Nadya Lukic | E+ | Getty ImagesMost Americans may not even remember the last time they wrote a check. Only 15% of adults said they wrote a few checks a month in 2023, according to a recent report by GoBankingRates. In fact, in the years since the Covid pandemic, Americans have fully embraced contactless and digital payment methods, while check writing has steadily declined into near-oblivion. Some retailers rule out paper checksAs of July 15, Target joined a growing list of retailers, including the Aldi supermarket chain, Whole Foods, Old Navy and Lululemon, that no longer accept personal checks as payment. So, if personal checks are heading toward extinction, who, if anyone, is affected?

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Persons: Nadya Lukic, Target, Scott Anchin, Anchin Organizations: Getty, GoBankingRates, Aldi, Foods, Navy, Independent Community Bankers of America