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You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. The exceptions are flights to South America, as well as transatlantic and transpacific flights, which allow a carry-on bag. Spirit AirlinesFees for checked and carry-on baggageSpirit charges varying fees for checked bags and carry-on bags. Opt for a carry-on bag whenever possible, as most airlines allow at least one free carry-on bag. Oversized bags: Fees for oversized bags depend on the bag's dimensions.

Persons: aren't, Doesn't, stow, Miles, it's, Harlan Vaughn Harlan Vaughn, he’s, Harlan, Read Organizations: Business Insider, Citi, Mastercard, JetBlue, Alaska Airlines, U.S . Airlines, American Airlines, U.S, U.S ., Airlines, Delta Airlines, United, New Zealand, Delta, Express Card, U.S . Supermarkets, PayPal, United Airlines, United ®, United Club, ℠, FDIC, Southwest Airlines, Southwest ®, Rapid, Southwest, Rapid Rewards, JetBlue Plus, Card, Alaska, Spirit Airlines, Chase, American Express, Frontier Airlines, Frontier, American, Citi ® Locations: Puerto Rico, U.S, U.S . Virgin, Canada, Caribbean, Mexico, Central America, Guyana, Cuba, North America, South America, China, Japan, South Korea, Hong Kong, India, New Zealand, Europe, Israel, Qatar, Australia, Suriname, Panama, San Pedro Sula, Honduras, San Salvador, El, North, South, North Africa, South Africa, Emirates, New, Brazil, East, Africa, Asia, Central, delta.com, Delta, California , Idaho , Oregon, Washington, Dallas , Texas

☆ An expat in Panama explains what movers can expect to pay and the pros and cons of raising kids abroad
▼ + stars: | 2024-10-15 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +8 min

In 2015, Davidson settled down in Panama City, working as a technical support manager. He met his wife in Panama, and the two bought a $150,000 home and now raise their children in the capital. Beaches near Coronado, Panama City. Living for cheaper in Central AmericaHe met his wife in Panama, and they had two children. Mac DavidsonHe said average home prices in Panama City are often half what he saw in Manitoba's cities, which were about $400,000 when he checked earlier this year.

Persons: Mac Davidson, Davidson, —, It's, Panama Davidson, he's, He's Organizations: Service, University of Manitoba, Friendly Nations, Nissan Locations: Canada, Panama, Manitoba, Panama City, Coronado , Panama City, Florida, American, Central America, Ancon, Manitoba's, Vancouver, North America

See more mortgage rates on Zillow Real Estate on ZillowWhat Are Today's Mortgage Refinance Rates? See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. Current 30-Year Mortgage RatesAverage 30-year mortgage rates are hovering around 6.30%, according to Zillow data. Current 15-Year Mortgage RatesAverage 15-year mortgage rates are in the mid 5% range, according to Zillow data. But now that inflation has decelerated and the Fed has started cutting rates, mortgage rates have trended down.

Persons: Freddie Mac, it's, Fannie Mae Organizations: of Labor Statistics, Federal Reserve, Zillow, Fed, Mortgage, Association, ARM, . Government Locations: U.S, Chevron, Government

☆ I'm the CEO of a remote-first company. I'll never ask my employees to return to the office.
▼ + stars: | 2024-10-14 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +5 min

Landau used to be pro-office but says remote working has helped his employees' work-life balance. AdvertisementThe world is my oyster for recruitmentAs the company grew, I became increasingly enamored with remote work. Most Park My Fleet employees are US-based, but we have tech teams in Costa Rica and Israel. I don't think there's anything wrong with in-person office work; it makes sense in certain environments. As an employee who joined a company as a remote worker, it would feel like a bait-and-switch move if the CEO then decided to change the remote work policy.

Persons: Mike Landau, Landau, —, I've, we've, RTO, that's Organizations: BI, Service, Business Locations: Costa Rica, Israel, Europe

☆ Top Wall Street analysts prefer these dividend stocks for steady income
▼ + stars: | 2024-10-13 | by ( Tipranks.Com Staff | ) www.cnbc.com time to read: +4 min

Recommendations from top Wall Street analysts could help investors pick stocks with attractive dividends that are backed by strong financials. Here are three dividend-paying stocks, highlighted by Wall Street's top pros on TipRanks, a platform that ranks analysts based on their past performance. Realty Income is known for its monthly dividends. In particular, the analyst raised the price target for Realty Income to $67 from $64 and reaffirmed a buy rating on the stock. (See Realty Income Stock Charts on TipRanks)

Persons: Robert Gauthier, Wall, Ivan Feinseth, Feinseth, TipRanks, Brad Heffern, Heffern Organizations: McDonalds, Los Angeles Times, Getty, Wall, T, RBC Capital Locations: Santa Monica, Los Angeles , California, U.S, United Kingdom, Europe

☆ America's offices are about to see a wave of distress that could result in a billion square feet of fresh housing supply
▼ + stars: | 2024-10-12 | by ( Jennifer Sor | ) www.businessinsider.com time to read: +7 min

Advertisement"The banks are going to have to dispose of that real estate," Barkham told Business Insider in an interview. John Vavas, a real estate finance attorney at Polsinelli who works with commercial real estate lenders, has worked on a handful of office-to-residential conversion deals this year. There's around 1.2 billion square feet worth of office space that could be spun into residential space, Yardi said in a separate report. Late payments on commercial real estate loans have climbed to 1.42% in the second quarter, the highest rate in nearly 10 years. Commercial real estate prices, meanwhile, dropped another 9% year-over-year in the first quarter, Fed data shows.

Persons: —, Richard Barkham, Barkham, RentCafe, John Vavas, Yardi, Vavas Organizations: Service, Federal, Silverstein Properties, Washington DC Locations: New York, United States, New York City, Dallas, Chicago, Los Angeles

☆ Top GOP donor Ken Griffin is heading to the polls but 'not with a smile' on his face
▼ + stars: | 2024-10-11 | by ( Hayley Cuccinello | ) www.businessinsider.com time to read: +3 min

Billionaire Ken Griffin has spent tens of millions to support Republicans but not Donald Trump. Griffin also denied that taxes played a major role in moving the hedge fund from Chicago to Miami. AdvertisementCitadel's Ken Griffin is a top Republican megadonor this election cycle, but the CEO said in a Thursday interview that he hasn't supported Donald Trump. That said, the billionaire declined to say whether he would vote for Trump or Vice President Kamala Harris as president. "I know who I'm going to vote for, but it's not with a smile on my face," he said.

Persons: Ken Griffin, Donald Trump, Griffin, —, hasn't, Kamala Harris, Nikki Haley, Alan Murray, Columbia Journalism School's, Ron DeSantis, It's Organizations: The Citadel, Service, Republican, Trump, South Carolina Gov, Columbia Journalism, Florida Gov, Disney, Citadel, Sunshine State, Boca Raton Locations: Chicago, Miami, New York City, Windy City, Illinois

Get Life Insurance Quotes Compare affordable life insurance options with Policygenius. Mutual of Omaha Indexed Universal Life Insurance: Another type of permanent life insurance, indexed universal life insurance policies carry flexible, lifelong coverage. Compare Mutual of Omaha Life InsuranceLearn more about how Mutual of Omaha Life Insurance compares to top life insurance providers. Mutual of Omaha Life Insurance vs. New York LifeQualifying New York Life Insurance customers can convert its policies to permanent life insurance. Mutual of Omaha Life Insurance FAQDoes Mutual of Omaha offer life insurance for seniors?

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Furthermore, it's the only credit card that allows me to gift airport lounge access to four people for free by adding them as authorized users on my credit card. I Earn 2% Back on Therapy with my Capital One Venture X Rewards Credit CardI primarily use my Capital One Venture X Rewards Credit Card on transactions that don't earn bonus points on another card. Capital One Venture X Annual Fee and Other CostsThe Capital One Venture X Rewards Credit Card charges a $395 annual fee (rates and fees). Capital One Venture X Frequently Asked QuestionsIs the Capital One Venture X worth it? Yes, it's possible to get approved for the Capital One Venture X Rewards Credit Card if you already have the Capital One Venture Rewards Credit Card open.

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☆ How Sabrina Ionescu went from ‘dark days’ of injury to the brink of a WNBA championship
▼ + stars: | 2024-10-10 | by ( Ben Pickman | ) www.nytimes.com time to read: +12 min

Follow live coverage of Lynx vs. Liberty in Game 1 of the WNBA Finals todayNEW YORK — Sabrina Ionescu could barely walk during last season’s WNBA Finals. AdvertisementThe Liberty and Aces were billed as the WNBA’s super-teams last year because of their star power, including Ionescu. 1 pick in the 2020 WNBA Draft, but she suffered a severe ankle sprain in her third WNBA game and she missed the remainder of her rookie season. By her 14th game, Ionescu had made more floaters than she did in all of 2023. “As of late, she lets it come to her.”As Sopak watches Ionescu throughout New York’s postseason run, he has had constant flashbacks.

Persons: Sabrina Ionescu, Ionescu, Vegas, “, ”, “ It’s, ” Ionescu, Breen Weeks, ” Weeks, ” Said Ionescu, ” Sabrina Ionescu, —, elly S, elly, hird, eason, ange, ike, ecky, ammon, ake, allen Organizations: Lynx, Liberty, WNBA, New York Liberty, Las Vegas Aces, Aces, New, ust Locations: California

☆ The 20+ Best Prime Day Apple Deals Worth Shopping
▼ + stars: | 2024-10-09 | by ( Bethany Heitman | Bethany Heitman Is A Contributing Editor At Nbc Select. | ) www.nbcnews.com time to read: +8 min

I spent weeks combing through thousands of discounts to find the best October Prime Day Apple deals, whether its the AirPods Pro 2 or Apple AirPods Max. SKIP AHEAD Best Prime Day Apple deals | More Prime Day Apple sales | Best Apple sales at other retailers | How I picked the best Apple deals | Why trust NBC Select? Best Prime Day Apple salesHere are the best Prime Day Apple sales to know about. I’m a writer for NBC Select who has covered deals and sales for Amazon Prime Day, Black Friday, Cyber Monday and more. To round up the best Prime Day sales on Apple products, I found highly rated products at their lowest price ever or their lowest price in three months.

Persons: Apple, Max, I’ll, Siri, TikTok Organizations: Apple, NBC, Big Deal, Bluetooth Bluetooth, Amazon, Microsoft, Walmart, Apple Watch Walmart, Amazon Prime, Facebook, Twitter

But right now, borrowers should expect mortgage rates to remain near their current levels for the rest of 2024. See more mortgage rates on Zillow Real Estate on ZillowWhat Are Today's Mortgage Refinance Rates? See more mortgage rates on Zillow Real Estate on ZillowMortgage CalculatorUse our free mortgage calculator to see how today's mortgage rates will affect your monthly and long-term payments. Current 30-Year Mortgage RatesAverage 30-year mortgage rates are hovering around 6.20%, according to Zillow data. But now that inflation has decelerated and the Fed is expected to cut rates soon, mortgage rates have trended down.

Persons: Freddie Mac, it's, Fannie Mae Organizations: Federal Reserve, Zillow, Fed, Mortgage, Association, ARM, . Government Locations: Chevron, Government

☆ Is it time to invest in China? Two pros share their views
▼ + stars: | 2024-10-09 | by ( Amala Balakrishner | In Amala-Balakrishner | ) www.cnbc.com time to read: +4 min

As investors consider whether — and how — to invest in China, two experts share their views on the market right now. "We believe the scale and focus of these measures, particularly the targeted liquidity injection, address the critical issue of insufficient domestic capital flows into China's stock market. 'China is no longer cheap' Lorraine Tan, director of Asia's equity research at Morningstar, is more cautious looking ahead. "At this point in time, China markets are no longer cheap. Stocks on her radar include "higher quality, moaty names," such as fast-food restaurant chain Yum China Holdings and property developer China Resources Land .

Persons: Jingwei Chen, —, Europe —, Chen, Lorraine Tan, Tan, Stocks, — CNBC's Lim Hui Jie Organizations: National, Reform Commission, CSI, Wall, Wrise Private Singapore, CNBC Pro, Companies, BYD, Tencent Holdings, Morningstar, China Holdings, China Resources Locations: China, Asia, East, Europe, Hong Kong

☆ 19+ best Apple deals on iPhones, laptops and more you can get this October Prime Day 2024
▼ + stars: | 2024-10-08 | by ( Bethany Heitman | Bethany Heitman Is A Contributing Editor At Nbc Select. | ) www.nbcnews.com time to read: +6 min

I spent weeks combing through thousands of discounts to find the best October Prime Day Apple deals. SKIP AHEAD Best Prime Day Apple deals | More Prime Day Apple sales | Best Apple sales at other retailers | How I picked the best Apple deals | Why trust NBC Select? Best Prime Day Apple salesHere are the best Prime Day Apple sales to know about. I’m a writer for NBC Select who has covered deals and sales for Amazon Prime Day, Black Friday, Cyber Monday and more. To round up the best Prime Day sales on Apple products, I found highly rated products at their lowest price ever or their lowest price in three months.

Persons: Apple, I’ll, TikTok Organizations: Apple, NBC, Big Deal, Bluetooth Bluetooth, Amazon, Microsoft, Walmart, Apple Watch Walmart, Amazon Prime, Facebook, Twitter

With one of the most powerful hurricanes in a century barreling toward Florida on Tuesday, the Twin City mobile home park was already a scene of devastation because of Hurricane Helene. Twin City Mobile Home Park in Saint Petersburg, Fla., on Oct. 8, 2024. Jesse Hancock and Ria Blaight tried to salvage what they could Tuesday from their flooded home in Twin City mobile home park. Matt Lavietes / NBC NewsBut Pinellas Park, just north of St. Petersburg, is also in a mandatory evacuation area. I don’t care what kind of home.”Twin City Mobile Home Park in Saint Petersburg, Fla., on Tuesday.

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A credit card cash advance allows you to withdraw cash from your credit card's credit limit. Understanding Credit Card Cash AdvancesWhat Is a Credit Card Cash Advance? If you don't have a zero-interest credit card offer available, it could be worth applying for a credit card like the Citi® Double Cash Card or the Citi Simplicity® Card . A credit card cash advance borrows cash against your credit card's line of credit. We reviewed dozens of credit cards to bring you our top recommendations (read more about how we rate credit cards here).

Persons: it's, Cash, Sheryl Nance, Nash Sheryl Nance, Nash, Read Organizations: Business Insider, Citi, Cash, Quicken, Money Magazine, The New York Times, Newsday Locations: New York

Apple iPad (9th Generation) $199.00 $329.00 Save 40% The 2021 9th-gen 10.2-inch iPad is great for those who need an iPad for simple and basic tasks, like streaming videos, browsing the web, and running apps. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. The featherweight, 8.3-inch iPad Mini offers ultimate portability, while the 13-inch iPad Air and iPad Pro boast the largest screens at the expense of portability.

Persons: Apple's, it's Organizations: Business, Prime, Deal, Apple, Apple iPad, iPad

☆ NFL Power Rankings Week 6: Commanders rising; checking in on fantasy flops
▼ + stars: | 2024-10-08 | by ( Josh Kendall | ) www.nytimes.com time to read: +23 min

None of the top five fantasy players coming into the season based on average draft position is in the top 48 in fantasy scoring. (The fantasy scoring numbers here are provided by TruMedia, and the average draft position statistics were compiled by Fantasy Pros.) Aaron Jones (15.7 fantasy ppg) has been a good pick but left early Sunday with a hip injury. The only bright spot for Las Vegas is rookie tight end Brock Bowers, who is 76th in fantasy scoring (13.3). Brian Thomas Jr. is 35th in fantasy scoring (16.2 ppg), which is second-best among rookie wide receivers behind only Malik Nabers.

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☆ A former investment banker who changed careers has 3 tips if you're considering switching industries
▼ + stars: | 2024-10-07 | by ( Jaures Yip | ) www.businessinsider.com time to read: +7 min

Angie Chen left investment banking to become a campaign marketer after feeling burned out. AdvertisementOne year after starting her investment banking job, Angie Chen received her bonus. "I used to feel so cool saying I worked in finance, in investment banking, I'm not going to lie," she told Business Insider. Chen, who made content about her investment banking career on TikTok, said that her social media inspired her to consider entering the marketing industry. Network with 'warmer contacts'While cold messaging on LinkedIn is a common strategy, Chen suggested trying to obtain "warmer contacts," or contacts suggested by mutual connections.

Persons: Angie Chen, Chen, —, I'm Organizations: Service, US Bureau of Labor Statistics

☆ FDA antidepressant warnings of suicide risk among kids may have the opposite effect, study finds
▼ + stars: | 2024-10-07 | by ( Kristen Rogers | ) edition.cnn.com time to read: +9 min

None of the studies noted improvements in mental health care or declines in suicide attempts or deaths after the warnings were implemented. While an increase in antidepressant use occurred before the FDA advisory, there were abrupt and sustained declines in use — ranging from 20% to 50% — after the warnings. Three studies reported increases in psychotropic drug poisonings, which suggest suicide attempts, and in suicide deaths among children. However, “the study convincingly suggests that the Black Box warning may have made at least some providers and families anxious about treating adolescents with antidepressants,” Fortuna said. Every young person differs in the level of risk, needs and circumstances, Fortuna said, and antidepressants can be lifesaving.

Persons: ”, Stephen Soumerai, ” Soumerai, suicidality, Lisa R, Fortuna wasn’t, Fortuna, ” Fortuna, . Kao, Ping Chua, Susan B, Chua wasn’t, ” Chua, Chua, “, ” Young Organizations: Lifeline, CNN, Food and Drug Administration, Health Affairs, Harvard Pilgrim Health Care Institute, Harvard Medical School, FDA, Children, American Psychiatric Association, National Institute of Mental Health, University of California, Research Center, University of Michigan Medical Locations: Massachusetts, United States, Riverside, pediatricians

☆ Samurai sword master rates samurai movie battles
▼ + stars: | 2024-10-07 | by ( Ian Phillips | David Ibekwe | ) www.businessinsider.com time to read: +1 min

Seki Nobuhide Sensei, a martial arts and katana instructor, rates portrayals of samurai battles in movies and TV shows. He breaks down the differences between samurai and ninja fighting techniques in "The Last Samurai," starring Tom Cruise and Ken Watanabe. He describes how to best anticipate your opponent's moves in "John Wick: Chapter 4," starring Keanu Reeves, Donnie Yen, and Hiroyuki Sanada. He talks about how to battle multiple opponents at once in "Harakiri;" and "Seven Samurai," starring Toshiro Mifune. Seki Nobuhide Sensei is the 22nd headmaster of Asayama Ichiden-ryu.

Persons: Seki Nobuhide Sensei, Tom Cruise, Ken Watanabe, John Wick, Keanu Reeves, Donnie Yen, Hiroyuki Sanada, Hugh Jackman, Uma Thurman, Lucy Liu, David Carradine, Robert Downey Jr, Chris Evans, Jeremy Renner, Toshiro Mifune, James, Roger Moore, Asayama

☆ Top Wall Street analysts favor these stocks for attractive long-term potential
▼ + stars: | 2024-10-06 | by ( Tipranks.Com Staff | ) www.cnbc.com time to read: +6 min

Nonetheless, investors could benefit by ignoring short-term noise and tracking the recommendations of top Wall Street analysts to pick stocks with attractive long-term growth potential. (See CYBR Hedge Fund Activity on TipRanks)Uber TechnologiesWe move to the ride-sharing and food delivery platform Uber Technologies (UBER). After hosting meetings with the company's management, JPMorgan analyst Doug Anmuth reaffirmed a buy rating on UBER stock with a price target of $95. Uber expects its grocery ad business to account for 5% of gross bookings over time. (See UBER Stock Buybacks on TipRanks)Meta PlatformsThis week's third stock pick is social media company Meta Platforms (META).

Persons: Matthew Hedberg, Hedberg, TipRanks, Doug Anmuth, Anmuth, Uber, Baird, Colin Sebastian, Sebastian, Claude, OpenAI's ChatGPT Organizations: Wall, RBC Capital, TAM, JPMorgan, Mobility, Meta, Meta Connect, Reality Labs

My husband and I have seen our price of living go up a lot lately, but our credit cards have helped. Credit cards can have a bad reputation, but by using them responsibly, we've benefited. As a result, we have come to rely on our rewards credit cards more than ever. My business credit card helps me keep my spending separateMy husband and I have — for the most part — always kept our spending separate. Note that credit card lenders may use many different variations of credit score models when considering your application.

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☆ Here are the pros and cons of renting versus owning a home in those retirement years
▼ + stars: | 2024-10-04 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +2 min

However, many are renting in their retirement years. Most older adults, those at least 65 years old, own their homes, according to the Joint Center for Housing Studies at Harvard University. Renting in retirement years can be a positive because older people can avoid costly maintenance associated with the upkeep of a home. "Renting often offers more amenities, less maintenance, more accessibility," said Jennifer Molinsky, director of the housing an aging society program at the Joint Center for Housing Studies. And unlike younger renters, adult renters in retirement years could be especially vulnerable to rent hikes because they are on fixed income, experts say.

Persons: Jennifer Molinsky, Roth, Lazetta Rainey Braxton, Braxton Organizations: Joint Center for Housing Studies, Harvard University, Finance, CNBC Locations: U.S

☆ Harvard students made Meta Ray-Bans do facial recognition. Meta execs once thought this was a good idea.
▼ + stars: | 2024-10-04 | by ( Katie Notopoulos | ) www.businessinsider.com time to read: +6 min

Harvard students rigged their Meta Ray-Bans to do facial recognition, 404 Media reports. Nguyen told Business Insider that the experiment wasn't meant to show that popular Meta Ray-Bans are a problem. Another goal of the experiment, he said, was to help spread awareness on how to protect yourself digitally against facial recognition software. Meta's glasses can't recognize faces by defaultA spokesperson for Meta told Business Insider, "To be clear, Ray-Ban Meta glasses do not have facial recognition technology. Facial recognition.

Persons: Andrew Bosworth, —, AnhPhu Nguyen, Caine Ardayfio, LhxModhDpk, Meta Ray, Meta, Nguyen, Ray, Insider's Peter Kafka, Bosworth, It's Organizations: Service, Media, Harvard, Business, Meta, Google, BuzzFeed, Reality Labs, European Union, IDC Locations: Illinois , Texas

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