I don't have any profound resolutions, but I wonder if there is any advice on how to make realistic ones that I can actually follow? To make resolutions you'll follow through with, start by choosing realistic ones. Rank your resolutions from most to least importantMake your list, pick only the top two, and write them as your New Year's resolutions. This way you'll have a mini internal simulation of how good you are, generally, in accomplishing the type of things other people try to do in a year. The point is that hopefully seeing money being drawn from your account at the end of the year will drive you to make realistic resolutions for the next year.

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