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Search resuls for: "Nashira Lynton"


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Look at how much money you're putting into each person with whom you spend time. "When you're reviewing your social spending, really luxuriate in the things that felt good," she says. Let's say you're going to expensive dinners once a month with a friend who makes you anxious. Perhaps it's worth cutting down how much time, and as result how much money, you're spending to maintain that relationship. Bernadette Joy, a self-made millionaire who paid off $300,000 of debt, cut down on social spending by hosting game nights.
Persons: Nashira Lynton, Amanda Clayman, Amanda, Lynton, Clayman, Bernadette Joy, Joy Organizations: Self, Bureau of Labor Statistics
And because my previous bank paid me on Friday, I was, in fact, getting paid two days earlier than I would have if I hadn't switched banks. Even though I'm still only getting paid once every two weeks, I feel less financially strained. So, why does getting paid on Friday prompt higher spending? "Hypothetically [getting paid on Friday] can lead to the thought: 'I get paid and then my money disappears quickly,'" she says. Regardless of why, I know getting paid Wednesdays makes me feel less like I'm living paycheck to paycheck.
Persons: Wells, I'm, Filipe Correia, Lynton, Hal Hershfield, Hershfield, Correia, I'd Organizations: University of Georgia, University of California, Los Angeles Anderson School of Management, CNBC Locations: Wells Fargo, Los
Not all debt is judged equally, at least when it comes to dating, according to a survey of 1,000 adults by Western & Southern Financial Group. Credit card debt, specifically, was the biggest dating deal breaker for millennials. But all respondents, regardless of age, took more issue with credit card debt than student loans or even having a low salary. This might be because of the negative character traits often associated with credit card debt, said Nashira Lynton, an AFC accredited financial counselor. "When you think about the implications that are associated with credit card debt, like high interest rates, irresponsible spending, financial mismanagement, and a lack of self-control, it's easy to understand why this may be considered a deal breaker," she said.
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