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☆ I thought I wanted to buy a house, but seeing nearly 80 homes in 9 months convinced me to spend my money on something more important
▼ + stars: | 2023-06-13 | by ( Michelle Chikaonda | Stephanie Hallett | Read More | ) www.businessinsider.com time to read: +6 min

Our experts answer readers' personal loan questions and write unbiased product reviews (here's how we assess personal loans). I took out a personal loan to consolidate my debt, but didn't plan to pay it off years early. See if you're prequalified for a loan without impacting your credit score »Get the latest tips you need to manage your money — delivered to you biweekly. I realized I could pay off my personal loan long before the term expiredMy late-2020 pause rolled into early 2021, and then solidly into the spring. Next Step: See if you're prequalified for a loan without impacting your credit score »This article was originally published in September 2021.

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Medical debt like this is one kind of unsecured debt, which goes away if it isn't covered by the estate. My mother and I laughed bitterly as we sat together at the dinner table, in horrified awe at the absurdity of our essentially being billed for my father's death. Unsecured debts generally remain the property of the deceasedUnsecured loans include most credit card debt, student loans, personal loans, and medical bills. Handling a loved one's debts in the wake of their passing can feel daunting, and even retraumatizing. I discovered in the wake of my father's death just how bureaucratically difficult it is to make the biological fact of a loved one's death a legal one — especially regarding their debts.

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