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AdvertisementHere are some mistakes you may be making while photographing the moon and how to fix them, according to two professional astrophotographers. Mistake 1: Taking photos at the wrong timeJon Carmichael captured the moon during a lunar eclipse. The silver lining is you can get better detail because you're shooting through less atmosphere and the photos will be clearer. Taking photos closer to sunset gives you more lighting compared to later at night, which will make taking a cellphone picture easier. "If you're shooting in any kind of auto setting, then you're making the camera decide for you," Carmichael said.
Persons: , Jon Carmichael, astrophotographer Andrew McCarthy, McCarthy, " McCarthy, that's, astrophotographer Jon Carmichael, Carmichael, you'd, supermoons, there's what's, maria, Les Shu, AMAN ROCHMAN Organizations: Service, Business, . Portland Press Herald, Samsung, Android Locations: there's
Federal Reserve Chair Jerome Powell's speech gave the stock market a jolt higher, reaffirming expectations for interest rate cuts going forward. Still, I believe the Fed will remain data dependent, which should temper euphoria and keep the S & P 500 in its 2024 range. I want to embrace this range and position accordingly for U.S. equites to again cool off going into September. Volatility has been the overarching theme for August, and I believe the recent uber-sensitivity to macro data will keep markets extraordinarily spastic. BEFORE MAKING ANY FINANCIAL DECISIONS, YOU SHOULD STRONGLY CONSIDER SEEKING ADVICE FROM YOUR OWN FINANCIAL OR INVESTMENT ADVISOR.
Persons: Jerome Powell's, equites, Powell Organizations: Nvidia, Fed, CNBC, NBC UNIVERSAL
How ‘Deepfake Elon Musk’ Became the Internet’s Biggest Scammer An A.I.-powered version of Mr. Musk has appeared in thousands of inauthentic ads, contributing to billions in fraud. Mr. Beauchamp, an 82-year-old retiree, saw a video late last year of Mr. Musk endorsing a radical investment opportunity that promised rapid returns. “I mean, the picture of him — it was him,” Mr. Beauchamp said about the video he saw of Mr. Musk. Original A.I. Audio Original Original A.I.
Persons: ‘ Deepfake Elon, Musk, Steve Beauchamp, Elon, Beauchamp, , ” Mr, ‘ Pick, ’ that’s, “ It’s, , Francesco Cavalli, Scammers, Thorold Barker, Sensity, Warren Buffett, Jeff Bezos, “ Elon, Donald J, Trump, Elon Musk, Andrew Forrest, scammers, Lou Steinberg, Cavalli, Eastern Europe — cobble, “ There’s, Molly White, Finn Brunton, Davis, “ I’m Organizations: A.I, Deloitte, Wall, Street, Amazon, India, Facebook, YouTube, Better Business Bureau, CNET, Meta, Hong Kong’s Securities, Futures Commission, Federal Trade Commission, Federal Bureau of Investigations, TED, Fox News, Eastern Europe —, Tesla, University of California, CNN, New York Times, Magna, The New York Times, Better Locations: Sensity, India, Russia, China, Eastern Europe, Ontario, Canada
The U.S. lawsuits filed in DC Superior Court Monday shine a spotlight on the supply chains of some U.S. companies operating in the Mexican avocado industry. Reuters could not independently verify the accounts from the local residents or Climate Rights International’s findings. “They have even gone to destroy avocado orchards,” said Claudia Alejandra Sanchez, an activist for Michoacán’s Purepecha Indigenous people. Reuters reviewed copies of letters shared by Climate Rights International. Most of those companies have publicly pledged to adhere to sustainable supply chains in compliance with local laws.
Persons: Del, Richman, Mexico Ken Salazar, avocados, , Claudia Alejandra Sanchez, Michoacán’s, Guardian Forestal, ’ avocados, ” Daniel Wilkinson, Climate Rights International’s, Alejandro Mendez, Savas Melchor Gómez, deforest, Alfredo Ramírez, ” Ramirez Organizations: Reuters, U.S, Organic Consumers Association, Inc, Produce Inc, West Pak, DC, Rights, Climate Rights International, Richman Law, U.S . Department of Agriculture, Climate Rights, Residents, Foods, Costco, Guardian, Pak, Trade, Locations: Madero, Mexico’s, United States, Minnesota, U.S, West, Irvington, N.Y, Mexico, Washington, Michoacán, Jalisco
From investors to airline travelers, many Americans are being forced to deal with the fallout of this giant IT outage . One-time cybersecurity darling Crowdstrike (CRWD) is getting the blame. CRWD 1D mountain CrowdStrike, 1 day Risk happens fast and for capturing volatility (either to the downside or upside), I prefer to use options to express a view. I want to sell the elevated option premium in CrowdStrike to seek to capitalize on this historic move. BEFORE MAKING ANY FINANCIAL DECISIONS, YOU SHOULD STRONGLY CONSIDER SEEKING ADVICE FROM YOUR OWN FINANCIAL OR INVESTMENT ADVISOR.
Organizations: CNBC, NBC UNIVERSAL
For years, Gallup has asked investors exactly that question, and since 2013 the most popular answer has been the same: real estate. It's tough to say what the best long-term investing option is without knowing the desired outcome." You can invest in real estate via real estate investment trusts, which trade like stocks, or ETFs that hold them. As you pay down your mortgage, you build equity in a piece of real estate that also appreciates in value. Among Americans making less than $40,000 per year, 33% choose real estate as their No.
Persons: Gallup, Stocks, Nick Foulks, Andrew Briggs, Briggs, Gold Organizations: cryptocurrency, Great Waters, National, Advisory, presto
The richest 0.1% of Americans own $1.8 trillion in real estate, according to the Federal Reserve. Currently, individuals and married couples can gift or bequeath $13.61 million and $27.22 million, respectively, before a 40% federal estate tax kicks in. Here are nine little-known techniques that wealthy real estate owners use to pay less to Uncle Sam:Qualified personal residence trusts, better known as "QPRTs," effectively freeze the value of a real estate property for tax purposes. With an FLP, an individual — often a parent or two parents — pools their business assets, commonly real estate or stocks. The heirs don't own the trust assets, but rather have lifetime rights to the trust's income and real estate.
Persons: Uncle Sam, Trump, Sam Walton, Wrigley, Jeff Bezos, Rich, Ron Wyden, PPLI, Jackie O, I've, Edward Renn, remarries Organizations: Federal, Business, Walmart, Biden, Blackstone, Lombard, Taxpayers, IRS Locations: Trump, Florida, Wyoming, Plenty
Read previewBefore I shopped at Trader Joe's, I was never loyal to any one grocery store. That's why when I worked near Trader Joe's, I stopped there daily. I also began to notice how long the Aldi produce he bought lasted in our fridge. It didn't feel cramped like Trader Joe's, which made browsing easier. Just like the seasonal items that stoke Trader Joe's fandom, Aldi's Finds are ever-changing and quirky.
Persons: , Joe's, I'd, Adam McCullough, Shutterstock, Aldi's, I've Organizations: Service, Business, Aldi, stoke Locations: Aldi
I have visited all 50 states in the US and learned so much at every stop along the way. National parks like Yellowstone in Wyoming and Glacier in Montana offer the most picturesque views. AdvertisementAfter seeing a friend take on a challenge to visit 50 states by the time they turned 40, I decided to embark on my own travel journey through the US. I counted up all the states I'd already traveled to, the ones I needed to revisit, and the ones I'd never been to. Here are the 12 states that I enjoyed the most.
Persons: , I'd Organizations: Service Locations: Yellowstone, Wyoming, Montana, Vermont, Wisconsin
For investors looking for high-quality income with the potential for significant total return, agency mortgage-backed securities (MBS) may be the answer. Fitting MBS into your portfolio In fact, Atluri believes agency MBS are more attractive than investment-grade corporate right now. In addition, agency mortgage-backed securities also trade defensively if the economic outlook were to worsen, he added. About 25% of core bond fund holdings are in mortgage-backed securities, according to Morningstar. "Mortgage-backed securities didn't do as well [as investment grade] last year," said Wei Li, BlackRock's global chief investment strategist.
Persons: Fannie Mae, Freddie Mac, Ginnie Mae, Jason Smith, Neuberger Berman, Smith, Michael Kessler, Kessler, Pramod, Atluri, Morningstar, Wei Li, Albion's Kessler Organizations: Agency MBS, U.S ., MBS, Mortgage News, Albion Financial Group, Federal Reserve, Capital Group, Fund of America, BlackRock
As a financial planner, I have clients asking about investing in real estate on a regular basis. Real estate shouldn't be seen as passive income — it takes a lot of work and a lot of risk. But most people who are curious about investing in real estate have a lot of false assumptions and little knowledge or experience. Start Investing in Real Estate without Getting a Mortgage Fundrise is one of the best real estate investing apps for non-accredited investors looking to make long-term investments in real estate. But virtually no real estate investment is truly passive income.
Persons: shouldn't, Organizations: Service Locations: Real
Goldman Sachs is eyeing stocks that can best navigate a high interest rate environment. Goldman Sachs said stocks with a history of exceptional financial returns can help ride out the volatility. All the stocks that made the cut have a buy rating from Goldman Sachs. Shoe giant Nike stock has slipped more than 11% from the start of the year amid worries about consumer spending and a slowing economy. NKE YTD mountain Nike stock.
Persons: Goldman Sachs, Jerome Powell, Goldman, Michael Ng, Ng, Kash Rangan, Kate McShane Organizations: Federal, Tech, Apple, Software, Adobe, Nike, Investors
Over one-third of small-business owners in a survey said they'd tried ChatGPT for marketing content. The founder and CEO of Slade Copy House, a copywriting agency, believed the artificial-intelligence tool couldn't replace a human copywriter. In an Alignable survey of US small-business owners released in July, more than half of respondents said they had tried ChatGPT, and one-third said they had used it to create marketing content. Using ChatGPT successfully takes practice, and it doesn't work for every marketing task. ChatGPT can save small businesses time and marketing dollars, but it's not a magic bullet.
Persons: they'd, SBOs, , Haley Slade, ChatGPT, Slade, Chris Winfield, Chris Eckert, Winfield, It'll, We'll, it's Organizations: Small, Service, Slade, Publicly, Super Connector Media Locations: ChatGPT
"I was using credit cards, commercial lines of credit, and hard money lenders." You can't just swipe your credit card to buy a house like you would a pair of shoes, by the way. With this strategy, "I use the credit cards to get started and then I use the bank refinance to continue," she explained. The average credit card interest rate was 20.92% in the first quarter of 2023. Now I'm going to go back to using 0% interest credit cards."
Persons: Ashley Hamilton, it's, Hamilton, wouldn't, they're, Hamilton doesn't, you've Locations: Detroit, Detroit , Michigan
All of this turmoil will be on investors' minds as the media industry kicks off its earnings season this week, with Netflix up first on Wednesday. Netflix, with a new advertising model and push to stop password sharing, looks the best positioned compared with legacy media giants. At the top of the list is contending with Disney's TV networks, as that part of the business appears to be in a worse state than Iger had imagined. The labor fight blew up just as the industry has moved away from streaming growth at all costs. Last week's ruling from a federal judge that Microsoft's $68.7 billion acquisition of game publisher Activision Blizzard should move forward serves as a rare piece of good news for the media industry.
Persons: Mike Blake, Bob Iger, Iger, Bob Iger's, Michael Nathanson, SVB, CNBC's David Faber, Nathanson, Producers –, Mark Boidman, Ross Benes, Benes, Comcast's NBCUniversal, Solomon, Boidman, Random, Paramount's Simon, Schuster, Tegna, Jason Anderson, Peter Liguori, Anderson, HBO Max, Homer, Marge Getty Organizations: Guild of America, Netflix, Alliance, Producers, Reuters, Disney, Disney's, Paramount Global, Comcast, Warner Bros, American Federation of Television, Radio Artists, Media, Solomon Partners, CNBC, Hollywood, Intelligence, ABC, Paramount, BET, NBC Sports, USA, Discovery, Activision, Federal Trade Commission, dealmaking, Microsoft, Tribune Media, Max, HBO, Amazon, MGM, Sky, Fox Corp, FOX Locations: Los Angeles , California, U.S, MoffettNathanson, Hulu
Courtesy CoteArgentinian maestro Mauro Colagreco was the first ever non-French chef to earn three Michelin stars in France, at Mirazur on the famed French Riviera. Gastronomic restaurant Plénitude by chef Arnaud Donckele marked an extraordinary debut by being awarded the pinnacle of three Michelin stars just six months after opening. Since 2021, they have held three Michelin stars for their cuisine, which celebrates peerless produce from their sustainable farm just seven miles away. Lung King Heen, Four Seasons Hong KongLung King Heen was the first Chinese restaurant to hold three Michelin stars. Capella Hotels & ResortsFinally to Vietnam, where Michelin published its first ever guide in June 2023.
Persons: Winston Churchill, Albert Einstein, it’s, Heiko Nieder, carne ”, Ben Benoliel, Alex Nietosvuori, Ally Thompson, Hjem, morel, Cigliutti Enrico Crippa, Piazza, Crippa, Ferran Adrià, Mauro Colagreco, Côte, Raymond Blanc, Paul Wilkinson Chef Raymond Blanc, Lady Gaga, Queen Elizabeth II, , ” Blanc, Luke Selby, Plénitude, Cheval Blanc, France Plénitude, Sylvie Becquet, Blanc Paris, chef Arnaud Donckele, Chopin, Maxime Frédéric –, Aled Williams, Gareth Ward, Il Ristorante Niko Romito, Ristorante Niko Romito, Niko Romito, Romito, Giacomo Amicucci, Kyle, Katina, Michel Bras, Le Saint, Martin, Château Saint, France Le Saint, Chef Jean, Luc Lefrançois, Saint, , sommelier Vincent Arhuro, King Heen, Hong Kong Lung King Heen, Heen, who’s, Chan Yan Tak, Rome Cavalieri, Pergola, Heinz Beck, Hatta, Ushikubo, Raby Hunt, Raby Hunt's Michelin, James Close, Maria, Chef Maria, Lorenz Adlon Esszimmer, Germany Lorenz Adlon Esszimmer, Lorenz, Young, Reto, Thomas Edison, Henry Ford, John D, Waku, Ghin, Tetsuya Wakuda, There’s, Tetsuya, they’re, kinome, It’s, Denmark There's, Jean Marchal, Maria Coppy, Jakob de Neergaard, iberico, Sven Wassmer, , Lumnezia, Douglas, Koki, Hiroshi Yamaguchi, Bill Bensley, Chris Dwyer Organizations: CNN, Michelin, Duomo, Capella, Rosewood, of, Notre Dame, Resorts, Dubai Michelin, Resort Dubai, Reale, peerless, , Le Saint, Hong, Hong Kong Lung, Seasons Hong, Rockefeller, Sands, Royal Suite, Royal, Swiss, Koki, Capella Hotels, Capella Hanoi Locations: Bangkok, Piedmont, Hanoi, Tokyo, Zurich, Switzerland, Northumberland, Hadrian's, Swedish, England, Wall, Piazza Duomo, Alba, Italy, Japan, Spanish, Capella Bangkok, Thailand, France, Mirazur, Thai, Rosewood Hong Kong, Hong Kong, Chaat, Oxfordshire, , Cheval Blanc Paris, of Light, City of, Powys, Wales, Bulgari, Dubai, UAE, Italy’s Abruzzo, SingleThread, California, Healdsburg, Sonoma, Toya, Le, Provence, French, Vence, Marseille, Seasons Hong Kong, Yunnan, Peking, La, Rome, Eternal, County Durham, Darlington, romaine, Berlin, Germany, Brandenburg, Young Swiss, Europe, Marina, Sands, Singapore, Australia, Shizuoka, Hokkaido, d’Angleterre, Copenhagen, Denmark, Marchal, Hibana, Capella Hanoi, Vietnam
Google unveiled its ChatGPT competitor, Bard, in a brief presentation earlier this week. The brevity of the presentation and the fact that Bard gave at least one incorrect answer led to criticism of the event. Internally, Google employees are making jokes about the event and CEO Sundar Pichai, according to CNBC. "Dear Sundar, the Bard launch and the layoffs were rushed, botched, and myopic," one popular meme that included a picture of Pichai read, according to CNBC. Google did not immediately return Insider's request for comment about the internal response to Bard.
With 2023 expected to be another rocky year for the stock market, investors may find shelter in low volatility names that produce income. JPMorgan is expecting the S & P 500 to retest this year's lows and Morgan Stanley strategist Mike Wilson believes earnings will shrink 15% to 20% next year. They also have a dividend yield greater than 2% and at least 60% of the analysts covering them rate the stocks a buy, according to FactSet. The companies are all the S & P 1500 and have at least 5 analysts covering them. Some 74% of analysts covering the stock give it a buy rating.
This was the beginning of a world of real estate that would change our lives foreverDeCora's Bellevue Airbnb. If the real estate market started trending downward at this time, this story may not have had such a happy endingExtending your debt to the max in real estate is the equivalent of an all-in poker move. Our three-house real estate portfolio is worth around $2.5 million and we only have $1.35 million in mortgage and HELOC debt. Once you get over the scary leap, you'll see real estate as a simple way to building a massive empire. Bryce DeCora is a former engineer turned real estate investor and a father of two.
The U.K. has been beset by political and economic instability in recent months, but as the investment environment undergoes a fundamental transition, investors see opportunity. These attractive valuations for U.K. stocks were also identified in a note last week by BlackRock Fundamental Equities. "Not only has the U.K. discount widened to a level not seen since 2008, but companies are buying back record amounts of their own shares. This compares to the current yield on UK 10-year gilts of around 4%." GAM holds around 50% of its U.K. equity income portfolio in small and midcap stocks, with a focus on companies with strong competitive moats.
This was the beginning of a world of real estate that would change our lives foreverDeCora's Bellevue Airbnb. If the real estate market started trending downward at this time, this story may not have had such a happy endingExtending your debt to the max in real estate is the equivalent of an all-in poker move. Our three-house real estate portfolio is worth around $2.5 million and we only have $1.35 million in mortgage and HELOC debt. Once you get over the scary leap, you'll see real estate as a simple way to building a massive empire. Bryce DeCora is a former engineer turned real estate investor and a father of two.
OpenAI and Google have pointed to a few ways the technology might be commercialized, such as for editing images or creating stock images. An image created by an AI system called Imagen, built by Google Research. GoogleThe bias in these AI systems presents a serious issue, experts told CNN Business. It’s not what we see in the movies.”An image created by an AI system called DALL-E 2, built by OpenAI. Some researchers are thinking about how it might be possible to reduce bias in these types of AI systems, but still use them to create impressive images.
Temperaturile ridicate din ultimele zile care afectează Rusia produce incendii forestiere de proporţii în estul Siberiei. Deşi focul e departe de zone locuite, autorităţile monitorizează atent direcţia coloanelor uriaşe de fum degajate de incendii, relatează Digi 24. Potrivit activiştilor de mediu, în fiecare an se pot produce până la 27.000 de incendii de vegetaţie, din cauza secetei şi a caniculei. Potrivit multor oameni de ştiinţă, Rusia - în special Siberia şi Arctica - se numără printre cele mai expuse zone din lume în faţa schimbărilor climatice. Rusia a înregistrat în ultimii ani mai multe recorduri de căldură, precum şi incendii uriaşe şi neobişnuite.
Persons: Rusia Organizations: Rusia Locations: Rusia, Siberiei, Moscova, ştiinţă, Siberia, Arctica
Fondul suveran rus (RDIF) a anunţat vineri că a încheiat un acord cu un grup farmaceutic indian în vederea producerii a peste 200 de milioane de doze de vaccin rusesc împotriva COVID-19 Sputnik V, relatează AFP.RDIF, care a finanţat parţial dezvoltarea vaccinului, a declarat că s-a asociat cu Stelis, o divizie a grupului farmaceutic Strides, pentru a produce începând din al treilea trimestru al anului 2021 "un minim de 200 de milioane de doze de Sputnik V, suficiente pentru a vaccina 100 de milioane de persoane", scrie agerpres.ro. Vaccinul rusesc, autorizat de aproximativ 50 de ţări din întreaga lume, nu este autorizat în India, unde au loc în prezent studii clinice, însă Moscova încearcă să diversifice sursele de producţie pentru vaccinul său, capacităţile sale fiind încă relativ limitate în faţa cererii internaţionale. "Cantităţile mari de vaccin produse împreună cu Stelis vor contribui la extinderea accesului la vaccin la nivel global", a declarat directorul general al RDIF, Kirill Dmitriev.Vaccinul Sputnik V a fost iniţial întâmpinat cu scepticism în străinătate, însă fiabilitatea sa a fost validată în februarie de revista ştiinţifică The Lancet.Cererea sa de aprobare este în prezent examinată de Agenţia Europeană pentru Medicamente (EMA).
Persons: Stelis, Kirill, Sputnik Organizations: Sputnik Locations: India, Moscova, străinătate
„Numitorul comun” este un monospectacol cu Andrei Sochircă, în memoriam poetului Eugen Cioclea. Spectacolul va fi jucat pe 27 noiembrie la ora 18.30. Considerat unul dintre cei mai buni și, totodată, cel mai trist poet din Europa, Eugen Cioclea, supranumit si un Vîsotski al Moldovei, face parte din spiţa poeților rebeli, non-conformiști al ultimilor decenii al secolului XX. În monospectacolul „Numitorul Comun”, inspirat din opera lui Eugen Cioclea, actorul Andrei Sochircă va îmbrăca mantia lirică a poetului, aducând muzică și poezie – esențele definitorii pentru a produce încântare, întoarcere la suflet și sentiment de comuniune, de împreună, de singurul numitor comun. Teatrul își rezervă dreptul de a efectua un triaj observațional și de a nu permite accesul persoanelor care prezintă simptome de infecție respiratorie (tuse, strănut, rinoree).
Persons: Andrei Sochircă, Eugen Cioclea ., Eugen Cioclea, Moldovei Locations: Europa
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