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☆ Your election questions, answered
▼ + stars: | 2024-10-19 | by ( Zachary B. Wolf | ) edition.cnn.com time to read: +26 min

They ranged from questions about the Electoral College to specific inquiries about why ballots in some counties look the way they do. We’ll add answers to new questions weekly until the election and also send them out to the What Matters newsletter audience. CNN did not project that President Joe Biden would win the 2020 election until four days after Election Day. -- Linda in WashingtonThere were a lot of questions about the Electoral College, which should frustrate people on both sides of the aisle. I’m not including the election of 1800, even though it resulted in a tie in the Electoral College.

Persons: I’ve, Debbie, Ariel Edwards, Levy, Read, they’ve, Will, Trump, Dennis, Donald Trump, don’t, faithless, Sen, Bernie Sanders of, Ron Paul of Texas, Jeanette, Elon Musk, –, Democrats –, Elena, you’re, that’s, you’ve, Harris, Kamala Harris, CNN’s KFile, it’s, Ron, CNN’s Tami Luhby, Joe Biden, Hillary Clinton, George W, Bush, Jennifer Agiesta, what’s, we’re, hasn’t, noncitizens, Critics, doesn’t, Sheila, Nicole Unzicker, Unzicker, Terry I’m, Harvey Let’s, Doug Sosnik’s, Patricia, Al Gore, Rutherford B, Hayes, Samuel Tilden, Tilden, John F, Kennedy, Richard Nixon, James Garfield, Winfield Hancock, I’m, Sandra, Jack Smith, Julie Organizations: CNN, Electoral College, Washington, Puerto Rican, Social Security, Electoral, Library of Congress, Elon, Democrats, Trump, Colorado Presidents, Security, Federal, Republican, Heritage Foundation, Dominion, Senate, White, Democratic, Lumina Foundation, Supreme, eventual, Michigan Trump, Gallup Locations: Florida, Madison, Chad, Virginia, Michigan, Puerto Rico, Guam, Minnesota, Washington, DC, Puerto, Congress, Bernie Sanders of Vermont, Pennsylvania, Colorado, South Carolina, United States, California, Harris, Georgia, North Carolina, . Pennsylvania, Missouri, North Dakota, California , Maryland, Vermont, Washington ,, Ohio, Butler County, Texas, New York, It’s, today’s America, New Hampshire

☆ Why education level has become the best predictor for how someone will vote
▼ + stars: | 2024-10-14 | by ( Zachary B. Wolf | ) edition.cnn.com time to read: +5 min

The education gap grows“The biggest single, best predictor of how someone’s going to vote in American politics now is education level. The real swing votersTo the extent that traditional swing voters are persuadable in this election, Sosnik argued they might be people like political independents or Nikki Haley Republicans. But there’s a second group of swing voters Sosnik argued is even more important. For Trump, these are non-college-educated White voters in general, particularly men, who “if they vote, you know they’re going to vote for Trump,” he said. Young voters, who are less reliable to cast ballots, also fall into this second type of swing voters, Sosnik said.

Persons: Roe, Wade, Donald Trump, Kamala Harris, Doug Sosnik, Bill Clinton’s, ” Sosnik, David Chalian, Sosnik, “, “ that’s, ”, Louis, Joe Biden, Trump, Harris, Nikki Haley Republicans, there’s, That’s Organizations: Washington CNN —, Rural, Democrats, Democratic, CNN, Democratic Party, Republican Party, Federal Reserve Bank of St, White, Lumina, Trump, Young, “ Republicans, Republican Locations: Pennsylvania, Michigan, Wisconsin, Georgia, North Carolina, Arizona, Nevada, Utah

☆ Meet the millennials who got student-loan forgiveness and now have the freedom to save for retirement, grow their families, and consider going back to school
▼ + stars: | 2024-08-14 | by ( Ayelet Sheffey | Katherine Tangalakis-Lippert | ) www.businessinsider.com time to read: +17 min

Scott M. Smith, 40, wasn't expecting student-loan forgiveness. Scott M. Smith, 40, received student-loan forgiveness through PSLF. AdvertisementThe freedom to go back to schoolFor Paul Smylie, 39, student-loan forgiveness means something else. Smylie's student-loan forgiveness is giving him the financial freedom to consider doing just that. In a rule first established under President Barack Obama, any student-loan borrower who can prove they are totally and permanently disabled is eligible for student-loan forgiveness.

Persons: Scott M, Smith, wasn't, — Smith, servicer, hadn't, —, who's, PSLF, Joe Biden's, Millennials who've, Zers, millennials —, Gen Xers —, Paul Smylie, Smylie, Gen Xers, Chloe Moore, Financial Staples, Keenan Casey, CiCora Leigh, Leigh, Cicora Leigh, Barack Obama, Beverley —, Beverley, Grayson Hofferber, Hofferber, they'll, that's, someone's, Casey Organizations: Service, Public, Business, Education Department, Federal Reserve, SAVE, Appeals, Associated Press, Gallup, Lumina Foundation, millennials, Financial, Army, University of Mississippi, Veterans Affairs, BI, Millennial Wealth Management Locations: Mississippi, Beverley, forbearance, deferment

☆ The key to earning more money, switching careers, and getting sober for this millennial: going back to college at 32
▼ + stars: | 2024-07-13 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +5 min

It's not an exaggeration to say going back to school changed Erin Vaughan's life. Advertisement"It is truly one of the hardest things I've ever done, but the most rewarding thing," Vaughan told Business Insider. AdvertisementShe's among a growing number of older adults who have decided to return to school later in life to give themselves another shot at higher education. On top of that, a report from Gallup and the Lumina Foundation on the state of higher education in 2024 found that "adults' interest in pursuing some form of higher education is at the highest level" the organizations ever recorded. The high cost of college is also a key factor as to why many Gen Zers have chosen to skip higher education altogether, instead choosing to pursue careers that do not require college degrees.

Persons: It's, Erin Vaughan's, Vaughan, —, I've, she's, hasn't, doesn't, Xer, Zers Organizations: Service, Business, BI, National Bureau of Economic Research, Gallup, Lumina Foundation, Vaughan Locations: Los Angeles

☆ Meet the 40-year-old freshmen: Millennials explain why going back to college is worth it for their paychecks and career — and why they might get more out of it than their Gen Z peers
▼ + stars: | 2024-06-29 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +9 min

These include insufficient money to pay for college right out of high school and, "especially for women, family constraints." "What happens when people have kids right after high school that would keep them from going to college? After graduating from high school, Jones briefly enrolled in some English courses at a university but dropped out, saying he didn't have a focused mindset at the time. I haven't dealt with who I am or where I am in life," Jones told BI. According to a recent report from Gallup and the Lumina Foundation on the state of higher education in 2024, "adults' interest in pursuing some form of higher education is at the highest level" the organizations ever recorded.

Persons: Laura Rodgers, Rodgers, she's, I'm, Laura Rodgers Rodgers, she'll, Pauline Corblet, New York University Abu Dhabi, Corblet, it's, Alexander Jones, Jones, wasn't, Alexander Jones Jones, didn't, Josh Becker, He's, Becker, Matt, Matt —, — Organizations: Service, Business, National Center for Education Statistics, National Bureau of Economic Research, New York University, Deloitte, Gallup, Lumina Foundation Locations: New York University Abu

☆ A Gen Xer got $110,000 in student loans forgiven after he'd paid off more than he borrowed. It's allowed him to scrap his plans to work part-time in retirement.
▼ + stars: | 2024-06-10 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +6 min

The Biden-Harris Administration has forgiven your federal student loan(s) listed below with Aidvantage in full." My wife's an assistant principal, and I'm a retired assistant principal, but now I don't worry about crushing debt," Perry said. Related storiesPerry was planning on going into substitute teaching to continue supplementing his income during retirement while he made his student-loan payments. Have your student loans been forgiven? Do you have a different experience with student debt?

Persons: —, Steven Perry, Perry, he's, Harris, I'm, let's, Kris Neilson, that's, Zers, we've Organizations: Service, Business, Public, Harris Administration, Education Department, BI, Gallup, Lumina Foundation Locations: PSLF, forbearance

☆ A Gen Xer who went back to school in her 50s explains why taking on student loans to advance her career was worth it — even if it means retiring later
▼ + stars: | 2024-05-20 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +5 min

Neilson, 59, went into retail management after earning a general studies degree with a business concentration. "The money that I would like to be able to contribute to a retirement account is going to go instead to pay student loans." BI has previously spoken to some other older adults who have struggled with career progression later in life. For example, Crystal, a 62-year-old, never received a college degree, and it's kept her from progressing in the workforce. "With my age, I was just not attractive on paper, and not having a college degree was always a factor, too," Crystal said.

Persons: Kris Neilson's, Neilson, it'll, She'll, I'm, it's, Crystal Organizations: Service, BI, National Bureau of Economic Research, Gallup, Lumina Foundation Locations: Neilson

☆ Over half of Gen Z and millennials are living paycheck to paycheck — and college is one of the first things they're cutting from their budgets
▼ + stars: | 2024-05-15 | by ( Ayelet Sheffey | Juliana Kaplan | ) www.businessinsider.com time to read: +5 min

Younger workers are foregoing higher education as costs continue to remain top of mind — and the value of a college education isn't what it used to be. On Wednesday, Deloitte released a survey on Gen Z and millennial attitudes toward the world and their financial conditions. That comes as over half of Gen Z and millennials are living paycheck to paycheck, per the report — a continued trend among younger workers. For both Gen Z and millennials, the cost of living is their top concern, with Gen Z also concerned about potential unemployment. Still, younger adults' perceptions toward higher education seem to skew away from overall attitudes toward a postsecondary degree or credential.

Persons: Gen, millennials, Zs, Elizabeth Faber, Gen Z, Faber, YouGov, hasn't, they're Organizations: Service, Deloitte, Business, Deloitte Global Chief People, Gallup, Lumina Foundation

☆ Student-loan borrowers have delayed buying a home or car, having kids, and getting married because of their debt — even for those with balances smaller than $10,000
▼ + stars: | 2024-04-17 | by ( Ayelet Sheffey | ) www.businessinsider.com time to read: +1 min

A new Gallup and Lumina Foundation report delved into the impact of college costs on adults' lives. It found that student-loan borrowers often delay key milestones, like having kids, because of the debt. Even borrowers with balances smaller than $10,000 have pushed off life events. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . AdvertisementMany student-loan borrowers—even those with relatively small balances — can't progress in life because their debt is holding them back.

Persons: —, weren't Organizations: Gallup, Lumina Foundation, Service, —, Wednesday, Lumina, Business

☆ Student debt is haunting Americans from graduation to retirement
▼ + stars: | 2024-04-16 | by ( Allison Morrow | ) edition.cnn.com time to read: +7 min

“I’ve had to just put all of my dreams aside and focus on surviving day to day,” Jes Evans, 35, told CNN. Many who responded said they were nearing retirement age but couldn’t imagine being able to stop working, saying they would take their debt to their grave. The White House has forgiven a staggering $153 billion in federal student loan debt, giving a financial lifeline to millions of borrowers. Davis graduated from chiropractic college in 1986, with about $30,000 in debt from federal student loans. He isn’t bitter about it, and he’s not counting on a magic wand to come and zap his debt away.

Persons: —, “ I’ve, ” Jes Evans, Evans, ” Evans, ”, Courtney Brown, they’re, ” Brown, Brown, “, Gallup, Josh, He’d, ” Josh, he’s, Amy Coody, she’s, that’s, I’m, Ralph Davis, Davis, ’, ” Davis Organizations: New, New York CNN, Gallup Lumina, CNN, United States, Lumina Foundation, Biden, Department of Education, Public Locations: New York, Pittsburgh, United, Oregon, Wetumpka , Alabama, Savannah , Georgia

☆ Opinion | Who Would Want to Go to a College Like This?
▼ + stars: | 2024-03-28 | by ( Tressie Mcmillan Cottom | ) www.nytimes.com time to read: +3 min

The bill is similar to Florida’s ban on diversity, equity and inclusion initiatives in public colleges, which was signed into law last May. This political theater lifts up a caricature of college, one on which coddled minds are seduced into liberal ideas. If states become hostile to students’ values, those students could choose to go elsewhere or to forgo college altogether. Part of a larger survey about students’ experiences of higher education, the report left me with one major takeaway: The national debate about so-called woke campuses does not reflect what most college students care about. They underscore how unhinged our national debate over higher education has become and how misaligned Republican-led public higher education systems are with the bulk of college students.

Persons: “, haven’t Organizations: Higher Education, Republican, Bills, Public, Lumina Foundation, Gallup Locations: Florida, Alabama

Research suggests that higher education correlates with higher earnings. In four states, more than 60% of working age people had some form of post-high school education – exceeding the foundation’s broader goal. Nevada landed at the very bottom of the list, with an educational attainment rate of 42.7%. In the most recent version of the rankings, Massachusetts, Colorado and Vermont were ranked the highest for educational attainment. Post-high school educational attainment percentages for Black, Hispanic, Latino and Native American adults were all far below the national average, according to the report.

Persons: ” Courtney Brown, “ Organizations: Lumina Foundation, Research, U.S . Bureau of Labor Statistics, Lumina Foundation’s, Census, Survey, Washington . Washington , D.C, Lumina, U.S . News, American Locations: Indiana, United States, U.S, Kentucky, Rhode Island, . Alabama , Colorado , Florida, North Carolina, Colorado, Massachusetts, Utah, Minnesota, Vermont, Virginia , New Jersey, Washington . Washington ,, Puerto Rico, Nevada, Alaska, Louisiana, Tennessee, Mississippi, Alabama, Arkansas, West Virginia

☆ The Supreme Court’s affirmative action ruling could hurt the job prospects for candidates of color
▼ + stars: | 2023-06-30 | by ( Chandelis Duster | ) edition.cnn.com time to read: +6 min

CNN —The Supreme Court’s landmark decision shooting down affirmative action could hurt the college-to-career pipeline many companies lean on to diversify their ranks. The Supreme Court’s Thursday ruling could make it even harder for those efforts to bear fruit. Elite schools offer opportunities like networking, graduate resources and mentoring, as well. Not being admitted to elite schools could thus harm many candidates of color. Legal, medical fields still lack diversityIn the legal profession, for example, law schools are key for the pipeline to clerkships and even judgeships.

Persons: ”, Cara McClellan, McClellan, White, Joni Hersch, ” Hersch, Hersch, you’ve, Bryan Cook, ’, Christopher L, Eisgruber Organizations: CNN, The University of Pennsylvania Carey Law School, Black, Fortune, Racial, Civil Justice Clinic, Apple, Google, Starbucks, Procter, Gamble, American Medical Association, AMA, Bureau of Labor Statistics, Vanderbilt University, Lumina Foundation, Gallup, Higher Education, Elite, Education, Urban Institute, American Bar Association, National Association for Law, American Bar Federation, Internal, ” Princeton University, University

☆ New grads are already worried about being overworked in their first jobs out of college
▼ + stars: | 2023-05-03 | by ( Jennifer Liu | In Jljenniferliu | ) www.cnbc.com time to read: +2 min

The top concern soon-to-be-grads have about entering the current job market has nothing to do with money, according to a new survey of 500 incoming college graduates from A.Team, a tech hiring platform. Instead, when asked about their top concern about the work landscape, 21% said they were most worried about finding a role that affords them work-life balance. Not far behind, 19% of new grads are concerned about not finding a job they're passionate about, while another 18% say potential layoffs are their biggest worry. Reports of academic burnout from college students got worse during the pandemic and remains a problem: As of 2022, 2 in 5 undergrads say they frequently feel stress while attending school, according to research from Gallup and the Lumina Foundation. Gen Z's calls for work-life balance could reshape workplace culture

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