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☆ I became a millionaire at 28 but it took me a long time to find joy in my financial security
▼ + stars: | 2024-11-20 | by ( Kelly Burch | ) www.businessinsider.com time to read: +4 min

She wants her two daughters to break a family cycle and find joy in spending. Even when I immigrated to the US, I couldn't leave my family's money trauma behind. Calling myself a millionaire still feels very strangeThrough careful savings, planning, and good real estate moves, I was a millionaire by the time I turned 28. Now, I focus on the value of the things I'm spending on. I've been thinking about it since before they were born because I wanted to break my family's cycle of passing generational money trauma.

Persons: Hazel Secco, I'd, I've, I'm Organizations: Financial, Disney Locations: Korea, Manhattan

☆ Shyne tried to tell people about Sean ‘Diddy’ Combs for years. People are finally listening
▼ + stars: | 2024-11-18 | by ( Lisa Respers France | ) edition.cnn.com time to read: +5 min

Barrow, Combs and bodyguard Anthony Jones were tried in the shooting in 2001. Combs categorically denies Mr. Barrow’s allegations, including any suggestion that he orchestrated Mr. Barrow to ‘take the fall’ or ‘sacrificed’ him by directing witnesses to testify against him. Combs appreciates the path Mr. Barrow has pursued and wishes him continued success. It is unfortunate that Mr. Barrow has chosen to revisit these allegations. “I’ve healed and I’ve forgiven, I’ve gotten over it,” Barrow said of Combs.

Persons: CNN — Moses “ Shyne ” Barrow, ”, ” Barrow, “, Sean “ Diddy ” Combs, Combs, Barrow, Combs ’, Jennifer Lopez, Anthony Jones, Jones, I’ve, Barrow doesn’t, ’, Mr, “ I’ve, ” “, Shyne Organizations: CNN, Boy Records, Diddy, Club New, ”, Representatives, Hulu Locations: Belize, ” Barrow, New York City, Barrow, New York, ’, Club New York, ‘

☆ A boomer who retired with a $2 million net worth despite working modest jobs shares his advice on retiring comfortably
▼ + stars: | 2024-11-16 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +7 min

AdvertisementAn Idaho couple retired with a net worth of over $2 million by living frugally and making smart investment choices. Richard learned investment strategies later in life after losing thousands in the dot-com bubble. He worked and lived frugally while attending the University of Illinois, which he said cost just $173 his first semester. Advertisement"I haven't been a disciplined, smart investor throughout my life, but I have always lived frugally," Richard said. In retirement, Richard has produced over 70 books about his hometown, American history, and trail guides.

Persons: Richard, weren't, wasn't, it's, I've, He's Organizations: University of Illinois, Air Force, Social, Social Security Locations: Idaho, Illinois, Sacramento, Airbnbs

☆ I moved to Dubai when I became a millionaire at 24. People don't treat me differently here because of my wealth.
▼ + stars: | 2024-11-16 | by ( Kelly Burch | ) www.businessinsider.com time to read: +5 min

He got into sales at 16 and became a millionaire last year at 24. I did sales courses and seminars, which made me better and better with this skill set. Related storiesI was uncomfortable with people treating me differentlyEven before I became a millionaire, I noticed that people started treating me differently. Suddenly, the popular crowd — who never paid attention to me in school — started inviting me out. I didn't like that, and I didn't want to be treated differently because of my wealth.

Persons: Ben Grant, there's, —, I'm, I've, we're Organizations: Learn, Lamborghini, Rover Locations: England, Sunderland, Dubai

☆ Couple has $3 million in assets, but $40,000 in credit card debt due to 'sloppy' financial management, says money expert
▼ + stars: | 2024-11-15 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +4 min

When asked how they racked up so much debt, the couple mentioned emergencies like a flood, a car accident and other unexpected costs. They could feasibly tap their savings and investments to wipe out their credit card debt almost immediately. Yet they also owe $40,000 in credit card debt, they told self-made millionaire and money expert Ramit Sethi on a recent episode of his "Money for Couples" podcast. Even high earners can find themselves under a mountain of credit card debt if they let their spending go unchecked. Then, they can institute a standard operating procedure with rules, such as putting cash windfalls toward their credit card debt or discussing purchases over a certain price.

Persons: Sethi, Megan, Ramit Sethi, Jason, You've, Jason wasn't, it's Organizations: Formula, CNBC

☆ I visited 2 of America's wealth hubs: Scottsdale and Jackson Hole. One was ideal for vacation, while the other seemed better for living.
▼ + stars: | 2024-11-15 | by ( Joey Hadden | ) www.businessinsider.com time to read: +1 min

Wealthy Americans are buying homes in Scottsdale, Arizona, and Jackson Hole, Wyoming. These areas offer natural landscapes, luxury lifestyles, and lower taxes, attracting the rich. I thought Scottsdale felt more livable, and Jackson Hole was a better vacation spot. Scottsdale, Arizona, and Jackson Hole, Wyoming, are two of America's wealthy hot spots known for their natural landscapes, luxury lifestyles, and lower taxes. Meanwhile, the ultra-rich have been hiding out in Jackson Hole for decades.

Persons: Jackson, — Organizations: Service, ., USA, Henley & Partners Locations: Scottsdale , Arizona, , Wyoming, Scottsdale, American, . Scottsdale , Arizona, Jackson Hole

After the viral sensation that was New York City’s Timothée Chalamet look-alike contest, the South Asian guys of the Bay Area also heard their siren call. On Sunday, a Dev Patel look-alike competition drew hundreds of people to San Fransisco’s Dolores Park. “Shoutout to all the Dev Patel look-alikes,” Hundal said in a speech following his win. “If the real Dev Patel shows up, I don’t know who would win, me or him.”Two men attend the Dev Patel lookalike competition on Sunday in San Fransisco. In the South Asian community, excitement is brewing over a Zayn Malik look-alike competition set for Nov. 17 in Brooklyn.

Persons: Dev Patel, Dolores, Millionaire, Jaipreet Hundal, “ Shoutout, ” Hundal, ”, Patel, Sitara Bellam, Tasnim Khandakar, “, ” Bellum, ” Khandakar, Harry Styles, Paul Mescal, Malik, “ I’m Organizations: South, NBC News, NBC, San Francisco Bay Area Locations: New York, San, Jose, San Fransisco, British, Berkeley, U.S, San Francisco Bay, London, Irish, Dublin, Brooklyn, fangirls, Hundal

She says everyone should invest in crypto, but not if you're investing money you can't afford to lose. Exchange-traded funds or mutual fundsExchange-traded funds (ETFs) and mutual funds are a great way to buy into the market without cherry-picking individual stocks, says Tu. Mutual funds, on the other hand, are a group of stocks and other assets typically handled by a fund manager to maximize profits. Real estate investment trustsA real estate investment trust (REIT) is a company that owns, operates, and invests in income-producing rental properties. With some of the best real estate investing apps, you can start investing with as little as $10.

Persons: Wall Streeter Vivian Tu, —, Vivian Tu, doesn't, They're Organizations: Service, Exchange, Mutual, Apple, Disney Locations: YOLO, cryptocurrency

☆ You can work at McDonald's and still become a millionaire, a financial psychologist says
▼ + stars: | 2024-11-09 | by ( Greg Iacurci | ) www.cnbc.com time to read: +8 min

Bernd Vogel | Stone | Getty ImagesBrad Klontz was drawn to financial psychology after the tech bubble burst in the early 2000s. GI: Does this suggest that people, no matter their socioeconomic circumstances, can lift themselves out of poverty if they adopt a rich mindset? A rich mindset puts an emphasis on owning their time versus owning a bunch of stuff. Bradley T. Klontz, Psy.D., CFP, is an expert in financial psychology, behavioral finance and financial planning. You can work at McDonald's your entire life and be a millionaire if you have that mindset.

Persons: Bernd Vogel, Stone, Brad Klontz, Klontz, Adrian Brambila —, Greg Iacurci, That's, I've, It's, I'm, They're, they're, Bradley T, Bradley Organizations: CNBC, Financial Wellness, IRA, BK Locations: McDonald's

☆ I was a teen dad on food stamps. Now that I'm a multimillionaire, teaching my kids to appreciate money is really difficult.
▼ + stars: | 2024-11-06 | by ( Kelly Burch | ) www.businessinsider.com time to read: +5 min

I didn't want to be bouncing checks and living paycheck to paycheck, but I didn't know a way out. AdvertisementNow, I'm a millionaire, and I have to take money into consideration when parenting my kids. I buy my kids cars but save the flashy vehicles for meI want all my kids to earn the things they have. I told him that I love him, but there's no way I'm spending $22,000 on a baseball game. Admittedly, we have a long driveway, but there's no way I'm buying him a golf cart.

Persons: John Wetmore, He's, —, didn't, I'd, I'm, I've, they've, Mercedes Organizations: Force, Service, Little, Ohio State University, GMC

☆ Republican Tim Sheehy will defeat Sen. Jon Tester in competitive Montana race, CNN projects
▼ + stars: | 2024-11-06 | by ( Eric Bradner | ) edition.cnn.com time to read: +2 min

CNN —Republican Tim Sheehy will defeat three-term Montana Sen. Jon Tester, CNN projects, adding to Republicans’ newly won Senate majority. Montana has long been a deep-red state in presidential elections — and every other statewide office is currently held by a Republican. Still, his seat – alongside Democratic-held seats in two other red states, Ohio and West Virginia – was a prime Republican target this year. One big question mark hovering over the race was a ballot measure that would enshrine the right to an abortion in Montana’s constitution. Montana Republicans have pushed and enacted a series of abortion restrictions in recent years but have seen those largely struck down as unconstitutional by state courts.

Persons: Tim Sheehy, Montana Sen, Jon Tester, Republicans ’, West Virginia –, Bernie Moreno, Jim Justice, Tester, Trump, Sheehy, Republican Matt Rosendale, “, —, Joe Biden’s, Roe, Wade Organizations: CNN, Republicans, Republican, Capitol, Democratic, Navy SEAL, Democrats, Democratic National Convention, . Montana Republicans Locations: Montana, Ohio, West Virginia, Afghanistan, Montana’s

☆ I went to Big Sky — the luxurious ski destination that's giving Aspen a run for its money
▼ + stars: | 2024-11-04 | by ( Noah Lederman | ) www.businessinsider.com time to read: +6 min

The Big Sky ski area is still expanding, with more impressive enhancements on the way. Today, however, Big Sky is giving Aspen a run for its money — it's now the third-largest ski area in America. Trams are rare at American ski resorts — there are only 12 in operation across the country, setting Big Sky apart. Big Sky is giving the likes of Aspen a run for its moneyBig Sky has innovative lifts, luxury resorts, and plenty of fine dining. As such, Big Sky may just become the place where the rich and famous choose to play in the winter.

Persons: —, — it's, Bill Gates, Tom Brady, Dan Tosch, résistance, carpaccio, James Beard, Bartenders, cowgirls, we're Organizations: Aspen, Service, Sky, People, Yellowstone Club, Big Sky, Aspen —, — Locations: Big Sky , Montana, Rocky, Aspen , Colorado, America, New York, Montana, Aspen, Dan Tosch Aspen , Colorado

☆ Nick Cannon says he was insecure Mariah Carey was the 'alpha' in their marriage. He's not the only man who's admitted to being jealous of a partner's success.
▼ + stars: | 2024-10-29 | by ( Callie Ahlgrim | ) www.businessinsider.com time to read: +6 min

Nick Cannon recently opened up about feeling insecure during his six-year marriage to Mariah Carey. AdvertisementDuring their six-year marriage, Nick Cannon said he knew what people were thinking: "The kid from Nickelodeon is with Mariah Carey?" As a child star on Nickelodeon's "All That" and its spin-off "The Nick Cannon Show," Cannon was an avowed fan of Carey, who's 11 years his senior. Cannon praised Carey for being "understanding" and "evolved," even while he was struggling with his identity and career. Cannon is far from the only man who's admitted to being jealous of his wife's financial status.

Persons: Nick Cannon, Mariah Carey, Cannon, —, Ray Daniels, Carey, who's, Daniels, — she's, Singer, hasn't, She's, I'm, Mauricio Santana, Jenna Birch, outperforms, Kate Ratliff, they're Organizations: Service, Nickelodeon, VH1, Billboard, The New York Times, Def, Social Psychology, American Psychological Association, University of Florida Locations: Monroe, Sao Paulo, Brazil

☆ She makes $148,000 a year. Her partner makes $29,000. Here’s how it affects their relationship
▼ + stars: | 2024-10-27 | by ( Kamaron Mcnair | In Kamaronmcnair | ) www.cnbc.com time to read: +3 min

At the time of the podcast's recording, Mindy was earning around $148,000 annually while Victor, the owner of a boxing gym, was bringing in $28,800. "And I tell him all the time, step up your game because I don't want to be carrying your weight. She and her boyfriend, Victor, 25, came on Sethi's show to better understand how to handle money as a couple . While love is a deeply important aspect of romantic relationships , it isn't everything — and relying on love alone may not lead to a successful relationship . "It is you being a partner in the relationship…It's getting educated about money because there's a whole language you don't understand about money right now."

Persons: Mindy, Victor, Sethi, she's, We're, We've, Ramit Sethi, —, isn't, It's, I'm

☆ Opinion | Dan Osborn Is Building a Model for Taking on Republicans in Red States
▼ + stars: | 2024-10-25 | by ( Michelle Goldberg | ) www.nytimes.com time to read: +1 min

The first person I met at a Monday night meet-and-greet for Dan Osborn, the independent Nebraska Senate candidate, was a Donald Trump-voting Republican named Joe Hallett. He’d worked, alongside his wife, Sherri, with Osborn at Omaha’s Kellogg plant. Explaining Osborn’s appeal, Joe said, “He’s not a millionaire or anything like that.” Sherri added: “He works hard. We did the same thing.”Neither was a fan of Osborn’s opponent, the Republican senator Deb Fischer. It drew a few dozen people — more Democrats and independents than Republicans — and Osborn stayed to talk and shake hands until the place closed.

Persons: Dan Osborn, Donald Trump, Joe Hallett, He’d, Sherri, Osborn, Joe, “ He’s, ” Sherri, Deb Fischer, “, ”, ” Osborn, Republicans —, Fischer, he’d Organizations: Nebraska Senate, Republican, Republicans Locations: Nebraska, Omaha’s Kellogg, Ashland, Omaha, Washington

☆ How millionaire bankers actually work, according to a former trader
▼ + stars: | 2024-10-22 | by ( Kevin Reilly | ) www.businessinsider.com time to read: 1 min

Gary Stevenson, the author of "The Trading Game," spent his early 20s trading trillions of dollars for Citibank in London and Tokyo. He talks to Business Insider about office culture in Canary Wharf, London; the bosses; and the bonuses. He covers the mindset of profitable bankers, their daily routine, and what leaving the job was like. Now, Gary teaches economics through his YouTube channel, Garyseconomics. For more:"The Trading Game" — US publication"The Trading Game" — UK publicationGary's YouTube channel

Persons: Gary Stevenson, Gary, Gary's Organizations: Citibank, Business, YouTube, BI Locations: London, Tokyo, Canary Wharf , London

☆ Meet the millionaires next door who grew their wealth without a superstar job or get-rich-quick tricks
▼ + stars: | 2024-10-22 | by ( Noah Sheidlower | ) www.businessinsider.com time to read: +11 min

"We aren't flashy with our wealth because money isn't our ultimate goal," one said. Gary said they had an "incredibly average" path to wealth, emphasizing prudent investments and modest living. Some stories of people striking it rich and retiring early include unrelatable circumstances, such as family wealth, entrepreneurship, or a superstar career at the top of the corporate ladder. Lawrence Delva-Gonzalez and his wife grew their net worth from $150,000 in debt in 2012 to $1.3 million in 2024. AdvertisementJustin Hall and his wife now live a nomadic lifestyle after retiring early.

Persons: —, Anthony Drew Gary, Gary, could've, Xiao Yu, Xiao Yu Yu, It's, Yu, they're, it's, Lawrence Delva, Gonzalez, Delva, Justin Hall Organizations: Service, Indiana, Aldi, Federal, Federal Reserve, Marine Corps, Justin Hall Hall, Air Force Locations: Indianapolis, China, Washington, DC, Port, Prince, Haiti, Tallahassee, Virginia

☆ Diddy's children break their silence on his arrest and compare the accusations to 'conspiracy theories'
▼ + stars: | 2024-10-22 | by ( Callie Ahlgrim | ) www.businessinsider.com time to read: +4 min

Sean "Diddy" Combs is awaiting trial on federal charges of sex trafficking, racketeering, and more. AdvertisementAs Sean "Diddy" Combs awaits trial in jail on three felony charges, including sex trafficking, his children are standing united behind their father. AdvertisementThe photo shows all six children with their father, plus Combs' mother, Janice Small Combs; Combs' seventh child, a 1-year-old daughter named Love Sean Combs; and Love's mother, Dana Tran. Combs, the millionaire rap entrepreneur and founder of Bad Boy Records, has been charged with racketeering conspiracy, sex trafficking, and transportation to engage in prostitution. Kim Porter and Sean Combs in 2018 with their four children: D'Lila, Christian, Quincy, and Jessie.

Persons: Sean, Diddy, Combs, —, Quincy Brown, Justin Combs, Christian Combs, Chance Combs, D'Lila Star Combs, Jessie James Combs, Janice Small Combs, Love Sean Combs, Dana Tran, Kim Porter, Sean Combs, Jessie, Charley Gallay, Porter, — Quincy, Jessie — Organizations: Service, Bad Boy Records, Metropolitan Detention, Netflix Locations: New York's, Christian, Quincy

☆ Britain faces warnings of a tech exodus over tax plans ahead of high-stakes budget
▼ + stars: | 2024-10-21 | by ( Ryan Browne | ) www.cnbc.com time to read: +4 min

Last week, U.K. Prime Minister Keir Starmer told Bloomberg that such speculation was "wide of the mark." Several entrepreneurs and investors have warned that the U.K. could face an exodus of technology entrepreneurs as a result of the reported tax changes. Calling the government's plan on capital gains tax the "biggest" issue for entrepreneurs, Stebbings said: "I know fewer entrepreneurs will be here. Not everyone agrees that capital gains tax shouldn't be increased to raise public finances. The analysis found that capital gains tax was not a primary driver of investment decisions, with entrepreneurs more focused on issues like access to financing, market opportunities and broader economic conditions.

Persons: Rachel Reeves, Keir Starmer, Reeves, Giles Andrews, Rishi Khosla, Victor Riparbelli, I've, Adam French, Harry Stebbings, Stebbings Organizations: Britain's, Getty, LONDON, Guardian, Bloomberg, Times, CNBC, Treasury, The Entrepreneurs Network, for Public, Research Locations: British, BADR, Europe, Paris, Berlin, U.S

☆ I became a regular at my local casino when I was unemployed. I networked directly with people in power and landed my next gig.
▼ + stars: | 2024-10-20 | by ( Adam Sheinman | ) www.businessinsider.com time to read: +5 min

When I was unemployed, I decided to visit my local casino in Colorado. In the casino, I was able to network with people in power and even landed a gig. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . You can opt-out at any time by visiting our Preferences page or by clicking "unsubscribe" at the bottom of the email. As an exuberant, gregarious, and genuine person, I was able to connect directly with those in power.

Persons: —, Trey Parker, Parker, Black, I'm, Joe, that's Organizations: Service, YouTube, Society, Casinos Locations: Colorado, New York, Denver, Vegas, Sin City

☆ I'm an Uber and Lyft driver who's worried Tesla's robotaxis will take ride-hailing jobs
▼ + stars: | 2024-10-16 | by ( Jyoti Mann | ) www.businessinsider.com time to read: +5 min

In cities where those companies operate, drivers are already at risk of losing earnings or seeing an impact on their income. I think drivers in Austin and Atlanta will be in a similar position next year as Waymo has plans to launch there, too. AdvertisementEven though I'm driving for Uber and Lyft full-time, it was never meant to be a full-time gig. One of the main reasons I'm an Uber and Lyft driver is to be debt-free. I think Uber wants to be the central hub for all transportation, even if that means it eventually replaces human drivers entirely.

Persons: Tesla's, Tristan Thomas, Thomas, —, Tesla, Elon Musk, I'm, Waymo, Uber, Lyft, there's, I've, Elon Organizations: Business, Service, Drivers Locations: Cruise, San Francisco , Los Angeles, Phoenix, Austin, Atlanta

☆ What's next in Diddy sex-trafficking case: possible gun and drug charges, a gag order, and a bail decision
▼ + stars: | 2024-10-16 | by ( Laura Italiano | ) www.businessinsider.com time to read: +9 min

In the coming days, their efforts may yield a new indictment, a gag order, and a bail decision. Federal prosecutors have signaled they are looking at weapons and drug charges. Combs' indictment alleges he gave ecstasy, ketamine, GHB, and other so-called party drugs to his victims "to keep them obedient and compliant." Federal prosecutors say this is one of three AR-15 rifles with defaced serial numbers seized from Combs' residences in March. They have yet to file a response to Combs' bail appeal.

Persons: Sean Combs isn't, —, Sean, Diddy, Combs, Here's what's, Emily Anne Johnson, Johnson, Arun Subramanian, Marc Agnifilo, Agnifilo, Cassandra, Cassie, Ventura, preemptively Organizations: Service, Manhattan, US, Office, Southern District of New York, Southern District of New York Prosecutors, Bad Boy Records, Combs, Prosecutors, of Homeland Security, TMZ, Intercontinental, CNN Locations: Brooklyn, Manhattan, Miami ., Southern District, Los, Florida, Miami, LA

☆ 39-year-old self-made millionaire and former recruiter: 4 things confident negotiators do that help them succeed
▼ + stars: | 2024-10-15 | by ( Bernadette Joy | ) www.cnbc.com time to read: +5 min

I know this because I do pay ranges for other people's jobs, and I am well below the median. These tips — my top negotiation secrets as a former recruiter — should help you approach this process with confidence. How do you pick that specific number? When you ask for a specific number, the other party will assume you've done your homework. They almost always include words that would sound awkward or stiff if you read your résumé out loud.

Persons: —, you'll, I've, Bernadette Joy, Bernadette Organizations: YouTube Locations: pizzazz

☆ 33-year-old brings in an average of $20,910 a month as a voiceover artist: Some days ‘I'm working 4 hours’
▼ + stars: | 2024-10-15 | by ( Gili Malinsky | ) www.cnbc.com time to read: +4 min

She'd never considered voiceover work but "I have sort of a policy in my life," she says, "which is, if something is interesting, I say yes to it." She ended up booking the role, which covered the cost of her rent, she says, and realized voiceover work could be a good moneymaking avenue. Carroll has since built up a robust, full-time career as a freelance voiceover actor. "In my first year on Fiverr," Carroll says, "I think I made, like, $60,000. 'Minimum every day I'm working four hours'Carroll has now made nearly $1 million on Fiverr through her work.

Persons: Victoria Carroll, Carroll, Theresa, She'd, I've, Coke, who's, She's Organizations: Apple, Nike, National Geographic, Adidas, Pepsi, Google, Shure, Victoria, Victoria Carroll Demand Locations: London, New York, L.A, Czech Republic, Prague, Fiverr

☆ I'm a multimillionaire and father of 3. I'll pay for my kids' college, but I didn't mind when my middle son decided it wasn't for him.
▼ + stars: | 2024-10-13 | by ( Kelly Burch | ) www.businessinsider.com time to read: +6 min

He lives on a farm, and says farm work shows his sons delayed gratification. I continued to build my real estate portfolio, and also created software to support others in the real estate business. I invest in real estate and run multiple companies, including a real estate investing course that uses software I developed. My middle son enrolled in college and completed two years before realizing college wasn't for him. He took my real estate investing courses, and I gave him free access to our software (which normally costs $100 a month) so he could build his real estate portfolio.

Persons: Greg Clement, Clement, —, I've, it's Organizations: Service, Health Locations: Ohio

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