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☆ My daughter started trick-or-treating without adults when she was 6. We wanted to give her the independence we grew up with.
▼ + stars: | 2024-10-30 | by ( Jane Ridley | ) www.businessinsider.com time to read: +5 min

download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . My daughter, Julia, was 6 when she went trick-or-treating for the first time without me or my husband, Troy, on Halloween 2021. Eskridge with her daughter, Julia, then 6, at a neighborhood Halloween party in 2021. In 2022, Julia went trick-or-treating with two friends, one 7 and the other 8. The parent of the 7-year-old wanted to tag along, and although she was a bit disappointed, Julia went with the flow.

Persons: Kay Eskridge, —, Julia, Troy, Jonetta, We'd, I'd, we'd, Nobody, Miss Dee, I've, we're, She'll Organizations: Service, Child Protection Services, Business Locations: Louisville , Kentucky, Troy

A credit score under these thresholds is also called a sub-prime credit score, which means that creditors might think twice when reviewing your application for a credit line. However, a combination of serious negative marks on your credit score may seriously hurt your credit score, putting you on the lower end of the score range. Minimal credit history: A minimal credit history means you haven't been using credit (like a credit card or loan) for much time. While one credit check on your credit report may dent your credit score by a few points, several of these in a short period of time will significantly hurt your credit score. While one credit check on your credit report may dent your credit score by a few points, several of these in a short period of time will significantly hurt your credit score.

Persons: VantageScore, aren't, you'll, Enoch Omololu, Erik Beguin, Kendall Meade, Jennifer, Read Organizations: New Canadians, Austin Capital Bank, Business, Yahoo, Finance, CBS, MSNBC, CNBC, Forbes, Black Enterprise, USA, The Johns Hopkins University Carey School of Business, Business Journalists Locations: annualcreditreport.com, America, TheGrio, New York City

☆ How Apple and Microsoft’s trusted brands are being used to scam you online
▼ + stars: | 2024-09-25 | by ( Cheryl Winokur Munk | ) www.cnbc.com time to read: +7 min

No, it's not really Apple or Microsoft popping up on your screen to tell you your computer has been infected. "Because, who doesn't know Microsoft or Apple as a brand?" Here's what people should know to protect themselves from scams targeting commonly used, trusted tech brands:Never assume any online ad is authenticPeople can be duped in a number of ways. Sometimes simply opening the attachment could infect a consumer's computer with malware. If, for instance, you called a number for "Microsoft" or "Apple" and gave usernames and passwords, change those.

Persons: it's, It's scammers, Cliff Steinhauer, Nati Tal, Bing, Malwarebytes, Jérôme Segura, Segura, Jim Routh, It's, Routh Organizations: National Cybersecurity Alliance, Microsoft, Apple, Guardio Labs, McAfee, PayPal, Norton

WASHINGTON — Congress is considering boosting funding for the Secret Service after what the FBI called an apparent second attempt on former President Donald Trump’s life in 10 weeks. "Nobody's going to want to deny the Secret Service the funding that it needs as long as it justifies it." And Sen. Tim Kaine of Virginia, the 2016 Democratic vice presidential nominee, agreed that both parties would be "very amenable" to any Secret Service funding request. Trump's Secret Service detail on Sunday thwarted what the FBI characterized as a second apparent assassination attempt on him while he was golfing at his club in West Palm Beach, Florida. “One thing I want to make clear, the Secret Service needs more help.

Persons: Donald Trump’s, they’re, protectees, Chuck Schumer, ” Sen, Susan Collins, Ron Rowe, Trump, Collins, Sen, Tommy Tuberville, Mike Johnson, Johnson, Ron Johnson, “ That’s, ”, Jack Reed, Tim Kaine, Ryan Wesley Routh, Routh, Joe Biden, God ”, Biden, Lindsey Graham, Graham, Richard Blumenthal, Conn, he’s, “ We’re Organizations: WASHINGTON, Service, FBI, Republican, Committee, Fox News, Trump, Homeland Security Committee, Secret, Homeland Security, Senate Armed Services, NBC News, Democratic, AK Locations: WASHINGTON —, Maine, Virginia, West Palm Beach , Florida

$0How Navy Federal Credit Union bank accounts compare Navy Federal Credit Union Share Savings AccountNavy Federal Free Active Duty Checking™ AccountNavy Federal Credit Union Standard CertificateNavy Federal Credit Union Money Market Account Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. 0.00% to 1.50% Start saving Navy Federal Credit Union, NCUA Insured Start banking NFCU, Member NCUA Start saving NFCU, NCUA Insured Start banking Navy Federal Credit Union, NCUA insured. About Navy Federal Credit UnionNavy Federal Credit Union has 354 branches around the world, including ones on some military bases. How to Join Navy Federal Credit UnionNavy Federal is a credit union for people associated with the military. How Navy Federal Credit Union ComparesNavy Federal Credit Union vs. Pentagon Federal Credit UnionNavy Federal has several types of checking accounts, so you may find one that's a good fit.

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How to request an overdraft refundAs soon as you see an overdraft fee on your account, check your bank's website for instructions on requesting an overdraft fee waiver or refund. With U.S. Bank's Overdraft Fee Forgiven program, you can waive overdraft fees for balances overdrawn more than $50 if you make a qualifying deposit before 11 p.m. What to do if you can't get your overdraft fees coveredUnfortunately, you might not always be able to avoid an overdraft fee. Enrolling in overdraft protection services can help you avoid overdraft fees in the future. Review your bank's overdraft protection options and choose the one that's best suited to your spending habits.

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Fees no monthly service fee Annual Percentage Yield (APY) 0.25% Minimum Opening Deposit $25 Pros Check mark icon A check mark. up to $500 Pros Check mark icon A check mark. Fees no fees Annual Percentage Yield (APY) 5.10% Minimum Opening Deposit $0 Bonus N/A Pros Check mark icon A check mark. Fees no monthly service fee Annual Percentage Yield (APY) 0.45% Minimum Opening Deposit $0 Pros Check mark icon A check mark. Fees no monthly service fee Annual Percentage Yield (APY) 4.65% Minimum Opening Deposit $100 Pros Check mark icon A check mark.

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Sign up for a credit monitoring service such as Credit Karma to keep tabs on your credit report. If you want the best interest rates on a credit card, mortgage, or personal line of credit, you'll want to ensure your credit report accurately reflects your credit history. You can dispute information on your credit report with any of the three major credit bureaus: Equifax, Experian, and TransUnion. Dispute credit reports with Credit KarmaIn addition to your own vigilance in keeping tabs on your credit report throughout the year, it helps to sign up for credit monitoring services to keep you updated between credit reports. If your credit dispute is rejected, you can provide additional evidence to the credit bureau or contact the creditor directly.

Persons: Karma, you'll, Margaret Poe, Poe, you've, Allen Organizations: Equifax, Consumer Financial, Credit Karma, Experian, Consumer Locations: Atlanta , Georgia, Allen , Texas, Chester , Pennsylvania, unresponsiveness

☆ RBC's top stock ideas for the rest of the year include First Solar
▼ + stars: | 2024-07-09 | by ( Pia Singh | ) www.cnbc.com time to read: +4 min

As the third quarter kicks off, RBC Capital Markets added a solar company and oil giant to its list of Top 30 Global Ideas for 2024. RBC's list includes the firm's highest-conviction stocks offering strong, long-term upside potential that its analysts view as "well-positioned in the current environment." For the third quarter, RBC added solar solutions provider First Solar , oil giant Shell and global logistics provider Brambles to its list. The bank also removed Mastercard and Alnylam Pharmaceuticals , which was its best-performing stock in the group last quarter. Digital payments stock PayPal is another RBC pick, with its price target suggesting 42% potential upside over the next year.

Persons: Graeme Pearson, CrowdStrike, Matthew Hedberg, Hedberg, Daniel Perlin, Brambles Organizations: RBC Capital Markets, RBC, Mastercard, Alnylam Pharmaceuticals, Big Tech, Pearson, PayPal, Shell, Australian, RBC . Locations: U.S

☆ U.S. Soccer ‘deeply disturbed’ by racist abuse directed at men’s national team’s players after loss to Panama at Copa América
▼ + stars: | 2024-06-28 | by ( Ben Morse | ) edition.cnn.com time to read: +5 min

CNN —U.S. Soccer said it was “deeply disturbed” by the racist abuse directed at two of the men’s national team’s players following it’s surprise 2-1 defeat by Panama at the 2024 Copa América in Atlanta on Thursday. Defender Chris Richards and striker Folarin Balogun posted on their Instagram stories the racist messages they had received over the social media platform. Earlier in June, soccer’s global governing body FIFA reinforced its commitment to fighting online abuse, in particular through its Social Media Protection Service (SMPS). The SMPS is a tool which FIFA says protects individuals in soccer from online abuse by hiding hate speech. Panama players celebrate after beating the US at the Copa América.

Persons: Chris Richards, Folarin Balogun, ”, Meta, –, Richards, Balogun, Striker Tim Weah, César Blackman, José Fajardo, Rich von Biberstein, Adalberto Carrasquilla, Christian Pulisic, Tyler Adams, “, Weah Organizations: CNN, U.S, Soccer, América, national, ” CNN, FIFA, Social Media Protection Service, Panama, Mercedes, Benz, Midway, Copa América, Getty, US, Uruguay, Reuters, Juventus Locations: Panama, Atlanta, Uruguay, Bolivia

☆ An alleged plot to assassinate Zelenskyy gives an alarming look into how deeply Russia can penetrate his inner circle
▼ + stars: | 2024-05-08 | by ( Tom Porter | ) www.businessinsider.com time to read: +3 min

Read previewUkraine's security service, the SBU, said on Tuesday that it had foiled the latest Russian plot to assassinate Ukraine's President Volodymyr Zelenskyy and other top officials. Among those allegedly involved in the planned assassinations were senior members of Ukraine's government protection service. Last year, the Ukrainian president said he was aware of so many plots against his life since the start of the war he'd lost count. Related storiesAccording to SBU, the men involved in the latest plot were working as part of a network of agents for the Russian FSB security service. It's alleged that the plotters had planned to kill Budanov by Orthodox Easter (May 5) and the mission was "supposed to be a gift to [Russian President Vladimir] Putin's inauguration."

Persons: —, Volodymyr Zelenskyy, Mark Episkopos, he'd, SBU, Artem Dehtiarenko, Vasyl Malyuk, Kyril Budanov, It's, Budanov, Vladimir, Putin's, Maxim Mishustin, Dmytro Perlin, Aleksii Organizations: Service, Business, Eurasia Research, Quincy Institute, Responsible Locations: Eurasia, Russia, Russian

☆ Where is 'All That' star Angelique Bates now? Everything to know about the former Nickelodeon star
▼ + stars: | 2024-04-11 | by ( Olivia Singh | ) www.businessinsider.com time to read: +7 min

Bates, the first Black female cast member of "All That," was a series regular during the first two seasons of the sketch comedy show. Even though it's been years since she worked at Nickelodeon, she still speaks out about her experience at the network. My name is Angelique Bates and I am an adult survivor of child abuse and this is my story." In an Instagram post shared days after the premiere of "Quiet on Set," Bates explained why she was a no-show. JOCE/Bauer-Griffin/GC ImagesEven though Bates didn't appear in "Quiet on Set," she's participated in some recent interviews.

Persons: —, Angelique Bates, Bates, it's, she's, Rodin Eckenroth, Kate Taylor, Dan Schneider, Schneider, Dan's, Giovonnie Samuels, Bryan Hearne, didn't, Hollywood Angelique Bates, Bauer, Griffin, Bates didn't Organizations: Service, Nickelodeon, Kids, Business, Child Protection, CPS, SAG, Warner Bros . Studios, JOCE, The Locations: Hollywood, Burbank , California

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). If you suspect your credit card is lost or stolen, contact your card issuer immediately. Immediate Steps to TakeOnce you realize your credit card is lost or stolen, it's crucial to act quickly to get ahead of any potential issues. FAQsAm I liable for purchases made on my lost or stolen credit card? Can I still use my credit card account while waiting for the replacement card?

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The best way to avoid identity theft is to be aware of common scams and their tell-tale signs. Online account tax scamsThe Internal Revenue Service has come out with guidance on this particular scam. It involves scammers who try to sell or offer help with setting up an online account with irs.gov , and it can subject your personal and tax information to identity theft. Make sure that any online tax account that you open begins at irs.gov. The most common one involves the supposed employer sending you a fake money order or fake company check to deposit into your bank account.

Persons: —, scammers Organizations: Service, Federal Trade Commission, FINRA Investor Education Foundation, Revenue Service, IRS, Valentine's Locations: irs.gov

Identity protection and cybersecurity service Norton 360 with LifeLock Select is 61% off. Discounts are also available for Norton 360 Standard, Norton 360 Deluxe, and Norton Antivirus Plus. Norton 360 with LifeLock select Black Friday dealsNorton's LifeLock is one of the leading brands in identity theft protection. Its identity theft protection features include credit monitoring from Equifax, identity theft insurance, and US-based identity restoration specialists. See Personal Finance Insider's picks for the best identity theft protection services >>

Persons: Norton, Norton's, It's, Finance Insider's Organizations: Norton, LifeLock, Finance

Protect your identity by regularly checking credit reports or buying identity theft protection. Of the victims of identity theft, 97.2% took action to reduce the risk of identity theft. The best identity theft protection services will provide recovery assistance and identity theft insurance. Aura – All-In-One ID Theft Protection Aura ID Theft Protection offers comprehensive identity protection at some of the best prices on the market. You should also report the identity theft to the FTC through IdentityTheft.gov, which will give you an identity theft report.

Persons: —, you've, –, Read Organizations: Service, Justice Department, Justice, Federal Trade Commission Locations: IdentityTheft.gov

Here's how to get identity protection and what to look for in an identity protection service. If you have children, an identity theft protection service with a family plan or additional features to prevent child identity theft can be useful. Signs of a good identity theft protection serviceWhat you need from an identity theft protection service will vary based on your assets and needs, but the basics are relatively uniform. Red flags in identity theft protection servicesThere's no clear outline of solutions: The last thing you want from the company you're paying for identity theft protection is a lot of talking in circles. Getting identity theft protection frequently asked questionsWhat is the best identity theft protection service?

Persons: Kurt Sanger, Batten, Sanger, Michael Scheumack, Rebecca Morris, —, Morris, it's Organizations: Research, US Cyber Command, Credit Monitoring, Chevron, Social Locations: United States, Chevron

☆ One of Putin's guards who denounced the war and fled Russia says he's being pursued even in South America
▼ + stars: | 2023-09-26 | by ( Mia Jankowicz | ) www.businessinsider.com time to read: +7 min

He's one of the extremely rare FSO officers to do so — and says he's still being pursued for it. AdvertisementAdvertisementA former member of President Vladimir Putin's Federal Protective Service said that he has been pursued since he fled Russia and denounced the invasion of Ukraine. They appear to be the brutal consequences of his decision to publicly reject Putin's politics and the war in Ukraine. But much of his family was there, and an FSO job would be the peak of his career, offering a comfortable 68,000 rubles ($700) a month. Speaking outEven in Ecuador, Brizhaty doesn't feel safe from the Kremlin.

Persons: Vitaly Brizaty, Putin, he's, —, Vladimir Putin's, Vitaly Brizhaty, Brizhaty, Alexei Navalny, Navalny, didn't, nodded, — Putin, Thibault Spirlet Organizations: FSO, Service, Vladimir Putin's Federal Protective Service, Protection Service, Russian Locations: Russian, Russia, Ecuador, Ukraine, Crimea, Olivye, Ukrainian, Kremlin

☆ Spanish Prosecutor to Probe AI-Generated Images of Naked Minors
▼ + stars: | 2023-09-25 | by ( Sept. | At A.M. | ) www.usnews.com time to read: +2 min

MADRID (Reuters) - A Spanish prosecutor's office said on Monday it would probe whether AI-generated images of naked teenaged girls, allegedly created and shared by their peers in southwestern Spain, constituted a crime. The U.S. Federal Bureau of Investigation warned in June that criminals were increasingly using artificial intelligence to create sexually explicit images to intimidate and extort victims. In Madrid, a court is investigating a similar case involving naked pictures of two young victims they claim were generated by AI, police said. In Extremadura, teenagers aged between 13 and 15 have been identified as being responsible for generating and sharing the images, according to the police report. Under Spanish law, minors under 14 cannot be charged, but their cases are sent to child protection services, which can force them to take part in rehabilitation courses.

Persons: Miriam al Adib, Al Adib, Fernando Miro, Elena Rodriguez, Emma Pinedo, David Latona, Charlie Devereux, William Maclean Organizations: U.S . Federal Bureau of Investigation, Reuters, Miguel Hernandez University, of Europe Locations: MADRID, Spain, Almendralejo, Extremadura, Madrid

One tool that can help you catch fraud and identity theft is credit monitoring. The best credit monitoring services are a good way to keep tabs on what's going on with your credit score and your credit report (although you'll probably still want to check in regularly). I signed up for free credit monitoring a few years ago using Credit Karma so I could stay on top of my financial health, my credit accounts, and my credit score. I opened the email and saw that a credit card from Old Navy was opened in my name. Thanks to credit monitoring, I was able to stop identity theft in its tracks before any charges were made.

Persons: you'll, I've, It's Organizations: Karma, Navy, Old Navy, Credit, Credit Monitoring, Chevron, U.S . FTC Locations: New York, Los Angeles

☆ Putin is so paranoid that he has armed divers swimming around his private beach looking for assassins, an ex-security officer says
▼ + stars: | 2023-09-13 | by ( Natalie Musumeci | ) www.businessinsider.com time to read: +2 min

Russian President Vladimir Putin is so paranoid that he will be killed, an ex-security officer said per reports. The ex-member of Putin's protection service reportedly said Putin has armed divers looking for would-be assassins. "This is how much he fears for his life," Vitaly Brizhaty told Russian outlet TV Rain, according to a report. The ex-security officer said that he was a dog handler for the FSO and stationed at one of Putin's secret properties in Crimea, according to the news outlet. "People were told, 'he's resting at the dacha' and everybody is running around guarding him, but he could be in another place altogether," Brizhaty told TV Rain, according to The Telegraph.

Persons: Vladimir Putin, Putin, Vitaly Brizhaty, Brizhaty —, —, Brizhaty Organizations: Service, The Telegraph, Federal Protection Service, Radio Free, FSO Locations: Wall, Silicon, Russia, Ecuador, Kremlin, Ukraine, Russian, Crimea

☆ Putin doesn't even trust his own bodyguards and gives them fake travel plans, says former guard who defected
▼ + stars: | 2023-09-12 | by ( Mia Jankowicz | ) www.businessinsider.com time to read: +3 min

Vitaly Brizhaty, a former member of Putin's protection service, says the Russian leader "fears for his life." Putin makes multiple fake travel plans to keep even his own officers in the dark, he said. Brizhaty, who fled to Ecuador, said Putin is a war criminal and condemned the invasion of Ukraine. FSO staff are also cut off from communicating with anyone in the EU, the US, or Ukrainian relatives, as well as anyone who opposes the war, Brizhaty said. Brizhaty was reported as decrying the Russian invasion of Ukraine, saying Putin is a war criminal.

Persons: Vitaly Brizhaty, Putin, Brizhaty, Vladimir Putin's, Gleb Karakulov, Karakulov, — Organizations: Service, Federal Protection Service, FSO, Radio Free, Center Locations: Ecuador, Ukraine, Wall, Silicon, Russian, Crimea, Radio Free Europe, Oliva, EU, Russia

☆ DocGo Used Unregistered Guards at Migrant Hotels, N.Y. Officials Charge
▼ + stars: | 2023-09-01 | by ( Jay Root | More About Jay Root | ) www.nytimes.com time to read: +1 min

More than 50 security guards hired to protect asylum seekers bused upstate from New York City by a troubled migrant contractor are working without proper authorization, a New York Department of State investigation found. The department on Friday notified the two security companies that hired the guards — Trace Assets Protection Service L.L.C. and Wawanda Investigations and Security Company L.L.C. In some cases, it was not even clear if the guards were employees of the two security firms. “Please take notice that the continued employment of the above individuals, unless properly registered with the Department, is a continued and willful violation of law,” Ms. Clark wrote.

Persons: Whitney A, Clark, ” Ms Organizations: New York Department of State, Wawanda Investigations, Security Company, The New York Times, State, Business Development, Department Locations: New York City, New York, Erie County, Albany County

CrowdStrike shares rose as much as 10.2% to $164.41 on Thursday and was last trading at $162, up 8.59%. Okta's shares rose 17.6% to $86.50, their highest level since May. Other cybersecurity firms were also trading higher, buoyed by CrowdStrike and Okta. Multiple analysts raised their price target for the shares of CrowdStrike and Okta in reaction to the news. Austin, Texas-based CrowdStrike delivers cloud-based cybersecurity protection through its Falcon platform that is used by many large U.S. companies.

Persons: Dado Ruvic, CrowdStrike, Okta, Chibuike Oguh, Lance Tupper, Mark Porter Organizations: REUTERS, CrowdStrike Holdings, Okta Inc, Wall, Zscaler Inc, Nasdaq, Palo Alto Networks, Thomson Locations: CrowdStrike, Austin , Texas, U.S, San Francisco, New York

That's because the Federal Reserve has been hiking interest rates since March 2022 in an effort to cool inflation. So the question remains: When will we finally see interest rates start to come down? CNBC Select asked three experts to give their take on what lies ahead for interest rates. What we'll coverWhen will interest rates come back down? Existing loans with a variable rate may also start charging less interest as the Fed lowers interest rates.

Persons: Amy Hubble, hasn't, Preston Caldwell, Caldwell, Hubble, Elliot Eisenberg, you'll, it's Organizations: Federal Reserve, CNBC, Federal, Market, Morningstar Research Services, Ally Bank, Navy Federal Credit Union, Jumbo, Navy Federal Credit, PNC Bank, PNC Bank Mortgage, Savings, Axos Bank, FDIC, CNBC Select's, Facebook, Twitter Locations: U.S

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