Read previewEight years ago I moved to New York City from Boston, and it was one of the hardest things I've ever had to do. The size of the room was huge, especially after I had heard horror stories of tiny New York City apartments, the only catch was that the room I would be in was way above my budget. Finally, last December — after eight years of living and financially struggling in New York City — I told my mom I was over $50,000 in credit card debt and didn't know what to do. Some of them are earnest sites that want to help, and some are predatory debt consolidation or debt settlement companies. It was clear that these companies were preying on people's shame — shame that I undeniably feel for racking up so much debt.

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Persons: —, I've, New York City — Organizations: Service, Business Locations: New York City, Boston, Brooklyn, —