I'd often have to cut spending in other parts of my life just to cover my monthly high insurance costs. Laura Sliva Collier/Getty ImagesWith sunlight beaming down most of the year, it's clear why Florida is known as the Sunshine State. Unfortunately, the heat and humidity kept me from fully enjoying all the beautiful outdoor activities and attractions throughout Florida. AdvertisementMosquitoes were a huge nuisance to me at nightI also struggled to deal with mosquitoes when I lived in the Sunshine State. Although the pesky insects can be found in every state, Florida has more than most and over 80 species of them.

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