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☆ Australian Real-Estate Auctions May Help American Homebuyers, Sellers
▼ + stars: | 2024-12-03 | by ( James Rodriguez | ) www.businessinsider.com time to read: +14 min

For roughly a decade after that first auction, he continued to broker deals the conventional way — for American sellers, Aussie-style auctions were a tough sell. Real-estate auctions are a time-honored tradition in Australia, dating back more than 200 years to its days as a British colony. But in times of healthy demand for homes, auctions can deliver benefits for sellers looking to ride out the frenzy. "I don't think the American consumer is ready for auctions yet," says Rob Hahn, the CEO of Decentre Labs, a company he started in 2022 to bring online real-estate auctions to the masses. The biggest beneficiaries, Duby tells me, may just be real-estate agents: When buyers and sellers are shuffled through this murky process, they'll look for a professional guide.

Persons: Evan Duby, Duby, Sellers, haven't, Kenneth Lusht, they've, Tim Quirk, Quirk, — Quirk, Mike Russo, —, Rob Hahn, Hahn Organizations: nab, eBay, Pennsylvania State University, Auction.com, Decentre Labs Locations: Brooklyn, Australia, Melbourne, British, New South Wales, Victoria, Massachusetts, Bethesda , Maryland, American, States

☆ Looking to invest in crypto? Avoid these 4 common pitfalls.
▼ + stars: | 2024-12-03 | by ( Christine Ji | ) www.businessinsider.com time to read: +5 min

Cannon shares 4 common pitfalls for beginner crypto investors to avoid. Here are a few of the most common pitfalls for beginner crypto investors and how to avoid them, according to Cannon. Not thinking about cryptocurrency tax implicationsSimilar to stocks, you'll need to pay capital gains taxes on crypto transactions. If you purchase crypto on a crypto exchange, you'll typically be issued a cryptocurrency Form 1099 to fill out. However, President-elect Trump also suggested eliminating capital gains taxes on crypto.

Persons: Robert Cannon, Cannon, El, Donald Trump Bitcoin, —, cryptocurrency, Charles Schwab, Trump Organizations: Fidelity, Bitcoin, Franklin Bitcoin Locations: El Salvador, bitcoin

☆ I was an expat working in Dubai for 4 years. The culture of splurging on luxuries made saving harder than I expected.
▼ + stars: | 2024-12-03 | by ( Maria Noyen | ) www.businessinsider.com time to read: +6 min

AdvertisementVictoria Blinova worked in Dubai for four years at a boutique marketing firm and later at Nestlé. Victoria Blinova moved to the UAE in 2013 and spent four years working in Dubai. Weekly bottomless brunches, yacht parties, and getaways at 5-star hotels are so affordable they are part of normal life in Dubai, Blinova said. Renting a used car or having a roommate weren't normal money-saving tricks in Dubai, Blinova said. I also didn't spend money on luxurious brands, clothes, or handbags, because I didn't really care for them.

Persons: Blinova, Expats, Victoria Blinova, I've, I'm Organizations: NYU, New York University, Nissan Locations: Dubai, Nestlé, Cyprus, UAE, Abu Dhabi, London, Gaza, It's, it's

☆ Microsoft faces £1 billion lawsuit in UK for allegedly overcharging rival cloud firms' customers
▼ + stars: | 2024-12-03 | by ( Ryan Browne | ) www.cnbc.com time to read: +5 min

In this article MSFT Follow your favorite stocks CREATE FREE ACCOUNTUKRAINE - 2022/01/07: In this photo illustration a Microsoft Azure logo seen displayed on a smartphone. Microsoft offers a cheaper price to firms running Windows Server on Azure than on direct competitors like AWS, Google's cloud or Alibaba Cloud. The lawsuit argues firms running the widely-used server software are essentially being overcharged to use alternative cloud computing solutions. "By doing so, Microsoft is trying to force customers into using its cloud computing service Azure and restricting competition in the sector." From 2017 to 2022, European cloud firms' market share halved from 27% to 13%, lagging international rivals as the entire European cloud market grew fivefold to 10.4 billion euros ($11 billion), according to data from Synergy Research Group.

Persons: Igor Golovniov, Maria Luisa Stasi, Stasi, it's, Solange Viegas Dos Reis, There's, Dos Reis, OVHCloud Organizations: Getty, Microsoft, Amazon Web Services, Google, Windows, CNBC, Stasi, CMA, Markets Authority, European Commission, EU, Synergy Research, U.S Locations: UKRAINE

☆ How to be the best holiday party guest and host ever, according to etiquette experts
▼ + stars: | 2024-12-02 | by ( Adam Campbell-Schmitt For Food Network | ) edition.cnn.com time to read: +15 min

How To Be the Best Holiday Party Guest EverYour first interaction with your host is going to be with the invitation itself, whether that’s a formal card, an evite or just a text. “If you’re hosting a party and inviting people, it has to be something and has to match the invitation. You can’t say ‘dinner party’ and just have pizzas out of the box.”But as a host, trying to meet every guest’s dietary needs can feel overwhelming. “While it’s okay not to say goodbye to all party or event attendees, it’s important to say goodbye to the host,” Meier says. “If you’re the host, let your guests know how grateful you are for their company and how much those shared moments meant to you.

Persons: we’ve, Lizzie Post, ”, “, ’, it’s, it’s bothersome, Stephanie Lau, Myka Meier, ” Lisa Grotts, ” Lau, Grotts, ‘, ” Grotts, ” Meier, Post, “ Don’t, ” Stephanie Lau, who’s, ’ ”, Elaine Swann, Chloé Crane, Leroux, Crane, us, Lisa Grotts, Pope Francis, King, England, we’d, Almond, I’ve, ” “, ” Swann, ” Victoria Watters, don’t, Vivian Tu, they’re, ” Crane Organizations: Emily Post Institute, Food, ”, The Swann School of, Costco, Brands, Party, ’ Locations: punctuality

I frequently cover shopping events as a writer for NBC Select, and I spent weeks combing through discounts to find the best Cyber Monday streaming subscription deals actually worth shopping. SKIP AHEAD Best Cyber Monday streaming subscription deals | More Cyber Monday streaming subscription sales | How I picked the best Cyber Monday streaming subscription deals | Why trust NBC Select? Best Cyber Monday streaming subscription dealsHulu’s Cyber Monday offering allows you to save 90% a month on their ad-supported monthly membership. Best Cyber Monday streaming device salesHere are the best Cyber Monday streaming device acessories you should know about:How I found the best Cyber Monday streaming subscription dealsAll of my recommendations above are based on NBC Select’s previous coverage and reporting. To round up the best Prime Day sales on streaming subscriptions, I found popular streaming offers that were offering sales during Cyber Weekend.

Persons: It's, Max, you’ll, Peacock, they’re, TikTok Organizations: NBC, Hulu, Disney, Paramount, Showtime, Sling, ESPN, Bravo, FX, Starz, YouTube, ABC, Fox, Amazon, Amazon Prime, Facebook, Twitter

But more recently, Republicans have signaled plans to defang the agency, and Trump has named authors of Project 2025 — which calls for eliminating the CFPB — to influential posts. It has clawed back nearly $20 billion in consumer relief and issued a litany of rules and guidance aiming to rein in financial institutions. The financial services industry bristles at many of these efforts. Buy now, pay later protectionsAs BNPL services skyrocketed in popularity during the pandemic, the agency quickly built guardrails around them. Removal of medical debt from credit reportsThis summer, the agency proposed banning medical debt from appearing on consumers’ credit reports.

Persons: Donald Trump, Sen, Elizabeth Warren, Trump, multibillionaire Trump, Elon Musk, ” “, ”, Adam Rust, Jesse Van Tol, “, Rohit Chopra, Michael A, McCoy, ” Lindsey Johnson, JD Vance, —, everyone’s, Mick Mulvaney, Trump’s, Oliver Contreras, Armen Meyer, Meyer, Chopra, Rob Bonta Organizations: Consumer Financial, Senate, White, NBC, Federal Reserve, Republicans, Consumer Federation of America, Community Reinvestment Coalition, Consumer Bankers Association, Biden, Trump, Apple, GOP, ” Agency, Agency, Consumer, overdrafts, Electronic, Washington Post, Reuters Locations: Wells, Washington, Colorado, New York, California

Learn moreWe just entered the holiday season, and the Madewell Cyber Monday sale is already the gift that keeps on giving. During the Madewell Cyber Monday Event, you can snag up to 50% off nearly everything using the code MADEBETTER. View at MadewellCyber Monday deals on Madewell accessoriesMadewell The Sling Crossbody Bag $59.00 $118.00 Save 50% This spacious leather sling is comfortable and convenient. View at Madewell What we like Check mark icon A check mark. View at MadewellMadewell Cyber Monday FAQsDoes Madewell ever have a sale?

Persons: Madewell, French terry that’s, Tee, You'll, hemming Organizations: Business, Madewell Locations: Madewell, French

View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. Apple's current AirPods lineup includes the AirPods 4, AirPods 4 with ANC, AirPods Pro 2, and the AirPods Max.

Persons: Max, We're Organizations: Business, Amazon, Apple, ANC, AirPods, Lightning

Learn moreThese limited-time Cyber Monday VPN deals mark the best time of year to sign up for one of the fantastic services. VPN subscription prices dramatically decrease the longer the term, and all of these Cyber Monday VPN deals are throwing in extra months for free. These VPN deals come with at least a 30-day money-back guarantee for added peace of mind. On top of that, it also throws in an additional four months free of charge. Check out our roundup of the best streaming services and Cyber Monday streaming deals if you're looking for something to watch.

Persons: we've, you'll, Pick, There's, Price, Stan Organizations: Business, Theft Insurance, PIA, Netflix, NFL, Max Locations: Australia

Learn moreThe best Cyber Monday iPad deals are outstanding this year, with some of the deepest discounts on these tablets. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. View at AmazonCyber Monday iPad FAQsWhat is the best iPad?

Persons: it's, It's, you'll Organizations: Business, Apple Intelligence, Apple, iPad

The best Cyber Monday Apple Watch dealsThe Apple Watch Series 10 is the top pick in our guide to the best Apple Watch. Also, check out previous-generation models, which offer near-current-gen performance for lower prices, like the M3 MacBook Pro for $100 off. Apple AirPods Pro (2nd Gen) with USB-C $154.00 $249.00 Save 38% The AirPods Pro 2 are a big upgrade from their predecessors, with improved noise cancellation and battery life. The AirPods Pro 2 are the best earbud-style AirPods thanks to their sound quality, features, and noise canceling. Those with future-proofing in mind should opt for the 2024 iPad Air, which can also be seen as a more affordable version of the 2024 iPad Pro models.

Persons: We've, Apple, It's, it's, they're, Max, Kim Kardashian Organizations: Business, Apple, Apple Watch, Amazon Apple, Amazon, Pro, Air, MacBook, Intel, M4, Apple AirPods, Amazon Beats

Learn moreCyber Monday is officially here, and we've scouted the best deals, including some of our favorite styles at their best prices of the year. So, let's get to it: here are the best Cyber Monday sales and deals on clothes, shoes, bags, and other accessories for building a complete winter wardrobe. We've also scouted comfortable walking shoes, cozy clogs, and a discount on some of the best flats we've tested. Check our guide to the best Madewell Black Friday deals to keep up with how the discounts evolve throughout the week. View at MadewellEverlane The Square Neck in Cashmere $101.00 $168.00 Save 40% This slim-fitting, slightly cropped sweater is made from recycled cashmere.

Persons: we've, let's, you'll, We've, Inez Mia, Inez, Inez Madewell, stillettos, Inez Paloma, Sally Kaplan, Inez Allbirds, Pei, Amazon Staff Pick Lo, Gabrielle Chase, Lo & Sons JW Pei, I've, Jenni Kayne's, Pant, Spanx, Cole Haan, Kenneth Cole, Abercrombie, I’ve, Talia Ergas, Puffer, Abercrombie & Fitch Organizations: Business, Nordstrom, Madewell, Amazon Staff, Lo & Sons, Everlane's, Everlane, Saks, Fitch, Abercrombie, Abercrombie & Locations: Madewell, Lo, West, Cashmere

“In the law, there is a clear separation of church and state,” Childs, an attorney who represents the Houston area on the board, said of her decision. This year, Oklahoma’s top education official began ordering public schools with students in grades five through 12 to incorporate the Bible into lesson plans. State Superintendent of Public Instruction Ryan Walters, a Republican, has purchased 500 Bibles and asked for $3 million from the state to buy copies for every classroom. “Public school is not Sunday school,” Wright said. Childs, the Texas State Board of Education member, sees the current push for increased religious influence in public schools as concerning, as it comes amid a dialing back of diversity, equity and inclusion initiatives at companies and institutions.

Persons: Staci Childs, ” Childs, Childs, “, Donald Trump, ” Jonathan Saenz, Gov, Dan Patrick, Mark Chancey, ” Chancey, Ryan Walters, Erika Wright, ” Wright, Walters, ” Walters, we’ve, Trump, Louisiana’s, ”, Mike Johnson, Joshua Blackman, South Texas College of Law Houston, Rachel Laser Organizations: Texas State, of Education, Republican, U.S, Liberal, Target, ”, won’t, Southern Methodist University, NBC, Oklahoma Rural Schools Coalition, “, NBC News, Supreme, America, CNBC, South Texas College of Law, United, and State Locations: Houston, Texas, Dallas, Louisiana, Oklahoma, Ohio, Florida

☆ Oracle is on pace for the best year since 1999. What led to the meteoric rise
▼ + stars: | 2024-11-30 | by ( Samantha Subin | ) www.cnbc.com time to read: +5 min

Oracle has soared 75% this year, headed for its second-best year on record and best since 1999, when shares roughly quadrupled in price. "The company is delivering a lot of value to its customers," said Dan Flax, senior research analyst at Neuberger Berman. ORCL ALL mountain Oracle, long term Now, refocusing on its cloud infrastructure business has helped Oracle master the AI ecosystem, fueling interest from investors. Still, investors such as Laffer Tengler Investments CEO Nancy Tengler view Oracle as operating in a sweet spot in the worlds of cloud computing and AI inference. "There's not a lot of companies that are growing" at the rate of Oracle.

Persons: ChatGPT, Jensen, That's, Bill Clinton, Dan Flax, Neuberger Berman, Larry Ellison, Elon Musk, hyperscalers, Angelo Zino, Zino, Robert Pavlik, Ellison, Larry, Kim Forrest, He's, Steve Jobs, What's, Forrest –, Nancy Tengler, Tengler Organizations: Oracle, Nvidia, Devices, Microsoft, Forbes, CFRA, Bokeh Capital Partners, Amazon, Tengler Locations: U.S

☆ 9 charts show how buying a home has gotten harder for the average American
▼ + stars: | 2024-11-30 | by ( Alcynna Lloyd | Madison Hoff | ) www.businessinsider.com time to read: +8 min

Advertisement"A challenge for first-time homebuyers is higher mortgage rates, especially over the last year," Snowden said. "We see that a large share of homebuyers, especially first-time buyers, rely on gifts or loans from family and friends," Snowden said. The share of first-time homebuyers dropped to just 24% in 2024, down from 32% in 2023 and a record 50% in 2010. AdvertisementIn 2024, the median age of first-time buyers was 38, nine years older than in 1981. AdvertisementSince NAR started collecting data, single women homebuyers have outpaced single men homebuyers, but the gap has grown.

Persons: homebuying, Brandi Snowden, Snowden, hasn't, it's, homebuyers, —, Gen Zers, Gen Xers, Jessica Lautz Organizations: National Association of Realtors, Census Bureau, Department of Housing, Urban Development, NAR, Federal Reserve's Survey, Consumer Finances Locations: America, US

I’ve been covering Black Friday and Cyber Monday deals as an editor at NBC Select for four years, and I spent weeks combing through discounts to find the best Amazon Black Friday deals actually worth shopping. SKIP AHEAD Best Amazon Black Friday deals | More Amazon Black Friday sales | Best Black Friday sales at other retailers | How I picked the best Amazon Black Friday deals | Why trust NBC Select? 4.6-star average rating from 90,277 reviews on AmazonCrest 3D Whitestrips are one of our favorite at-home teeth-whitening products. Best Amazon Black Friday salesHere are the best Amazon Black Friday sales to know about. All the deals I recommend are at least 20% off and highly rated with at least a 4.0-star average rating from hundreds of reviews.

Persons: I’ve, I’ll, it’s, Bissell, Dyson, It’s, Grace, Stella, Zoe Malin, Nordstrom, BFRIDAY Dyson, sitewide Casper, Alo, TikTok Organizations: NBC, Black, Apple, Amazon Alexa, Amazon, Walmart, Nintendo, Navy, Gamestop, Wellness, Bath, Giftable Tech, Facebook, Twitter Locations: tangling, Bala

I frequently cover shopping events as a writer for NBC Select, and I spent weeks combing through discounts to find the best Black Friday streaming subscription deals actually worth shopping. SKIP AHEAD Best Black Friday streaming subscription deals | More Black Friday streaming subscription sales | How I picked the best Black Friday streaming subscription deals | Why trust NBC Select? Best Black Friday streaming subscription dealsHulu’s Black Friday offering allows you to save 90% a month on their ad-supported monthly membership. Best Black Friday streaming device salesHere are the best Black Friday streaming device sales to know about. How I found the best Black Friday streaming subscription dealsAll of my recommendations above are based on NBC Select’s previous coverage and reporting.

Persons: Max, you’ll, Peacock, TikTok Organizations: NBC, Black, Hulu, Disney, Paramount, Showtime, Sling, ESPN, Bravo, FX, Starz, YouTube, ABC, Fox, Amazon Prime, Facebook, Twitter

☆ The social media world is splintering, and it'll pave the way for a new breed of influencer
▼ + stars: | 2024-11-29 | by ( Lindsay Dodgson | ) www.businessinsider.com time to read: +5 min

A splintered social media world is on the horizon — and it's paving the way for a new, more authentic breed of influencer. "People are just trying to find authentic communities," Eric Wittman, CEO of photo-editing app VSCO, told Business Insider. Smoothy said she sees things changing, with different "tiers" of content creators emerging from the industry's oversaturation. New social media horizonsLucy Edgerley, the head of influence at the global social media agency Born Social, told BI that Gen Zers, in particular, are craving creativity, entertainment, and inspiration. Young people who have grown up with social media are learning the lessons about the dark side of it — the mental health toll, the bullying, and the over-consumerism — the hard way, he said.

Persons: Reddit, Eric Wittman, Wittman, Chand Rajendra, Kate Smoothy, Smoothy, Lucy Edgerley, Zers, Kim Murray, Murray, Edgerley Organizations: University of Massachusetts Amherst, Webhive, Social, Virality

For example, right now, you can take 10% off a $100 Uber gift card or 20% off a $50 Spafinder gift card. As Black Friday sales tend to come and go, check this page often as we continue to update with new gift card deals. The best Black Friday gift card dealsInstacart $100 Gift Card $100.00 Instacart is a handy way to get ahold of your groceries without ever leaving the house. View at AmazonGap Options Gift Card $9.00 $10.00 Save 10% Take 10% off any denomination between $10 and $500 gift card using promo code SHOPEARLY. View at Giftcard.comBlack Friday gift cards FAQWhat is the best gift card to give?

Organizations: Business, Old Navy, Walmart, Financial, Bureau, Target Locations: Banana Republic

The best Black Friday Apple Watch dealsThe Apple Watch Series 10 is the best Apple Watch for most people, and the 42mm model is currently 18% off for the lowest price we've seen since its launch in September 2024. Also, check out previous-generation models, which offer near-current-gen performance for lower prices, like the M3 MacBook Pro for 25% off. The updated base standard for RAM means the 2024 MacBook Pro is an excellent model to upgrade to. Those with future-proofing in mind should opt for the 2024 iPad Air, which can also be seen as a more affordable version of the 2024 iPad Pro models. For most people, the best Apple Watch is the Series 10, thanks to its always-on display and overall value.

Persons: you've, Apple, It's, it's, they've, They're, Max, Kim Kardashian Organizations: Business, Apple, Apple Watch, Amazon Apple, Apple MacBook, Air, Amazon, MacBook, Intel, M4, Apple AirPods, Amazon Beats

☆ Canadian news companies challenge OpenAI over alleged copyright breaches
▼ + stars: | 2024-11-29 | by ( ) www.cnbc.com time to read: +2 min

Five Canadian news media companies filed a legal action on Friday against ChatGPT owner OpenAI, accusing the artificial-intelligence company of regularly breaching copyright and online terms of use. OpenAI using other companies' journalism for their own commercial gain is not. In an 84-page statement of claim filed in Ontario's superior court of justice, the five Canadian companies demanded damages from OpenAI and a permanent injunction preventing it from using their material without consent. "The News Media Companies have never received from OpenAI any form of consideration, including payment, in exchange for OpenAI's use of their Works." The Canadian news companies' document did not mention Microsoft.

Persons: OpenAI, brazenly, Elon Musk Organizations: Microsoft, The Globe, Canadian Press, CBC, Radio, New, News Media Companies Locations: The, New York, Canadian

All Apple iPad Black Friday deals are expected to last until midnight on November 29. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. View at Amazon What we like Check mark icon A check mark. It's compatible with Apple Intelligence AI features and supports the Apple Pencil Pro and the Apple Pencil (USB-C).

Persons: you've, it's, It's, you'll Organizations: Business, Apple Intelligence, Apple, iPad

☆ Elon Musk just gave a shoutout to this new Apple feature
▼ + stars: | 2024-11-29 | by ( Kenneth Niemeyer | ) www.businessinsider.com time to read: +2 min

AdvertisementElon Musk praised Apple's new hearing aid feature for AirPods. The FDA approved the feature as the first over-the-counter hearing aid software. Elon Musk, who has previously criticized Apple, appears to have been won over by one new feature. It shows a hard-of-hearing father using the feature on the Apple AirPods Pro 2 to hear his daughter opening Christmas presents. "Don't want it," Musk wrote in a June response to a Tim Cook post promoting Apple Intelligence on X.

Persons: Elon Musk, Musk, Apple, Tim Cook, Tesla's, Apple's Organizations: FDA, Apple, ChatGPT, Apple AirPods, OpenAI, Apple Intelligence, AirPods

☆ Spain approves law allowing 4 days of 'paid climate leave' after recent deadly floods
▼ + stars: | 2024-11-29 | by ( Joshua Nelken-Zitser | ) www.businessinsider.com time to read: +3 min

AdvertisementSpain has approved a law granting employees up to four days of paid climate leave. Spain is enacting a new law granting employees up to four days of paid climate leave following last month's devasting floods, which killed more than 200 people. "For the first time, Spain will have paid climate leave for working people," she said. In an interview with Spanish broadcaster RTVE, Díaz said the paid leave will be relevant whenever an authority issues a climate-related alert that advises people to stay at home for safety reasons. AdvertisementSpain's economy minister, Carlos Cuerpo, said on Thursday that the paid leave applies when employees cannot safely reach their workplace or work remotely, Euronews reported.

Persons: Yolanda Díaz, RTVE, Díaz, Esther Lynch, Lynch, Carlos Cuerpo Organizations: Spain's, Labour, Social, Ministers, European Trade Union Confederation, The Bank of Spain Locations: Spain, Valencia, Spanish, Valencian

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