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Search resuls for: "Leslie Quander Wooldridge"


6 mentions found


☆ 3 ways I use raises and bonuses to build wealth instead of spending them immediately
  + stars: | 2023-11-26 | by ( Leslie Quander Wooldridge | Stephanie Hallett | Read More | ) www.businessinsider.com   time to read: +5 min
Instead of substantially increasing my spending, I poured money into investments, added to my savings, and invested in professional development. download the app Email address Sign up By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy . I've appreciated earning raises as I've grown professionally, and I typically don't change much about my life in response. As my income has continued to rise, I've never substantially increased my spending — even though I could. Here are three ways I've used my additional funds to build wealth.
Persons: —, I've, I'd, Read, — oof Organizations: Service, Invest
☆ I haven't contributed to my retirement accounts in years, but I have an even better plan for my future
  + stars: | 2023-09-01 | by ( Leslie Quander Wooldridge | Stephanie Hallett | ) www.businessinsider.com   time to read: 1 min
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☆ Black Americans are less likely to invest than white Americans, but experts say 5 steps can change that
  + stars: | 2020-09-21 | by ( Leslie Quander Wooldridge | Read More | Read Less | ) www.businessinsider.com   time to read: +10 min
The racial wealth gap in America is well-documented, but there are steps we can take now to help close the gap — including encouraging Black Americans to invest more. In the US, Black Americans tend to invest at lower rates than white Americans, reducing Black Americans' opportunity to build wealth. There has been some progress related to investing in recent years, and the racial investing gap seems to be shrinking. That means the existing racial wealth gap can then feed into the investing gap. Research has found that Black Americans also tend to take fewer financial chances when compared to white Americans.
☆ I poured more than $2,000 into the stock market in April, and I know it's the right decision for my future
  + stars: | 2020-05-12 | by ( Leslie Quander Wooldridge | Stephanie Hallett | Read More | ) www.businessinsider.com   time to read: +5 min
But instead, I've been buying index funds. And ... more index funds. I'm buying new stocks instead of splurging on stuffI'm no stranger to shopping or nights out and about. I'm investing little by littleInstead of spending $50 on drinks here, or $70 on dinner there (you guys, city life can be expensive), I'm buying stocks and index funds. For instance, in April 2020, I bought about $2,000 worth of index funds in three transactions.
Persons: I'd, we've, I've, —, We've, spender, I'm Organizations: Service
☆ I transfer money to my savings account then pretend it doesn't exist, and that strategy paid for a $4,000 European vacation
  + stars: | 2020-05-07 | by ( Leslie Quander Wooldridge | Stephanie Hallett | Read More | ) www.businessinsider.com   time to read: +5 min
My savings strategy is simple: I transfer money out of my checking account into an online savings account with a higher rate of return — and then pretend it doesn't exist. The savings strategy that has consistently worked for me is the one where I transfer money out of my checking account, put it in a separate, online savings account with a higher rate of return — and then pretend like my stash doesn't exist. AdvertisementI then repeat these steps until my savings account gets to where I want it to be. Though it wasn't always fun to feel like I didn't have cash, I liked seeing my savings account grow. These days, I know how much I want to have in my savings account.
Persons: I've, —, who'd, I'd, I'm Organizations: Service, United States Postal Service Locations: Europe
☆ Following my mother's savings advice meant I could leave my full-time job behind when it was making me miserable
  + stars: | 2020-03-03 | by ( Leslie Quander Wooldridge | Stephanie Hallett | Read More | ) www.businessinsider.com   time to read: +6 min
Following her advice has kept me financially secure and meant that I could walk away from a job that was making me miserable — and still have money to travel the world. As I kept saving, my mother resolved to retire earlier than planned to pursue a more peaceful life. Funding her retirement accounts, stashing employer matches, seeking financial planning guidance, and managing her assets had seriously paid off. AdvertisementInstead of staying, and being miserable, I checked my savings account balance. You see, my online savings account held about six months of living expenses.
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