Eman and Kristine Vergara embraced minimalism to achieve financial independence. The couple aim to travel with their kids while maintaining a frugal lifestyle at home. He figured out that if they saved more in their jobs — his wife was an accountant — they could retire early, or at least achieve financial independence. "The health system is amazing, and I think this is a key nuance between Australia financial independence and American financial independence," Eman said. "We simplified by just cutting all our credit cards when we found financial independence."

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Persons: Kristine Vergara, Vergara, Kristine, —, it's Organizations: Aldi, Business, Independence Locations: Sydney, Toowoomba, Brisbane, Australia, Philippines