In 2018, my husband and I had nearly 5 times more credit card debt than the average US household. By spring 2019, we'd paid off our smallest revolving balance credit card and were debt-free by 2021. AdvertisementIt was 2018, and I was in my late 20s, married, a mother of three, and swimming in $32,000 of credit card debt — the average American household at that time had about $6,832. I'd send huge lump sum credit card payments, only to turn around and swipe for groceries. AdvertisementWe tackled our debt with the snowball effectWe had paid off our smallest revolving balance credit card by spring 2019.

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Persons: we'd, I'd, Marie Kondo's, Marie Kondo, unfollowing, Dave Ramsey's Organizations: Marie Kondo's Netflix, Facebook