Homebuyers can receive mortgages, down-payment assistance, and tax credits through the Kentucky Housing Corporation.
Most first-time homebuyer programs are through the Kentucky Housing Corporation (KHC), although there are a few additional options.
KHC Conventional Preferred Plus 80The KHC Conventional Preferred Plus 80 Program is similar to the regular Conventional Preferred Program, with two key differences.
Kentucky down payment assistance programsKHC Regular Down Payment Assistance ProgramThe Regular DPA Program can be combined with either of the aforementioned KHC mortgages.
Other Kentucky first-time homebuyer programsKHC Home Buyer Tax CreditThe Mortgage Credit Certificate (MCC) helps first-time homeowners save money on taxes.