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Bridgette Bello thought she’d taken proper precautions to protect against Florida’s notorious hurricanes, having purchased flood insurance as well as a separate hurricane-specific policy, in addition to her regular homeowners coverage. That’s because flooding caused much of the property damage — and most homeowners insurance policies do not cover any flood impact. A resident cleans the front of his mobile home in Sarasota, Fla., on Oct. 10 after Hurricane Milton. Eva Marie Uzcategui / The Washington Post - Getty ImThe insurance industry is categorizing Hurricane Helene as an almost entirely flood-driven event. The National Flood Insurance Program (NFIP), the government-backed plan covering 95% of flood insurance policyholders in America, only covers losses up to 50% of what it deems a property to be worth — not including the land that the property sits on.

Persons: Bridgette Bello, she’d, Helene, —, Milton, Bello, ”, “, Rick Tutwiler, Hurricane Milton, Eva Marie Uzcategui, Amy Bach, Mark Friedlander, Friedlander, adjusters, ” Friedlander, ” Patti Drew’s, Deborah, Drew, didn’t, “ I’m, Shane Ostrander, Ostrander, Kathleen Flynn, she’s, Martin Weiss, Weiss, Chip LaMarca Organizations: Associates, NBC, Hurricane, Washington Post, Insurance Information Institute, Federal Emergency Management Agency, FEMA, Flood Insurance, NBC News, “, Broward County Republican Locations: Madeira Beach, Tampa, Milton, Florida, Sarasota , Fla, “, Punta Gorda, Florida’s, Charlotte County, America, Fort Pierce, Fla, Orlando, Broward County

Debris removal continued throughout the state as officials urged residents to prepare for the worst and heed evacuation orders. “If you’re in the path of Hurricane #Milton, the time to act is NOW,” the Federal Emergency Management Agency posed on X. A member of the Florida Army National Guard removes debris in St. Petersburg on Monday ahead of Hurricane Milton's expected landfall. In Sarasota County, officials warned residents not to let their guards down and ordered evacuations for the barrier islands and for people in mobile or manufactured homes. “We take it serious, but we are not getting too excited about it.”Jesse Kirsch reported from Sarasota, Florida; Dana Griffin from Naples Beach, Florida; Chase Cain, from Orlando, Florida; and Alicia Victoria Lozano from Los Angeles.

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Floodwaters in the area of Gulfport, Fla., on Thursday, ahead of Hurricane Helene. Helene, a Category 4 hurricane, made landfall near Perry, Fla., some 200 miles north of Tampa. All three storms put wide swaths of the Tampa Bay region underwater, though none more than Helene, which brought storm surge into neighborhoods that had not seen such flooding in decades — or ever. Credit... Nicole Craine for The New York TimesImage Shore Acres, a flood-prone enclave on the edge of Tampa Bay in St. Petersburg. He would soon add another at three feet, to mark the amount of water that had flowed into his shop from Helene.

Persons: Hurricane Helene, Living, Helene, Idalia, Debby, ” Mimi Wills, I’ve, Nicole Craine, ”, Kento Kawakami, Meghan Martin, Hurricane Idalia, Jane Castor of, Ms, Castor, Gina Ryals, The New York Times “ I’m, “, Chris Wilkerson, Michael Childress, Nancy Otto’s, Hurricane, Nancy Cotto, Cotto, Becki Weber, Ian, Anthony Altman Jr, Scott McIntyre, The New York Times “, Mike Cannon, Pete Beach, Michael Morton, Mr, Morton, Chris Grant, Grant, ” Mr, ” Emily Cochrane, Jennifer Reed Organizations: Hurricanes, Hurricane, Fla ., The New York Times, Tampa General Hospital, “, Idalia, The New York, Shore, Fort Myers, ., Vermont Urban, Task Force Locations: Gulfport, Fla, Hurricane, Tampa Bay, Florida, Mexico, Tampa, Perry, South Tampa, Clearwater, Fla . Credit, Asheville, N.C, Florida , Georgia, North Carolina, South Carolina, Virginia, Atlanta, Erwin, Tenn, St . Petersburg, Old Port Tampa, Davis, downtown Tampa, Shore, Jane Castor of Tampa, St, Petersburg, Credit, Pinellas County, Hillsborough County, Fort Myers Beach, Crystal, Helene, Crystal River, Madeira Beach, Vermont, Fort Myers

☆ Florida: Category 3 Hurricane Idalia threatens to hit state as an even stronger storm Wednesday, and conditions are already deteriorating
▼ + stars: | 2023-08-30 | by ( Nouran Salahieh | ) edition.cnn.com time to read: +7 min

It could be the first major hurricane at Category 3 or stronger to hit the Big Bend region. ET, with sustained winds 120 mph winds that are projected to grow stronger as it approaches the state, the hurricane center said. Tampa, well south of the projected landfall area, was also bracing for Idalia’s wrath and seeing storm surge beginning to flood streets Tuesday. • Much of Florida under state of emergency: DeSantis has issued an emergency declaration to 49 of 67 Florida counties. “Idalia is likely to still be a hurricane while moving across southern Georgia, and possibly when it reaches the coast of Georgia or southern South Carolina on Wednesday,” the hurricane center said Tuesday evening.

Persons: Idalia, “, Ron DeSantis, DeSantis, ” DeSantis, ” Perry, Lee Bercaw, ” Bercaw, Jamie Rhome, Mayor Heath Davis, Levy, •, Florida won’t, “ Idalia Organizations: CNN, National Guard, National Hurricane Center, Fort Myers, National Weather Service, Florida, Florida Gov, Big, National Oceanic, Atmospheric Administration, Tampa Police, Mayor, Florida Gulf, • Travel, Tampa International Airport, Pete, Clearwater International, •, Guard, Pasadena Hospital, HCA, HCA Florida Trinity West Hospital, HCA Florida West Tampa Hospital, Tampa General Hospital, Florida Department of Corrections, Carolinas, North Carolina Locations: Florida’s, Big Bend, Bend, Cedar Key , Florida, Madeira Beach, Fort, Fort Myers Beach, Tallahassee, Apalachee, Panhandle, Taylor, Florida, Idalia’s, Perry, Tampa, Florida Gulf Coast, Alachua, Baker, Citrus, Dixie, Franklin, Gilchrist, Gulf, Hamilton, Hernando, Hillsborough, Jefferson, Lafayette, Leon, Madison , Manatee, Marion, Nassau, Pasco , Pinellas, Putnam, Sarasota, Suwannee, Sumter, Union, Volusia, Wakulla, HCA Florida, Georgia, South Carolina, North, North Carolina

☆ Florida attorney who opposed state helmet law dies in motorcycle crash while not wearing one
▼ + stars: | 2022-10-26 | by ( Minyvonne Burke | Minyvonne Burke Is A Senior Breaking News Reporter For Nbc News. | ) www.nbcnews.com time to read: +2 min

Friends are speaking out after a Florida attorney who fought state helmet laws died in a motorcycle crash while not wearing one. "He was a guy that you went to for advice," Gary Pruss told the Tampa Bay Times. Smith had spent over a decade fighting Florida laws that required the use of helmets, according to the Tampa Bay Times. He represented a number of clients who violated state motorcycle requirements in court cases that have been credited with helping to overturn the helmet law. As a result of the case, the Pinellas Sheriff’s Office briefly stopped enforcing the state’s helmet law after a judge dismissed the person's citation.

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