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☆ Zero-down mortgages are making a comeback
▼ + stars: | 2024-05-30 | by ( Matt Egan | ) edition.cnn.com time to read: +8 min

That massive roadblock is being removed by a new zero-percent down mortgage program launched two weeks ago by one of the nation’s largest mortgage lenders. ‘Demand has been huge’These mortgages are only open to first-time homebuyers and those making no more than 80% of the area’s median income. That’s because in order to refinance at a lower rate, the homeowner would need to fully pay off that second mortgage. For instance, Bank of America launched a zero-down payment mortgage program in 2022 for first-time homebuyers in certain Black and Hispanic neighborhoods. “These mortgages are going to be ticking time bombs – just like subprime mortgages –unless home prices continue to increase very substantially,” Kelleher said.

Persons: Mat Ishbia, homebuyers, Christian Petersen, refinances, UWM, ” Alex Elezaj, they’d, ”, Patricia McCoy, McCoy, won’t, Bankrate, ‘, Anneliese Lederer, ” Lederer, ” Dennis Kelleher, ” Kelleher, Jonathan Adams, ” UWM, Elezaj, “, ” Elezaj, ” It’s, “ We’re, Greg McBride, Adams, ” Adams Organizations: CNN, United Wholesale Mortgage, Phoenix Suns NBA, Phoenix Suns, NBA, Oklahoma City, Footprint Center, Boston College Law School, Consumer Financial Protection Bureau, Federal Reserve, Bank of America, US Department of Agriculture, US Department of Veterans Affairs, Center for Responsible, Better, Saint Joseph’s University, Bankrate, “, Wall Street Locations: Phoenix , Arizona

☆ What your belly button reveals about your body
▼ + stars: | 2024-05-24 | by ( Dan Baumgardt | University Of Bristol | ) edition.cnn.com time to read: +6 min

For some, they are the thing of nightmares – omphalophobia (the fear of belly buttons) is a real condition. Whatever your feelings about belly buttons, one thing’s for sure - it once joined you to your mother. The umbilical cord is severed at birth to leave just a small clamped stump that progressively withers and falls away a week or two later. From this point, the belly button seems to become redundant – other than to gather dust and fluff. This circulation is not needed after the baby is born, and once disconnected from the placenta the umbilical vessels naturally close up.

Persons: – omphalophobia, that’s, Mary Joseph Dempsey, William Mayo, Mary Joseph, Dempsey, Hamilton Bailey, Mary Joseph’s, caput, Medusa, Perseus, Dan Baumgardt Organizations: CNN, Mayo, of Physiology, University of Bristol Locations: Minnesota, Mayo, United Kingdom

☆ What it’s really like to live in Macao
▼ + stars: | 2024-04-25 | by ( Lilit Marcus | ) edition.cnn.com time to read: +9 min

Macao, the Chinese special administrative region (SAR) often twinned with Hong Kong, is known as the Las Vegas of Asia. But travelers who are willing to dig in a little deeper can explore Macanese culture, which mixes Portuguese, Chinese and Southeast Asian heritages. Macao is comprised of two islands – the north one, Macao itself, and its southern neighbor Taipa. “In Asia, [people] think that Macao is full of casinos, and I think they do not understand the other parts of Macao,” says Lai. That means that they can live in Macao without a work visa and do not need a company sponsoring them.

Persons: CNN — “, ”, Vivian Lai, Taipa, Lai, ” Marina Fernandes, Michael Maslan, “, it’s, Uber, Fernandes, Eduardo Leal, Ricardo Balocas, Balocas, Don’t Organizations: CNN, Las, Macanese Association, Bloomberg, Macao International Airport, Joseph’s University, Macao, Henley Locations: Macao, Hong Kong, Las Vegas, Asia, China, Taipa, “, ”, Europe, Portuguese, Zhuhai, Macao’s, Singapore, Jakarta, Hanoi, Bangkok, Beijing, North America, Shenzhen, Guangzhou, Bay Area, Portugal, Macao's, Lisbon, St, Philippines, ‘ Little Lisbon, it’s

☆ Is it last orders for London’s nightlife?
▼ + stars: | 2024-04-06 | by ( Anna Cooban | ) edition.cnn.com time to read: +9 min

London CNN —It’s Thursday, 11.00 p.m., and on a street in London’s Soho district, there’s a loud clatter. “People haven’t got the money,” she told CNN. “That’s when their bills started coming through, the first heating bills from the winter,” he told CNN. Even before the ravages of the pandemic, the number of London’s nightlife venues was in steady decline. They don’t just go out for the sake of going out now,” she told CNN.

Persons: London CNN —, Lesley Lewis, haven’t, ”, Michael Kill, Grazyna, ” Kill, “, —, that’s, Kill’s, Jeremy Joseph, Freddie Mercury, ” Joseph, Jack Henry, Henry, Lutz Leichsenring, Fabian Sommer, Leichsenring, London’s, Sadiq Khan, Amy Lamé, Lamé, Khan, Lamé “, Charlie Fenemer, It’s, Becky Lam, Lam, ” Chris Lau Organizations: London CNN, Staff, CNN, Time Industries Association, York Minister, London, “, ”, German Commission, UNESCO, United Nations, Office, National Statistics, City Hall, Labour, Shady Locations: London’s Soho, London, Wales, Soho , London, Hoxton, London’s, Berlin, “ Berlin, Hong Kong, Soho, Hong, Beijing

☆ Ex-Olympian pleads guilty to sexually assaulting boys – but number of victims ‘remains unknown,’ DA says
▼ + stars: | 2024-02-10 | by ( Holly Yan | Nic F. Anderson | ) edition.cnn.com time to read: +12 min

“The total number of Conrad Mainwaring victims remains unknown,” said Timothy Shugrue, the district attorney in Berkshire County, Massachusetts. For decades, the victims’ abuse was a closely guarded secret. I must be defective in some way or ways,’” Waxman told Mainwaring. “We would talk about school and sports and whatever teenage boys want to talk about,” Kriesberg told CNN. “Mainwaring told Joseph that this procedure was necessary so he could properly understand Joseph’s sex drive and provide proper counseling.

Persons: Conrad Mainwaring, Mainwaring, ”, Timothy Shugrue, ‘, Greylock –, ” Shugrue, Camp Greylock, “, Michael Waxman, ” Waxman, –, Waxman, he’s, He’s, I’m, ’ ” Waxman, ” Mainwaring, ’, Greylock, That’s, Joe Kriesberg, ” Kriesberg, Kriesberg, “ Mainwaring, Joseph, massaging Kriesberg, masturbate Joseph, Mainwaring ”, Kat Thomas, ” Thomas, Mainwaring doesn’t, …, Larry Nassar’s, Thomas ’, Stewart, Finaldi Organizations: CNN, Berkshire County –, ESPN, Attorney’s, Syracuse University, Nottingham High School, Nottingham, Syracuse City School District, Syracuse University campus, High, USA Gymnastics, Michigan State University, New, Manly Locations: Massachusetts, New York, Berkshire County , Massachusetts, Caribbean, Antigua, Barbuda, Montreal, Berkshire County, Berkshire, Nottingham, Syracuse

DENVER (AP) — The American founder of a Haitian orphanage who had charges of sexual abuse against him dropped in the island nation was set to appear in federal court Thursday on new charges brought by U.S. authorities. He has not yet entered a plea, but has vehemently denied past accusations of sexual abuse that had been levied against him. Oberkoetter was not present at Monday's hearing but is scheduled to represent Geilenfeld virtually at future hearings, according to court records. At some point, Geilenfeld and a charity associated with the orphanage, Hearts for Haiti, sued Kendrick in federal court in Maine. At Monday's hearing, prosecutors were granted their request that Geilenfeld be kept in custody while the new case against him proceeds.

Persons: Michael Geilenfeld, Geilenfeld, Robert Oberkoetter, Oberkoetter, Paul Kendrick, Kendrick, ” Organizations: DENVER, U.S, Haiti “, Boys, Authorities, Haiti Locations: Haitian, Miami, Haiti, Florida, Colorado, Massachusetts, Maine, Port

1 UConn with 2:43 left in the game that settled a fantastic Big East matchup, Tristen Newton scored 25 points and the Huskies held off persistent Villanova 66-65 at a packed Wells Fargo Center on Saturday night. Cam Spencer had 14 points for the Huskies (17-2, 7-1 Big East), who are 2-0 since they were voted No. 1 the AP Top 25 in the regular season for the first time in 15 years. They’ve won seven straight games and won’t play against a ranked team -- as of this week’s poll -- until Feb. 17 against No. The Wildcats play Wednesday at St. John's.

Persons: — Alex Karaban, Tristen Newton, Cam Spencer, They’ve, Jay Wright, Tyler Burton, Newton, Justin Moore, Moore, TJ Bamba, Kyle Neptune, Saint Joseph’s, Dan Hurley, Donovan Clingan, Villanova's Mark Armstrong, Xavier, John's, ___ Organizations: PHILADELPHIA, UConn, Huskies, Villanova, Wells Fargo Center, Big East, Big, of Fame, Wildcats, NBA, North, NCAA, AP Locations: Wells, Florida, Marquette, That’s, Villanova, North Carolina, SportsBook, St

CNN —For the victims of the mass shooting Wednesday night in Lewiston, Maine, it was an ordinary night out. Even on her night off on Wednesday, Asselin was at Just-in-Time, her brother told CNN. He was one the victims lost in the shooting in Maine,” the organization wrote in a Facebook post Thursday. Arthur “Artie” StroutArthur "Artie" Strout Strout family/WBZArthur “Artie” Strout, 42, was at Schemengees during the shooting, his father, Arthur Bernard, told CNN affiliate WBZ. His death has left his family in “shock and profound grief,” his family member Cecile Francoeur Martin told CNN.

Persons: Robert Card, Michael Sauschuck, Tricia Asselin Tricia Asselin, CNN Tricia Asselin, Asselin, I’m, ” DJ Johnson, ”, Johnson, Stephen “ Steve ” Vozzella Stephen Vozzella, Megan Vozzella Stephen Vozzella, Vozzella, Brian L, Renfroe, “, Governor Baxter, Karen Hopkins, ” Vozzella, NEDC, Steve Vozzella, he’d, Peyton Brewer, Ross Peyton Brewer, Ross, CNN Peyton Brewer, Ralph Brewer, Brewer, cornhole, Schemengees . Brewer, Ross “, Elle, Thomas “ Tommy ” Conrad Tommy Conrad, Timothy Conrad Tommy Conrad, Conrad, Michael Deslauriers, Vicki Deslauriers Roy, Michael Deslauriers II, Michael Deslauriers Sr, Deslauriers, ” Deslauriers, ” Jason Walker Jason Walker, Mike Sauschuck, Bryan MacFarlane Bryan MacFarlane, Keri Brooks Bryan MacFarlane, Keri Brooks, MacFarlane, Brooks, Arthur “ Artie ” Strout Arthur, Artie, Strout, WBZ Arthur, Artie ” Strout, Arthur Bernard, Bernard, Joseph “ Joey ” Walker Joseph Walker, CNN Leroy Walker, Joseph Walker, Walker, Joseph, ” Leroy Walker, it’s, ” Joshua Seal Lewiston, Joshua Seal, Seal, Janet Mills, Nirav Shah, Elizabeth Seal, Joshua, ” Seal’s, ” Keith Macneir Keith Macneir, Maxx Hathaway Maxx Hathaway, Kelsay Hathaway, GoFundMe Maxx Hathaway, ” Kelsay Hathaway, “ Brenda, Maxx, Brenda Hathaway, Lilian, Brenda, ” Kelsay, Courtney Hathaway, she’s, he’s, ” Courtney Hathaway, “ Maxx, Robert “ Bob ” Violette Bob Violette, Violette, CNN Bob Violette, “ Bob’s, Brandon Dubuc, ” Witnesses, Cassandra Violette, Lucille Violette Lucille Violette, Bob Violette, William “ Bill ” Young, Aaron Young, Bill Young, Aaron, Kayla Putnam, CNN Bill Young, Young, Putnam, Bill, “ He’s, ” Putnam, WCVB, “ It’s, Rob, ” Rob, Ronald “ Ron ” Morin, Ron Morin, Ron Morin Ron Morin, Cecile Francoeur Martin, Martin, Morin’s, Morin, ” William Frank Brackett William Frank Brackett, CNN’s Caroll Alvarado, Elizabeth Wolfe, Sara Smart, Afshar, Amanda Jackson, Cara Lynn Clarkson, Aya Elamroussi Organizations: CNN, Public, New, Deaf, National Association of, Carriers, U.S . Postal Service, Governor, Governor Baxter School, Deaf Cornhole, “, Schemengees, WMTW, Facebook, Historical Society, of Public, WBZ, WGME, Tree Society, Maine Gov, Boston Globe, Portland Press Herald, Press Herald, WCVB, Bangor Daily News Locations: Lewiston , Maine, Lisbon Falls, United States, Uvalde , Texas, Lewiston, Maine, Schemengees, Auburn , Maine, “

WEST MILFORD, N.J. (AP) — Five people were transported to hospitals after an explosion at a New Jersey home on Friday night, police said. The house in West Milford was heavily damaged by the explosion around 9 p.m., the West Milford Police Department said in a statement. West Milford Deputy Fire Chief Rich Poplaski said the structure collapsed as a result of an "unknown cause,” northjersey.com reported. Political Cartoons View All 1176 ImagesPolice said the victims were transported by helicopter, including two to Morristown Medical Center, one to St. Joseph’s University Medical Center in Paterson, New Jersey, one to Cooperman Barnabas Medical Center in Livingston, New Jersey, and one to Hackensack University Medical Center in Hackensack, New Jersey. The explosion is under investigation by West Milford detectives and the fire marshal's offices from the town and state, police said.

Persons: Rich Poplaski, ” northjersey.com, West Organizations: West, West Milford Police Department, West Milford Deputy Fire, Police, Morristown Medical Center, Joseph’s University Medical Center, Barnabas Medical Center, Hackensack University Medical, West Milford Locations: MILFORD, N.J, New Jersey, West Milford, Morristown , New Jersey, New York City, St, Paterson , New Jersey, Livingston , New Jersey, Hackensack , New Jersey

It wasn’t until 2018 that the Archdiocese of New Orleans publicly identified Hecker as a suspected predator when it released its list of “credibly accused” priests. He is accused of choking the teen unconscious under the guise of performing a wrestling move and sexually assaulting him. The current archbishop, 73-year-old Gregory Aymond, has rebuffed calls by clergy abuse survivors to step down, saying he would not do so until canonically required to when he turns 75. “In my opinion, the Archdiocese of New Orleans is morally bankrupt, not financially bankrupt.”A New Orleans native, Hecker was ordained as an archdiocesan priest in 1958. Like the other secret church records, those emails remain under lock and key today.

Persons: Lawrence Hecker, Hecker, “ credibly, ”, Eugene Redmann, Gregory Aymond, Aymond, ” “ Lawrence Hecker, Richard Trahant, Soren Gisleson, John Denenea, Francis Xavier, “, Aaron Hebert, Hebert, Hecker groped, ” Hebert, Father Hecker, Hecker’s, George F, Brignac, Mike McDonnell, Kevin McGill Organizations: ORLEANS, Roman Catholic, FBI, Guardian, Archdiocese, Francis Xavier Catholic Church, archdiocesan, New Orleans Saints, Survivors Network, Press Locations: New Orleans, St, ”, Catholic New Orleans, Louisiana

Samantha Joseph’s childhood was scattered with golden trips to California to visit her Aunt Gail. Aunt Gail was the cool aunt. One day, those trips to California stopped: Aunt Gail no longer wanted to see Samantha’s family. Samantha was devastated, and several years later, she was devastated again by the news that Aunt Gail had died by suicide. Today, Samantha shares her search for answers following her aunt’s death and how a conversation with David Schwimmer helped her to heal.

Persons: Samantha Joseph’s, Gail, Aunt Gail, Robin Williams, Mayim Bialik, Samantha, David Schwimmer Organizations: “ Locations: California, Hollywood

☆ Why Basketball Is So Popular Off Broadway
▼ + stars: | 2023-07-17 | by ( Sopan Deb | More About Sopan Deb | ) www.nytimes.com time to read: +1 min

In Inua Ellams’s new play, “The Half-God of Rainfall,” the gods play thunderous games of basketball in the heavens. Basketball hasn’t just been on the playgrounds of New York City this summer. While basketball is not as popular as, say, American football, its cultural reach surpasses that of other American team sports because its players are among the most publicly recognizable. “Watching a basketball game is the same excitement I get from watching great theater,” said Taibi Magar, the director of “The Half-God of Rainfall.” “It’s like embodied conflict. When you’re watching Broadway, you feel just like you’re watching N.B.A.

Persons: Rajiv Joseph’s “ King James, ”, LeBron James, Basketball hasn’t, Taibi Magar, “, It’s, you’re Organizations: Forbes Locations: Arkansas, New York City

☆ Henry Kamm, Pulitzer-Winning New York Times Journalist, Dies at 98
▼ + stars: | 2023-07-09 | by ( Robert D. Mcfadden | More About Robert D. Mcfadden | ) www.nytimes.com time to read: +1 min

Henry Kamm, a former Pulitzer Prize-winning foreign correspondent for The New York Times who covered Cold War diplomacy in Europe and the Soviet Union, famine in Africa, and wars and genocide in Southeast Asia, died on Sunday in Paris. His early displacement deeply influenced his 47-year career with The Times, Thomas Kamm, a former Wall Street Journal correspondent, said in an email in 2017. It “explains the interest he always showed throughout his journalistic career for refugees, dissidents, those without a voice and the downtrodden,” he said. Henry Kamm won the 1978 Pulitzer Prize in international reporting for articles on the plight of refugees from Southeast Asia who fled their war-torn homelands in 1977 and braved the South China Sea. Many sailed for months in small, unsafe fishing boats, suffering horrendous privations, only to find themselves unwanted on any shore.

Persons: Henry Kamm, Kamm’s, Thomas, Kamm, Thomas Kamm, “, ” Organizations: The New York Times, Joseph’s, The Times, Wall Street Journal Locations: Europe, Soviet Union, Africa, Southeast Asia, Paris, St, Indochina, China

☆ 5 Minutes That Will Make You Love New Orleans Jazz
▼ + stars: | 2023-06-07 | by ( Giovanni Russonello | ) www.nytimes.com time to read: +2 min

Over the past few months, The New York Times has asked experts to answer the question, What would you play a friend to make them fall in love with jazz? The United States is full of cities with their own rich jazz histories, but none goes back as far as New Orleans. To really discover the beauty of New Orleans jazz, the in-person experience is key. But unless you’re about to book a trip, why not take five minutes to read and listen, and see if you get hooked? In the 100-plus years since then, New Orleans has remained something of a cultural anomaly in the United States: rooted in its own traditions, and fortified against broader commercial trends.

Persons: banjos, Joseph’s, Louis Armstrong — Organizations: New York Times, New, Mardi Locations: United States, New Orleans, Congo, Orleans

☆ At Churchill Downs, Humans Failed the Horses Again
▼ + stars: | 2023-05-07 | by ( Joe Drape | ) www.nytimes.com time to read: +1 min

The modestly bred Mage rumbled down the stretch to win this year’s Kentucky Derby on Saturday at 15-1 odds. But their accomplishments were eclipsed by the death of seven horses at Churchill Downs in the lead-up to the Derby. Four horses were scratched because of veterinarians’ concerns about their health. A fifth was scratched because, well, the Lords of Churchill were suspicious of the trainer Saffie Joseph Jr. after two of his horses collapsed and died following races. Long after the Derby was over and the lights were going out on a tragic day, first, Churchill Downs, then the newly minted Horseracing Integrity and Safety Authority, released statements with the same message: It wasn’t them.

☆ Horse Trainer Suspended as Churchill Downs Investigates Sudden Deaths of Two Horses
▼ + stars: | 2023-05-04 | by ( Joseph De Avila | Suryatapa Bhattacharya | ) www.wsj.com time to read: 1 min

The Kentucky Derby is on Saturday at Churchill Downs. Photo: AMIRA KARAOUD/REUTERSChurchill Downs said it has indefinitely suspended trainer Saffie Joseph Jr ., and scratched the horse Lord Miles from Saturday’s Kentucky Derby as it investigates the sudden deaths of two horses under Mr. Joseph’s care. The horses, Parents Pride and Chasing Artie, died in recent days from unknown causes.

☆ Philly’s newly ID’d ‘Boy in the Box’ gets grave marker at 70
▼ + stars: | 2023-01-15 | by ( The Associated Press | ) www.nbcnews.com time to read: +5 min

The family lived down the street from the potter’s field where the boy was first buried, and placed flowers there on holidays. It’s a confluence of great detective work, cutting-edge science and the careful art of genealogical research, retired city detective William Fleisher said in his graveside remarks Friday. “It is a big part of our city’s history, a big part of the Philadelphia Police Department’s history. So this is everybody’s victory.”Police now believe the boy lived in West Philadelphia, miles across town from where his body was found. “This has been our whole lives, with this boy, our whole entire lives, since we were children,” said Kim Augustine, 56, Braxton’s sister.

☆ Jo Mersa Marley, Bob Marley’s grandson, dies at 31
▼ + stars: | 2022-12-29 | by ( The Associated Press | ) www.nbcnews.com time to read: +2 min

MIAMI — Reggae musician Joseph “Jo Mersa” Marley, Bob Marley’s grandson and Stephen Marley’s son, has died at 31. His representative confirmed his death to Rolling Stone on Tuesday but a cause of death was not immediately disclosed. Born in Jamaica and raised in Miami, Marley followed in his family’s musical footsteps, taking the stage with his family’s band, Ziggy Marley and the Melody Makers. Jo Mersa Marley spoke of how music enveloped his upbringing in a previous interview with Rolling Stone. “My plan is to do something new with my roots.”News of Marley’s death elicited mourning on social media, including a post from Jamaican Prime Minister Andrew Holness.

The child lived in West Philadelphia, near Market and 61st Streets, according to Philadelphia police Capt. "It’s going to be an uphill battle for us to definitively determine who caused this child's death," Smith told reporters. Nonprofit Vidocq Society is made up of former law enforcement personnel and forensic professionals who share an interest in unsolved crimes. "Now our lad is no longer that 'Boy in the box.' "Joseph Augustus Zarelli will no longer be that 'Boy in the Box,' will no longer be unknown," Fleisher said.

☆ ‘Living in despair and hopelessness’: A lack of affordable housing can put people’s health at risk
▼ + stars: | 2022-11-30 | by ( Renuka Rayasam Fred Clasen-Kelly Kaiser Health News | Renuka Rayasam | Fred Clasen-Kelly | ) edition.cnn.com time to read: +11 min

She suspected the gray and brown splotches spreading through the apartment were mold and had caused her son’s illness. A nationwide affordable housing crisis has wreaked havoc on the lives of low-income families, like Joseph’s, who are close to the brink. Housing instability — such as having trouble paying rent, living in crowded conditions, or moving frequently — can have negative consequences on health, according to the federal Office of Disease Prevention and Health Promotion. And there is no county in the country where a minimum-wage worker could afford a two-bedroom rental home, according to an August report from the National Low Income Housing Coalition. A few months after leaving the apartment, Joseph and her two children moved in with her sister in Orlando, Florida, with their remaining possessions — a car and some clothes.

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