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Search resuls for: "Joseph Lalonde"


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☆ My dad taught me 3 money lessons that shaped my finances for life, but I wish he'd shared just one more
  + stars: | 2024-07-04 | by ( Joseph Lalonde | Read More | Read Less | ) www.businessinsider.com   time to read: +5 min
My dad taught me to live within my means and never to carry credit card debt. Below, you'll find a few things my father taught me about money ... and one thing I wish he had. Pay off credit cards at the end of the monthWhile Dad made his opinions clear on debt, he was okay with credit cards. Dad taught me to be generous but wise in my giving. What my dad missedMy dad did a lot of things right in teaching me about finances.
Persons: —, Dad, Dave Ramsey, I've, Warren Buffet's, He's, doesn't Organizations: Service, World, IBM, Apple, Microsoft Locations: St, Ignace , Michigan
☆ My wife has always hated gift cards, but I think my love for them is bringing her around
  + stars: | 2022-12-21 | by ( Joseph Lalonde | Read More | Read Less | ) www.businessinsider.com   time to read: +7 min
I figure out which restaurant or retailer they like, purchase a gift card, and gift the card to them. Featured Partner Offer Cash App - Send Gift Cards to Friends and Family Instantly A tooltip *Cash App is a financial platform, not a bank. Gift cards can score deals for the giver, tooSo many retailers and restaurants offer bonuses when you purchase a gift card. I buy them a gift card, and in return, I get another gift card for myself and my wife. My home is still divided on whether or not gift cards are the best gift to give.
☆ I cherish my $16 life insurance policy
  + stars: | 2022-11-17 | by ( Stephanie Hallett | Read More | Read Less | ) www.businessinsider.com   time to read: +4 min
kieferpix/Getty ImagesHere's what: I had life insurance when I needed it mostI was about 40 hours into labor with my son when I spiked a really high fever. My $250,000, 20-year term life insurance policy, from Bestow, costs me $16.25 a month. These days, I preach the gospel of life insurance to anyone who will listen. For others, permanent life insurance is a better option. Whatever your situation, life insurance is a good idea for most people.
☆ My wife and I have no debt and no kids, but we're happy to pay about $80 a month for life insurance to protect each other
  + stars: | 2022-11-16 | by ( Joseph Lalonde | Read More | Read Less | ) www.businessinsider.com   time to read: +5 min
Many people with debt or children get life insurance to protect their families. Why life insurance made sense at this point in our livesI know we don't have to carry life insurance. Insider's Featured Life Insurance Companies Lemonade Life InsuranceNationwide Life InsuranceGuardian Life Insurance Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Some may wonder why we chose term life insurance over permanent insurance. Term life is also a lower-cost life insurance policy.
☆ 3 smart ways I've used 0% APR credit cards to make big purchases while growing my wealth
  + stars: | 2022-11-14 | by ( Joseph Lalonde | Read More | Read Less | ) www.businessinsider.com   time to read: +8 min
At the age of 18, I got my first credit card, a Chase Freedom credit card. For the last 22 years, I've heeded his advice — except when using credit cards with an introductory 0% interest rate. 3 ways I've used 0% APR credit cardsI've used 0% APR credit cards to my advantage in three ways. If a 0% APR credit card didn't need the maximum amount paid, we could shift some of those payments to another credit card. Since we don't carry balances, traditionally, this meant opening a credit card, moving our total balance over, and then slowly paying down the 0% APR credit card.
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