionsDo 0% APR business credit cards exist? Yes, many 0% APR business credit cards allow balance transfers from other credit cards, including business cards. While using more of your available credit can impact your credit and credit score, this doesn't typically apply to business credit cards.

Persons: you'll, APRs, Cash, you've, You've, Cardholders, cardholders, They'll Organizations: Business Insider, U.S . Bank Business, Cash, Mastercard, Bank of America, Cards, Bank Business, American Express, Bank, of America, Rewards, EV, Ink, FDIC, Express, U.S . Bank, Business, U.S, Chase, . Bank, Chevron Locations: Chevron

☆ Goldman Sachs just added — and removed — stocks on its 'conviction list' of top Asian picks
▼ + stars: | 2024-03-13 | by ( Amala Balakrishner | In Amala-Balakrishner | ) www.cnbc.com time to read: +3 min

Goldman Sachs has refreshed its "conviction list" of top picks in Asia Pacific for March, adding some key stocks and removing others. Here are two of the latest additions to Goldman Sachs' conviction list: Xero Goldman analyst Kane Hannan said he was positive on the outlook for New Zealand-headquartered accounting software company Xero . Goldman Sachs has a price target of $152 on the stock, giving it potential upside of around 12%. Hyundai Motor Another addition to Goldman's conviction list is South Korean automobile manufacturer Hyundai Motor . Meanwhile, the Wall Street bank removed Singapore-headquartered bank OCBC and Japanese conglomerate Sony from its conviction list as it no longer deems them "a top investment idea."

Persons: Goldman Sachs, Xero Goldman, Kane Hannan, Hannan, Intuit's Quickbooks, Sage, Kota Yuzawa, Yuzawa, Goldman, Michael Bloom Organizations: Asia, Hyundai, South, Hyundai Motor, Won, Sony Locations: Asia Pacific, U.S, Mar, New Zealand, Australia, South Korean, Singapore

Then, open separate business checking, business savings, and business credit card accounts to keep your personal and NIL business finances separate. To determine if you need to make quarterly estimated tax payments, consider having a CPA run a tax projection for you. Federal quarterly estimated tax payments typically include federal income taxes and self-employment taxes, which are 15.3% of your net income. State quarterly estimated tax payments vary by state, so check with your tax professional. Plan for multiple state income tax return filingsAs a student-athlete, it is likely that you will earn NIL income in multiple states.

Persons: — Organizations: Student, Service, NCAA, IRS, CPA, Block

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