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There are many reasons why a credit card might be declined, including fraud protection. "Having your credit card denied isn't something to be embarrassed or ashamed about," says Kristy Kim, CEO and founder of lender TomoCredit. You hit your credit limitYour credit card may be declined if you hit or are approaching your credit limit. Your credit card is expiredYour card will also be declined if it's past the expiration date. How to prevent your card from being declinedTo prevent your credit card from being declined, know your card's expiration date and notify your credit card company of international travel plans.
Persons: Kristy Kim, TomoCredit, you've, Melinda Opperman
From exceeding your credit limit to fraud prevention, there are many reasons a credit card may be declined. Apply Now On Chase's website Apply Now On Chase's website Apply Now On Capital One's website6 of the most common reasons your credit card is declined1. You hit your credit limitIf you're at or near your credit limit, your card may be declined. Your credit card is expiredYour card will also be declined if it's past the expiration date. How to prevent your card from being declinedTo prevent your credit card from being declined, know your card's expiration date and notify your credit card company of international travel plans.
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