She and her husband prioritize experiences over gifts, so they invest for their kids in lieu of toys. They want to teach their children financial literacy and set them up for a secure financial future. For birthdays, I'll make a cake, and instead of buying toys and clothing, I invest money for them to set them up for a more secure financial future. I similarly want to teach my kids financial responsibility and literacy. If you have a unique way of teaching your children financial literacy and would like to share your story, email Jane Zhang at janezhang@businessinsider.com.

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Persons: Nicole Chan Loeb, It's, I've, we'd, I'm, we'll, Roth, We're, Jane Zhang Locations: Boston