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☆ 'I was financially healthy and emotionally bankrupt,' says Harvard MBA: How 'joy-based spending' helped her feel rich and happy
▼ + stars: | 2023-08-30 | by ( Aditi Shrikant | ) www.cnbc.com time to read: +1 min

Despite being financially well-off, many Americans feel they don't have enough money. One in four people who earn at least $175,000 a year describe themselves as either "very poor," "poor," or "getting by but things are tight," according to a recent Bloomberg survey of 1,000 Americans. This incongruence between salary and happiness might be the product of spending money on all the wrong things, says Manisha Thakor, author of the recently released book "MoneyZen: The Secret to Finding Your 'Enough.'" "I was financially healthy and emotionally bankrupt," she says. There are three tools, which she describes in her book, that have helped her embrace what she calls "joy-based spending."

Persons: Manisha Thakor, Aston Organizations: Bloomberg, Bugatti Locations: Aston Martin

☆ Harvard-trained financial expert: How to let go of 'self-sabotaging beliefs and habits around money'
▼ + stars: | 2023-08-09 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +5 min

Thakor, a certified financial planner and a chartered financial analyst who has an MBA from Harvard, wants to help people shed work addiction and "self-sabotaging beliefs and habits around money, careers [and] accomplishments." And you feel almost compelled in a subliminal, toxic way to keep chasing after these things. ATS: Can you explain the Buddhist concept of the hungry ghosts and how it's connected to the feeling of "never enough?" My argument is that it's because people are experiencing the symptoms of a society that's been built on this false belief that the answer to our collective angst is pursuing more money, work and more prestige. Those things turn us into hungry ghosts because they have no finish line — you can never get enough of them.

Persons: Manisha Thakor, Ana Teresa Solá, it's, they're, — Organizations: Getty, World Health Organization, International Labour Organization, Harvard, Finance, Workers, Bank of America, ATS Locations: overworking, U.S

☆ Harvard expert: Use this formula to improve your life satisfaction and your relationship with money
▼ + stars: | 2023-08-07 | by ( Cheyenne Devon | ) www.cnbc.com time to read: +1 min

She herself had spent most of her life on that hamster wheel, she notes, while working in the financial services industry. That can lead to feeling unsatisfied with your life despite your accomplishments and how much money you've earned, she says. "In the absence of emotional well-being, incremental money above and beyond what you need doesn't increase your life satisfaction," she says. But it does help to have confidence and clarity about your relationship with money and the role you want it to play in your life. With that in mind, Thakor recommends a better equation: Financial health + Emotional wealth = Money Zen.

Persons: Manisha Thakor, you've, Thakor Organizations: Harvard Business School, CNBC

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