Top related persons:
Top related locs:
Top related orgs:

Search resuls for: "Michelle Lambright"


5 mentions found


But it's possible to help your child build a solid credit profile without putting your own credit health on the line. Remember, if an authorized user account is added to your child's credit reports, it has the potential to boost or damage your child's credit scores. A student credit card or a secured credit card can potentially be a good fit for young people who want to establish credit on their own. Can my child build credit without a credit card? Yes, you can build credit for your child without a credit card by using other methods like student loans and certain types of utility payments.
Persons: you'll, it's, you've, they're, It's Organizations: Social, American, Self Locations: Equifax, Chevron
How to read a credit report
  + stars: | 2024-07-19 | by ( Michelle Lambright Black | Paul Kim | Read More | ) www.businessinsider.com   time to read: +11 min
It's important to review your credit reports often to check for mistakes, and to do that you need to know how to read a credit report. Because your credit matters so much, it's important to keep a close eye on your credit reports from all three major credit bureaus — Equifax, TransUnion, and Experian — and learn how to read a credit report. How to read a credit reportMost credit reports are broken down into sections that make your information easier to understand and digest. InquiriesThe final part of your credit report, known as the inquiry section, contains a list of who has accessed your credit report in the last 24 months. Editor's Rating 4.6/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.7/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Editor's Rating 4.6/5 A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star Learn more On Aura's website Learn More Learn more On IdentityForce's websiteDisputing incorrect informationUnfortunately, errors and fraud wind up on credit reports all the time.
Persons: , Experian —, You'll, you've, You've, they're, haven't Organizations: Visa, Card, preapproved, Credit Monitoring, Chevron, Federal Trade Commission Locations: AnnualCreditReport.com
Can You Pay a Mortgage with a Credit Card?
  + stars: | 2023-10-18 | by ( Michelle Lambright Black | ) www.wsj.com   time to read: +10 min
“Eventually something is going to blow up.”That said, paying your mortgage with a credit card can make sense in a few circumstances, such as when you’re trying to earn a credit card sign-up bonus. How to pay your mortgage with a credit cardIn general, mortgage companies and mortgage loan servicers do not accept credit cards as a form of payment. If you plan to buy gift cards with your credit card and use them to pay your mortgage, it’s important to review your credit card issuer’s policies first. Most people consider paying their mortgage with a credit card for one of two reasons—they want extra time to make their mortgage payments or they want to earn credit card rewards. Potentially, yes: You want to earn credit card rewardsThere is one scenario where paying a mortgage with a credit card may make sense.
Persons: Michelle Lambright, , Jeff Rose, Plastiq, it’s, LaToya, , You’re, Cash, Kevin Payne Organizations: Mastercard, Western Unions, Chase, Capital, Federal Reserve Locations: Plastiq, Birmingham, It’s
You can help your child establish and build credit without taking on the dangers of co-signing for a loan or credit card. Call your card issuer and ask for your son or daughter to be added onto your credit card as an authorized user. If so, he or she may be able to open a credit builder loan to help establish some credit. A student credit card or a secured credit card can potentially be a good fit for young people who want to establish credit on their own, without the need for a co-signer. Some options to consider include:Discover it Student Cash BackWells Fargo Cash Back College CardBank of America Travel Rewards Credit Card for StudentsPetal CardSecured credit cards: Another option your child might want to consider is a secured credit card.
It's important to review your credit reports often to check for mistakes, and to do that you need to know how to read a credit report. You're normally allowed a free credit report from each of the three major credit bureaus annually, but you can get them weekly until the end of 2023. Because your credit matters so much, it's important to keep a close eye on your credit reports from all three major credit bureaus — Equifax, TransUnion, and Experian — and learn how to read a credit report. However, you can get a free copy of your credit report every week from each credit bureau up until December 31, 2023 as a result of the COVID-19 pandemic. InquiriesThe final part of your credit report, known as the inquiry section, contains a list of who has accessed your credit report in the last 24 months.
Total: 5