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☆ This factor can get your mortgage application denied — even if you're a high earner
▼ + stars: | 2024-12-03 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +4 min

Your debt-to-income ratio is all your money debt payments divided by your gross monthly income. The debt-to-income ratio was the most common reason for a denied mortgage application, at 40%, according to the 2024 Profile of Homebuyers and Sellers report by the National Association of Realtors. Take your total required monthly debt payments, like your monthly student loan or car loan payment. Divide that sum by your gross monthly income, she said. If the lender accepts up to 50% DTI, the borrower may be able to take up a $2,500 monthly mortgage payment.

Persons: Clifford Cornell, Shweta Lawande, Brian Nevins, That's, Nevins, Shaun Williams, Williams Organizations: Financial, Bureau, National Association of Realtors, NAR, Francis Financial, Bay Equity, CNBC, Paragon Capital Management Locations: New York City, It's, Denver

☆ A. Cornelius Baker, Champion of H.I.V. Testing, Dies at 63
▼ + stars: | 2024-11-30 | by ( Richard Sandomir | ) www.nytimes.com time to read: +1 min

A. Cornelius Baker, who spent nearly 40 years working with urgency and compassion to improve the lives of people with H.I.V. and AIDS by promoting testing, securing federal funding for research and pushing for a vaccine, died on Nov. 8 at his home in Washington. Mr. Baker — who was gay and who tested positive for H.I.V. He soon distinguished himself as an eloquent voice for people with H.I.V. A policy wonk and health-care expert, he held positions in the federal government and with nonprofits, including serving as the head of a clinic for the L.G.B.T.Q.

Persons: Cornelius Baker, Gregory Nevins, Baker —, —, ”, Douglas, Brooks, Obama Organizations: National Locations: Washington

☆ Buyers of newly built homes can face a property tax surprise. Here’s why
▼ + stars: | 2024-04-09 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +3 min

With new builds, property taxes can change dramatically after purchase because initial rates are often based on estimates. Why property taxes can jump for new buildsWhen lenders qualify someone for a home purchase, they factor in the principal, the interest payment on the mortgage, homeowner's insurance and property taxes. Instead, mortgage lenders will often use an older tax rate from the area or an estimated tax rate to calculate the owner's monthly payment. watch nowInitially, the homeowner will typically pay the estimated property tax rate into escrow. Depending on the local tax assessment cycle, the county office will eventually assess the value of the new house to determine the actual property tax rate.

Persons: homebuyers, Melissa Cohn, Brian Nevins, Cohn Organizations: Getty, National Association of Realtors, William, Mortgage, Bay Equity

☆ Some U.S. Jewish Groups Ask Parents to Disable Social Media on Children's Phones
▼ + stars: | 2023-10-10 | by ( ) www.wsj.com time to read: +1 min

“We are warning parents to disable social media apps such as Instagram, X and TikTok from their children’s phones,” Rabbi Daniel Nevins, the head of school at Golda Och Academy in West Orange, N.J., wrote to community members Tuesday. “Graphic and misleading information is flowing freely, augmenting the fears of our students.”The Jewish Community Center of Central New Jersey put out similar guidance. “What we’re finding is that people are looking for ways to help, they’re looking for resources,” the center’s executive director, Mike Goldstein, said. Seth Golob, director of the Jackson Religious School and Family Engagement at Sutton Place Synagogue in New York City, told parents that limiting social media “is a tall task, and not one person’s responsibility. However, the stuff coming out is horrific, and all we can do is our part in trying to keep our children safe.”

Persons: “, Daniel Nevins, ”, Mike Goldstein, Seth Golob Organizations: Golda Och Academy, Jewish Community Center of Central, Jackson Religious School, Sutton Place Locations: New York, New Jersey, Israel, West Orange, N.J, Jewish Community Center of Central New Jersey, Sutton, New York City

☆ 5-Minute Morning Yoga
▼ + stars: | 2023-09-06 | by ( Melinda Wenner Moyer | ) www.nytimes.com time to read: +6 min

‌If possible, start your morning yoga routine right after you wake up — and ideally before you reach for your phone, said Laura Schmalzl, a neuroscientist and certified yoga instructor at the Southern California University of Health Sciences. Here is a yoga routine recommended by experts to get your day going. Half cobraRelease your legs and roll onto your chest, allowing your forehead or cheek to rest on the floor. Feel your spine gently stretch as you continue to slowly breathe in through your nose and out through your mouth. It’s also a pose you can return to in any yoga class if you need to rest or reset.

Persons: you’re, ”, Neha Gothe, Laura Schmalzl, Natalie Nevins, ‌, . Nevins Organizations: University of Illinois, Southern California University of Health Sciences, Western University of Health Sciences Locations: University of Illinois Urbana, Champaign

☆ ‘Break Point’ Just Might Be the Best Way to Watch Tennis
▼ + stars: | 2023-07-19 | by ( Jake Nevins | ) www.nytimes.com time to read: +4 min

“By the way,” Tomljanovic says at one point, “do we have a room?” Shortly after his daughter sealed her spot in the final eight of the world’s pre-eminent tennis tournament, Ratko was seen on booking.com, extending their stay in London. This is not the stuff of your typical sports documentary, but it is the life of a professional tennis player. “Break Point,” executive-produced by Paul Martin and the Oscar-winning filmmaker James Gay-Rees, arrived this year as a gift to tennis fans, for whom splashy, well-produced and readily accessible documentaries about the sport have been hard to come by. Perhaps this is because the narrative tropes of the genre tend toward triumphs and Gatorade showers, while the procedural and psychological realities of professional tennis lie elsewhere. The 10 episodes of “Break Point” render tennis unromantically: This is the rare sports doc whose primary subject is loss.

Persons: Ajla, Ratko, Chris Evert, ” Tomljanovic, Taylor Fritz, Paul Martin, Oscar, James Gay, Rees, splashy, Williams, Roger Federer, Rafael Nadal, Novak Djokovic —, Michael Jordan’s, Nas, Isiah Thomas, “, ” Barack Obama, Andre Agassi’s, ”, Stefanos Tsitsipas Organizations: Netflix, Tennis, Michael Jordan’s Chicago Bulls, Gatorade Locations: London, Chicago

☆ Former Paramount Exec David Nevins Tapped as CEO of Independent Production Company North Road
▼ + stars: | 2023-07-06 | by ( Joe Flint | ) www.wsj.com time to read: 1 min

This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com. https://www.wsj.com/articles/peter-chernin-taps-david-nevins-to-help-lead-north-road-as-it-beefs-up-373deab4

Persons: Dow Jones, nevins

☆ Peter Chernin Taps David Nevins to Help Lead North Road as It Beefs Up
▼ + stars: | 2023-07-06 | by ( Joe Flint | ) www.wsj.com time to read: 1 min

Persons: Dow Jones, nevins

☆ Paramount Turned Down $3 Billion-Plus Offer for Showtime From Former Executive
▼ + stars: | 2023-02-28 | by ( Jessica Toonkel | ) www.wsj.com time to read: 1 min

Former Paramount Global executive David Nevins offered to buy Showtime for more than $3 billion in recent weeks but was turned down by Paramount executives, according to people familiar with the situation. Mr. Nevins’s approach, which was backed by private-equity firm General Atlantic, was the latest in a number of offers Paramount has received over the past few years for Showtime, people familiar with the matter said. Other suitors included Mark Greenberg, another former Showtime executive who most recently ran the premium network Epix, and Lions Gate Entertainment Corp., some of the people said.

☆ Showtime to combine with Paramount+, rebrand with new name
▼ + stars: | 2023-01-30 | by ( Lillian Rizzo | ) www.cnbc.com time to read: +3 min

In this photo illustration, Paramount+ (Paramount Plus) logo is seen on a smartphone against its website in the background. Paramount Global is further joining its streaming and cable TV business by combining its Showtime TV network and streaming service, Paramount+. The company said Monday it plans to integrate Showtime's streaming service fully into Paramount+, its marquee standalone streaming platform and response to the streaming wars. As part of this integration, the premium cable TV network, known for shows like "Yellowjackets," "Billions," and "Dexter," will be rebranded as Paramount+ with Showtime. Paramount+ starts at $4.99 a month, and Showtime's streaming service is $10.99 a month.

☆ Showtime chief’s departure signals Paramount is moving forward on its plan to merge streaming services
▼ + stars: | 2022-10-06 | by ( Alex Sherman | ) www.cnbc.com time to read: +2 min

Paramount Global executive David Nevins, who joined Showtime in 2010 and has run the premium network since 2016, is leaving the company at the end of the year. Paramount Global announced Thursday that it's moving Showtime's network business under the leadership of Chris McCarthy, who runs other linear cable networks such as MTV and Comedy Central, and the streaming service under Tom Ryan, who runs Paramount Streaming. The moves come as the company is considering the idea of merging Showtime into Paramount+ and using the network's hit programming to fuel Paramount+ subscriptions, according to people familiar with the matter. The company's goal is to have Paramount+ be one of the five largest global streaming services, along with Warner Bros. "We are always exploring options to maximize the value of our content investment by giving consumers access to great Paramount content — including the iconic, groundbreaking and premium content offerings of Showtime -- across an array of services and platforms," a Paramount Global spokesperson said.

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