When I moved to the "Big Smoke," my mom and dad offered to send me $1,000 every month, mainly to help with rent. Related storiesWithout my parents' help, I'd just about be breaking even, living paycheck-to-paycheck — which many people are forced to do. AdvertisementI feel bad about taking my parents' money, especially when I can technically afford to live without it. My parents didn't receive much financial help during their 20s; their circumstances were different, as was the economy some 30 years ago. My dad suggested I think of their help as a loan — not one I'm borrowing from them, but one I'm borrowing from my future self, from my inheritance.

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