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☆ Here's why American men die younger than women on average and how to fix it
  + stars: | 2023-03-01 | by ( Charlotte Morabito | In Charlottemorabito | ) www.cnbc.com   time to read: +2 min
Men die younger than women in the United States, on average. American women had a life expectancy of 79 years in 2021, compared with men's, which was only about 73, according to CDC data. "Across, basically, almost every major cause of death, men are more likely to die than women are." That means there are some steps we can take to work toward helping men live longer. Watch the video above to learn more about why men die younger on average than women and what we can do to change it.
☆ A quarter of Americans are expecting to delay their retirement due to rising consumer costs, according to a new study
  + stars: | 2022-10-13 | by ( Nathaniel Lee | ) www.cnbc.com   time to read: +2 min
And nearly a third of seniors say they either plan to work through the age of 70 or never retire, according to a study by BlackRock. "The United States is definitely facing a retirement crisis," said Nari Rhee, a director of the retirement security program at the UC Berkeley Labor Center. "If you're retired and on a fixed income, inflation really, really hurts," said Rhee. One million dollars in a retirement account just two years ago is worth about $120,000 less when adjusted for inflation, and now, with that financial backdrop, a quarter of Americans say that are expecting to delay their retirement due to rising consumer costs, according to a survey by BMO Harris Bank. Retirees like Juanita Dykes, a former factory worker living in Rural Retreat, Virginia, say more things are becoming impossible to afford.
☆ As a Black woman, I think every person of color should open a Roth IRA to take control of their retirement savings
  + stars: | 2020-10-01 | by ( Christina Cartwright | Stephanie Hallett | Read More | ) www.businessinsider.com   time to read: +6 min
In the US, 401(k)s are the most common retirement savings account. That's created a disparity in retirement saving — just 38% of Black households have retirement savings compared to 63% of white households. As a Black woman, I opened a Roth IRA to take control of my retirement savings no matter what my employer provides — and I think every person of color should do the same. This is a problem, since employer-sponsored 401(k)s are the most ubiquitous form of retirement savings account. A Roth IRA (Individual Retirement Account) is another tax-advantaged retirement account.
Persons: That's, —, Nari Rhee, Dr, Roth, I'd Organizations: Service, National Institute on Retirement Security, IRA, Roth IRA
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