“We came up with the name and made it about the large, legal, institutional scams and frauds happening right under our noses,” Marie said. “I’ve always been like that.”Ira Glass, who gave Marie her first professional job in radio, on “This American Life,” described that voice as energetic, appealing and opinionated. At heart, “The Dream” is less about the scams themselves than why people fall for them. Instead the podcast asks, with genuine interest, why someone might fall for a fraud and which regulatory bodies failed to protect them. The story this season, which overlaps in places with both wellness and MLMs, is told a little differently.

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