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☆ This 1 tiny to-do can boost your happiness today, therapist says—and it only takes 10 minutes
▼ + stars: | 2024-11-30 | by ( Aditi Shrikant | ) www.cnbc.com time to read: 1 min

When a task isn't urgent, it's easy to keep procrastinating. Scheduling a doctor's appointment or dusting your bookshelf can end up sitting on a to-do list for days, even weeks, despite taking only a few minutes to complete. Finishing a task you've been avoiding can boost your mood and increase your happiness immediately, says Vienna Pharaon, a therapist and author of "The Origins of You." "Addressing something you've been ignoring lightens the load and allows you to accomplish something that's been weighing you down," she says. Still, motivating ourselves to actually do some of these tiny to-do's can be challenging.

Persons: Vienna Pharaon Locations: Vienna

☆ Procrastinating on open enrollment? How to get it done today, in 3 easy steps
▼ + stars: | 2024-11-18 | by ( Ryan Ermey | ) www.cnbc.com time to read: +6 min

If you've been putting off choosing your coverage for the upcoming year during this open enrollment season, no one would blame you. Workers often find themselves choosing an insurance plan from a menu of complicated and pricey options. If you've been procrastinating during open enrollment, here are three simple steps to just get it done. Know your acronymsYour workplace will likely present you with a list of insurance plans to choose from, which generally fall into one of two categories: high-deductible health plans and co-pay plans. Co-pay plans Unlike high-deductible plans, co-pay plans come with pre-determined costs that you'll pay for things like office visits, prescription drugs and medical procedures.

Persons: you've, Willis Towers Watson, Charlene Rhinehart, Here's, you'll, Carolyn McClanahan, you'd Organizations: Workers, Planning Partners

☆ Issa Rae Reveals Skills That Made Her Profitable, Red Flag in Business
▼ + stars: | 2024-10-06 | by ( Joi-Marie Mckenzie | ) www.businessinsider.com time to read: +9 min

"Insecure"/HBO"I'm a coffee shop girl," the LA native told Business Insider in September during New York Fashion Week. I'm braving myself for the day," Rae continued. "A red flag is just the sensitivity; you can always tell when people aren't being honest with you." Advertisement"The first day will always be spent procrastinating or finding things wrong and reasons I can't start, and I need to allow for that day," Rae added. "So, I recognize the perfect amount of time is three days, and by that third day, I'm off."

Persons: Issa Rae's, Issa Dee, It's, millennials, Rae, Justin Bieber, Chloe, Halle, Issa Rae, Rae friended, Barbie, Max, Gallo, Hannah Diop, I'm, I've, Deniese, that's, Deniese Davis, Davis, Rae's, She's, Talitha Watkins, she's, Z, it's Organizations: LA, Business, New York, YouTube, Facebook, Atlanta Records, WarnerMedia, Sienna Naturals Locations: Inglewood, Los Angeles, The, SoHo, New, Hilltop, California, San Francisco, LA, Miami

☆ He left his corporate job to help his mom in the family's 90-year-old restaurant. He almost gave up but figured out how to turn it around.
▼ + stars: | 2024-10-02 | by ( Erin Liam | ) www.businessinsider.com time to read: +9 min

He directs customers to find seats in Sabar Menanti, his two-story Malay restaurant, while ducking behind the counter to serve the restaurant's signature nasi padang. His grandparents opened Sabar Menanti in the 1920s and started selling nasi padang near a tombstone shop. But as his relatives had a handle on the business, Tambunan went on to work in the shipping industry. Dealing with rising costsAt a nasi padang stall, diners can choose from a variety of sides to eat with their rice. Tambunan told me he wanted her to remain active in her old age and encouraged her to return to help.

Persons: Iszahar Tambunan, Menanti, nasi, Tambunan, —, Sabar Menanti, Sabar, Erin Liam, Tambunan's, I've, Maryulis Bagindor Marlian, Nasi, Beef, Azreen Aziz, Aziz, tauhu telor, masak, I'm, Anthony Bourdain, Erin Liam I, Menanti Tambunan, he's Organizations: Service, Urban Redevelopment Authority, Singapore Statistics Board Locations: shipbroking, Singapore, nasi padang, Sabar, padang, Malay, Kampong Glam, Bahasa Indonesia, Sultan Mosque, Nasi padang, Indonesian, rendang, achar

☆ Credit Card Rewards Are Making Us Jerks, Causing Fights Among Friends
▼ + stars: | 2024-07-25 | by ( Emily Stewart | ) www.businessinsider.com time to read: +15 min

He's not doing all this out of the kindness of his heart; he's doing it because he wants the credit-card rewards. In a recent poll from Ipsos, 71% of Americans surveyed said they had some sort of rewards, points, or cash-back card, and 80% of those with such a card said they valued their rewards. But maybe we love our credit-card rewards too much, to the point that it's making us act in less-than-ideal ways toward those we hold near and dear. But credit-card rewards are, indeed, making things uncomfortable. I recently booked a fight with a friend who remarked she'd gotten some $300 in travel credit from her rewards card.

Persons: Pam, she's, It's, He's, Jane, Joe, there's, Mary fuming, Matt Schulz, Taylor Swift, I'm, Jen, who's, She'd, nonpoints, Emily Thompson, Guy, they'd, Ted Rossman, —, Danielle Bayard Jackson, she'd, Thompson, I'd, Matt, " Schulz, LendingTree, they've, Emily Stewart Organizations: brunch, LendingTree, American, Business Locations: San Francisco, Ipsos, Singapore, Chicago, Alaska, Florida

☆ Forget to-do lists. Here are 4 tips on how to stop procrastinating
▼ + stars: | 2024-06-27 | by ( Ernestine Siu | In Ernestinesiu | ) www.cnbc.com time to read: +5 min

Learning how to harness our attention is the "skill of the century," says behavioral design expert Nir Eyal. "The skill of the century is being able to harness your attention," Eyal, an expert in behavioral design, told CNBC Make It. The action of being distracted is often preceded by a feeling of discomfort, or an "internal trigger," says Eyal. "If you don't have time for exercise, time with your family, time with your friends, time for focused work, it's not going to get done," Eyal told CNBC Make It. Instead, he suggests using a "timebox calendar."

Persons: Nir Eyal, D3sign, Eyal, it's Organizations: CNBC, Spica

☆ A weaker dollar, skyrocketing prices and ‘record’ visitor numbers: Good luck in Europe this summer
▼ + stars: | 2024-06-08 | by ( Julia Buckley | ) edition.cnn.com time to read: +12 min

Hotel prices are exploding. As the owner of Destination Europe, she is sending “record numbers” of clients to the continent this year. There’s been such a huge demand for travel in the past three years, and lots of places are pushing up prices.”Is summer in Europe already a washout? Socrates Baltagiannis/picture alliance/Getty ImagesData from Hotel Monitor, American Express Global Business Travel’s annual analysis of worldwide hotel rates, backs his theory up. His prediction appears to be coming true: although the Amex GBT analysis predicted a 11% spike in Paris hotel rates this year, so far they have only risen 8%.

Persons: “ There’s, ”, Tom Jenkins, ” Kayla Zeigler, Graham Carter, “, There’s, you’re, it’s, Eric Gaillard, Reuters It’s, they’re, Eiffel, Hagia Sophia, Jenkins, Tim Hentschel, that’s, It’s, Milos, Hotelplanner's Tim Hentschel, Socrates Baltagiannis, Hentschel, haven’t, Conde Nast, Hayley Berg, Hopper, Berg, Jaime Reina, ‘, ’ ” They’re, Daniela Santanchè, ” Zeigler, Carter, –, Charles de Gaulle, ” They’re, Zeigler, ” –, – Berg, bookers, Henry Nicholls Organizations: CNN, European Tourism Organisation, Unforgettable, “, Reuters, Getty, Hotel Monitor, American Express Global, ”, AFP, Italy –, Games Locations: Europe, Bosnia, Bulgaria, Denmark, Iceland, Poland, Romania, Sweden, Switzerland, Czech, Hungarian, Ukrainian, Ukraine, Turkish, Hagia, Venice, Paris, Amsterdam, Dublin, Berlin, Stockholm, Barcelona, London, Murcia, Marbella, Windsor, Paddington, Rome, Athens, Venice’s, Mallorcan, Italy, Amalfi, Positano, Amalfi Coast, Puglia, Sicily, Slovenia, Croatia, Ireland, Portugal, France, airfare, London's, AFP

☆ 6 things you do at work that annoy your boss
▼ + stars: | 2024-05-29 | by ( Erin Snodgrass | ) www.businessinsider.com time to read: +7 min

AdvertisementSo, next time you want to rant about work with your coworker, make sure the boss isn't within earshot. AdvertisementWorkplace experts said employees need to demonstrate early and often that they can identify problems, suggest fixes, and execute solutions. ProcrastinatingTime management is among the most valued employee skills, career experts said, and nothing irks a boss more than procrastination. Advertisement"If something is bothering you about another person you are working with, take it up with them first rather than involving your boss," Kirkinis said. "Eventually, if your boss needs to be involved, so be it, but try to work it out among yourselves."

Persons: —, Alvina Miller, Miller, Nguyen Huy, Hawaiin, Katherine Kirkinis, Kirkinis, Prerika Agarwal, Kraig, Agarwal, Huy, Nuthawut Somsuk, Kleeman, Stephen, Gossiping, Melissa Meyers Organizations: Service, New, Business, Aloha, Wanderlust, Inspiration, New Workforce, Employees Locations: earshot

☆ Sexism, Cheating, and Nightclubs: Inside the Dark Heart of Chess
▼ + stars: | 2024-05-09 | by ( Rob Price | ) www.businessinsider.com time to read: +18 min

Socialites are playing chess on "The Real Housewives of New York City." In 1990, according to the US Chess Federation, only 4% of chess players were women. Out in the world, chess' resurgence has been accompanied by a wave of new clubs and events. I made a pilgrimage to the Marshall Chess Club, a 109-year-old institution in Greenwich Village. The following evening, I went to an East Village bar and found a very different scene at Club Chess.

Persons: we'd, she'd, I'd, festers, Judit Polgár, Gary Kasparov, —, Juliana Gallin, Jennifer Shahade, Alejandro Ramírez, Ramírez —, Ramírez, Shahade, Levy, Hikaru Nakamura, Rey, Anna Cramling, Miguel Pereira, Cramling, Nakamura, Bill Withers, Frank Marshall, Alexander Luke Bahta —, athleisure, you've, it's, Magnus Carlsen, Hans Niemann, Carlsen, Niemann, Dean Mouhtaropoulos, I've, Kasparov, they're, Vladimir Kramnik, Chess.com, Kramnik, Fabiano Caruana, Dan Timbrell, doesn't Organizations: Mechanics ' Institute, Housewives, New, US Chess Federation, FIDE, Washington Post, Marshall Chess Club, Chess, The Guardian, New York, whacking, Computer, YouTube Locations: San Francisco, New York City, Berkeley , California, Greenwich Village, hipsters, American, East, Canadian, Romanian, Netherlands, It's, New York, Russian

☆ This simple move 'takes minutes' to file a free federal tax extension, tax pro says — here’s what to know
▼ + stars: | 2024-04-10 | by ( Kate Dore | Cfp | ) www.cnbc.com time to read: +1 min

If you need more time for your taxes, there's a quick, free way to file a federal tax extension online, according to experts. Luckily, filing for a federal tax extension "takes minutes," according to Tommy Lucas, a certified financial planner and enrolled agent at Moisand Fitzgerald Tamayo in Orlando, Florida. But you have through that due date to file an extension, which pushes the deadline by six months to Oct. 15. Some taxpayers already have a federal extension due to natural disaster declarations. Without the extension, your balance triggers the failure to file penalty, which is worth 5% of your unpaid taxes per month or partial month, capped at 25%.

Persons: there's, Tommy Lucas, Moisand Fitzgerald Tamayo Organizations: Finance Locations: Orlando , Florida

☆ Sweet & Sour: Here’s why Valentine’s Day candy is so expensive
▼ + stars: | 2024-02-13 | by ( Parija Bhatnagar | Parija Kavilanz | ) edition.cnn.com time to read: +4 min

For example, she said a Valentine’s Day-themed heart-shaped box of Sour Patch Kids candy (3.45 oz) was listed on Walmart.com for $3.96 ($1.15 oz), while a regular box of the candy (3.5 oz) costs $1.24 ($0.35/oz). Walmart said it was looking into the price differences, but said some of the Valentine’s Day candy items on its website are listed by third-party sellers on Walmart marketplace. A Walmart supercenter in New Jersey visted by CNN also had the heart-shaped Sour Patch Kids candy box for $3.96 on the shelf. Some Sour Patch Kids Valentine's Day editions cost much more than the regular versions of the candy for roughly the same quantity. “Buy the candy after Valentine’s Day when it’s heavily discounted or buy the regular cheaper version of the candy and package it yourself,” he said.

Persons: don’t, Jolly, Veronica Fletcher, Fletcher, Goldbears, ”, Edgar Dworsky, “, John Talbott, ” Talbott, it’s Organizations: New, New York CNN, Walmart, Bears, CNN, New Jersey visted, CVS, Center for Education, Research, Indiana University’s Kelley School of Business Locations: New York, New York City, New Jersey, Massachusetts, Retail

☆ ‘True Detective’ Season 4, Episode 5 Recap: Dots Finally Connect
▼ + stars: | 2024-02-09 | by ( Scott Tobias | ) www.nytimes.com time to read: +2 min

This week’s recap is posting earlier than usual because the episode premiered Friday on Max. Season 4, Episode 5: Part 5She’s awake. After last week’s episode spend too much time fussing over underdeveloped subplots and supernatural occurrences, this week’s hour snaps to attention like a procrastinating student who had been putting off a term paper. Their only feasible guide is Otis, a cagey German heroin addict with scorched eyeballs who once mapped the caves. They manage to get to base of the cave, but it is on mine company property and the entrance has been blown to pieces.

Persons: Max, ”, Danvers, Navarro, Annie K, Jack Nicholson, Raymond Clark Locations: Ennis, Chinatown

It's important to start saving for retirement as soon as you can and plan for healthcare expenses as you grow older. These challenges can put your retirement savings at risk and make the quality of your retirement uncertain. AdvertisementHere are three risks to your retirement savings you may not have considered. However, procrastinating with your retirement savings means losing time and money you will never recover. Outliving your moneyThere is a risk that you could outlive your retirement savings.

Persons: —, that's Organizations: Service, America

She advises not to wait to learn about credit and debt, to save for retirement, or to sign up for a 401(k) if you can. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . Cox shares three areas where procrastinating with your money goals can cost you down the road. "Take the time to educate yourself on how credit works (payments, late payments, credit scores , credit mix, utilization ) before you get a credit card ," Cox says. When you miss out on saving for a decade of your life (your 20s), you may need to win the lottery to make up that time in saving," Cox told Business Insider.

Persons: Lynnette, Cox, —, Robinhood Organizations: Service, Resilience, Business, Robinhood

☆ Solving the Puzzle of Gift Giving
▼ + stars: | 2023-11-27 | by ( Tim Donnelly | ) www.nytimes.com time to read: +1 min

In 2021, I made my first word puzzle as a gift for my girlfriend for the same reasons many people did things during the pandemic: a lack of cash and an abundance of free time. We quickly ran out of games during long locked-in weekends, so I decided to take matters into my own hands. I created puzzles based on our inside jokes and shared language, including one that required unwinding words themed around a “twisted” summer tea we enjoy. I still buy presents, even though I have this newfound crossword-making superpower, but there are some occasions when a puzzle is more than enough. When he kept procrastinating, she decided to try it herself and surprise him with a gift.

Persons: Joni Binder, procrastinating Locations: San Francisco

☆ Hamas' armed wing says it is ready to free 70 Israeli hostages in return for a 5-day cease-fire
▼ + stars: | 2023-11-14 | by ( Joshua Zitser | ) www.businessinsider.com time to read: +3 min

Hamas' armed wing said it was ready to free 70 Israeli hostages in exchange for a five-day truce. Roughly 240 hostages were taken prisoner during Hamas' terrorist attack on Israel on October 7. AdvertisementAdvertisementThe armed wing of Hamas said on Monday it was ready to release 70 Israeli hostages, mainly women and children, in exchange for a five-day truce in Gaza. AdvertisementAdvertisementRoughly 240 hostages were taken prisoner during Hamas' terrorist attack in Israel on October 7, which killed some 1,400 people. Previous reports said that Hamas had proposed exchanging 50 Israeli hostages for a five-day cease-fire in Gaza — an offer rejected by Israel.

Persons: —, Abu Ubaida, Ubaida, Israel Organizations: Service, Reuters, Israel Defense Forces, IDF, Hamas, Guardian, New York Times Locations: Israel, Gaza, Qatar

☆ Israeli hostage families start 5-day march on Netanyahu's home
▼ + stars: | 2023-11-14 | by ( Joseph Campbell | ) www.reuters.com time to read: +3 min

Hamas fighters took around 240 people hostage during their Oct. 7 attack on southern Israel. Medical officials say more than 11,100 Palestinians, around 40 % of them children, have died as a result of Israeli strikes. The Israeli military on Tuesday confirmed the death of a captive soldier, who Hamas said was killed in an Israeli strike. The Tel Aviv marchers will end their protest on Saturday in front of Netanyahu's residence in Jerusalem, some 65 km (40 miles) away. Reporting by Joseph Campbell in Tel Aviv and Dan Williams in Jerusalem; Writing by Crispian Balmer; Editing by Christina FincherOur Standards: The Thomson Reuters Trust Principles.

Persons: Benjamin Netanyahu, Shelly Shem Tov, Omer, Israel, Netanyahu, Amit Zach, Adina Moshe, it's, Joseph Campbell, Dan Williams, Crispian Balmer, Christina Fincher Organizations: Palestinian, Gaza, NBC, Hamas, Tel, Thomson Locations: Tel Aviv, Jerusalem, TEL AVIV, Israel, Gaza

☆ Hamas Armed Wing Discussed Releasing 70 Hostages in Return for 5-Day Truce
▼ + stars: | 2023-11-13 | by ( Nov. | At P.M. | ) www.usnews.com time to read: 1 min

CAIRO (Reuters) - The armed wing of Palestinian militant group Hamas said on Monday they told Qatari mediators that the group is ready to release up to 70 women and children held in Gaza in return for a five-day truce. "The truce should include a complete ceasefire and allowing aid and humanitarian relief everywhere in the Gaza Strip," Abu Ubaida, the spokesman for the armed wing of Hamas, Alqassam Brigades,. said in a recorded audio published on the group's Telegram channel. He went on to accuse Israel of "procrastinating and evading" the price of the deal. (Reporting by Omar Abdel-Razek and Moaz Abdel-Aziz; Editing by Chizu Nomiyama)

Persons: Abu Ubaida, Israel, Omar Abdel, Moaz Abdel, Aziz, Chizu Nomiyama Organizations: Hamas, Alqassam Brigades Locations: CAIRO, Gaza

☆ Hamas armed wing says it discussed freeing 70 hostages in return for 5-day truce
▼ + stars: | 2023-11-13 | by ( ) www.reuters.com time to read: +1 min

Abu Ubaida, the spokesman of the Izz el-Deen al-Qassam Brigades, gestures as he speaks during an anti-Israel military show in the southern Gaza Strip November 11, 2019. REUTERS/Ibraheem Abu Mustafa/File Photo Acquire Licensing RightsCAIRO, Nov 13 (Reuters) - The armed wing of the Palestinian militant group Hamas said on Monday it told Qatari mediators the group was ready to release up to 70 women and children held in Gaza in return for a five-day truce with Israel. "The truce should include a complete ceasefire and allow aid and humanitarian relief everywhere in the Gaza Strip," he said. He accused Israel of "procrastinating and evading" the price of the deal. Reporting by Omar Abdel-Razek and Moaz Abdel-Aziz; Editing by Chizu Nomiyama and Howard GollerOur Standards: The Thomson Reuters Trust Principles.

Persons: Abu Ubaida, Deen al, Abu Mustafa, Israel, Omar Abdel, Moaz Abdel, Aziz, Chizu Nomiyama, Howard Goller Organizations: REUTERS, Rights, Thomson Locations: Israel, Gaza, Rights CAIRO

☆ Avoid these 5 money red flags if you want to grow your wealth
▼ + stars: | 2023-07-19 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +7 min

Here are five red flags money experts see when creating financial plans for their clients, and what to look out for if you want to be smarter with your own money. Plus, young people may be especially susceptible to overspending, Emily Safford, a certified financial planner and wealth advisor at Girard, a Univest Wealth Division, based in Pennsylvania, tells CNBC Make It. "[Credit card debt] can snowball and get out of hand very quickly and when you're young, you're putting yourself at a real disadvantage moving forward." "If you're not feeling confident and you're feeling overwhelmed, that's a perfect time to seek out the assistance of a planner," VanderLinde says. But beware: You may spot a number of red flags when looking for the right financial professional.

Persons: Emily Safford, Girard, Safford, Annette VanderLinde, VanderLinde, they're, you'll, you've, Fernando Reyes, they've, Reyes, that's, It's, Procrastinating Organizations: CNBC, Liberty Wealth Advisors, Prime Capital Investment Advisors Company, Wealth Locations: Pennsylvania, Torrance , California

☆ I tried and failed to be a morning person. Instead of fighting my body, I wake up later and have more productive days.
▼ + stars: | 2023-07-18 | by ( Robin Madell | ) www.businessinsider.com time to read: +5 min

She tried to motivate herself but found that waking up early led to fatigue and procrastination. She says that waking up a few hours later sets her up for a more productive day. While I utilize several productivity tools I love, the one I've tried that was the most epic fail was to be a morning person. Knowing this would sabotage my morning, I'd fight the wave of energetic flow to try to get to bed early to start the cycle again. Lately I've noticed I've been waking up even earlier than 7 a.m. here and there.

Persons: Shoshanna Hecht, It's, I'd, I've, I'm Organizations: Service Locations: Wall, Silicon, New York City

☆ Need to Quit Procrastinating? Hire a ‘Body Double’
▼ + stars: | 2023-07-12 | by ( Anne Marie Chaker | ) www.wsj.com time to read: 1 min

This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/articles/need-to-quit-procrastinating-hire-a-body-double-ebdeefc8

Persons: Dow Jones

☆ Procrastination isn't about time management, it's an emotional issue. Here are 4 ways to overcome it.
▼ + stars: | 2023-07-12 | by ( Jonathan Small | ) www.businessinsider.com time to read: +6 min

Ludwig says it is due to a lack of intrinsic motivation, willpower, and fear of failure. "Procrastination is not a time management issue. It's an emotional management issue," says Petr Ludwig, author of The End of Procrastination: How to Stop Postponing and Lead a Fulfilled Life. The result is escaping from the stress and effort of a particular task by doing something you know you shouldn't do. "Self-forgiveness" is a helpful strategy in fighting procrastination, says Ludwig.

Persons: Petr Ludwig, Ludwig, Socrates, Plato, Mark Twain, procrastination, Jonathan Small Organizations: Service, Carlton University, Entrepreneur Media Locations: Wall, Silicon, American, prepping

☆ I make 6 figures working 20-hour weeks as a freelance writer. Here's what my typical day looks like hour by hour.
▼ + stars: | 2023-06-27 | by ( Zulie Rane | ) www.businessinsider.com time to read: +13 min

Zulie Rane is a freelance writer who earns six figures a year while working around 20 hours a week. At the end of this article, you should have a solid idea of what it's like to be a freelance writer. 7:00 - 8:00 a.m: Start the day (for real this time)I start a day in the life of a freelance writer with an alarm. After all, it's not just a day in the life of a freelance writer — it's a day in the life of a freelance writer and her two cats. Hopefully this snapshot of my Mondays gives you a good idea of what it's like to be a freelance writer.

Persons: Zulie Rane, —, Astrid, dislodging, it's, Sally, — it's, Slack, I've, I'm, you've, there's, Here's Organizations: Service, Twitter Locations: Boston, Salem, Euronews, Spain

☆ Fewer Adults Have Life Insurance, but Skipping It Can Be Risky
▼ + stars: | 2023-05-15 | by ( ) www.wsj.com time to read: +11 min

But financial planners say a basic life insurance policy, especially products known as term life insurance, should be an important part of many Americans’ financial plans. A life insurance policy:Replaces lost income: If you were to pass away, your family could use your life insurance policy’s death benefit to replace your income. How to shop for life insuranceIf you’re ready to start shopping for a life insurance policy, follow these steps:1. According to PolicyGenius, an insurance marketplace, typical rates for a whole life policy, the most common type of permanent life insurance, are about 10 times the cost of a term life policy. Term Life Insurance Because term life insurance expires, it's often a far cheaper option.

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