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Prepaid debit cardsA prepaid debit card is loaded with a specific dollar amount, much like a gift card. Get a prepaid debit cardIf you don't have a need for a checking account or simply want a one-time use debit card, you can purchase a prepaid debit card through most grocery stores, pharmacies, and big-box retailers, or online through a card issuer such as Visa or Mastercard. Activating your debit cardWhen you receive your debit card, you need to activate it by visiting a website or calling the bank's or card issuer's dedicated phone number. Using your debit card safelyBecause your debit card pulls funds directly from your checking account, it's important to take swift action if your card is lost or stolen. Activating a new debit card is as simple as calling the number on the back of the card and following the prompts.

Persons: you'll, Joshua Hastings, You'll Organizations: Mastercard, Social Security, Visa, Discover Locations: U.S, Chevron

However, you also don't earn rewards like you would with a credit card, you don't get the time to pay off your balance like you would with a credit card, and you don't build credit like you would with a credit card. Ask for your debit cardWhen you are opening your checking account, tell the banking representative you would like a debit card to be linked to your account. Activate your debit cardWhen you receive your debit card, it will need to be activated, which is as simple as visiting a website or calling the bank's dedicated phone number. Figure out where you should use your debit cardWhile you can generally use a debit card at any ATM, you'll usually have to pay a fee for the privilege of using one that isn't affiliated with the bank or credit union that issued the debit card. Act quickly if your debit card is lost or stolenBecause your debit card pulls funds directly from your checking account, it's important to take swift action if your card is lost or stolen.

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